Award-winning No Move, No Fee conveyancing for Newtown home movers
By Gaynor Haliday , Oct 12, 2018
Whether you are buying, selling or remortgaging a property and need conveyancing solicitors in Newtown, our no sale - no fee property lawyers can help.
Quittance Conveyancing offer 100% fixed conveyancing fees, and because we focus on proactive communication, you will always be kept in the loop about the legal side of your move.
In the event that your move does not complete our no sale no fee service means you will not have to pay any conveyancing solicitors' legal fees.
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Newtown's most communicative conveyancing service
Nearly one in two of the home buyers responding to an InfoTrack poll of UK conveyancing customers did not get acceptable levels of communication from their conveyancing firm.
The Conveyancing Quality Scheme (CQS) official client charter is geared towards conveyancing solicitors communicating better.
Nevertheless, according to a survey carried out by OnePoll, over 1/5 of property transactions never complete due to inefficient communication.
Keeping you updated
Our Newtown conveyancing solicitors offer a first-rate conveyancing service. We provide clients with a proactive and informative service by phone, email and via online case management, 7 days a week:
- Cheapest Newtown conveyancing solicitor fees
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- We are open weekends - Saturday (9am-1pm)
- Direct contact details of your conveyancing lawyer
- State of the art online case tracking system
- Regular updates via your chosen method (including SMS, phone and email)
Updated: October 12, 2018
Newtown conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Newtown
Conveyancing solicitor fees are the amounts you pay to your Newtown conveyancing solicitor for the legal work for a home sale or purchase.
Are Newtown conveyancing fees and costs fixed?
Our solicitors work on a fixed No Sale, No Fee conveyancing basis with no hidden extras, unlike some other conveyancing solicitors in Newtown who work on a price per hour basis. Your quote explains exactly what you will need to pay when your house or flat sale completes.
Are there any other costs?
You will need to budget for 'disbursements', on top of the conveyancing fees.
Disbursements are the third-party costs that your conveyancer will pass on to you at the end of the conveyancing process. These include costs like Land Registry fees or leasehold information packs.
How much will the total conveyancing fees in Newtown cost?
Conveyancing solicitor fees in Newtown will be the same as anywhere else in the country. However, there may be some variation in certain disbursements. As examples, Local Authority Search fees can vary and additional region-specific searches, such as a flooding search, may be needed.
With Quittance Conveyancing, there are absolutely no hidden costs. For a standard sale or purchase, the conveyancing fee we quote is the fee you pay. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here
Conveyancing - Buying a property in Newtown
A seller is now required to disclose issues that could affect the value or enjoyment of their property to the prospective buyer.
It is, however, still the duty of a conveyancing solicitor in Newtown to make enquiries about the property, make their "report on title", help with resolving any problems and make sure that the title is registered in the name of the new buyer.
This section examines elements of the buying process for conveyancing solicitors in Newtown that require specialist knowledge.
- Conveyancing solicitors in Brecon
- Conveyancing solicitors in Llandrindod Wells
- Conveyancing solicitors in Welshpool
- Conveyancing solicitors in Powys
Your Newtown conveyancing solicitor must be lender-approved
Before you appoint a conveyancing solicitor in Newtown, you must confirm that they can act for your mortgage lender, whether you are obtaining a mortgage from Lloyds Bank, the Family Building Society or any other lender.
Your solicitor may not be able to carry out the legal work on behalf of your mortgage lender, because some lenders are only happy to work with a restricted group of firms.
If this is the case, the lender will need a different legal firm to act in their interests, and you will usually need to pay this second lawyer's costs. This can mean the process takes much longer.
Our solicitors can perform the conveyancing for all lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Property Searches (Powys County Council)
Property searches (sometimes referred to as 'conveyancing searches') will be applied for by Newtown conveyancing solicitors to identify issues that might reduce how much your home will be worth.
Searches are carried out primarily to meet lender requirements, and include the local authority (LA) search, environmental search, drainage & water search and chancel repair liability.
Your conveyancer will make you aware if your lender wants any additional searches, for example a highways search or a mining search.
Powys County Council has a typical delivery time of 15 weeks for LA searches, so your solicitor will instead order faster regulated searches.
Checking planning permission status
The conveyancing solicitor acting for the buyer will also obtain an Official Copy of the Title Register from the Land Registry, helping to evidence potential planning issues. Examples of these include right of access issues or discrepancies with the filed plan.
Powys County Council Council Tax
The amount of council tax a homeowner in Newtown will pay to Powys County Council will depend on the property's value and the number of residents. For example, a house in the Powys County Council area in Tax Band E would pay £1,797 per annum.
Newtown conveyancing solicitors will inform the buyer of the home's council tax band once this is confirmed by the searches.
If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,348.
Other discounts and exemptions may also apply, e.g. if the property is uninhabited (for the first 60 days) or for spouses of students who are not British. More recently-built property is assessed by the Valuation Office Agency (VOA) and allocated a banding.
|Band||Powys County Council Tax (2018)|
Can I dispute my band?To challenge your banding contact:
Valuation Office Agency
2 The Mount
In the 2016/17 financial year, 80 council tax challenges were made. 40 resulted in a reduction.
Stamp Duty on Newtown properties
Quittance Conveyancing use the latest case management integration with HMRC to avoid errors and ensure there are no late-filing penalties.
See SDLT examples for homes in Newtown:
|Average selling price (2017)||SDLT|
|Average price (detached)||£215,969||£1,819.38|
|Average new build||£226,500||£2,030.00|
Stamp duty relief for first-time buyers in Newtown
First-time buyer stamp duty relief is available on property purchases below £300k.
Newtown conveyancing solicitors should ensure the correct tax is paid.
Buying a flat? Leasehold conveyancing in Newtown
Data suggests that over 100,000 UK homeowners are trapped by leases with unreasonable terms. The many potential traps awaiting an uninformed buyer could include restrictions on the use of the property, costly and undisclosed major works and unreasonable ground rents.
A expert conveyancing solicitor in Newtown will consider possible leasehold issues, such as dealing with freeholders and managing agents, reviewing the lease itself (leases can be 10's or even 100's of years old) and share of freehold complexity.
Ensure that you are fully-informed regarding your decision to buy a leasehold property with our specialist leasehold conveyancing solicitors.
Buying a 'New Build' property in Newtown?
10 new builds were purchased in Newtown last year, based on information from the HM Land Registry. The average sale price of a new build property in Newtown is £226,500.
A new-build conveyancing solicitor in Newtown must be well-versed in both local Newtown considerations as well as the added complexities of new build, e.g. working to tight developer deadlines, administering Help to Buy purchases and working with warranty providers, including NHBC, Advantage and BOPAS.
Our highly qualified new build conveyancing team are experts in working to developer exchange timeframes and helping new build purchasers obtain the best possible terms.
Conservation areas in Powys
Whether you are a fan of Edwardian, Victorian or Tudor-style architecture, moving to a conservation area-protected street usually means that the local character will be preserved. However, conservation area building controls will affect your property.
Referred to as Article 4 directions, these restrictions may include anything from general restrictions governing the use of unsympathetic materials, to restrictions on the removal of front boundary walls, railings or fences.
If a property is in breach, the owner could be ordered to pay for the property to be changed back to the state it was in before the recent alterations, even if the previous owner was responsible for the changes.
Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Newtown.
Conveyancing - Selling a property in Newtown
The conveyancing process on a property sale is less demanding than when buying. The buyer's conveyancer carries out a thorough legal appraisal on the legal title of your home. Conveyancing solicitors in Newtown acting for the seller, however, mostly just answers the purchaser's enquiries.
What could put the sale of your home at risk?
A house or flat can face a broad spectrum of problems (for example a historical dispute with a freeholder) that might delay a sale for weeks.
Don't ignore the issue in the hope that any issues won't be spotted - get advice instead and deal with it as soon as you can.
- The Essential Conveyancing Guide for Sellers in 2018
- Subsidence? What to do before selling your home
- Japanese Knotweed? What to do before selling your home
Read more sale conveyancing articles here.
Conveyancing for a leasehold flat (leasehold houses are rare) is a great deal more specialised compared to a freehold house.
The complexities of leasehold mean conveyancing solicitors in Newtown will need to conduct additional work, for example obtaining an up-to-date service charge statement, through to any documents pertaining to a variation of the terms of the lease.
Vendors should instruct a property lawyer as soon as is practicable to reduce delays associated with leasehold property. Waiting for a long-overdue managing agent response is the most frequent cause of leasehold sales collapsing.
What if Quittance is acting for the other side?
SRA rules restrict a single conveyancing solicitor from acting on both sides in a house sale and purchase. A CLC-regulated conveyancer, however, can act for both sides.
You can contact a property solicitor firm in Newtown to handle your legal work, if a Quittance conveyancing solicitor is acting for the other side.0
Conveyancing - Remortgaging a property in Newtown
By far the most common reason homeowners remortgage a home is to lower their monthly repayments. There are also any number of other reasons to consider remortgaging, such as getting onto a longer fixed-rate term, or consolidating debts.
Homeowners should be able to enjoy a better rate earlier by using a more proactive conveyancing solicitor in Newtown. With the Bank of England base rate now at 0.5% (May 2018), fast conveyancing can play a key role in getting on to the rate you want.
The property lawyer handling the remortgage needs to be able to act for the new mortgage lender. Our conveyancing team are on all major lenders' panels, so whether you are moving to an interest-only mortgage with the Royal Bank of Scotland or to a variable-rate mortgage with the Chelsea Building Society, we can help.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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