Award-winning No Move, No Fee conveyancing for Newton Abbot home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Quittance Conveyancing offer 100% fixed conveyancing fees, and you will always stay informed about the legal side of your move, thanks to our commitment to proactive communication.
Every year our expert property lawyers deliver a highly recommended no sale - no fee service to property buyers and sellers looking for conveyancing solicitors in Newton Abbot and throughout Devon.
In the event that your sale or purchase does not complete our no sale no fee guarantee means you won't incur any conveyancing solicitors' legal fees at all.
Newton Abbot's most communicative conveyancing service
50% of the participants in an InfoTrack poll of home mover attitudes complained of a lack of solicitor communication.
In fact, good conveyancing solicitor communication is so critical that the conveyancing industry regulator (the CLC) have a client charter which specifically prioritises resolving the issue.
Nevertheless, according to a Conveyancing Association survey of 1,500 people, around half of homemovers thought that more effective communication would have meant a faster completion.
Keeping you informed
Our Newton Abbot conveyancing solicitors aim to provide a dedicated and proactive property legal service by email, phone and online, every day of the week:
- Best Newton Abbot conveyancing solicitors fees
- Weekend opening - Saturday (9am-1pm)
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Smartphone-friendly online case tracking system
- Frequent case updates via your preferred contact method (including SMS, phone and email)
- Your conveyancer's direct line and email address
Updated: October 12, 2018
Newton Abbot conveyancing solicitor fees
No Move, No Fee conveyancing in Newton Abbot
Conveyancing solicitor fees will be paid your Newton Abbot conveyancing solicitor for carrying out the legal work for a property transaction.
How are Newton Abbot conveyancing fees calculated?
Our conveyancers work on a No Sale, No Fee basis with no hidden extras, unlike some other conveyancing solicitors in Newton Abbot who carry out the legal work on a fees per hour basis. Your quote will explain what you will pay when your property transaction has completed.
Are there any other costs?
In addition to the legal fees you will also have to pay for 'disbursements'.
Disbursements are the third-party costs that your conveyancer will pass on to you at the end of the conveyancing process. These include costs like bankruptcy searches or landlord's notice fees.
How much will the total Newton Abbot solicitor conveyancing fees be?
Newton Abbot conveyancing solicitor fees should not vary, wherever you are buying or selling in the UK. There may, however, be some variation in certain disbursements. For example, specific extra searches, such as a historic mining search, may be necessary and Local Authority (LA) Search fees will vary.
With Quittance, there are no hidden costs or nasty surprises. For standard conveyancing transactions, the fees we quote are the fees you pay. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here
Conveyancing - Buying a property in Newton Abbot
There is now an obligation on a seller to disclose any property defects or disputes to the buyer and the estate agent.
It remains, however, the duty of the Newton Abbot conveyancing solicitor to make enquiries about the property, deliver their report on title to the purchaser, make practical suggestions and register the title in the new owner's name.
This article offers assistance for people who need conveyancing solicitors in Newton Abbot for a purchase.
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Your Newton Abbot conveyancing solicitor must be lender-approved
Before you instruct a Newton Abbot conveyancing solicitor, you need to check that they are approved by your chosen lender, whether you are getting a mortgage from Halifax, Adam & Company or any other lender.
Your conveyancer may not be able to carry out the legal work on behalf of your chosen lender, because some mortgage lenders only accept a restricted list (called a 'lender panel') of legal practices.
Under these circumstances, the lender will need a different law firm to complete the legal work, and you will usually need to pay this alternative lawyer's costs. This can frustrate or delay the process.
Quittance Conveyancing can carry out the legal work for all major and minor banks and other lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Teignbridge District Council searches
Searches are questions submitted to a number of authorities by Newton Abbot conveyancing solicitors to identify issues affecting your planned purchase.
Lenders also usually require specific searches to be applied for. These include:
|Local Authority (LA) search||reveals planning applications, decisions and enforcement notices for planning breaches.|
|Drainage & Water search||identifies the location of sewers and water mains, and will confirm whether these are maintained by the local council.|
|Environmental search||describes hazards (such as historic flooding or mining subsidence) within 500m of the property. This search also identifies sites of contaminated land nearby.|
|Chancel repair liability||insurance is arranged to protect the buyer against any liability for local parish church repairs.|
Further searches, such as a radon gas search or an agricultural search, may also be recommended in the standard search results.
Teignbridge District Council has a usual delivery time of 7 weeks for Residential property searches. A local search provider will be able to provide this information faster.
The conveyancing solicitor acting for the buyer will get an Official Copy of the Title Register from the Land Registry. This will help to highlight any potential issues, such as outbuildings missing from the title plan or a restrictive covenant against certain alterations.
Teignbridge District Council Council Tax
The council tax paid by a homeowner is based on various criteria which include the size and layout of the property and the value of the home as determined by the VOA in 1991. For example, the occupier of a Band E residential property in the Teignbridge District Council area would pay annual council tax of £2,243.
A conveyancing solicitor in Newton Abbot will inform the purchaser of the home's council tax band once they are made aware.
If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,682.
Other discounts and exemptions may also apply, e.g. a 10% discount for second homes (although this may change as the government has second home ownership in its sights) or properties awaiting grant of probate. Homes built after 1991 are assessed and given a council tax banding by the Valuation Office Agency.
|Band||Teignbridge District Council Tax (2018)|
Is it possible to reduce my council tax band?
It is possible to challenge the council tax band after moving in. Between April 2016 and April 2017, 60 council tax challenges were made, of which 30 saw a reduction. Contact the VOA for more information on how to challenge your tax band:
Valuation Office Agency
Stamp Duty on Newton Abbot properties
SDLT is paid to HMRC and the buyer's conveyancing solicitor will ensure that the tax return process is carried out.A homebuyer will usually need to pay SDLT if the home they are buying is valued at over £125k.
Quittance will complete the SDLT1 form for you at the point your purchase completes.
See table below for SDLT examples for properties in Newton Abbot:
|Average selling price (2017)||Stamp Duty|
|Average price (detached)||£377,380||£8,869.00|
|Average new build||£290,374||£4,518.70|
Stamp duty relief for first-time buyers in Newton Abbot
First-time buyer stamp duty relief is available on property purchases below £300k. Since 1st April 2016, buyers of second homes are subject to a stamp duty surcharge of 3%, even if the home is not let out. Therefore, if a homeowner in Newton Abbot bought a second home for the average price of £277,226 the SDLT would be £22,178.08.
Conveyancing solicitors in Newton Abbot should confirm the right amount is calculated.
Buying a flat? Leasehold conveyancing in Newton Abbot
Buying a leasehold home can be challenging when compared to buying a freehold property. The many potential complications lying in wait for the unsuspecting buyer could include:
- unfair developer practices
- onerous clauses in the lease
- ground rent multipliers
A experienced conveyancing solicitor in Newton Abbot will address aspects of leasehold, including :
- reviewing the lease
- possible service charge shortfalls
- managing agent practices
- complaints from neighbours
- block management regulations that sit outside the lease
Quittance Conveyancing's leasehold conveyancing solicitors will ensure that you are fully-informed regarding your decision to buy a leasehold property.
Buying a 'New Build' property in Newton Abbot?
The average purchase price of Newton Abbot new build property is £304,566. 9 new build properties have been bought in Newton Abbot in 2018 so far.
A new-build conveyancing solicitor in Newton Abbot must be aware of both local Newton Abbot issues as well as new build's added complexities, like liaising with the builder's onsite sales team and ensuring new estate roads are adopted.
Our expert new build team provide an independent assessment of the legal title of the house or apartment, with close attention paid to concerns like unreasonable leasehold terms and excessive ground rent and service charges (where applicable).
Devon Conservation areas
Your conveyancing solicitor will check if the residential property you are planning to buy is in a conservation area in Newton Abbot. If it is, the property will be affected by certain constraints. Called Article 4 directions, these conditions can include anything from restrictions on the use of external insulation, to restrictions on the use of PVC or aluminium windows.
If a property is in breach, the local authority can instruct the owner to 'undo' the recent changes, even if the changes were made by the previous owner.
Your conveyancing solicitor will confirm whether the property you are buying is located in one of Newton Abbot's conservation areas.
Conveyancing - Selling a property in Newton Abbot
The conveyancing process on a house sale is more straightforward than when purchasing. When buying, the principle of 'buyer beware' means that the onus is on the buyer to confirm that the property's title does not have any legal issues.
Conversely, when selling, conveyancing solicitors in Newton Abbot acting for the seller effectively just answer the buyer's questions.
What could put the sale process at risk?
Obstacles, like an issue with noisy neighbours or a landlord dispute on a leasehold property, can delay your home move.
Don't bury your head in the sand, hoping the issue will fix itself. The best course of action is to get professional advice, face the issues head on, and find a solution at the earliest stage.
- The Essential Conveyancing Guide for Sellers in 2018
- What to do before selling your 'share of freehold' flat
- Selling a leasehold flat? What to do before going on the market
Read more sale conveyancing articles here.
Leasehold conveyancing for a sale
Conveyancing for a leasehold flat is significantly more technical than it is for a freehold home.
Conveyancing solicitors in Newton Abbot will also need to carry out additional work, such as applying for the last 3 years' service charge accounts, through to details of common parts management.
It is highly recommended that the vendor contacts a lawyer with leasehold experience as soon as the property is marketed, if not before, to reduce delays.
Can Quittance conveyancers act for both parties?
SRA rules restrict the same conveyancing solicitor from working on behalf of both sides in a house sale and purchase. However, CLC-regulated conveyancers, can act for both parties.
If you are buying or selling a house or flat in Newton Abbot, and a Quittance solicitor is doing the legal work for the other side, you may wish to contact a law firm in Newton Abbot to carry out your legal work.
Local Newton Abbot conveyancing solicitor directory
- WBW Solicitors LLP, Church House, Queen Street, Newton Abbot, Devon, TQ12 2QP
- Wollen Michelmore LLP, 15-21 Market Street, Newton Abbot, Devon, TQ12 2RN
- Dunn and Baker LLP, 66 Queen Street, Newton Abbot, Devon, TQ12 2ER
- Tozers LLP, 10 St. Pauls Road, Newton Abbot, Devon, TQ12 4PR
- Tozers Trust Corporation Ltd, 8-10 St. Pauls Road, Newton Abbot, Devon, TQ12 4PR
Conveyancing - Remortgaging a property in Newton Abbot
Whilst homeowners consider remortgaging for a range of reasons, people will generally remortgage their home to secure a better rate of interest.
Homeowners would typically benefit from a lower rate sooner by using a more proactive conveyancing solicitor in Newton Abbot, accelerating the time taken to complete the process. With rate rises anticipated, fast conveyancing can be a contributing factor to getting onto your new rate as quickly as possible.
In order to certify that the parties' interests are protected, the property lawyer will act for both you and your new bank or building society.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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