Northamptonshire conveyancing FAQs
What are the council tax bands in Northampton Borough Council?
Northamptonshire is situated in Northampton Borough Council. Council tax bands in 2019 are as follows:
|Band||Northampton Borough Council Tax (2018/19)|
How much stamp duty will I have to pay?
Read more about stamp duty:
How much are conveyancing fees for buying or selling a home in Northamptonshire?
Conveyancing fees are comprised of the solicitor's legal and disbursements.
Conveyancing disbursements are the costs payable as part of a conveyancing transaction, paid out on your behalf, for example Land Registry fees or searches. Legal fees are for the solicitor's legal work.
Our solicitor's legal fees for buying or selling a house in Northamptonshire are fixed, so your fixed fee conveyancing quote will have no hidden extras
Calculate the conveyancing fees for your Northamptonshire sale or purchase
Our conveyancing fees calculator gives you a detailed fixed fee quote including all of the legal costs involved in buying and selling your home.
I'm buying a house in Northamptonshire - what searches do I need?
The search pack for a standard property includes:
- Regulated Local Authority Search
- Regulated Water Search
- Residential Environmental Search
- Chancel liability insurance (if required)
Occasionally the location of the property will warrant specialist searches e.g. a search.
To work out the total cost of searches on a Northamptonshire purchase, try our online conveyancing costs calculator.
I am buying a leasehold property in Northamptonshire - what do I need to know?
Buying a leasehold property in England or Wales can be very involved. The many potential complications lying in wait for an uninformed purchaser can include legally technical issues like unreasonable managing agent fees and onerous covenants.
A specialist leasehold solicitor will look into all potential issues with the lease and report back to you.
Does the conveyancing for selling leasehold take longer?
Correct, it can take much more time to complete the legal work on leasehold properties,compared to the sale of a freehold property.
The solicitor acting for the buyer must review this leasehold-related paperwork. These could include an up-to-date statement of service charges and a copy of buildings insurance for the common parts of the property. Delays are usually the result of the time required by the seller's conveyancer to gather this paperwork.
It could take several weeks to collect this paperwork if it is difficult to contact the landlord or managing agent or they are slow to respond, so your lawyer ought to start this process before a buyer has even been found.
I am remortgaging a property in Northamptonshire - do I need a solicitor?
Yes you will need a solicitor to handle the legal side of the remortgage.
The base rate is now at 0.75% (Feb 2019). A good Northamptonshire remortgage solicitor should be able to complete the conveyancing quickly and get you onto your new rate without delay.
Our property solicitors can act for most UK lenders, so no matter whether you are moving to a fixed-rate mortgage with Bradford & Bingley or to a capped-rate mortgage with the Market Harborough Building Society, Quittance can help.