Updated: October 12, 2018

Pershore conveyancing solicitor fees and costs

No Move, No Fee conveyancing in Pershore

Conveyancing solicitor fees are paid conveyancing solicitors in Pershore for the legal work involved in moving home.

Are Pershore conveyancing fees and costs fixed?

Our solicitors work on a fixed No Move, No Fee basis with no hidden fees, unlike some other conveyancing solicitors in Pershore who will work on an hourly-rate basis. Your conveyancing quote will set out exactly what you will need to pay when your property transaction has completed.

Are there any other costs in addition to conveyancing fees?

You will have to pay any 'disbursements', in addition to conveyancing solicitor fees.

Disbursements are the costs incurred by the solicitor on your behalf, such as landlord's notice fees or HMLR fees.

See: How much should conveyancing fees cost?

How much will conveyancing in Pershore cost in total?

Conveyancing fees in Pershore should be the same as anywhere else in the UK. There may, however, be some variation in certain disbursements. As examples, Local Authority Search fees can vary and additional region-specific searches, e.g. utilities searches, may be needed.

For standard conveyancing transactions, the conveyancing fee we quote is the fee you pay. With Quittance, there are no unexpected costs or surprises in the small print. Work out the conveyancing fees for your move, with our conveyancing calculator: Click here

Quittance's fees were cheaper - less than half the Estate Agent's recommended solicitor's fees

Conveyancing - Buying a property in Pershore

In carrying out the legal work for a property buyer, a conveyancing solicitor in Pershore will look into the property's title and report back to the buyer and the lender.

After making their enquiries the lawyer will offer professional advice and will offer pragmatic solutions and ensure the title is transferred to the new owner.

The following discusses the property types which may involve additional risk for people who want conveyancing solicitors in Pershore for a purchase.

Your Pershore conveyancing solicitor must be lender-approved

Before you appoint a conveyancing solicitor in Pershore, you must confirm that they can act in the interests of your chosen lender, whether you are getting a mortgage from the HSBC, Ulster Bank or any other lender.

Your lawyer may not be able to carry out the legal work for your chosen lender, because some lenders will only accept a selected list (their 'panel') of solicitors or licensed conveyancers.

In this case, the lender will need a second legal firm to act in their interests, and you will usually need to pay this substitute lawyer's fees. This can push back the completion date of the purchase.

Significant delays can arise if you do not check your conveyancing lawyer's lender panel status.

Our conveyancing solicitors are approved to act for all banks and other lenders.

Wychavon District Council searches

Searches are enquiries made of public bodies by Pershore conveyancing solicitors to highlight issues affecting the property being purchased.

Lenders also need property searches (sometimes referred to as 'conveyancing searches') to be applied for. Required searches will include:

  • Local Authority (LA) search - exposes issues like road schemes that could affect the property
  • Environmental search - covers environmental issues within 500m of the property, including flooding, mining subsidence and the proximity of landfill and contaminated land sites.
  • Drainage & Water search - includes the position of water mains and sewers, and whether the local authority is responsible for their maintenance.
  • Chancel repair liability - involves the potential liability owed by the owners of certain property to pay for local parish church repairs. Insurance can be arranged to cover this risk.

More pertinent searches, such as a more detailed flood report or a disadvantaged area search, may also be referred to in the initial search results.

The average lead time for searches supplied by Wychavon District Council is 2 weeks. In these circumstances, faster personal searches will be recommended.

Planning documents

The conveyancing solicitor acting for the buyer also retrieves office copies from HMLR, assisting with the identification of planning issues, for example neighbours' rights of access or a difference between the agent's floorplan and the title plan.

Wychavon District Council Council Tax

Wychavon District Council calculate your council tax based on various factors such as the size and character of the home and the property's value as at 1 April 1991 (England) or 1 April 2003 (Wales). For example, for an average Valuation Band E property in Pershore, the amount payable would be £2,027.

Conveyancing solicitors in Pershore will inform the purchaser of the property's tax band once they are made aware.

If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,520.

Other discounts and exemptions could also apply, e.g. if the property is a second home then a 10% discount will be applied or where the property (land) is a boat mooring or caravan pitch. The Valuation Office Agency (VOA) assign bandings for new homes, and where the owner has requested a revaluation.

Band Wychavon District Council Tax (2018)
A £1,106
B £1,290
C £1,474
D £1,658
E £2,027
F £2,395
G £2,764
H £3,317

Can I challenge my council tax band?

Contact the VOA for more information on how to challenge your tax band:

Valuation Office Agency
Block A Government Buildings
Whittington Rd
Worcester
WR5 2LB
Worcestershire

The Valuation Office Agency should reassess a property's band on request. Councils prefer that this be done within six months of buying a property.

Stamp Duty on Pershore properties

Submitting the SDLT1 form to HMRC is difficult and time consuming. The majority of purchasers get their property lawyer to do it for them.

The threshold for Stamp Duty Land Tax for a home is £125,000.

Our post-completion conveyancing team use case management system to ensure the SDLT1 tax return is submitted to HMRC as quickly as possible.

See table below for stamp duty examples for properties in Pershore:

  Average selling price (2017) Stamp Duty
Average price £306,935 £5,346.75
Average price (detached) £385,781 £9,289.05
Average new build £298,572 £4,928.60

Stamp duty relief for first-time buyers in Pershore

In November 2017, the Government announced that first-time buyers would be exempt from paying stamp duty on residential properties below £300k. Following a change in April 2016, a 3% SDLT surcharge is applied for purchases of additional property. So if a second property was bought for £306,935 then the SDLT total will be £24,554.80.

Conveyancing solicitors in Pershore will confirm an accurate calculation is made.

Buying a flat? Leasehold conveyancing in Pershore

New build site

It is rarely a good idea to purchase a leasehold property without being aware of the facts. There are many legal issues that may be awaiting an uninformed buyer, including:

  • incomplete management company accounts
  • unfair developer practices
  • leases with fewer than 80 years to run
  • increasing ground rents
Serious consequences can result from a solicitor's misguided leasehold advice.

If you intend to buy a property with a lease, a expert conveyancing solicitor in Pershore will consider possible leasehold issues, for example service charges and whether they have been collected, the implications of the remaining length of the lease and reviewing correspondence between the freeholder and leaseholder.

Make sure that you are aware of all the potential issues and costs associated with the lease - Get in touch with our leasehold conveyancing solicitors today on 0800 612 0377.

Buying a 'New Build' property in Pershore?

House being built

The average value of Pershore new builds is £309,789, according to information compiled by the HM Land Registry. 10 brand new homes have been bought in Pershore in 2018 so far.

A new-build conveyancing solicitor in Pershore will need to be aware of local considerations and the added complexities of new build, like checking the suitability of new build insurance and confirming building regulation compliance.

Our highly qualified team of conveyancers specialise in helping the buyer get the best possible purchase terms and working to developer exchange timeframes.

Worcestershire Conservation areas

Whether you enjoy a rural setting or Regency architecture, moving into a conservation area will usually mean that the local character is unlikely to drastically change. However, conservation area conditions will affect your home.

These conditions may include restrictions on painting external walls, restrictions on side or 2 storey extensions or restrictions on the display of advertisements.

The local authority can order any non-compliant alterations to a property to be changed or removed.

Parts of Pershore are within a conservation area governed by the Wychavon local planning authority (LPA). Your conveyancing solicitor will confirm whether the property you are buying is located in one of Pershore's conservation areas.

Conveyancing - Selling a property in Pershore

The legal process for a sale of a home is less demanding than for a purchase. When buying, the responsibility is solely on the buyer to validate that the legal title of the property is mortgageable and is (or can be) registered at the Land Registry.

On the other side of the transaction, conveyancing solicitors in Pershore acting for the vendor for the most part just answer enquiries made on behalf of the buyer.

What can sellers do to help your sale go through?

A house or flat can face many complex issues (e.g. missing planning regulations or having a flying freehold) that can endanger your move.

Don't put off finding a solution, hoping the issue will fix itself. Get advice and deal with it as early as possible.

Useful reading:

Read more helpful advice for sellers here.

Leasehold

The legal work for a leasehold flat (leasehold houses are rare) is significantly more difficult than for a more straightforward freehold house.

The complexities of leasehold mean conveyancing solicitors in Pershore must undertake additional tasks, for example sourcing an up-to-date service charge statement or a copy of any notices served on the leaseholder.

To help mitigate the delays involved in selling a leasehold house or flat, it is highly recommended that you instruct a solicitor as soon as an estate agent is chosen.

Can Quittance conveyancers act for the buyer and the vendor of the same property?

Conveyancers regulated by the Council for Licenced Conveyancers can act for both sides. However, SRA regulations prevent the same solicitor from acting on both sides in a house sale.

You could contact a law firm in Pershore to carry out your legal work, if a Quittance conveyancing solicitor is acting for the other side.

Local Pershore conveyancing solicitor directory

  • Thomson & Bancks (Software) Limited, 37 High Street, Pershore, Worcestershire, WR10 1AH

Conveyancing - Remortgaging a property in Pershore

The most common reason people remortgage a home is to get a more affordable interest rate. Other reasons to think about remortgaging include releasing equity, or the existing lender having refused a payment holiday.

An efficient conveyancing solicitor in Pershore can reduce the remortgage processing time, helping you get onto the lower rate earlier. With the base rate now at 0.5% (May 2018), fast conveyancing can be a crucial factor in getting onto your new rate as quickly as possible.

It is key that the property lawyer carrying out the remortgage can also act for the new mortgage lender. Quittance Conveyancing are on the panel for all major UK lenders, so whether you are changing to a tracker with the HSBC or to a fixed-rate mortgage with the Skipton Building Society, Quittance can help.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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