Award-winning No Move, No Fee conveyancing for Newport Pagnell home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
If you are buying, selling or remortgaging a house or flat and need conveyancing solicitors in Newport Pagnell, our award-winning no sale - no fee property lawyers are here to help.
We offer 100% fixed conveyancing fees, and you will always be up to speed regarding the progress of your move, thanks to our focus on enhanced communication.
Our no move no fee guarantee means should your move not proceed, you won't incur any conveyancing solicitors' legal fees.
Newport Pagnell's most communicative conveyancing service
According to a survey of nearly 1/4 million home buyers for Modern Law Magazine, nearly 1/4 of complaints made about lawyers resulted from poor communication.
Regulators of Newport Pagnell property solicitors are particularly focused on promoting proactive communication, and the service quality standards of the Council for Licensed Conveyancers and the Law Society's 'Conveyancing Quality Scheme' make explicit reference to communication standards.
Even so, a Conveyancing Association survey revealed that around 25% of home purchases and sales fail due to delays caused by inadequate communication.
Keeping you updated
Quittance Conveyancing's Newport Pagnell conveyancing solicitors aim to offer the most proactive and client-friendly conveyancing service in the UK. We strive to provide the information you require by phone, email and online, 7 days a week:
- Best Newport Pagnell conveyancing solicitors fees
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Updated: October 12, 2018
Newport Pagnell conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Newport Pagnell
Conveyancing solicitor fees are the charges you pay conveyancing solicitors in Newport Pagnell for carrying out the legal work for a property transaction.
Do Newport Pagnell conveyancing solicitors work on a fixed fee basis?
Our conveyancers work on a fixed No Sale, No Fee basis with no unexpected, additional costs, unlike some other conveyancing solicitors in Newport Pagnell who offer services on an hourly rate. Your conveyancing quote explains exactly what you will be charged when your sale or purchase completes.
What are disbursements?
You will have to pay any 'disbursements', in addition to conveyancing solicitor fees.
Disbursements are the costs incurred by the solicitor on your behalf, such as indemnity insurance or Land Registry fees.
How much will conveyancing in Newport Pagnell cost in total?
While conveyancing fees in Newport Pagnell will be the same as anywhere else in the country, there may be some variation in certain disbursements. As examples, additional region-specific searches, such as a flood plain search, may be needed and Local Authority (LA) Search fees will vary.
With Quittance Conveyancing, there are no hidden costs or nasty surprises. For a standard conveyancing transaction, the conveyancing fee we quote is the fee you pay. Work out the conveyancing fees for your move, with our conveyancing calculator: Click here
Conveyancing - Buying a property in Newport Pagnell
Recent changes to the law mean that a seller must reveal any issues concerning their property to their estate agent and to the purchaser.
That said, it remains the responsibility of a conveyancing solicitor in Newport Pagnell to investigate the property, and deliver their report on title to the purchaser, offer practical solutions and ensure that the change of ownership is registered at the Land Registry.
The following section examines those parts of the legal process for conveyancing solicitors in Newport Pagnell requiring specialist legal knowledge.
- Conveyancing solicitors in Aylesbury
- Conveyancing solicitors in Bletchley
- Conveyancing solicitors in High Wycombe
- Conveyancing solicitors in Milton Keynes
- Conveyancing solicitors in Wycombe
- Conveyancing solicitors in Buckinghamshire
Your Newport Pagnell conveyancing solicitor must be lender-approved
Before choosing a conveyancing solicitor in Newport Pagnell, it is very important that you make sure that they can represent your mortgage lender, whether you are taking out a mortgage from Halifax, the Tipton & Coseley Building Society or any other lender.
The majority of banks and building societies only accept a selected list (known as a 'lender panel') of solicitors or licensed conveyancers. If a conveyancer cannot act for your mortgage lender, the lender will require an alternative legal firm to act in their interests.
The purchaser will be expected to pay this alternate solicitor's costs, and the conveyancing process can take much longer.
Our solicitors can perform the conveyancing for all lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Milton Keynes Council searches
Searches are questions submitted to public bodies by Newport Pagnell conveyancing solicitors to provide information about the home you want to buy.
Searches are carried out primarily to satisfy mortgage conditions. These searches include the local authority (LA) search, environmental search, drainage & water search and chancel repair liability.
Additional searches, such as a Crossrail search or a geological search, may also be recommended in the initial search results.
Milton Keynes Council has a usual lead time of 14 weeks for property searches, so quicker regulated searches will be recommended.
Official Entries (or 'office copies') will also be sourced from the Land Registry by the conveyancing solicitor acting for the purchaser. This will help to reveal planning issues. Examples of these include discrepancies with the filed plan or a restrictive covenant against certain alterations.
Milton Keynes Council Council Tax
As a homeowner in Newport Pagnell, the applicable rate of council tax will vary depending on the value of the home (as assessed in 1991) and the number of people living in it. For example, for an average Band E house in Newport Pagnell, the tax would be £2,044 per year.
A conveyancing solicitor in Newport Pagnell will inform a buyer of the property's band once they are themselves notified.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,533.
Other discounts and exemptions may also apply, for example if the property is uninhabited (for the first 60 days) or properties awaiting grant of probate.
|Band||Milton Keynes Council Tax (2018)|
Is it possible to reduce my council tax band?
The Valuation Office Agency (VOA) should reassess a property's band on request. To appeal contact:
Valuation Office Agency
59-77 Sheep St
Stamp Duty on Newport Pagnell properties
Penalties for errors or late filing of the SDLT1 form can be as high as 30%. Quittance Conveyancing use integrated conveyancing case management system to ensure that SDLT is paid immediately after completion.
See stamp duty examples for properties in Newport Pagnell:
|Average sale price (2018 to date)||Stamp Duty|
|Average price (detached)||£399,766||£9,988.30|
|Average new build||£356,245||£7,812.25|
Stamp duty relief for first-time buyers in Newport Pagnell
As from November 2017, first-time buyers will not have to pay any stamp duty if the purchase price is below £300,000.
Conveyancing solicitors in Newport Pagnell will confirm the right tax is paid.
Buying a flat? Leasehold conveyancing in Newport Pagnell
The risks of leasehold property ownership remain of serious concern. The many potential complications lying in wait for the unsuspecting buyer can include:
- doubling ground rents
- costly and undisclosed major works
- freeholds sold without first refusal to leaseholders
If you intend to buy a property with a lease, a experienced conveyancing solicitor in Newport Pagnell will investigate aspects of the leasehold purchase, e.g. :
- reviewing the lease
- dealing with landlords
- annual statements of account and budgets for service charges
- changes to the terms of the lease
- flats with varying lease terms
Quittance Conveyancing's team of leasehold conveyancing solicitors will work to ensure that you are aware of all the potential issues and costs associated with the lease.
Buying a 'New Build' property in Newport Pagnell?
2 new build houses and flats have been bought in Newport Pagnell in 2018 so far, according to data compiled by Her Majesty's Land Registry. The average cost of Newport Pagnell new build properties is £356,245.
A new-build conveyancing solicitor in Newport Pagnell needs to be conscious of both local issues and the complications associated with new build, like handling reservation fees, handling withdrawal under the Consumer Code for Housebuilders and registering ownership with warranty providers, including NHBC, LABC Warranty and Q Assure.
Our highly qualified new build conveyancing team are experts in working to tight developer deadlines and representing buyers to achieve the best outcome.
Buckinghamshire Conservation areas
Purchasing property in a conservation area will usually mean that the local character is unlikely to drastically change. However, conservation area constraints will affect your property.
These constraints may include:
- Restrictions on replacing windows
- Restrictions preventing the addition of new access
- Restrictions on side or two-storey extensions
The local planning authority can order any non-compliant alterations to a property to be changed or removed.
Parts of Newport Pagnell lie within a Milton Keynes LPA-governed conservation area. Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Newport Pagnell.
Conveyancing - Selling a property in Newport Pagnell
The conveyancing process on a property sale is normally less troublesome than when buying. With a purchase, the burden lies with the purchaser to validate that the title of the property they are buying is legally sound.
On the other hand, when selling, conveyancing solicitors in Newport Pagnell acting for the current owner need only respond to any enquiries made by the buyer's solicitor.
What factors could threaten your sale?
A home will often come with a series of legal issues (such as not being connected to the water mains or complexities where there is a 'share of freehold') which could prevent a sale from completing on time.
Don't put off finding a solution in the hope that any issues won't be spotted, instead get advice and attempt to resolve it as early as possible.
- The Essential Conveyancing Guide for Sellers in 2018
- Selling a Green Deal property? What you need to know
- Dispute with a neighbour? What to do before selling your home
Read more helpful advice for sellers here.
The conveyancing process for a leasehold property is quite a lot more protracted in comparison with a freehold house.
Conveyancing solicitors in Newport Pagnell must usually carry out further legal work, which could include obtaining managing agent information, through to details of any consents for improvements made to the flat.
It is highly recommended that the vendor contacts a leasehold expert as early as possible to speed up the handling of the legal work.
What if you are acting for the other side?
Solicitors Regulation Authority rules ban a single conveyancing solicitor from acting on both sides in a property sale and purchase. However, conveyancers who are regulated by the CLC, can act for both parties.
You may want to instruct a property solicitor firm in Newport Pagnell to carry out your conveyancing, if a Quittance conveyancing solicitor is acting for the other side.
Local Newport Pagnell conveyancing solicitor directory
- Dominic Mills Ltd, Brewery House, 84 High Street, Newport Pagnell, Buckinghamshire, MK16 8AQ
Conveyancing - Remortgaging a property in Newport Pagnell
Securing a better rate is usually the main reason why homeowners remortgage. There are other reasons, including releasing capital, or fixing the mortgage on a new discounted rate.
A proactive conveyancing solicitor in Newport Pagnell will complete the conveyancing quickly, helping you get onto the lower rate earlier. With the base rate set at 0.5% (May 2018), fast conveyancing can be a key consideration when getting the mortgage rate you want.
Your property lawyer must also be able to act on behalf of your new mortgage lender. Our conveyancing team are on all major UK lenders' panels, so whether you are changing to a lifetime tracker mortgage with the Bank of Scotland or to a fixed-rate mortgage with the Dudley Building Society, we can assist.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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