Local information

The metropolitan county of Merseyside covers the area of land either side of the Mersey estuary, with Liverpool and St Helens on the east and Birkenhead and the Wirral on the west.

Away from the hustle of urban areas, coastal districts such as Formby and New Brighton offer more rural living, yet are within easy reach of Liverpool for employment opportunities.

The Wirral peninsula is the least built-up district of the county and are also within easy reach of the North Wales coast.

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Merseyside conveyancing FAQs

What are the council tax bands in Liverpool City Council?

Merseyside is situated in Liverpool City Council. Council tax bands are:

Band Liverpool City Council Tax (2018/19)
A £1237.79
B £1444.09
C £1650.39
D £1856.69
E £2269.29
F £2681.89
G £3094.48
H £3713.38

Read more:

Are you paying more council tax than you should be?

How much stamp duty will I have to pay?

£

Read more about stamp duty:

What is Stamp Duty Land Tax (SDLT)?

Can I claim stamp duty relief as a first time buyer?

Are Merseyside conveyancing fees fixed?

Some conveyancing solicitors in Merseyside offer their services on a price per hour basis and other firms will work for a fixed fee.

Our solicitors work on a fixed conveyancing fee basis, with no unexpected 'add-ons'. Your conveyancing quote will explain what the legal fees will be when your home sale or purchase goes through.

If, for whatever reason, your home sale or purchase does not go ahead, you have the peace of mind of our No Move, No Fee guarantee.

Read more:

How much should conveyancing fees cost in 2019?

I'm buying a property in Merseyside which property searches will I require?

The standard pack includes:

  • Local Authority Search
  • Drainage and Water Search
  • Environmental Search
  • Chancel liability insurance

Sometimes the solicitor will recommend further searches such as a radon gas search.

To check the total cost of searches on a Merseyside move, use our conveyancing cost calculator.

Read more:

What are conveyancing searches when buying a home and do I need them?

I am buying a leasehold property in Merseyside - what do I need to know?

Buying a leasehold property in the UK is significantly more complex than buying a freehold property. The many potential problems lying in wait for the unsuspecting purchaser can include legally technical issues like overpriced managing agent packs and leases with fewer than 80 years to run.

Your solicitor will look into all potential issues with the lease and report back to you.

Read more:

What you need to know about buying a leasehold property

Should I be wary of buying a leasehold house?

Should I buy a property with a short lease?

Does a leasehold property take longer to sell?

Yes, it can take considerably longer to carry out the conveyancing on leasehold houses or flats,compared to the sale of a freehold property.

The buyer's solicitor will need to review these documents. These could include details of any breaches by other leaseholders and a copy of buildings insurance for the common parts of the property. The time needed by the solicitor to get these documents together is the common cause of such delays.

It can take weeks to collect these details if the managing agent or landlord is slow or difficult to contact, so your solicitor ought to start this process even before you have found a buyer.

Read more:

Selling a leasehold flat? What to do before going on the market

I am buying a new build property in Merseyside - what do I need to know?

The conveyancing process for acquiring a new build in Merseyside can be complicated compared to other types of conveyancing.

A property lawyer in Merseyside will need to be qualified to handle things like ensuring that new build mortgage conditions are met, verifying rights of access and registering ownership with warranty providers such as NHBC, Advantage and Trenwick International.

Our award-winning team of new build conveyancing solicitors are well versed in helping buyers get the best possible outcome and working to tight developer deadlines.

Read more:

Buying a new build property off plan - what you need to know.

What you need to check before buying a new build home.

I am remortgaging a property in Merseyside - do I need a solicitor?

Yes.

The official UK base rate is currently set at 0.75% (Feb 2019). A good Merseyside remortgage solicitor should be able to complete the conveyancing quickly and get you onto your new rate without delay.

Quittance's solicitors are members of most UK mortgage lenders, so no matter whether you are switching to an interest-only mortgage with Birmingham Midshires or to a fixed-rate mortgage with the Coventry Building Society, we can assist.

Check your solicitor can act for your lender