Award-winning No Move, No Fee conveyancing for Lee On The Solent home movers
By Gaynor Haliday , Oct 12, 2018
Every year Quittance Conveyancing's property lawyers deliver an expert no sale, no fee service to property sellers and purchasers looking for conveyancing solicitors in Lee On The Solent.
Quittance offer 100% fixed conveyancing fees, and because we are committed to better communication, you will never be in the dark about how your sale or purchase is progressing.
In the event that your sale or purchase does not proceed our no move no fee guarantee means you won't have to pay any conveyancing solicitors' fees.
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Lee On The Solent's most communicative conveyancing service
Almost half of the home buyers and sellers answering an InfoTrack poll published in Legal Futures did not get sufficient communication from their law firm.
In fact, good conveyancing solicitor communication is so paramount that the CLC (the official conveyancing industry regulator) client charter is geared towards resolving the issue.
Even so, a Conveyancing Association survey ascertained one quarter of conveyancing transactions abort as the result of delays caused by poor communication.
Our Lee On The Solent conveyancing solicitors deliver an award-winning conveyancing service. We provide buyers and sellers with an informative and proactive service using phone, email and via online case management, 7 days a week:
- Best Lee On The Solent conveyancing solicitors fees
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Weekend opening - Saturday (9am-1pm)
- Direct line and contact details of your lawyer
- Frequent updates via your chosen method (including SMS, phone and email)
- View your online file
Updated: October 12, 2018
Lee On The Solent conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Lee On The Solent
Conveyancing solicitor fees are the charges you pay to your Lee On The Solent conveyancing solicitor for the legal work for a home sale or purchase.
Are Lee On The Solent conveyancing fees and costs fixed?
Our conveyancing solicitors work on a fixed No Sale, No Fee conveyancing basis with no hidden costs, unlike some other conveyancing solicitors in Lee On The Solent who carry out the legal work on an hourly rate. Your conveyancing quote explains exactly what you will be charged when your sale or purchase completes.
Are there any other costs?
In addition to conveyancing solicitor fees you will also have to pay for 'disbursements'.
Disbursements are fees, costs or taxes that your property solicitor will have to pay to third parties on behalf of their client, such as Stamp Duty or indemnity insurance.
How much will conveyancing in Lee On The Solent cost in total?
Conveyancing fees in Lee On The Solent will not vary. There may, however, be some variation in certain disbursements. As examples, Local Authority Search fees can vary and specific extra searches, e.g. a Coal Authority search, may be necessary.
With Quittance Conveyancing, there are no hidden fees or nasty surprises. For a standard sale or purchase, the fees we quote are the fees you pay. Work out the conveyancing fees for your move, with our conveyancing calculator: Click here
Conveyancing - Buying a property in Lee On The Solent
When carrying out the conveyancing for a property buyer, the conveyancing solicitor in Lee On The Solent will examine the draft contract and investigate the title of the property and report back in detail to the buyer and the lender.
After making their enquiries the lawyer will offer suggestions and advice and will make practical suggestions and ensure that the full legal ownership is transferred.
The following gives advice for people looking for conveyancing solicitors in Lee On The Solent for a purchase.
- Conveyancing solicitors in Eastleigh
- Conveyancing solicitors in Gosport
- Conveyancing solicitors in Portsmouth
- Conveyancing solicitors in Southampton
- Conveyancing solicitors in Hampshire
Your Lee On The Solent conveyancing solicitor must be lender-approved
Homebuyers have many lenders available, from a niche lender like Ulster Bank, to a large lender such as Barclays Bank. Before instructing a conveyancing solicitor in Lee On The Solent, whoever you choose, it is critical that you make sure that they are on the panel of your lender.
Your lawyer may not be able to carry out the legal work for your lender, because some mortgage lenders only accept a restricted panel of firms.
In this case, the lender will probably require a different solicitor firm to act in their interests, and you will be expected to pay this substitute lawyer's fees. The additional work can mean the process takes much longer.
Quittance Conveyancing are approved members of all lender panels.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Gosport Borough Council searches and other searches
Property searches (sometimes referred to as 'conveyancing searches') will be applied for by Lee On The Solent conveyancing solicitors to unearth any wider issues that could have an impact on how much the property you are purchasing will be worth.
These searches include the local authority (LA) search, drainage & water search, environmental search and chancel repair liability.
Additional searches, such as a highways search or a disadvantaged area search, may also be referred to in the standard searches.
Gosport Borough Council has a typical delivery time of 7 weeks for searches, so quicker regulated searches will be advisable.
Finding planning permissions
Official Entries will also be obtained from HMLR by the conveyancing solicitor acting for the purchaser. This will help to expose planning issues, such as errors on the title plan or that a restrictive covenant has been breached.
Gosport Borough Council Council Tax
As a homeowner in Lee On The Solent, the applicable rate of council tax will vary depending on the value of the home (as assessed in 1991) and the number of people living in it. The occupier of a property in Band D, for example, would owe annual council tax of £1,663.
Conveyancing solicitors in Lee On The Solent will inform the buyer of the property's tax band as soon as they are made aware.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,248.
Other discounts and exemptions could also apply, for example where the home is empty or unfurnished for a maximum of 60 days or if you are a live in carer looking after someone who isn't a spouse or relative. New build homes are assessed by the Valuation Office Agency (VOA) and allocated a council tax banding.
|Band||Gosport Borough Council Tax (2018)|
Can you challenge the council tax bracket?
In the financial year 2016/17, 20 council tax challenges were made, of which 10 resulted in a reduction. To challenge your banding contact:
Valuation Office Agency
Isle of Wight
Stamp Duty on Lee On The Solent properties
SDLT is paid to HMRC and the buyer's conveyancing solicitor will ensure that the tax return process is carried out.Stamp duty works in a similar fashion to income tax insofar as a buyer will pay progressively more tax for a higher-value home.
Quittance's case management system ensures that the convoluted SDLT1 form is filed online to reduce delays and to avoid late-filing penalties.
This table sets out stamp duty for average property in Hampshire:
|Average selling price (February 2018)||SDLT|
|Average price (detached)||£512,187||£15,609.35|
|Average new build||£333,700||£6,685.00|
Stamp duty relief for first-time buyers in Lee On The Solent
First-time buyer stamp duty relief is available on property purchases below £300k.
Conveyancing solicitors in Lee On The Solent will confirm the right amount is calculated.
Buying a flat? Leasehold conveyancing in Lee On The Solent
It is rarely a good idea to buy a leasehold property without being aware of the facts. The numerous common problems awaiting the unsuspecting purchaser include overpriced managing agent packs, ground rent multipliers and onerous covenants.
A good conveyancing solicitor in Lee On The Solent will consider possible leasehold issues, for example :
- reviewing the lease itself (some documents can be centuries old)
- possible service charge shortfalls
- dealing with freeholders
- freeholder granted consents under the lease
- reserve funds
Ensure that you are fully-informed regarding your decision to buy a leasehold property with Quittance Conveyancing's leasehold conveyancing solicitors.
Buying a 'New Build' property in Lee On The Solent?
According to data gathered by the Land Registry, 106 new build properties have been bought in Lee On The Solent in 2018 so far. The average sale price of new build properties in Lee On The Solent is £419,442.
A new-build conveyancing solicitor in Lee On The Solent must be familiar with local Lee On The Solent considerations and the specific issues associated with new build, like confirming building regulation compliance and checking the suitability of new build insurance.
Our highly qualified team of new build conveyancers specialise in new build purchases and meeting short developer deadlines.
Conservation areas in Hampshire
Whether you are going to buy a thatched cottage or a Victorian detached house, if the home is in a protected conservation area, any planned modifications to the home may not be allowed by the local authority.
Referred to as Article 4 directions, these conditions may include:
- A prohibition on roof terraces
- Restrictions on the display of advertisements
- Restrictions on the erection of outbuildings
The new owner could be ordered to pay for necessary changes to bring a property in line with current regulations, even where the alterations were made by the previous owner.
Your conveyancing solicitor will confirm whether the property you are buying is located in one of Lee On The Solent's conservation areas.
Conveyancing - Selling a property in Lee On The Solent
The legal side of a sale of a house or flat is less difficult than when purchasing. When a house or flat changes hands, the responsibility lies with the purchaser to ensure that the legal title of the property is mortgageable and free from legal issues.
With a sale, conveyancing solicitors in Lee On The Solent acting for the current owner for the most part just answer any enquiries made by the buyer's solicitor.
Factors that could delay or endanger the conveyancing process
Common issues, like excessive ground rent, have the potential to threaten the sale process.
It is better not to hide from the issue as it is highly unlikely that the problems won't be picked up. The best course of action is to get legal advice and work to resolve it ASAP.
- Selling a Green Deal property? What you need to know
- Boundary disputes - what to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
Read more sale conveyancing articles here.
Sale conveyancing for a leasehold property
The legal work for a leasehold flat or house is significantly more complicated than for a more straightforward freehold house.
The complexities of leasehold mean conveyancing solicitors in Lee On The Solent must carry out additional legal work, which could include sourcing an up-to-date service charge statement, through to any documentation relating to forfeiture proceedings.
So as to resolve any leasehold-related issues sooner, it is highly recommended that you instruct a lawyer as soon as the property is marketed, if not before,.
What if your conveyancing solicitors are acting for the other side?
Conveyancers regulated by the Council for Licenced Conveyancers can act for both parties. However, Solicitors Regulation Authority rules prevent a single conveyancing solicitor from acting on both sides in a property sale and purchase.
If you are buying or selling a house or flat in Lee On The Solent, and a Quittance solicitor is acting for the other side, you could instruct a property solicitor firm in Lee On The Solent to carry out your legal work.0
Conveyancing - Remortgaging a property in Lee On The Solent
Whilst there are many reasons to consider remortgaging, homeowners will usually remortgage a home to get a lower interest rate.
A good conveyancing solicitor in Lee On The Solent can reduce the remortgage processing time, helping you get onto the lower rate earlier. With the Bank of England base rate now at 0.5% (May 2018) and future interest rate changes hard to predict, fast conveyancing can be a contributing factor to securing the rate you want.
Your property lawyer should also be able to act for the new mortgage provider. Quittance Conveyancing are panel members of all major banks and building societies. So no matter whether you are switching to an offset mortgage with the Bank of Scotland or to a joint mortgage with the Buckinghamshire Building Society, we can assist.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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