Award-winning No Move, No Fee conveyancing for Nuneaton home movers
By Gaynor Haliday , Oct 12, 2018
We prioritise proactive communication to keep you updated 24/7 and our guaranteed fixed conveyancing fees service means no hidden costs.
Whether you are buying or selling a house or flat and need conveyancing solicitors in Nuneaton, Quittance Conveyancing's No Sale, No Fee property lawyers are here to help.
Our no move no fee guarantee means should your move not proceed, even if you decide to pull out, you won't incur any conveyancing solicitors' legal fees.
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Nuneaton's most communicative conveyancing service
Slow solicitor communication is one of the most aggravating elements of moving home.
In fact, conveyancing solicitor communication is so important that the CLC (the official conveyancing industry regulator) client service charter specifically prioritises resolving the problem.
Despite this, a survey commissioned by the Conveyancing Association of 1,500 people ascertained 46% of respondents believed that more effective communication would have accelerated the completion of their transaction.
Our Nuneaton conveyancing solicitors aim to deliver the most communicative and client-friendly conveyancing service in the UK. We strive to deliver to you the information you need wherever you are, using the communication method of your choice:
- Lowest Nuneaton conveyancing solicitor fees
- Personal extension numbers of your lawyer
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Open Saturdays
- State of the art case handling technology
- Frequent updates via your chosen method (including SMS, phone and email)
Updated: October 12, 2018
Nuneaton conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Nuneaton
Conveyancing solicitor fees are what you pay conveyancing solicitors in Nuneaton for the legal work for a home sale or purchase.
Do Nuneaton conveyancing solicitors work on a fixed fee basis?
We work on a fixed No Sale, No Fee conveyancing basis with no hidden extras, unlike some other conveyancing solicitors in Nuneaton who offer services on a price per hour basis. Your conveyancing quote explains exactly what you will need to pay when your sale or purchase completes.
What are disbursements?
On top of the conveyancing fees you will also need to budget for 'disbursements'.
Disbursements are fees, costs or taxes that your property solicitor will have to pay to third parties on behalf of their client. These include costs like Stamp Duty or managing agent fees.
How much will the total Nuneaton solicitor conveyancing fees be?
Conveyancing fees in Nuneaton will be the same as anywhere else in the UK. However, there may be some variation in certain disbursements. As examples, additional region-specific searches, such as transport searches, may be needed and council search fees will vary.
With Quittance, there are no hidden fees or nasty surprises. For a standard sale or purchase, what we quote is the fee you pay. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here
Conveyancing - Buying a property in Nuneaton
As a key part of the conveyancing for the purchase of a house or flat, a conveyancing solicitor in Nuneaton will examine the draft contract and investigate the property's title and report back in detail to the buyer and the lender.
Following their enquiries the lawyer will offer professional advice and will iron out any legal issues and ensure that the full legal ownership is transferred.
This section offers assistance for people looking for conveyancing solicitors in Nuneaton for a purchase.
- Conveyancing solicitors in Atherstone
- Conveyancing solicitors in Bedworth
- Conveyancing solicitors in Coventry
- Conveyancing solicitors in Leamington Spa
- Conveyancing solicitors in Rugby
- Conveyancing solicitors in Warwickshire
Your Nuneaton conveyancing solicitor must be lender-approved
Whether your mortgage is with a large lender like Halifax or a less common lender such as Topaz Finance, before you appoint a Nuneaton conveyancing solicitor you must confirm that they can act in the interests of your lender.
Many mortgage lenders are only happy to work with a selected list (known as a 'panel') of law firms. If a conveyancer is not on the panel of your lender, the lender will probably need an alternative solicitor firm to carry out the legal work.
The buyer will usually need to pay this alternate solicitor's costs and the conveyancing process could take much longer.
Quittance Conveyancing can carry out the legal work for all major and minor lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Nuneaton & Bedworth Council searches and other searches
Searches are enquiries made of various authorities by Nuneaton conveyancing solicitors to identify information and potential issues affecting your new home.
Banks and building societies almost always need property searches (sometimes referred to as 'conveyancing searches') to be submitted. Required searches will include:
- Local Authority (LA) search - exposes issues like road schemes that could affect the property
- Environmental search - reveals contaminated land, landfill sites and flooding or subsidence within 500m of the property.
- Drainage & Water search - includes the position of water mains and sewers, and whether the local authority is responsible for their maintenance.
- Chancel repair liability - describes the insurance to protect against any liability owed by Nuneaton properties for local parish repairs.
More specialised searches, such as a highways search or a more detailed environmental report, may also be referred to in the standard searches.
Purchasers can expect to wait roughly 4 weeks for Local Authority searches from Nuneaton & Bedworth Council, so faster personal searches will be preferred.
The conveyancing solicitor acting for the buyer will source an Official Copy of the Title Register from HMLR. This will help to expose planning issues, for example the breach of a restrictive covenant or discrepancies with the filed plan.
Nuneaton & Bedworth Council Tax
The council tax paid by a homeowner is based on a variety of factors which include the number of occupants aged over 18 and the assessed value of the property in April 1991. For example, for an average Band D home in Nuneaton, the amount due would be £1,795 per year.
Nuneaton conveyancing solicitors will inform the purchaser of the property's band after this is confirmed by the searches.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,346.
Other discounts and exemptions may also apply, for example unoccupied properties undergoing major repairs or if the resident is living in long term residential care.
|Band||Nuneaton & Bedworth Tax (2018)|
Can I lower my band?To challenge your banding contact:
Valuation Office Agency
Manor House Drive
In 2016/17, 20 council tax challenges were made. 10 were approved and the tax was reduced.
Stamp Duty on Nuneaton properties
SDLT is only applicable to homes where the purchase price exceeds £125k. SDLT is paid after an SDLT1 form is completed. The form is hard to understand in places - even some non-conveyancing solicitors struggle with it.
Penalties for errors or late filing of the SDLT1 form can be as high as 30%. Quittance use case management software to ensure that SDLT is paid immediately after completion.
See examples for typical Nuneaton properties:
|Average selling price (2018 to date)||SDLT|
|Average price (detached)||£309,152||£5,457.60|
|Average new build||£188,906||£1,278.12|
Stamp duty relief for first-time buyers in Nuneaton
First-time buyer stamp duty relief is available on property purchases below £300k. Higher rates of SDLT apply to buyers of second home in the form of a 3% stamp duty surcharge. Therefore, if a homeowner in Nuneaton bought a second property for the average price of £224,301 the SDLT would be £11,215.05.
Nuneaton conveyancing solicitors should ensure an accurate calculation is made.
Buying a flat? Leasehold conveyancing in Nuneaton
Buying a leasehold property without understanding the implications is not recommended. Numerous legal issues could be lying in wait for an uninformed buyer, such as increasing ground rents, short leases and overpriced managing agent packs.
A good conveyancing solicitor in Nuneaton will consider possible leasehold issues, including absent freeholders, checking the lease itself and short leases.
Ensure that you are fully-informed regarding your planned purchase - Speak to Quittance Conveyancing's team of leasehold conveyancing solicitors today on 0800 612 0377.
Buying a 'New Build' property in Nuneaton?
9 new builds have been bought in Nuneaton in 2018 so far, according to HMLR. The average purchase price of a new build property in Nuneaton is £188,906.
A new-build conveyancing solicitor in Nuneaton must be aware of regional considerations and the added complexities associated with new build, e.g. dealing with fast exchange timeframes and confirming right of way over drains and sewers.
Our highly qualified team of new build conveyancers are experts in meeting short developer deadlines and helping new build purchasers obtain the best possible terms.
Conservation areas in Warwickshire
Your conveyancing solicitor will confirm whether the property you are going to buy is in a conservation area in Nuneaton. If it is, the property is affected by building controls. These constraints could include a wide range of constraints from restrictions affecting frontal additions to the property such as a porch, to restrictions on the use of external insulation.
The new owner could be ordered to pay for necessary changes to bring a property in line with current regulations, even if the previous owner was responsible for the changes.
Your conveyancing solicitor will address whether your planned purchase is located one of Nuneaton's conservation areas.
Conveyancing - Selling a property in Nuneaton
The legal side of a sale of a home is more straightforward than for a property purchase. The buyer's solicitor carries out detailed research into the property, whilst conveyancing solicitors in Nuneaton acting for the vendor essentially just answers the buyer's questions.
How to reduce the risk of an abortive sale
Obstacles, like complexities where there is a 'share of freehold', have the capacity to frustrate your home move if not handled appropriately.
Don't shy away from finding a solution as it is the buyer's solicitor's job to spot problems, instead talk to a professional, square up to the issue(s), and find a solution at the earliest stage.
- The Essential Conveyancing Guide for Sellers in 2018
- Dispute with a freeholder? What to do before selling your home
- No electrical completion certificate? What to do before selling your home
Read more sale conveyancing articles here.
Sale conveyancing for a leasehold property
The conveyancing process for a leasehold flat is quite a lot more technical than for a freehold property.
Conveyancing solicitors in Nuneaton will also perform extra work, including requesting the latest service charge and ground rent statement, through to details of any consents for alterations.
It is strongly advised that you instruct a lawyer with leasehold experience as early in the process as possible, and potentially before marketing the property, to help contain and resolve any delays.
What if your conveyancing solicitors are acting for the other side?
A CLC-regulated conveyancer can act for both sides. However, Solicitors Regulation Authority rules ban a single conveyancing solicitor from acting on both sides in a property sale.
If you are buying or selling a home in Nuneaton, and a Quittance solicitor is acting for the other side, you may wish to contact a law firm in Nuneaton to carry out your legal work.
Local Nuneaton conveyancing solicitor directory
- Alsters Kelley LLP, 3 Dugdale Street, Nuneaton, Warwickshire, CV11 5QJ
- John Bromfield & Company Limited, 120 Abbey Street, Nuneaton, Warwickshire, CV11 5BY
- LDJ Solicitors LLP, 29 Dugdale Street, Nuneaton, Warwickshire, CV11 5QN
- Cocks Lloyd, Riversley House, Coton Road, Nuneaton, Warwickshire, CV11 5TX
- Willsons Solicitors, Coton Chambers, 35 Coton Road, Nuneaton, Warwickshire, CV11 5TW
Conveyancing - Remortgaging a property in Nuneaton
The most common reason homeowners remortgage is to secure a preferential rate. There are any number of other reasons to consider remortgaging, including getting onto a longer fixed-rate term, or releasing capital to pay off other debts.
An efficient conveyancing solicitor in Nuneaton will complete the conveyancing quickly, perhaps saving you from a payment or two at your old rate. With the Bank of England base rate now at 0.5% (May 2018), fast conveyancing can be a key consideration when securing the rate you want.
It is vitally important that the property lawyer carrying out the remortgage can act for the new mortgage lender. Our conveyancing team are on the panel for all major lenders, so no matter whether you are moving to a flexible mortgage with RBS or to a fixed-rate mortgage with the Manchester Building Society, we can help.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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