Updated: October 12, 2018

Newcastle Upon Tyne conveyancing solicitor fees

No Move, No Fee conveyancing in Newcastle Upon Tyne

Conveyancing solicitor fees are the amounts you pay to your Newcastle Upon Tyne conveyancing solicitor for the legal work associated with moving home.

Are Newcastle Upon Tyne conveyancing fees and costs fixed?

Our conveyancing solicitors work on a fixed No Move, No Fee basis with no hidden costs, unlike some other conveyancing solicitors in Newcastle Upon Tyne who work on a fees per hour basis. Your conveyancing quote will explain what you will be charged when your property transaction has completed.

Besides conveyancing fees, what other costs are there?

On top of the conveyancing fees you will also need to budget for 'disbursements'.

Disbursements are fees that a property lawyer must pay to other companies during the process of buying or selling your home, such as indemnity insurance or bankruptcy searches.

See: A guide to conveyancing fees, costs and disbursements

How much will the total conveyancing fees in Newcastle Upon Tyne cost?

Newcastle Upon Tyne conveyancing solicitor fees should be the same as anywhere else in the UK. However, the costs of certain disbursements can vary. For example, specific extra searches, e.g. a flooding search, may be necessary and Local Authority Search fees can vary.

For a standard home sale or purchase, what we quote is the fee you pay. There are no hidden costs or surprises to be paid with Quittance. Work out the conveyancing fees for your move, with our conveyancing calculator: Click here

Quittance delivered an excellent service at the lowest conveyancing fees we could find

Conveyancing - Buying a property in Newcastle Upon Tyne

The largest city in the north east, Newcastle forms the core of the Tyneside conurbation. Although this is the 8th most populous urban area in the UK, it is surrounded by one of the most beautiful regions in the UK, close to the Pennine hills and Northumberland coast.

It is a lively and diverse city with a buoyant economy which includes corporate headquarters, learning, call centres, digital technology, retail, tourism and cultural centres.

The city is served by the Tyne & Wear Metro, a system of suburban and underground railways covering much of the region.

Conveyancing for home buyers

The legal work for a property buyer will need the Newcastle Upon Tyne conveyancing solicitor to consider a wide range of issues. Examples of such factors are lost title deeds and the future saleability of the property.

The buyer's property lawyer will report their findings back to the buyer and their mortgage lender, find solutions to outstanding defects and other issues and register the title in the new owner's name.

The content below discusses those types of property which may involve additional risk for homebuyers searching for conveyancing solicitors in Newcastle Upon Tyne.

Your Newcastle Upon Tyne conveyancing solicitor must be lender-approved

Whether you are taking out a mortgage from Halifax, Secure Trust or any other lender, before appointing a conveyancing solicitor in Newcastle Upon Tyne it is critical that you make sure that they are on the approved solicitor panel of your chosen lender.

Your conveyancer may not be able to carry out the legal work on behalf of your chosen lender, because some mortgage lenders are only prepared to work with a restricted panel of legal practices.

If this is the case, the lender will probably need an alternative firm to carry out the legal work, and you will be expected to pay this alternate solicitor's costs. Resulting delays can jeopardise the whole purchase.

Not checking the lender panel membership of your conveyancer could result in serious delays.

Quittance Conveyancing are on the panel of all lenders.

Newcastle upon Tyne City Council searches

Property searches are questions asked of various bodies by Newcastle Upon Tyne conveyancing solicitors to provide information about your planned purchase.

Mortgagees typically also require property searches to be applied for. These include:

SearchDescription
Local Authority (LA) searchincludes the LLC1 and CON29 which includes whether the home is in a conservation area
Drainage & Water searchidentifies the location of sewers and water mains, and will confirm whether these are maintained by the local council.
Environmental searchexposes whether the land around the property (500m radius) has been affected by subsidence, flooding or has been identified as "contaminated land"
Chancel repair liabilityinsurance is arranged to protect the buyer against any liability for local parish church repairs.

You will be made aware if your lender insists on any further searches, e.g. a tin mining search or a disadvantaged area search.

Newcastle upon Tyne City Council has a typical processing time of 9 weeks for searches, so your lawyer will recommend using quicker personal searches.

Finding planning permissions

Official Entries will also be ordered from HMLR by your conveyancing solicitor. This will help to identify potential planning issues, for example errors on the title plan or restrictive covenants governing the use of the property.

Newcastle upon Tyne City Council Council Tax

Council tax is calculated by Newcastle upon Tyne City Council on property value and the number of people living in the property. For instance for an average Band E home in Newcastle Upon Tyne, the amount of council tax due would be £2,166.

Conveyancing solicitors in Newcastle Upon Tyne will inform the purchaser of the property's band once they are themselves notified.

If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,625.

Other discounts and exemptions may also apply, e.g. if the property is uninhabited (for the first 60 days) or if the property is armed forces accommodation. Property constructed after 1991 is assigned a council tax band by the Valuation Office Agency (VOA).

Band Newcastle upon Tyne City Council Tax (2018)
A £1,181
B £1,378
C £1,575
D £1,772
E £2,166
F £2,560
G £2,954
H £3,544

Can I challenge the council tax banding?

To appeal contact:

Valuation Office Agency
Eagle Star House
Regent Centre
Newcastle Upon Tyne
NE3 3TW
Tyne and Wear

In the 2016/17 financial year, 10 council tax challenges were made. 0 saw a reduction.

Stamp Duty on Newcastle Upon Tyne properties

If the purchase price of the house you intend to buy is over the £125,000 threshold, you must pay stamp duty. SDLT is paid to HMRC and the purchaser's conveyancing solicitor will ensure that the tax return process is carried out.

Quittance will complete the SDLT1 form for you at the point your purchase completes.

See table below for Stamp Duty Land Tax examples for homes in Newcastle Upon Tyne:

  Average sale price (2018 to date) Stamp Duty
Average price £190,988 £1,319.76
Average price (detached) £300,820 £5,041.00
Average new build £189,328 £1,286.56

Stamp duty relief for first-time buyers in Newcastle Upon Tyne

Since 11/17, if you are a first-time buyer, you only pay stamp duty on property valued at over £300,000. If you are buying a second home for in excess of £40,000 then you will have to pay an SDLT surcharge of 3%. Following the example above, if a homeowner bought a second property in Newcastle Upon Tyne for the average price of £190,988 the SDLT would be £9,549.40.

Conveyancing solicitors in Newcastle Upon Tyne should confirm the right tax is paid.

Buying a flat? Leasehold conveyancing in Newcastle Upon Tyne

New build site

It is risky to buy a leasehold house or flat without understanding the implications. The many potential complications awaiting an uninformed purchaser could include ground rent multipliers and short leases.

Serious consequences can result from a solicitor's failure to advise you correctly regarding your planned leasehold purchase.

A specialist conveyancing solicitor in Newcastle Upon Tyne will consider potential leasehold issues, such as :

  • reviewing the lease itself
  • service charges for relevant date periods
  • dealing with freeholders and managing agents
  • reserve funds

Quittance Conveyancing's leasehold conveyancing solicitor team will ensure that you are fully-informed regarding your decision to buy a leasehold property.

Buying a 'New Build' property in Newcastle Upon Tyne?

House being built

The average purchase price of Newcastle Upon Tyne new build properties is £189,328, according to data gathered by HMLR. 32 new builds have been bought in Newcastle Upon Tyne in 2018 so far.

A new-build conveyancing solicitor in Newcastle Upon Tyne will need to be aware of local Newcastle Upon Tyne issues and the complications associated with new build, e.g. dealing with fast exchange timeframes and confirming building regulation compliance.

Our expert new build team provide an impartial assessment of the legal title of the house or flat, scrutinising contract considerations like unfair leasehold conditions and sharply increasing ground rent and service charges (where applicable).

Conservation areas

Your conveyancing solicitor will check if the property you are going to buy is in a conservation area in Newcastle Upon Tyne. If it is, the house will be affected by certain conditions. These restrictions, called Article 4 Directions, may include restrictions on the addition of a porch, limits on the use of cladding or restrictions on side or 2 storey extensions.

The local authority can order any non-compliant alterations to a property to be changed or removed.

Conservation areas in Newcastle Upon Tyne include St Nicholas Hospital, Walbottle and Leazes. Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Newcastle Upon Tyne.

Conveyancing - Selling a property in Newcastle Upon Tyne

The conveyancing process on a sale of a home is much simpler than for a purchase. The buyer's conveyancer carries out extensive research on the property and its legal title, whereas conveyancing solicitors in Newcastle Upon Tyne acting for the vendor mostly just gathers together any pertinent information and answers the buyer's questions .

Factors that could delay or endanger your sale

Hurdles, like parking issues or disputes, can frustrate a sale.

It is better not to hide from the issue in the hope that any issues won't be spotted. Instead, get advice and attempt to resolve it promptly.

Recommended reading:

Read more sale conveyancing articles here.

Leasehold

Conveyancing for a leasehold flat or house is much more time-consuming compared to a freehold house.

Conveyancing solicitors in Newcastle Upon Tyne will also need to carry out additional work, such as applying for management company information, through to details of any consents for improvements made to the flat.

It is highly recommended that you instruct a lawyer with leasehold experience as early as possible to speed up the handling of the legal work.

Can your conveyancing solicitors act for both the buyer and the seller in a single transaction?

Conveyancers regulated by the CLC can act for both sides. However, Solicitors Regulation Authority rules ban the same conveyancing solicitor from acting on both sides in a house sale and purchase.

If you are buying or selling a Newcastle Upon Tyne property, and a Quittance conveyancer is doing the legal work for the other side, you could contact a property solicitor firm in Newcastle Upon Tyne to carry out your legal work.

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Conveyancing - Remortgaging a property in Newcastle Upon Tyne

Securing a lower interest rate is the main reason that people change lenders. There are other reasons, for example wanting to borrow more, or switching from interest-only to repayment.

Homeowners can enjoy the benefits of a lower rate sooner with a more proactive conveyancing solicitor in Newcastle Upon Tyne, shortening the time the conveyancing takes. With the base rate now at 0.5% (May 2018) and rate rises hard to predict, fast conveyancing can play a key role in getting onto your new rate as quickly as possible.

The property lawyer conducting the legal work must also be able to act on behalf of the new bank or building society. Our conveyancing team are on the panel for all major lenders. So whether you are moving to a cashback mortgage with the Halifax or to a joint mortgage with the Dudley Building Society, our remortgage specialists can help.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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