Northamptonshire Conveyancing: FAQs
Our Northamptonshire experts tackle some of the conveyancing questions we are often asked. Whether you are buying your first home in Northamptonshire, selling a property, remortgaging or transferring equity.
Buying property in Northamptonshire
What are the Council Tax bands in Northampton Borough Council in 2022?
Northamptonshire is situated in Northampton Borough Council. Council tax bands in 2022 are as follows:
|Band||West Northamptonshire Council Tax (2022/23)|
I'm buying a house in Northamptonshire - what searches do I need?
The search pack for a standard property includes:
- Regulated Local Authority Search
- Regulated Water Search
- Residential Environmental Search
- Chancel liability insurance (if required)
Occasionally the location of the property will warrant specialist searches e.g. a search.
To work out the total cost of searches on a Northamptonshire purchase, get a conveyancing quote.
I am buying a leasehold property in Northamptonshire - what do I need to know?
Buying a leasehold property in England or Wales can be very involved. The many potential complications lying in wait for an uninformed purchaser can include legally technical issues like unreasonable managing agent fees and onerous covenants.
A specialist leasehold solicitor will look into all potential issues with the lease and report back to you.
Selling property in Northamptonshire
Does the conveyancing for selling leasehold take longer?
Correct, it can take much more time to complete the legal work on leasehold properties,compared to the sale of a freehold property.
The solicitor acting for the buyer must review this leasehold-related paperwork. These could include an up-to-date statement of service charges and a copy of buildings insurance for the common parts of the property. Delays are usually the result of the time required by the seller's conveyancer to gather this paperwork.
It could take several weeks to collect this paperwork if it is difficult to contact the landlord or managing agent or they are slow to respond, so your lawyer ought to start this process before a buyer has even been found.
Remortgaging in Northamptonshire
I am remortgaging a property in Northamptonshire - do I need a solicitor?
Yes you will need a solicitor to handle the legal side of the remortgage.
The base rate is now at 1.25% (June 2022). A good Northamptonshire remortgage solicitor should be able to complete the conveyancing quickly and get you onto your new rate without delay.
Property solicitors can act for most UK lenders, so no matter whether you are moving to a fixed-rate mortgage with Bradford & Bingley or to a capped-rate mortgage with the Market Harborough Building Society, Quittance can help.
Transferring equity in Northamptonshire
I want to transfer equity in my Northamptonshire home - how does this work?
Changing the legal ownership structure of a property is known as a 'transfer of equity'. An owner, or owners, of a property may wish to transfer equity in a property for a number of reasons, including gifting the property to a child or relative, transferring a property into joint names after a marriage or civil partnership, or removing someone from the deeds after a separation.
Whatever the reason for your transfer of equity, Quittance's specialist panel of conveyancing solicitors can complete all the legal work required for your transfer of equity for an all-inclusive cost.
Comparing Conveyancing Quotes in Northamptonshire
Conveyancing fees and disbursements - What's the difference?
A key difference between conveyancing fees and disbursements is who they are paid to.
Legal fees are paid to your solicitor for the work they do, whereas disbursements are paid through your solicitor to third parties like property search agents.
How much should I be paying in conveyancing legal fees in 2022?
Hidden fees and potential additional costs could unexpectedly add to your final conveyancing bill, so when you are comparing Northamptonshire conveyancing quotes, you should check what each quote does include. If a fee is included in one online quote but not another, check the small print.
If you are buying a leasehold property, with Help to Buy, or a share of freehold, check if there is an additional charge for this extra work.
General Northamptonshire property lawyers FAQs
How much are conveyancing fees for buying or selling a home in Northamptonshire?
Conveyancing fees are comprised of the solicitor's legal and disbursements.
Conveyancing disbursements are the costs payable as part of a conveyancing transaction, paid out on your behalf, for example Land Registry fees or searches. Legal fees are for the solicitor's legal work.
Your solicitor's legal fees for buying or selling a house in Northamptonshire are fixed, so your fixed fee conveyancing quote will have no hidden extras
Calculate the conveyancing fees for your Northamptonshire sale or purchase
Our conveyancing fees calculator gives you a detailed fixed fee quote including all of the legal costs involved in buying and selling your home.
How we can help you
If you are buying, selling, remortgaging or transferring equity in a property in Northamptonshire and need an expert conveyancing solicitor, we can take care of the legal side of your move.
We work with a panel of specialist conveyancing solicitors to deliver a stress-free moving experience.
- No Move, No Fee Guarantee
- Fixed fee conveyancing service
- Northamptonshire experts
- CQS-accredited panel solicitors
All-inclusive quote from £384 inc VAT