Conveyancing in Paignton
Conveyancing is the legal process of buying and selling property, where a solicitor ensures that the transfer of ownership complies with legal requirements. If you need a solicitor for conveyancing in Paignton, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped clients in Paignton and throughout Torbay with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Brixham, Dartmouth, Newton Abbot, Plymouth and Totnes
Buying property in Paignton
A seaside town in Devon, Paignton is part of the English Riviera. Known for its beaches, Paignton Zoo, and steam railway, it offers a relaxed coastal lifestyle. The town has a population of approximately 49,000.
Council Tax in Paignton (2023/24)
Paignton is in Torbay Council.
| Band | Amount |
|---|---|
| A | £1,427.47 |
| B | £1,665.38 |
| C | £1,903.29 |
| D | £2,141.20 |
| E | £2,617.02 |
| F | £3,092.84 |
| G | £3,568.67 |
| H | £4,282.40 |
What do Paignton conveyancing solicitors do?
Your solicitor will handle all the legal elements of buying a property.
They will raise questions for the seller, order searches, review the contract of sale, and take care of tasks after the sale, like paying Stamp Duty.
In addition to standard searches, Paignton conveyancing solicitors may also undertake checks for issues related to flood risk, radon and tin mining searches.
Are you purchasing a property with a mortgage?
When you buy a house, your solicitor also needs to carry out some legal work for the bank or building society. Lender panel approval means your solicitor is able to represent your chosen mortgage provider.
Our chosen partner solicitors have established relationships with the majority of lenders, from larger lenders like Metro Bank to West Bromwich Building Society, facilitating a quicker completion of your transaction.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can also assist Paignton home movers with the legal work for:
When buying a house or flat in a conservation area, your property lawyer will need to check for restrictions on how you can use the house or flat, including business use restrictions or footpath rights. Conservation areas in Paignton and the Torbay local authority include:Buying in a conservation area
New Build
The conveyancing process for acquiring a new build home in Paignton can be complicated compared to other types of conveyancing.
A property lawyer in Paignton will need to be qualified to handle things like helping with mortgage offer extension terms, confirming rights to use pipes and cables (e.g. phone, data, fibre, electricity) and checking new build warranties with warranty providers such as NHBC, Advantage HCI and Foundation.
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Leasehold property
Almost all flats are leasehold. Leasehold houses are less common, but there are still an estimated 1 million such properties across the country. Buying a leasehold home will usually take more time than a freehold property as there is more to prepare and the freeholder and/or managing agent are also involved.
Varied factors, such as an unresponsive landlord or slow receipt of the managing agent information, can lead to serious delays.
Expert leasehold conveyancers complete the legal work for 100's of leasehold purchases each month. With specialist expertise there should be far fewer delays.
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Selling a property in Paignton
At the start of the property selling process in Paignton, your solicitor will arrange all the necessary documentation, including the various property information forms and the contract of sale.
The lawyer will sort out potential snags and respond to inquiries from the buyer's solicitor.
Your lawyer will work with all parties, like estate agents and banks or building societies, to confirm that the sale is completed without incident.
Does a leasehold property take longer to sell?
Yes, it can take considerably longer to carry out the conveyancing on leasehold houses or flats, compared to the sale of a freehold property.
The buyer's solicitor will need to review these documents. These could include details of any breaches by other leaseholders and a copy of buildings insurance for the common parts of the property. The time needed by the solicitor to get these documents together is the common cause of such delays.
It can take weeks to collect these details if the managing agent or landlord is slow or difficult to contact, so your solicitor ought to start this process even before you have found a buyer.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgage conveyancing
Latest Bank of England base rate now at 5.25% (18 April, 2024)
Before you instruct a remortgage solicitor, your solicitor must be able to act for your mortgage lender.
Our remortgage panel solicitors are on the solicitor panels of over 100 mortgage lenders. Whether you are changing to an equity release mortgage with Santander or moving to a tracker mortgage with Accord, we can assist.
Read more:
Check our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transferring Equity
Whether you are adding one or more people to the deeds, tax planning for the future or transferring the ownership of your home to your daughter, son or other family member, you will need to transfer equity.
Your lawyer will complete the legal work for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
Conveyancing costs in Paignton: What to expect
Conveyancing fees
These fees are paid to your solicitor or conveyancer for the work they complete for you. The conveyancing quote should clearly detail the legal fees, including VAT, that you pay when the property transaction is complete.
Disbursements
Disbursements are third-party expenses incurred during the purchase, sale or other conveyancing transaction. Examples of disbursements include Stamp Duty and property searches.
Are the conveyancing fees fixed?
Some solicitors' quotes may include additional charges in their terms and conditions, resulting in a final bill that is higher than the original quote. When comparing quotes, watch out for undisclosed fees missing from the original quote.
