Middleton conveyancing FAQs

How much Council Tax will I pay for a property in Rochdale Metropolitan Borough Council?

Middleton is situated in Rochdale Metropolitan Borough Council. Council tax bands in 2019 are as follows:

Band Rochdale Metropolitan Borough Council Tax (2018/19)
A £1175.79
B £1371.75
C £1567.72
D £1763.68
E £2155.61
F £2547.54
G £2939.47
H £3527.36

Read more:

Are you paying more council tax than you should be?

How much stamp duty will I have to pay?

£

Read more about stamp duty:

What is Stamp Duty Land Tax (SDLT)?

Can I claim stamp duty relief as a first time buyer?

Are Middleton conveyancing fees fixed?

Some conveyancing solicitors in Middleton offer services on an hourly basis and other firms will work for a fixed fee.

Quittance's solicitors work on a fixed fee basis, with no nasty surprises. Your detailed quote will explain in detail what the conveyancing fees and costs will be when your house sale or purchase completes.

If, for whatever reason, your house sale or purchase does not go ahead, you will be covered by our No Sale, No Fee guarantee.

Read more:

How much should conveyancing fees cost in 2019?

I'm purchasing a house in Middleton - what searches do I need?

The standard pack includes:

  • Regulated Local Authority Search
  • Environmental Search
  • Water search
  • Chancel liability insurance

Occasionally the initial search results will recommend further searches e.g. a specialist environmental search.

To check the price of searches on a Middleton house or flat use our online conveyancing costs calculator.

Read more:

What are conveyancing searches when buying a home and do I need them?

How long does leasehold conveyancing take in Middleton?

Almost all flats are leasehold. Leasehold houses are less common, but there are still an estimated 1 million such properties across the country. The legal work for a leasehold home can take weeks more to complete than a freehold home as there is greater complexity.

Varied factors, such as out-of-date contact information for the freeholder or incomplete managing agent information, can lead to serious delays.

Our expert leasehold conveyancing team handle hundreds of leasehold transactions a month. With specialist expertise there should be far fewer delays.

Does sale conveyancing take longer for leasehold?

Yes, compared to freehold conveyancing. The conveyancing for selling leasehold houses or flats typically takes longer.

The buyer's conveyancer will want to see several leasehold-related documents. These could include an up-to-date statement of service charges and management company information. The time it takes your solicitor to get these documents together is commonly the source of delays.

It could take several weeks to collect the managing agent's information if it is difficult to contact the managing agent or they are slow to respond, so the seller's solicitor should get this underway even before a sale has been agreed.

Read more:

Selling a leasehold flat? What to do before going on the market

I am buying a new build property in Middleton - what do I need to know?

The conveyancing process for buying a new build home in Middleton can be complicated compared to other types of conveyancing.

Your solicitor in Middleton must be able to deal with things like helping with mortgage offer extension terms, ensuring compliance with planning regulations and registering ownership with warranty providers such as NHBC Buildmark, Advantage HCI and CRL.

Our highly experienced team of new build solicitors are highly experienced in working with buyers towards a stress free move and working to tight developer deadlines.

Read more:

Buying a new build property off plan - what you need to know.

What you need to check before buying a new build home.

Will I need a conveyancing solicitor if I am remortgaging my Middleton property?

Yes.

The base rate is now at 0.75% (Feb 2019). A proactive conveyancing solicitor in Middleton can get you onto your new rate as quickly as possible.

Our conveyancers are on the panel for all major lenders, so no matter whether you are moving to an offset mortgage with Bradford & Bingley or to a repayment mortgage with the Bank of Ireland, Quittance can help.

Check your solicitor can act for your lender