Award-winning No Move, No Fee conveyancing for New Malden home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Every year our award-winning no sale - no fee property lawyers help home buyers and sellers looking for conveyancing solicitors in New Malden and across London.
We offer guaranteed fixed conveyancing fees, and because we are committed to enhanced communication, you will never be uninformed about the legal side of your move.
Our no sale no fee guarantee means should your move not proceed, you won't have to pay any conveyancing solicitors' fees.
New Malden's most communicative conveyancing service
Lack of licensed conveyancer or solicitor communication is one of the more stress-inducing aspects of the home buying and selling process.
The service quality charters of both the Law Society's CQS and the Council for Licensed Conveyancers are heavily focussed on resolving conveyancing solicitors' communication-related problems.
In spite of this, according to a survey carried out by OnePoll of 1,500 people, nearly half of homemovers thought that their sale or purchase would have completed sooner with more effective communication.
Our New Malden conveyancing solicitors provide an award-winning property legal service. We provide buyers and sellers with an informative and proactive legal service by email, phone and via our case management app, 7 days a week:
- Best New Malden conveyancing solicitor fees
- Weekend opening - Saturday (9am-1pm)
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Real-time progress updates by your chosen method (including SMS, phone and email)
- View your complete case online
- Personal extension numbers of your conveyancer
Updated: October 12, 2018
New Malden conveyancing solicitor fees
No Move, No Fee conveyancing in New Malden
Conveyancing solicitor fees are the amounts you pay conveyancing solicitors in New Malden for the legal work associated with moving home.
Do New Malden conveyancing solicitors work on a fixed fee basis?
We work on a guaranteed fixed conveyancing fee basis with no hidden costs, unlike some other conveyancing solicitors in New Malden who work on a fees per hour basis. Your quote will set out what you will pay when your property transaction has completed.
Are there any other costs in addition to conveyancing fees?
On top of the conveyancing fees you will also need to budget for 'disbursements'.
Disbursements are fees that a property lawyer must pay to other companies during the process of buying or selling your home. These include costs like TT fees or property searches.
How much will the total New Malden solicitor conveyancing fees be?
New Malden conveyancing solicitor fees will not vary, wherever you are buying or selling in the UK. There may, however, be some variation in certain disbursements. As examples, specific extra searches, such as a commons registration search, may be necessary and Local Authority (LA) Search fees will vary.
With Quittance, there are no hidden fees or nasty surprises. For a standard conveyancing transaction, what we quote is the fee you pay. To calculate the conveyancing fees for your move, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in New Malden
In carrying out the conveyancing for a property purchase, the conveyancing solicitor in New Malden will look into the title of the property and deliver their report on title to the purchaser.
Once their enquiries are complete the lawyer will offer suggestions and advice and will iron out any legal issues and confirm that the Land Registry's record of the property is updated.
This section provides advice for homebuyers looking for conveyancing solicitors in New Malden.
- Conveyancing solicitors in Epsom
- Conveyancing solicitors in Morden
- Conveyancing solicitors in Surbiton
- Conveyancing solicitors in Worcester Park
- Conveyancing solicitors in South West London
- Conveyancing solicitors in London
Your New Malden conveyancing solicitor must be lender-approved
There are a wide range of mortgage providers, from a large lender such as Santander, to a less common mortgage lender like the Manchester Building Society. Before you choose a New Malden conveyancing solicitor, you need to check that they can represent your mortgage lender.
Many mortgage lenders are only prepared to work with a restricted group of legal practices. If your conveyancer is unable to act for your mortgage lender, the lender will require an alternative solicitor firm to carry out the legal work.
You will be expected to pay this alternate solicitor's costs and the conveyancing process could take much longer.
Quittance Conveyancing are approved members of all lender panels.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Searches (Kingston upon Thames Borough Council)
Property searches (sometimes referred to as 'conveyancing searches') will be applied for by New Malden conveyancing solicitors to help spot any broader issues that might potentially have an impact on how much the property you intend to buy is worth.
Banks and building societies almost always need conveyancing searches to be carried out. These include:
|Local Authority (LA) search||includes the LLC1 and CON29 which includes rail schemes|
|Environmental search||shows whether the surrounding environment is suitable for the purchaser|
|Drainage & Water search||identifies whether the owner or local authority must pay for the maintenance of water mains and sewers|
|Chancel repair liability||describes the insurance to protect against any liability to the local parish for repairs.|
More specialised searches, such as a tin mining search or an energy search, may also be recommended depending on the contents of the standard searches.
The Royal Borough of Kingston upon Thames has an average lead time of 4 weeks for conveyancing searches, so personal (as opposed to official) searches will be faster.
Ensuring planning permission is in place
The buyer's conveyancing solicitor will request an 'Official Copy of the Title Register' from HM Land Registry, helping to identify any potential issues. These issues could include a difference between the agent's floorplan and the title plan or the breach of a restrictive covenant.
Royal Borough of Kingston upon Thames Council Tax
As a homeowner in New Malden, the applicable rate of council tax will vary depending on the value of the home (as assessed in 1991) and the number of people living in it. E.g. the occupier of a Tax Band B house in the Royal Borough of Kingston upon Thames area would pay annual council tax of £1,378.
New Malden conveyancing solicitors will inform a purchaser of the property's tax band once they are made aware.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,033.
Other discounts and exemptions could also apply, for example where the home is empty or unfurnished for a maximum of 60 days or where the property is uninhabitable.
|Band||Royal Borough of Kingston upon Thames Tax (2018)|
Can I lower my band?To challenge your banding contact:
Valuation Office Agency
1 Francis Grove
A homeowner can challenge the council tax band after moving in. Between April 2016 and April 2017, 20 council tax challenges were made. 10 saw a reduction.
Stamp Duty on New Malden properties
If the purchase price of the house you intend to buy is over the £125k threshold, you must pay Stamp Duty Land Tax. SDLT is paid to HMRC and the buyer's conveyancing solicitor will ensure that the tax return process is carried out.
Quittance will complete the SDLT1 form for you at the point your purchase completes.
See stamp duty examples for homes in New Malden:
|Average sale price (2017)||Stamp Duty|
|Average price (detached)||£929,177||£36,667.70|
|Average new build||£295,833||£4,791.65|
Stamp duty relief for first-time buyers in New Malden
Since Nov 2017, if you are a first-time buyer, you only pay stamp duty on property valued at over £300,000.
Conveyancing solicitors in New Malden should ensure their client pays the correct amount.
Buying a flat? Leasehold conveyancing in New Malden
The risks associated with purchasing a leasehold property should be of serious concern. The many potential traps lying in wait for an uninformed buyer include:
- overpriced managing agent packs
- restrictions on the use of the property
- unfair clauses in the lease
- increasing ground rents
A good conveyancing solicitor in New Malden will consider potential leasehold issues, including dealing with landlords, reviewing the lease itself (some documents can be centuries old) and flats with varying lease terms.
Make sure that you are aware of all the potential issues and costs associated with the lease - Get in touch with our team of leasehold conveyancing solicitors today on 0800 612 0377.
Buying a 'New Build' property in New Malden?
9 brand new homes were purchased in New Malden last year, based on data published by HM Land Registry. The average sale price of New Malden new build homes is £295,833.
Acquiring a new build home requires more technical knowledge than 'standard conveyancing'. To avoid potential problems a New Malden conveyancing solicitor must be aware of New Malden-specific factors and needs to consider a range of factors, including dealing with fast exchange timeframes and working to builders' exchange timelines.
Quittance Conveyancing deliver an impartial assessment of the property's legal status, paying close attention to concerns ranging from the home's subsequent mortgageability to an assessment of other risks, such as contaminated land hazards.
London Conservation areas
Your conveyancing solicitor will check if the house you are purchasing is in one of New Malden's conservation areas. If it is, the home will be affected by specific conditions. Called Article 4 directions, these constraints can include:
- Limits on the use of non-traditional building materials
- A ban on VELUX windows
- Restrictions on outbuildings and extensions
If a property is in breach, the owner could be legally required to pay for the property to be changed back to the state it was in before the recent alterations, even where the alterations were made by the previous owner.
Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in New Malden.
Conveyancing - Selling a property in New Malden
Conveyancing for a sale of a home is less complicated than when purchasing. The purchaser carries out a detailed legal assessment on the property. Conveyancing solicitors in New Malden acting for the vendor effectively just replies to the solicitor's standard and additional enquiries.
What factors could threaten your sale?
Obstacles, like being situated on an unadopted road, can delay the conveyancing process if ignored.
It is almost always a good idea that sellers handle such issues as soon as they come to light.
- The Essential Conveyancing Guide for Sellers in 2018
- Selling a leasehold flat? What to do before going on the market
- Dispute with a freeholder? What to do before selling your home
Read more sale conveyancing articles here.
Selling a leasehold property
The legal work for a leasehold flat (houses are rarely leasehold) is significantly more complicated than for a freehold property.
New Malden conveyancing solicitors will also perform extra work. This can involve writing to the landlord for detailed managing agent information, through to information about any reserve fund that may be held.
You should seriously consider instructing a conveyancer as soon as the decision is made to sell to help mitigate often unavoidable leasehold delays.
Can your conveyancing solicitors act for both sides?
Solicitors Regulation Authority rules ban the same conveyancing solicitor from acting on both sides in a property sale and purchase. Conveyancers who are regulated by the CLC, however, can act for both sides.
You could instruct a property solicitor firm in New Malden to carry out your legal work, if a Quittance conveyancer is acting for the other side.
Local New Malden conveyancing solicitor directory
- Pearson Hards LLP, Fountain House, 2 Kingston Road, New Malden, Surrey, KT3 3LR
- Pegasus Solicitors Limited, 60 High Street, New Malden, Surrey, KT3 4EZ
- Lyons Davidson Limited, 46 - 50 Coombe Road, New Malden, Surrey, KT3 4QF
- V J Nathan Ltd, 220 Kingston Road, New Malden, Surrey, KT3 3RJ
Conveyancing - Remortgaging a property in New Malden
Whilst homeowners consider remortgaging for a range of reasons, homeowners usually remortgage to get a more attractive interest rate.
An efficient conveyancing solicitor in New Malden will complete the conveyancing quickly, helping you get onto the lower rate earlier. With the base rate set at 0.5% (May 2018), fast conveyancing can be a critical factor in securing the rate you want.
The property lawyer will act for both you and the bank or building society to confirm that the new interest in the property is registered correctly and the parties' interests are protected.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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