Award-winning No Move, No Fee conveyancing for New Addington home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Every year our property lawyers deliver a specialist no sale - no fee service to property buyers and sellers looking for conveyancing solicitors in New Addington.
Quittance Conveyancing focus on communication so you always know what's happening and our guaranteed fixed conveyancing fees means no hidden fees.
If, for any reason at all, your move does not proceed our no move no fee service means you will not have to pay any conveyancing solicitors' legal fees.
New Addington's most communicative conveyancing service
Almost half of the people who took part in a survey conducted by InfoTrack did not receive frequent enough updates from their licensed conveyancer or solicitor.
The Conveyancing Quality Scheme (CQS) client service charter makes specific mention of property lawyers improving conveyancing solicitor communication.
Even so, according to a survey carried out by OnePoll, one quarter of home purchases and sales do not complete successfully due to delays caused by poor communication.
Our New Addington conveyancing solicitors deliver an award-winning conveyancing service. We deliver to you the answers you need by email, phone and online, every day of the week:
- Cheapest New Addington conveyancing solicitors fees
- We are open weekends - Saturday (9am-1pm)
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Stay in control of your case via your preferred contact method (including SMS, phone and email)
- Easy-to-use and mobile-friendly technology to track your case
- Direct contact details of your conveyancer
Updated: October 12, 2018
New Addington conveyancing solicitor fees
No Move, No Fee conveyancing in New Addington
Conveyancing solicitor fees will be paid conveyancing solicitors in New Addington for the legal work involved in moving home.
Are New Addington conveyancing fees and costs fixed?
Some conveyancing solicitors in New Addington work on a price per hour basis. We work on fixed legal fees (known as 'No Sale, No Fee' or 'No Move, No Fee'), with no unexpected, additional costs. Your conveyancing quote explains what you will be charged when your sale or purchase goes through.
Are there any other costs in addition to conveyancing fees?
You will have to pay any 'disbursements', in addition to the legal fees.
Disbursements are fees, costs or taxes the conveyancing solicitor will have to pay to other organisations as part of the house-buying and selling process, such as Land Registry fees or office copies and title plans.
How much will the total New Addington solicitor conveyancing fees be?
While conveyancing fees in New Addington will usually match prices elsewhere in the UK, there can be variation in the disbursements required. For example, Local Authority (LA) Search fees will vary and additional region-specific searches, such as a flood plain search, may be needed.
With Quittance, there are no hidden costs or nasty surprises. For a standard sale or purchase, what we quote is the fee you pay. To calculate the conveyancing fees for your move, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in New Addington
A seller is now required to disclose issues that could affect the value or enjoyment of their property to the prospective buyer.
That said, it remains the responsibility of the conveyancing solicitor in New Addington to carry out due diligence on the property, report back in detail to the buyer and the lender, find solutions to outstanding defects and other issues and ensure that the full legal ownership is transferred.
This article examines those parts of the buying process for conveyancing solicitors in New Addington that necessitate specialist knowledge.
- Conveyancing solicitors in Barnet
- Conveyancing solicitors in Croydon
- Conveyancing solicitors in Edmonton
- Conveyancing solicitors in South London
- Conveyancing solicitors in London
Your New Addington conveyancing solicitor must be lender-approved
Before you choose a conveyancing solicitor in New Addington, you must confirm that they are on the approved panel of your mortgage lender, whether you are getting a mortgage from Godiva Mortgages, the Nationwide Building Society or any other lender.
Your conveyancer may be unable to act for your mortgage lender, because some banks and building societies are only happy to work with a selected list (known as a 'lender panel') of firms.
If that is the case, the lender will likely require an alternative firm to carry out the legal work, and you will then have to cover this second solicitor's costs. Handling paperwork and correspondence with this additional party can delay the process.
Our solicitors are approved to act for all banks and other lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Property Searches (Croydon Borough Council)
Property searches (sometimes referred to as 'conveyancing searches') will be applied for by New Addington conveyancing solicitors to help to identify issues that could possibly impact how much your house or flat will be worth.
Mortgagees also expect searches (as set out in the CML Handbook) to be submitted. Required searches will include:
- Local Authority search - planning and development details from Croydon Borough Council records
- Drainage & Water search - identifies water mains and sewers. This search also addresses whether the maintenance for these is the owner's responsibility.
- Environmental search - covers environmental issues within 500m of the property, including flooding, mining subsidence and the proximity of landfill and contaminated land sites.
- Chancel repair liability - describes the insurance to protect against any liability to the local parish for repairs.
Buyers will be informed if your lender needs any more searches, for example a Crossrail search or a more detailed environmental report.
The London Borough of Croydon has an average turnaround time of 6 weeks for property searches. As a result, regulated searches will be faster.
The conveyancing solicitor acting for the buyer also retrieves official entries from HM Land Registry, helping to evidence any planning issues, such as limits on the development of the property or errors on the title plan.
London Borough of Croydon Council Tax
As a homeowner in New Addington, the applicable rate of council tax will vary depending on the value of the home (as assessed in 1991) and the number of people living in it. For instance for an average Band E property in New Addington, the council tax would be £2,001.
New Addington conveyancing solicitors will inform the purchaser of the property's band once they are made aware.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,501.
Other discounts and exemptions may also apply, for example if the property is a second home then a 10% discount will be applied or where the property was left empty by a bankrupt person.
|Band||London Borough of Croydon Tax (2018)|
Can I lower my band?To appeal contact:
Valuation Office Agency
28 Elmfield Rd
It is possible to challenge the council tax band after moving in. Between April 2016 and April 2017, 90 council tax challenges were made, of which 30 were upheld and refunds awarded.
Stamp Duty on New Addington properties
If you are buying a home that costs over £125k, then you will have to pay stamp duty to HMRC. SDLT is paid to HMRC and the buyer's conveyancing solicitor will ensure that the tax return process is carried out.
Quittance use the latest case management integration with HMRC to avoid errors and ensure there are no late-filing penalties.
The following table illustrates stamp duty examples for typical properties in London:
|Average sale price (2018 to date)||Stamp Duty|
|Average price (detached)||£711,410||£25,570.50|
|Average new build||£449,784||£12,489.20|
Stamp duty relief for first-time buyers in New Addington
As from 11/17, first-time buyers will not have to pay any stamp duty if the purchase price is below £300k. If you are buying a second home for in excess of £40,000 then you will have to pay a surcharge of 3%. E.g. if a second home was bought for £880,307 then the stamp duty including the surcharge would be £70,424.56. .
Conveyancing solicitors in New Addington should confirm an accurate calculation is made.
Buying a flat? Leasehold conveyancing in New Addington
Buying a leasehold home without understanding the implications can be costly. Doubling ground rents, onerous clauses in the lease and absent freeholders are but a few of the many traps awaiting an uninformed purchaser.
If you intend to buy a leasehold home, a good conveyancing solicitor in New Addington will consider possible leasehold issues, such as :
- checking the lease itself
- service charges
- managing agent practices
- reserve funds
Ensure that you are aware of all the potential issues and costs associated with the lease - Speak to Quittance Conveyancing's team of leasehold conveyancing solicitors on 0800 612 0377.
Buying a 'New Build' property in New Addington?
The average cost of a new build in New Addington is £449,784, based on data published by Her Majesty's Land Registry. 450 new build homes have been bought in New Addington in 2018 so far.
Acquiring a new build home requires specialist knowledge, compared to 'standard conveyancing'. Therefore a New Addington conveyancing solicitor must be conscious of local New Addington issues and will need to report to clients on a number of issues, e.g. dealing with delays associated with off-plan and ensuring that the contract is in the buyer's favour.
Our team of new build conveyancers deliver an independent view of the legal status of the property, with close attention paid to issues ranging from the home's subsequent mortgageability to an assessment of other risks, such as regional infrastructure plans (e.g. HS2).
Conservation areas in London
Buying in a street located in a conservation area can ensure the local character is unlikely to change. However, conservation area restrictions will affect your property.
Referred to as Article 4 directions, these restrictions may include anything from restrictions on the addition of flues and soil vent pipes, to restrictions on the removal of chimneys.
If a property is in breach, the local authority can require the new owner to revert the property to its earlier condition, even if the previous owner carried out the alterations.
Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in New Addington.
Conveyancing - Selling a property in New Addington
The legal work involved in a sale of a house or flat usually requires less work than when buying. For a house purchase, caveat-emptor' means that the onus lies with the purchaser to establish that the legal title of the property is not legally defective.
On the other hand, when selling, conveyancing solicitors in New Addington acting for the vendor effectively just answer questions set by the buyer's conveyancing solicitor.
What can you do to give yourself the best chances of success?
A house or flat will frequently have a range of potential complications (for example chancel repair liability or not being connected to the water mains) that have the capacity to threaten the completion of the conveyancing process.
Property experts will almost always suggest to vendors that they address such issues immediately.
- The Essential Conveyancing Guide for Sellers in 2018
- Subsidence? What to do before selling your home
- Japanese Knotweed? What to do before selling your home
Read more conveyancing advice for sellers.
Leasehold conveyancing for a sale
The conveyancing process for a leasehold flat is a great deal more difficult compared to a freehold house.
The complex nature of leasehold property means that conveyancing solicitors in New Addington must undertake additional legal work, and this could include obtaining an up-to-date service charge statement, through to details of any unresolved disputes.
To help mitigate the delays involved in selling a leasehold property, it is highly recommended that the seller instruct a conveyancer as soon as is practicable.
What if you are already acting for the other side?
SRA rules ban the same conveyancing solicitor from acting on both sides in a property sale. However, a conveyancer who is regulated by the CLC, can act for both sides.
If you are buying or selling a New Addington property, and one of our conveyancing solicitors is acting for the other side, you may wish to contact a property solicitor firm in New Addington to carry out your conveyancing.
Local New Addington conveyancing solicitor directory
- McMillan Williams, 56-58 Central Parade, New Addington, Croydon, Surrey, CR0 0JD
Conveyancing - Remortgaging a property in New Addington
Benefitting from a better rate to reduce monthly expenses is generally why homeowners remortgage. There are other reasons, such as extending the mortgage term, or moving to an offset mortgage.
You can appreciate the benefits of a lower rate faster with a more proactive conveyancing solicitor in New Addington, accelerating the time taken to complete the process. With the base rate set at 0.5% (May 2018), fast conveyancing can be a crucial factor in getting on to the rate you want.
To make sure that the lender's interests are safeguarded, a property lawyer will need to act for both you and the mortgage lender.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
Instant onlineconveyancing solicitor quote
Quittance Conveyancing delivers fast, proactive and communication-focused conveyancing to New Addington home buyers and sellers. Your dedicated conveyancer will keep you informed every step of the way.
Get a quote
Get a conveyancing solicitor quote for your New Addington property sale, purchase or remortgage.Get a quote online
or call us on 0800 612 0377
Compare solicitor quotes
Find out more about how to compare conveyancing solicitor quotes in 2018.Find out more
If you have any questions or would like to discuss your sale or purchase with an expert, email us at:
Ask a conveyancing expert
If you have any questions about getting a conveyancing quote or any aspect of the conveyancing process, let us know: