Award-winning No Move, No Fee conveyancing for Liverpool home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Every year Quittance Conveyancing's No Sale, No Fee property lawyers help property buyers and sellers looking for conveyancing solicitors in Liverpool and across Merseyside.
Quittance Conveyancing offer guaranteed fixed conveyancing fees, and our commitment to proactive communication means you will always be informed about how your move is progressing.
Our no move no fee guarantee means that if, for whatever reason, your move does not go ahead, you won't incur any conveyancing solicitors' legal fees at all.
Liverpool's most communicative conveyancing service
According to a survey by the Law Society, 46% of the participants suggested that poor communication unnecessarily delayed their home move.
Regulators for Liverpool conveyancing solicitors are concerned with improving communication, and the service quality standards of the Council for Licensed Conveyancers and the Law Society's CQS underline the need to maintain a better standard of communication.
Nonetheless according to a survey carried out by the Conveyancing Association of 1,500 people, around half of respondents thought that better communication would have meant a faster completion.
Quittance Conveyancing's Liverpool conveyancing solicitors aim to give you an informative and proactive property legal service using your preferred method of communication, every day of the week:
- Best Liverpool conveyancing solicitor fees
- Weekend opening - Saturday (9am-1pm)
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Mobile-friendly case management technology
- Stay in control of your case by smartphone, tablet and PC
- Personal extension numbers for your lawyer
Updated: October 12, 2018
Liverpool conveyancing solicitor fees
No Move, No Fee conveyancing in Liverpool
Conveyancing solicitor fees are paid to conveyancing solicitors in Liverpool for the legal work involved in moving home.
Are Liverpool conveyancing fees and costs fixed?
Our conveyancers work on a No Sale, No Fee basis with no hidden extras, unlike some other conveyancing solicitors in Liverpool who offer services on a cost per hour basis. Your quote will explain what you will be charged when your sale or purchase completes.
Are there any other costs in addition to conveyancing fees?
In addition to the legal fees you will also have to pay for 'disbursements'.
Disbursements are fees that a property lawyer must pay to other companies during the process of buying or selling your home. These include costs like Land Registry fees or office copies and title plans.
How much will the total conveyancing fees in Liverpool cost?
Conveyancing fees in Liverpool will not vary. However, there may be some variation in certain disbursements. For example, Local Authority (LA) Search fees will vary and additional region-specific searches, such as a flood plain search, may be needed.
For standard conveyancing transactions, what we quote is the fee you pay. There are no hidden costs or nasty surprises with Quittance. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Liverpool
The city of Liverpool has one of the largest economies in the UK.
Historically its growth came from its importance as a major port and trading city, and recent multi-million pound investments will ensure that the Port of Liverpool continues its expansion. Throughout the rest of the city significant regeneration since 2010 has made Liverpool an attractive place to set up home. This is reflected in its demographics, with just under half the population being under 30 years old.
With the new development at Liverpool Waters just getting under way, and a huge range of cultural and leisure attractions, the city continues to be a vibrant place to live and work.
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Conveyancing for buyers
A seller is now required to disclose issues that could affect the value or enjoyment of their property to the prospective buyer.
That said, it remains the responsibility of a conveyancing solicitor in Liverpool to make enquiries about the property, report back to the buyer and the lender, deal with any legal issues and register the title in the new owner's name.
This section provides useful advice for people who need conveyancing solicitors in Liverpool for a purchase.
Your Liverpool conveyancing solicitor must be lender-approved
Irrespective of whether you are obtaining a mortgage from NatWest, Fleet Mortgages or any other lender, before choosing a conveyancing solicitor in Liverpool it is very important that you make sure that they can act in the interests of your chosen lender.
Your lawyer may be unable to act for your chosen lender, because some banks and building societies only accept a selected list (their 'panel') of firms.
In this case, the lender will require an alternative firm to complete the legal work, and you will usually need to pay this alternate solicitor's costs. This means the transaction could be delayed.
Our solicitors can perform the conveyancing for all banks and building societies.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Liverpool City Council searches and other searches
Property searches (sometimes referred to as 'conveyancing searches') are enquiries made of government bodies by Liverpool conveyancing solicitors to identify information and potential issues affecting your new home.
Mortgage lenders will also require searches to be purchased. Required searches will include:
- Local Authority (LA) search - includes the LLC1 Local Land Charge Register and CON29 Enquiry Form
- Environmental search - shows risks within 500 metres of the property, such as toxic chemicals in the land
- Drainage & Water search - describes water mains and sewers, and confirms if these are privately maintained
- Chancel repair liability - there is a risk that some Liverpool properties owe a liability to the local parish to pay for church repairs. Insurance can be taken out to protect against this liability.
More pertinent searches, such as a more detailed flood report or a more detailed environmental report, may also be advised in the standard searches.
The estimated lead time for property searches ordered from Liverpool City Council is 6 weeks. As a result, regulated searches will be faster.
The buyer's conveyancing solicitor will apply for an 'Official Copy of the Title Register' from HM Land Registry. This will help to highlight potential planning issues. These issues could include outbuildings missing from the title plan or a restrictive covenant against certain alterations.
Liverpool City Council Council Tax
Council tax is calculated by Liverpool City Council on property value and the number of people living in the property. E.g. for an average Tax Band B residential property in Liverpool, the council tax payable would be £1,444 per year.
Liverpool conveyancing solicitors will inform the purchaser of the home's council tax band once they are themselves notified.
If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,083.
Other discounts and exemptions could also apply, e.g. where the home is empty or unfurnished for a maximum of 60 days or if the property is occupied by someone who is seriously mentally impaired.
|Band||Liverpool City Council Tax (2018)|
Can I dispute my band?
The Valuation Office Agency (VOA) should reassess a property's band on request. To appeal contact:
Valuation Office Agency
Stamp Duty on Liverpool properties
Quittance Conveyancing ensure that the complex SDLT1 form is completed accurately and without delay.
See table below for Stamp Duty Land Tax examples for properties in Liverpool:
|Average sale price (2017)||Stamp Duty Land Tax|
|Average price (detached)||£294,140||£4,707.00|
|Average new build||£146,754||£435.08|
Stamp duty relief for first-time buyers in Liverpool
Since the budget announcement in 11/17, if you are a first-time buyer, you only pay stamp duty on property valued at over £300,000.
Conveyancing solicitors in Liverpool should confirm an accurate calculation is made.
Buying a flat? Leasehold conveyancing in Liverpool
Buying a leasehold home without being aware of the facts is not recommended. Unreasonable ground rents, unpaid service charges by the existing leaseholder and restrictions on the use of the property are among the frequent complications awaiting an uninformed purchaser.
If you intend to buy a leasehold home, a experienced conveyancing solicitor in Liverpool will address aspects of leasehold, e.g. :
- understanding regional and era-specific nuances of leases
- service charges, ground rents and buildings insurance arrangements
- dealing with freeholders
- the implications of the remaining length of the lease
Make sure that you are fully-informed regarding your decision to buy a leasehold property thanks to our leasehold conveyancing solicitor team.
Buying a 'New Build' property in Liverpool?
According to data gathered by HMLR, 77 new build houses and flats have been bought in Liverpool in 2018 so far. The average value of new build homes in Liverpool is £144,522.
A new-build conveyancing solicitor in Liverpool must be well-versed in Liverpool-specific considerations and the complications associated with new build, such as verifying rights of easements and ensuring that new build mortgage conditions are met.
Our highly qualified new build team specialise in working to developer exchange timeframes and representing buyers to achieve the best outcome.
Whether you are purchasing a period coach house or a Victorian family home, if the house is in a protected conservation area, any planned modifications to the house might not be permitted by Liverpool City Council.
These conditions, called Article 4 Directions, can include anything from restrictions on replacing windows, to restrictions on the addition of cladding.
The new owner could be ordered to pay for necessary changes to bring a property in line with current regulations, even if the changes were made by the previous owner.
Liverpool conservation areas include Duke Street, Knotty Ash and Childwall Abbey. Your conveyancing solicitor will confirm whether the property you are buying is located in one of Liverpool's conservation areas.
Conveyancing - Selling a property in Liverpool
Conveyancing for a house sale usually requires less work than when buying. When property changes hands, the obligation is on the buyer to establish that the home they are buying is not legally defective.
Conversely, when selling, conveyancing solicitors in Liverpool acting for the seller only need to answer the buyer's questions.
What could jeopardise the sale of your home?
Homes can be burdened by a broad spectrum of challenges (for example not having appropriate warranties) that can prolong a sale.
Don't ignore the issue and hope any such problems will go away - a better course of action will be to seek out professional help, square up to the issue(s), and find a solution as early as possible.
- The Essential Conveyancing Guide for Sellers in 2018
- Japanese Knotweed? What to do before selling your home
- Dispute with a freeholder? What to do before selling your home
Read more helpful advice for sellers here.
Leasehold conveyancing for a sale
The legal work for a leasehold property is a great deal more technical than for a more straightforward freehold house.
The complex nature of leasehold property means that conveyancing solicitors in Liverpool must carry out additional work. This can involve obtaining all relevant freeholder information or a copy of any notices served on the leaseholder.
In order to resolve any leasehold issues faster, it is strongly advised that the seller instruct a solicitor as soon as possible, and ideally before marketing the property,.
Can Quittance conveyancers act for the buyer and the vendor in a single transaction?
SRA rules prevent the same solicitor from acting on both sides in a house sale and purchase. However, a conveyancer who is regulated by the CLC, can act for both sides.
You could instruct a property solicitor firm in Liverpool to carry out your legal work, if we are carrying out the legal work for the other side.
Local Liverpool conveyancing solicitor directory
- Brown Turner Ross Limited, Granite Buildings, 6 Stanley Street, Liverpool, Merseyside, L1 6AF
- Canter Levin & Berg Limited, 1 Temple Square, 24 Dale Street, Liverpool, Merseyside, L2 5RL
- E Rex Makin & Co, Whitechapel, Liverpool, Merseyside, L1 1HQ
- Gregory Abrams Davidson LLP, Gregory Abrams Davidson Llp, 20-24 Mathew Street, Liverpool, Merseyside, L2 6RE
- Guy Williams Layton LLP, Pacific Chambers, 11-13 Victoria Street, Liverpool, Merseyside, L2 5QQ
Conveyancing - Remortgaging a property in Liverpool
The most common reason people remortgage is simply to get a better rate. There are also other reasons to remortgage, including funding a one-off purchase, or wanting a more flexible mortgage.
An efficient conveyancing solicitor in Liverpool will complete the conveyancing quickly, and move you to the better rate sooner. With rate rises hard to predict, fast conveyancing can be a contributing factor to securing your preferred rate.
Your property lawyer needs to be able to act for your preferred bank or building society. Quittance Conveyancing are on all major lenders' panels, so no matter whether you are switching to a fixed-rate mortgage with the Halifax or to a long-term fixed mortgage with the Skipton Building Society, Quittance can help.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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