Lytham St Annes conveyancing FAQs

What are the council tax bands in Fylde Borough Council?

Lytham St Annes is situated in Fylde Borough Council. Council tax bands are as follows:

Band Fylde Borough Council Tax (2018/19)
A £1182.42
B £1379.49
C £1576.56
D £1773.63
E £2167.77
F £2561.91
G £2956.05
H £3547.26

Read more:

Are you paying more council tax than you should be?

How much stamp duty will I have to pay?

£

Read more about stamp duty:

What is Stamp Duty Land Tax (SDLT)?

Can I claim stamp duty relief as a first time buyer?

Are Lytham St Annes conveyancing fees fixed?

Some conveyancing solicitors in Lytham St Annes carry out the conveyancing on an hourly rate others work on a fixed fee.

Our conveyancing solicitors work on a fixed fee basis, with no nasty surprises. Your quote will set out exactly what you will pay when your transaction goes through.

If, for any reason at all, your transaction does not go ahead, you will pay no legal fees at all with our No Sale, No Fee guarantee.

Read more:

How much should conveyancing fees cost in 2019?

Will I need property searches when buying a property in Lytham St Annes?

Conveyancing searches are enquiries submitted to a number of authorities by Lytham St Annes conveyancing solicitors to identify issues affecting the home you want to buy. Mortgage lenders also usually require conveyancing searches to be purchased.

Read more:

What are conveyancing searches when buying a home and do I need them?

How long does conveyancing take when buying a leasehold flat in Lytham St Annes?

Over 90% of flats in the UK are leasehold. There are also an estimated 1 million leasehold houses throughout the country. Purchasing a leasehold home typically takes longer than a freehold house as the landlord or managing agent are involved.

Examples of delays might include anything from incomplete managing agent information to out-of-date contact information for the freeholder.

Our specialist leasehold solicitor team complete the legal work for 100's of leasehold purchases each month. Our proactive approach means fewer obstacles.

Does it take longer to sell a leasehold property?

Yes, it can take considerably longer to carry out the legal work to sell leasehold properties, compared to freehold conveyancing.

The buyer's solicitor will expect to see several leasehold-related documents, like management company information and details of any breaches by other leaseholders. The time needed by to get these documents together is commonly the source of delays.

It can take a long time to gather the managing agent's information if the landlord or managing agent is slow or difficult to contact, so your lawyer should start this process at the earliest opportunity.

Read more:

Selling a leasehold flat? What to do before going on the market

I am buying a new build property in Lytham St Annes - what do I need to know?

The legal work for acquiring a new build property in Lytham St Annes can be complicated compared to other types of conveyancing.

A conveyancer in Lytham St Annes must be able to deal with things like helping with mortgage offer extension terms, negotiating new build contracts and registering ownership with warranty providers, including NHBC, Advantage HCI and BOPAS.

Our specialist team of new build conveyancing solicitors are well versed in representing buyers to achieve the best outcome and working to tight developer deadlines.

Read more:

Buying a new build property off plan - what you need to know.

What you need to check before buying a new build home.

I am remortgaging a property in Lytham St Annes - do I need a solicitor?

Yes.

The Bank of England base rate is currently 0.75% (Feb 2019). A good Lytham St Annes remortgage solicitor could save you a few mortgage payments on your old rate by completing the conveyancing quickly.

Our property solicitors can act for most UK lenders, so no matter whether you are switching to a variable-rate with Santander or to a variable-rate mortgage with the Swansea Building Society, Quittance can help.

Check your solicitor can act for your lender