Mold Conveyancing: FAQs
We understand that the conveyancing process for buying or selling a home can be complex, so we have put together a list of questions our Mold clients often ask. If you have a specific question about Mold conveyancing that we haven't covered here, please call 0800 022 4108 to speak to a member of our team.
Buying property in Mold
What are the Council Tax bands in Flintshire County Council in 2022?
Mold is situated in Flintshire County Council. Council tax bands are:
|Band||Flintshire Council Tax (2022/23)|
I'm purchasing a home in Mold which property searches will I require?
The standard pack includes:
- Local Authority Search
- Regulated Water Search
- Environmental Search
- Chancel liability insurance
Occasionally the solicitor will recommend further searches e.g. a transport search.
To check how much searches will cost on a Mold house or flat you can use our our conveyancing cost calculator.
Selling property in Mold
Does the conveyancing for selling leasehold take longer?
Yes, that's correct, it can take much more time to carry out the legal work to sell a leasehold property,compared to the sale of a freehold property.
The buyer's solicitor will want to see these documents, such as three years' filed accounts for the property management. The time required by to source this information is the common cause of such delays.
It can take a long time to gather these details if it is difficult to contact the landlord or managing agent, so the solicitor should get this underway at the earliest opportunity.
Remortgaging in Mold
Will I need a conveyancing solicitor if I am remortgaging my Mold property?
Yes you will need a solicitor to handle the legal side of the remortgage.
The official UK base rate is currently set at 1.25% (June 2022). A good Mold remortgage solicitor might even save you a few mortgage payments on your old rate.
Conveyancing solicitors can act for most UK lenders, so whether you are you are moving to a fixed-rate mortgage with the Co-operative Bank or to a two-year discount with the Barnsley Building Society, Quittance can help.
Transferring equity in Mold
Will I need a solicitor to transfer equity in my Mold property?
Changing the legal ownership structure of a property is known as a 'transfer of equity'. An owner (or owners) of a property may wish to transfer equity in a property for a number of reasons, including:
- Gifting a property to a child or relative, perhaps for tax planning reasons.
- Transferring a property into joint names after a marriage or civil partnership.
- Transferring a jointly owned property into a sole name following a divorce or separation.
Comparing Conveyancing Quotes in Mold
Conveyancing fees and disbursements - What's the difference?
A key difference between conveyancing fees and disbursements is who they are paid to.
Legal fees are paid to your solicitor for the work they do, whereas disbursements are paid through your solicitor to third parties like HMRC.
How much should I be paying in conveyancing legal fees in 2022?
Hidden fees and potential additional costs could unexpectedly add to your final conveyancing bill, so when you are comparing Mold conveyancing quotes, you should check what each quote does include. If a fee is included in one online quote but not another, check the small print.
If you are buying a leasehold property, with Help to Buy, or a share of freehold, check if there is an additional charge for this extra work.
General Mold property lawyers FAQs
How much are conveyancing fees for buying or selling a home in Mold?
Conveyancing fees are made up of 2 parts: the solicitor's legal and disbursements.
Conveyancing disbursements are the third-party costs incurred on behalf of a buyer or seller, e.g. HMLR registration fees or Office Copies. Legal fees are for the legal work carried out by the solicitor.
Your solicitor's legal fees for buying or selling a house in Mold are fixed, meaning your fixed fee conveyancing quote will have no hidden extras
Calculate the conveyancing fees for your Mold property sale or purchase
Our online conveyancing fees calculator gives you a detailed fixed fee quote with a comprehensive list of all fees, costs and disbursements for your Mold sale or purchase.
How long does leasehold conveyancing take?
The vast majority of flats are leasehold. The conveyancing for a leasehold property can take weeks longer than a freehold home because there is more work involved.
Causes of numerous delays can range from incomplete service charge accounts to absent freeholders.
Leasehold specialists complete the legal work for 100's of leasehold purchases each month, and our proactive approach means delays are less likely to occur.
How we can help you
If you are buying, selling, remortgaging or transferring equity in a property in Mold and need an expert conveyancing solicitor, we can take care of the legal side of your move.
We work with a panel of specialist conveyancing solicitors to deliver a stress-free moving experience.
- No Move, No Fee Guarantee
- Fixed fee conveyancing service
- Mold experts
- CQS-accredited panel solicitors
All-inclusive quote from £384 inc VAT