Updated: October 12, 2018

Newark conveyancing solicitor fees

No Move, No Fee conveyancing in Newark

Conveyancing solicitor fees are paid to conveyancing solicitors in Newark for the legal work involved in moving home.

Do Newark conveyancing solicitors work on a fixed fee basis?

Some conveyancing solicitors in Newark work on a price per hour basis, whereas others work on a fixed fee (or 'No Move, No Fee'). Our solicitors work on a No Sale, No Fee basis, with no hidden extras. Your conveyancing quote sets out what you will be charged when your sale or purchase completes.

What are disbursements?

In addition to conveyancing solicitor fees you will also have to cover any 'disbursements'.

Disbursements are fees, costs or taxes the conveyancing solicitor will have to pay to other organisations as part of the house-buying and selling process, such as bankruptcy searches or identity verification checks.

See: How much should conveyancing fees cost?

How much will conveyancing in Newark cost in total?

Whilst conveyancing fees in Newark will usually match prices elsewhere in the UK, there can be variation in the disbursements required. For example, Local Authority (LA) Search fees will vary and additional region-specific searches, such as a mining search, may be needed.

For a standard conveyancing transaction, what we quote is the fee you pay. There are no hidden costs or nasty surprises with Quittance. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here

Quittance's conveyancing fees were substantially lower than the average solicitors' fees, and their service was first-rate

Conveyancing - Buying a property in Newark

Newark-on-Trent is a desireable market town in Nottinghamshire. It grew up around its castle and market place and was an important centre for the cloth and wool trades. There are several major employers in the town, including food manufacturers, distribution hubs and engineering companies. The number of people in employment is higher than the national average and earnings are 7% higher than in the surrounding East Midlands region.

There are a number of attractive small towns and villages surrounding Newark and the town has excellent transport links via the East Coast railway and A1 motorway.

Conveyancing for home buyers

Under recent changes to English and Welsh property law, a seller should disclose defects or disputes to the buyer and the estate agent.

It remains, however, the duty of the Newark conveyancing solicitor to investigate the property, so that they can report back to the buyer and the lender, offer practical solutions and register the new owner's title at the Land Registry.

The content below offers assistance for homebuyers searching for conveyancing solicitors in Newark.

Your Newark conveyancing solicitor must be lender-approved

Property purchasers have access to a broad selection of mortgage lenders, from a large lender such as Bradford & Bingley, to a less common mortgage lender like New Street Mortgages. Before you instruct a conveyancing solicitor in Newark, it is very important that you make sure that they can act in the interests of your lender.

A lot of banks and building societies will only work with a select panel of legal firms that meet stringent standards. If your conveyancer can't act for your lender, the lender will require a second firm to act in their interests.

You will usually need to pay this second lawyer's fees and significant delays to your move could occur.

Failing to confirm the lender panel membership of your property lawyer could mean significant delays.

Our conveyancing solicitors can act for all mortgage lenders.

Property Searches (Peterborough City Council)

Searches are applied for by Newark conveyancing solicitors to identify any wider issues that might possibly reduce how much your property is worth.

Mortgage lenders also need property searches to be carried out. Required searches will include:

  • Local Authority (LA) search - exposes issues like road schemes that could affect the property
  • Environmental search - exposes whether the land around the property (500m radius) has been affected by subsidence, flooding or has been identified as "contaminated land"
  • Drainage & Water search - identifies whether the owner or local authority must pay for the maintenance of water mains and sewers
  • Chancel repair liability - there is a risk that some Newark properties owe a liability to the local parish to pay for church repairs. Insurance can be taken out to protect against this liability.

More specific searches, such as a tin mining search or a Forestry Commission search, may also be advised in the standard searches.

The approximate delivery time for Local Authority searches ordered from Peterborough City Council is 4 weeks, so your lawyer will recommend using quicker personal searches.

Ensuring planning permission is in place

Your conveyancing solicitor also retrieves office copies from the Land Registry. This will help to identify any planning issues, such as discrepancies between the property boundaries and the title plan or right of access issues.

Peterborough City Council Council Tax

Peterborough City Council calculate council tax on Newark homes based on the number of occupants and the historic value of the property (as valued at 1 April 1991). E.g. a home in the Peterborough City Council area in Band E would pay £1,935 per annum.

Newark conveyancing solicitors will inform the buyer of the property's band as soon as they are notified.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,451.

Other discounts and exemptions may also apply, for example unoccupied properties undergoing major repairs or if an occupier is a student nurse. New build properties are assessed by the Valuation Office Agency and allocated a banding.

Band Peterborough City Council Tax (2018)
A £1,055
B £1,231
C £1,407
D £1,583
E £1,935
F £2,287
G £2,639
H £3,166

Are you paying too much?

The Valuation Office Agency should reassess a property's band on request. Councils prefer that this be done within six months of buying a property. To appeal contact:

Valuation Office Agency
3rd Floor
New Rd

Stamp Duty on Newark properties

The current Stamp Duty Land Tax threshold for residential properties is £125,000. Doing the SDLT1 form yourself is difficult and not for those unfamiliar with it.

Quittance Conveyancing will complete the SDLT1 form for you at the point your purchase completes.

See table below for stamp duty examples for homes in Newark:

  Average selling price (2017) SDLT
Average price £214,065 £1,781.30
Average price (detached) £275,323 £3,766.15
Average new build £261,009 £3,050.45
Homeowners must pay a higher rate of SDLT for the purchase of a second home. Following the example above, if a homeowner bought a second home in Newark for the average price of £214,065 the SDLT would be £10,703.25.

Stamp duty relief for first-time buyers in Newark

Since the budget announcement in November 2017, if you are a first-time buyer, you only pay stamp duty on property valued at over £300k.

Newark conveyancing solicitors will confirm the correct tax is paid.

Buying a flat? Leasehold conveyancing in Newark

New build site

Buying a leasehold home if you don't know what you are getting into can be fraught with risk. The numerous common problems awaiting the unsuspecting purchaser can include unpaid service charges by the existing leaseholder, spiralling ground rents and unfair clauses in the lease.

Incomplete leasehold information, delivered by a lawyer with limited leasehold experience, could have serious financial consequences.

A competent conveyancing solicitor in Newark will consider potential leasehold issues, including :

  • sometimes ancient and arcane lease documents
  • ground rents and service charges
  • managing agent or landlord enquiries
  • alterations since the lease was granted
  • block management regulations that sit outside the lease

Ensure that you are aware of all the potential issues and costs associated with the lease - Call Quittance Conveyancing's leasehold conveyancing solicitor team on 0800 612 0377 today.

Buying a 'New Build' property in Newark?

New build building site

According to data compiled by the Land Registry, the average value of Newark new build properties is £82,666. 3 new build homes have been bought in Newark in 2018 so far.

A new-build conveyancing solicitor in Newark will need to be aware of both local considerations and the extra complexities associated with new build, including spotting incomplete agreements for roads and sewers and helping with mortgage offer extension terms.

Our highly qualified new build conveyancing team are experts in meeting short developer deadlines and helping the buyer get the best possible purchase terms.

Conservation areas

Purchasing property in a conservation area-protected street usually means that the local character will be preserved. However, conservation area building controls will affect your property.

Called Article 4 directions, these constraints could include:

  • Restrictions on replacing windows
  • Restrictions preventing the addition of new access
  • Restrictions on side or two-storey extensions

The new owner could be ordered to pay for necessary changes to bring a property in line with current regulations, even if the previous owner was responsible for the changes.

Your conveyancing solicitor will confirm whether the property you are buying is located in one of Newark's conservation areas.

Conveyancing - Selling a property in Newark

Conveyancing for a sale of a house or flat is more straightforward than for a property purchase. During the sale of a house or flat, the responsibility lies with the purchaser to validate that the property they are buying is not legally defective.

With a sale, conveyancing solicitors in Newark acting for the existing owner for the most part just answer the buyer's questions.

What could go wrong?

Properties can be burdened by a series of possible complications (e.g. not being registered at the Land Registry) that can jeopardise the conveyancing process.

Don't put off finding a solution, waiting to see if the problem is discovered. Instead, seek out professional help and tackle it as early as possible.

Further reading:

Read more sale conveyancing articles here.

Leasehold conveyancing for a sale

The legal work for a leasehold property is significantly more time-consuming than for a freehold house.

Conveyancing solicitors in Newark will also need to carry out additional work, such as approaching the managing company for the latest service charge accounts, through to a copy of the insurance policy schedule.

Given the complexities of leasehold property, it is highly recommended that you instruct a property lawyer with leasehold experience as early as possible.

What if Quittance is already acting for the other side?

SRA rules restrict a single conveyancing solicitor from acting on both sides in a house sale and purchase. A CLC-regulated conveyancer, however, can act for both the buyer and the seller.

If you are buying or selling a property in Newark, and we are acting for the other side, you could contact a property solicitor firm in Newark to carry out your legal work.


Conveyancing - Remortgaging a property in Newark

Homeowners remortgage their home for a number of reasons, for example getting onto a longer fixed-rate term, or borrowing more to help pay for an extension. The most common reason, however, is to lower their monthly repayments.

You can appreciate the benefits of a lower rate faster by using a more efficient conveyancing solicitor in Newark. With the Bank of England base rate now at 0.5% (May 2018), fast conveyancing can be a critical factor in securing the rate you want.

The property lawyer will act for both you and the mortgage lender to ensure the interests of the lender are covered and the change of lender is recorded at the Land Registry.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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