Updated: October 12, 2018

Liphook conveyancing solicitor fees and costs

No Move, No Fee conveyancing in Liphook

Conveyancing solicitor fees will be paid to your Liphook conveyancing solicitor for the legal work associated with buying or selling a property.

How are Liphook conveyancing fees calculated?

Our conveyancing solicitors work on a fixed No Move, No Fee basis with no hidden costs, unlike some other conveyancing solicitors in Liphook who work on a fees per hour basis. Your quote sets out all fees and disbursements you will need to pay when your sale or purchase goes through.

Are there any other costs?

In addition to conveyancing solicitor fees you will also have to cover any 'disbursements'.

Disbursements are the third-party costs that your conveyancer will pass on to you at the end of the conveyancing process, such as bankruptcy checks or indemnity insurance.

See: A guide to all conveyancing fees

How much will conveyancing in Liphook cost in total?

Liphook conveyancing fees will be the same as anywhere else in the country. There may, however, be some variation in certain disbursements. As examples, additional region-specific searches, such as a flood plain search, may be needed and Local Authority (LA) Search fees will vary.

With Quittance Conveyancing, there are no hidden costs or nasty surprises. For a standard sale or purchase, the fees we quote are the fees you pay. To calculate the conveyancing fees for your move, try our conveyancing fees quote calculator: Click here

Quittance delivered an excellent service at the lowest conveyancing fees we could find

Conveyancing - Buying a property in Liphook

As a key part of the legal work for the purchase of a house or flat, a Liphook conveyancing solicitor will look into the legal ownership rights or 'title' of the property and feed the results of their enquiries back to the buyer.

The buyer's lawyer will give advice following their enquiries, make practical suggestions and ensure that the change of ownership is registered at the Land Registry.

The following section considers elements of the buying process for conveyancing solicitors in Liphook where greater expertise is needed.

Your Liphook conveyancing solicitor must be lender-approved

Before you select a conveyancing solicitor in Liphook, it is paramount that you confirm that they are approved by your lender, whether you are taking out a mortgage from Secure Trust, Allied Irish Bank or any other lender.

Your lawyer may not be able to carry out the legal work for your lender, because some lenders only accept a selected list (known as a 'panel') of law firms that meet stringent standards.

Should this be the case, the lender will probably require a different solicitor firm to complete the legal work, and you will be expected to pay this alternative solicitor's costs. Handling paperwork and correspondence with this additional party can delay the process.

Neglecting to check the lender panel status of your conveyancer could jeopardise the sale.

Quittance Conveyancing are approved to act for all lenders.

Searches (East Hampshire District Council)

Searches are questions asked of various bodies by Liphook conveyancing solicitors to highlight issues affecting the property being purchased.

Searches are primarily performed to meet lender requirements, and include the local authority (LA) search, environmental search, drainage & water search and chancel repair liability.

You will be informed if your mortgage lender wants any additional searches, for example a radon gas search or a commons registration search.

Property purchasers can expect to wait around 8 weeks for conveyancing searches obtained from East Hampshire District Council, so your solicitor will instead order faster regulated searches.

Planning searches

Office copies will also be ordered from HMLR by the homebuyer's conveyancing solicitor, helping to identify any potential issues. These issues could include the title plan showing only very general boundaries or limits on the development of the property.

East Hampshire District Council Council Tax

The council tax paid by a homeowner is based on various factors such as the location of the property and the assessed value of the property in April 1991. For example, the occupier of a Band B home in the East Hampshire District Council area would pay annual council tax of £1,283.

A conveyancing solicitor in Liphook will inform the buyer of the property's band after this is confirmed by the searches.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £962.

Other discounts and exemptions could also apply, for example if the property is a second home then a 10% discount will be applied or if the property is occupied by someone who is seriously mentally impaired. Property built after 1991 is assigned a council tax banding by the Valuation Office Agency.

Band East Hampshire District Council Tax (2018)
A £1,100
B £1,283
C £1,466
D £1,650
E £2,016
F £2,383
G £2,749
H £3,299

Is it possible to appeal?

A homeowner can challenge the council tax band after moving in. Between April 2016 and April 2017, 30 council tax challenges were made. 10 were upheld and refunds awarded. To challenge your banding contact:

Valuation Office Agency
3rd Floor
Bridge House
1
Walnut Tree Close
Guildford
GU1 4AG
Surrey

Stamp Duty on Liphook properties

The current SDLT threshold for residential properties is £125,000. The normal process is for the conveyancing solicitor to complete the stamp duty administration. Buyers can complete the SDLT1 themselves but it is not recommended due to the complexity of the form and because there may be penalties for underpayment.

Quittance Conveyancing's specialist post-completion team will ensure that the required SDLT1 form is completed and submitted to HMRC without delay.

See table below for stamp duty examples for properties in Liphook:

  Average sale price (2017) Stamp Duty
Average price £493,964 £14,698.20
Average price (detached) £712,425 £25,621.25
Average new build £477,168 £13,858.40
If you already own another home (including outside the UK)you will be subject to a higher SDLT rate of 3%. E.g. if a second property was bought for £493,964 then the stamp duty including the surcharge would be £39,517.12. .

Stamp duty relief for first-time buyers in Liphook

Since 11/17, if you are a first-time buyer, you only pay stamp duty on property valued at over £300,000.

Liphook conveyancing solicitors will ensure their client pays the correct amount.

Buying a flat? Leasehold conveyancing in Liphook

New build site

Purchasing a leasehold home is not as simple as purchasing a freehold home. Numerous legal complications could be awaiting the unsuspecting purchaser, including:

  • unreasonable managing agent fees
  • exponential ground rents
  • marriage value issues
Poor leasehold guidance, from a property lawyer with little specialist experience, could have serious financial implications.

If you are planning to purchase a property with a lease, a expert conveyancing solicitor in Liphook will address aspects of leasehold, including service charges and whether they have been collected, landlord/tenant disputes and absent freeholders.

Quittance Conveyancing's leasehold conveyancing solicitor team will make sure that you are fully-informed regarding your decision to buy a leasehold property.

Buying a 'New Build' property in Liphook?

Building site

The average purchase price of Liphook new build homes is £477,168, (sce: Land Registry). 11 brand new properties were purchased in Liphook last year.

A new-build conveyancing solicitor in Liphook must be aware of both local Liphook considerations as well as new build's additional complexities, e.g. handling withdrawal under the Consumer Code for Housebuilders and handling reservation fees.

Our team of new build conveyancers deliver an expert assessment of the legal title of the house or apartment, paying close attention to considerations like problematic leasehold terms and potential freehold acquisition traps.

Hampshire Conservation areas

Whether you are a fan of Georgian, Edwardian or even Brutalist architecture, purchasing property in a conservation area will usually mean that the local character is unlikely to drastically change. However, conservation area constraints will affect your home.

Referred to as Article 4 directions, these restrictions can include:

  • A prohibition on the removal of front boundary walls
  • Restrictions preventing the installation of VELUX windows
  • Restrictions on side or two-storey extensions

The new owner could be ordered to pay for necessary changes to bring a property in line with current regulations, even if the changes were made by the previous owner.

The East Hampshire local planning authority has assigned conservation area-status to parts of Liphook. Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Liphook.

Conveyancing - Selling a property in Liphook

The conveyancing process on a property sale is generally simpler than when purchasing. The purchaser must carry out a full legal review on the home, whereas conveyancing solicitors in Liphook acting for the vendor essentially just replies to the solicitor's standard and additional enquiries.

How to reduce the risk of an abortive sale

Homes will frequently have legal issues (for example not having full title) that can hinder the sale conveyancing process.

Property experts usually advise that vendors handle such issues as soon as they come to light.

Recommended reading:

Read more sale conveyancing articles here.

Leasehold flats

The legal work for a leasehold property is a great deal more complicated than for a more straightforward freehold house.

The complex nature of leasehold property means that conveyancing solicitors in Liphook must undertake additional work. This can involve obtaining the latest service charge and ground rent statement, through to any documents pertaining to a variation of the terms of the lease.

So as to resolve any leasehold-related problems sooner, it is recommended that the seller instruct a lawyer as soon as possible, and ideally before going on the market,.

What if you are acting for the other side?

Conveyancers regulated by the Council for Licenced Conveyancers can act for both the buyer and the seller. However, Solicitors Regulation Authority rules restrict a single conveyancing solicitor from working on behalf of both sides in a house sale.

If you are buying or selling a Liphook property, and a Quittance conveyancing solicitor is doing the legal work for the other side, you could contact a property solicitor firm in Liphook to carry out your legal work.

Local Liphook conveyancing solicitor directory

  • Burley Geach Solicitors LLP, Index House, Midhurst Road, Liphook, Hampshire, GU30 7TN
  • Nicholas David Brown, Thornhill Fields, Lynchborough Road, Passfield, Liphook, Hampshire, GU30 7SA

Conveyancing - Remortgaging a property in Liphook

By far the most common reason homeowners remortgage is to get a better interest rate. Other reasons to think about remortgaging include releasing capital to pay off other debts, or getting on to a new fixed-rate deal.

You would typically benefit from a lower rate sooner by using a more proactive conveyancing solicitor in Liphook. They will work to reduce the processing time of the conveyancing. With the Bank of England base rate now at 0.5% (May 2018) and rate rises hard to predict, fast conveyancing can play a key role in securing your preferred rate.

Your property lawyer needs to be able to act for your new mortgage provider. Our conveyancers are on the panel for all major UK lenders, so no matter whether you are switching to a variable-rate with Bradford & Bingley or to a capped-rate mortgage with the Bank of Ireland, our remortgage team can assist.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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