Updated: October 12, 2018

Paignton conveyancing solicitor fees

No Move, No Fee conveyancing in Paignton

Conveyancing solicitor fees will be paid your Paignton conveyancing solicitor for the legal work for a home sale or purchase.

Are Paignton conveyancing fees and costs fixed?

We work on a fixed No Sale, No Fee conveyancing basis with no unexpected, additional costs, unlike some other conveyancing solicitors in Paignton who offer services on an hourly-rate basis. Your conveyancing quote will set out exactly what you will need to pay when your sale or purchase completes.

Are there any other costs?

In addition to the legal fees you will also have to cover any 'disbursements'.

Disbursements are the third-party costs that your conveyancer will pass on to you at the end of the conveyancing process. These include costs like bankruptcy checks or managing agent information.

See: A guide to conveyancing fees, costs and disbursements

How much will the total Paignton solicitor conveyancing fees be?

Paignton conveyancing fees should not vary, wherever you are buying or selling in the UK. However, there may be some variation in certain disbursements. As examples, additional region-specific searches, e.g. utilities searches, may be needed and Local Authority Search fees can vary.

With Quittance Conveyancing, there are no unexpected costs or surprises in the small print. For a standard sale or purchase, what we quote is the fee you pay. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here

Quittance's fees were cheaper - less than half the Estate Agent's recommended solicitor's fees

Conveyancing - Buying a property in Paignton

The conveyancing for a homebuyer will require a conveyancing solicitor in Paignton to consider a wide range of issues. Examples of such factors can range from a defective title (e.g. breached restrictive covenants) to the mortgageability of the property itself.

The purchaser's solicitor will report their findings back to the purchaser, offer pragmatic solutions and confirm that the Land Registry's record of the property is updated.

The following section provides useful guidance for buyers who want conveyancing solicitors in Paignton.

Your Paignton conveyancing solicitor must be lender-approved

Regardless of whether your mortgage is with a niche mortgage lender like Platform or a large lender such as Barclays Bank, before you appoint a conveyancing solicitor in Paignton it is critical that you make sure that they can act in the interests of your lender.

Some banks and building societies are only prepared to work with a select panel of firms. If a solicitor is not on the panel of your lender, the lender will probably need an alternative law firm to act in their interests.

You will be expected to pay this alternative lawyer's fees and the conveyancing process could take much longer.

Setbacks can result from failing to confirm your property lawyer's lender panel status.

Our conveyancing solicitors can perform the conveyancing for all lenders.

Searches (Torbay Council)

Property searches (sometimes referred to as 'conveyancing searches') are applied for by Paignton conveyancing solicitors to unearth any significant issues that might potentially impact how much your house or flat is worth. They include:

SearchDescription
Local Authority (LA) searchcovers the details of planning applications, decisions and the enforcement of breaches or violations.
Environmental searchidentifies risks within 500 metres of the property, including flooding subsidence. The search will also reveal nearby landfill sites and contaminated land.
Drainage & Water searchconfirms who is responsible for the upkeep of the water pipes and drainage that serve the property.
Chancel repair liabilitythere is a risk that some Paignton properties owe a liability to the local parish to pay for church repairs. Insurance can be taken out to protect against this liability.

Your conveyancer will tell you if your chosen lender insists on any further searches, such as a radon gas search or a contaminated land report.

The average turnaround time for LA searches provided by Torbay Council is 19 weeks, so faster personal searches will be preferred.

Checking planning status

The conveyancing solicitor acting for the buyer will apply for official entries from HM Land Registry. This will help to highlight any planning issues. Examples of these include the breach of a restrictive covenant or outbuildings missing from the title plan.

Torbay Council Council Tax

The amount of council tax a homeowner in Paignton will pay to Torbay Council will depend on the property's value and the number of residents. For example, for an average Band D home in Paignton, the amount due would be £1,738.

Conveyancing solicitors in Paignton will inform a buyer of the home's tax band as soon as they are notified.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,303.

Other discounts and exemptions could also apply, for example a 10% discount for second homes or where an occupation is prohibited by law such as a compulsory purchase order.

Band Torbay Council Tax (2018)
A £1,159
B £1,352
C £1,545
D £1,738
E £2,124
F £2,510
G £2,897
H £3,476

What to do if you suspect your new home is incorrectly valued

A homeowner can ask for their property to be reassessed. To appeal contact:

Valuation Office Agency
Broadwalk House
Southernhay West
Exeter
EX1 1TS
Devon

Stamp Duty on Paignton properties

The current Stamp Duty Land Tax threshold is £125,000 in England and Wales. Submitting the SDLT1 form to HM Revenue & Customs is difficult and time consuming. The majority of buyers get their conveyancing solicitor to do it for them.

Our post-completion conveyancing team use online case management system to ensure the SDLT1 tax return is submitted to HM Revenue & Customs as quickly as possible.

The following table illustrates Stamp Duty Land Tax examples for average properties in Paignton:

  Average sale price (2017) SDLT
Average price £218,035 £1,860.70
Average price (detached) £304,208 £5,210.40
Average new build £255,303 £2,765.15

Stamp duty relief for first-time buyers in Paignton

Relief is available on home purchases below £300k for first-time buyers with relief up to £500,000 in some areas. Since 1st April 2016, buyers of second homes are subject to an SDLT surcharge of 3%, even if the home is not let out. E.g. if a second home was bought for £218,035 then the SDLT including the surcharge would be £10,901.75. .

Conveyancing solicitors in Paignton will confirm the correct calculation is made.

Buying a flat? Leasehold conveyancing in Paignton

New build site

The pitfalls associated with buying a leasehold property in the UK are well established. There is a wide range of sometimes obscure legal issues that may be awaiting the unsuspecting purchaser, such as unreasonable ground rents, short leases and undisclosed major works.

Severe consequences can result from a less-experienced solicitor's failure to give good leasehold advice.

If you are planning to purchase a leasehold home, a good conveyancing solicitor in Paignton will address aspects of leasehold, e.g. service charge records from the last three years, sinking funds and managing agent practices.

Make sure that you are fully-informed regarding your decision to buy a leasehold property with our team of leasehold conveyancing solicitors.

Buying a 'New Build' property in Paignton?

New build site

According to Her Majesty's Land Registry information, the average purchase price of a new build home in Paignton is £259,640. 5 new build properties have been bought in Paignton in 2018 so far.

Purchasing a new build home is generally more complex than 'standard conveyancing'. Therefore a Paignton conveyancing solicitor must be aware of both region-specific factors and also should check a range of issues, like ensuring that new build mortgage conditions are met and ensuring compliance with planning regulations.

Our highly qualified team of new build conveyancers are specialists in meeting short developer deadlines and helping new build purchasers obtain the best possible terms.

Conservation areas in Devon

Moving to a street located in a conservation area can ensure the local character is unlikely to change. However, conservation area building controls will affect your house.

Referred to as Article 4 directions, these constraints may include:

  • Limits on the use of non-traditional building materials
  • A ban on uPVC window frames
  • Restrictions on outbuildings and extensions

The local planning authority can order any non-compliant alterations to a property to be changed or removed.

Your conveyancing solicitor will address whether your planned purchase is located one of Paignton's conservation areas.

Conveyancing - Selling a property in Paignton

The conveyancing process on a property sale is much easier than for a purchase. With a purchase, the obligation lies entirely with the buyer to validate that the home they are buying is mortgageable and free from legal issues.

On the other hand, when selling, conveyancing solicitors in Paignton acting for the existing owner effectively just answer questions set by the buyer's conveyancing solicitor.

Factors that could delay or endanger the sale of your home

Common hurdles, such as parking issues or disputes or a solar panel 'rent a roof' scheme, can potentially slow or frustrate the conveyancing process.

Property specialists will generally advise to vendors that they handle any such problems as soon as they come to light.

Useful reading:

Read more conveyancing advice for sellers.

Selling a leasehold property

Conveyancing for a leasehold flat (leasehold houses are not common) is significantly more time-consuming than for a more straightforward freehold house.

The complexities of leasehold mean conveyancing solicitors in Paignton will need to conduct additional legal work, for example requesting an up-to-date service charge statement or any information about regulations affecting the property that are not in the lease.

To help mitigate the delays involved in selling a leasehold property, it is recommended that the seller instruct a lawyer as early in the process as possible, and preferably before going on the market,.

What if Quittance is acting for the other side?

Solicitors Regulation Authority (SRA) rules restrict a single conveyancing solicitor from acting on both sides in a house sale. CLC-regulated conveyancers, however, can act for both parties.

If you are buying or selling a Paignton home, and we are acting for the other side, you could contact a property solicitor firm in Paignton to carry out your legal work.

Local Paignton conveyancing solicitor directory

  • Knapman & Co, Dendy House, 16 Dendy Road, Paignton, Devon, TQ4 5DB
  • Michael W Pipe, Geneva House, 10 Dendy Road, Paignton, Devon, TQ4 5DB
  • Wbw Solicitors LLP, 63-65 Hyde Road, Paignton, Devon, TQ4 5BT
  • Fortress Law Limited, Belgrave House, 2 Winner Street, Paignton, Devon, TQ3 3BJ

Conveyancing - Remortgaging a property in Paignton

Saving money on a better rate is the main reason that people change lenders. There are other reasons, such as getting onto a longer fixed-rate term, or extending the mortgage term.

A good conveyancing solicitor in Paignton will complete the conveyancing quickly, helping you get onto the lower rate earlier. With future interest rate changes hard to predict, fast conveyancing can be a key consideration when getting on to the rate you want.

It is vitally important that the property lawyer handling your remortgage can also represent the new mortgage provider. Quittance Conveyancing are on all major UK lenders' panels, so whether you are changing to a fixed-rate mortgage with Lloyds Bank or to a long-term fixed mortgage with the Hinckley and Rugby Building Society, our remortgage specialists can help.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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