Updated: October 12, 2018

Kingston Upon Thames conveyancing solicitor fees

No Move, No Fee conveyancing in Kingston Upon Thames

Conveyancing solicitor fees are the costs you pay to your Kingston Upon Thames conveyancing solicitor for handling the legal work for your move.

Do Kingston Upon Thames conveyancing solicitors work on a fixed fee basis?

Some conveyancing solicitors in Kingston Upon Thames carry out the legal work on an hourly rate, and others on a fixed fee (or 'No Move, No Fee') basis. Our conveyancing solicitors work on fixed legal fees (known as 'No Sale, No Fee' or 'No Move, No Fee'), with no unexpected, additional costs. Your conveyancing quote will explain exactly what you will be charged when your sale or purchase goes through.

What are disbursements?

In addition to conveyancing solicitor fees you will also have to cover any 'disbursements'.

Disbursements are the costs incurred by the solicitor on your behalf, such as Stamp Duty Land Tax or office copies.

See: Complete list of conveyancing fees

How much will conveyancing in Kingston Upon Thames cost in total?

Though conveyancing fees in Kingston Upon Thames will be the same as anywhere else in the UK, there can be variation in the disbursements required. For example, specific extra searches, such as a historic mining search, may be necessary and Local Authority (LA) Search fees will vary.

With Quittance, there are absolutely no hidden costs. For a standard conveyancing transaction, the conveyancing fee we quote is the fee you pay. Work out the conveyancing fees for your move, with our conveyancing calculator: Click here

Quittance's conveyancing fees were considerably cheaper than the Estate Agent's recommended solicitor's fees

Conveyancing - Buying a property in Kingston Upon Thames

Kingston upon Thames, historically an ancient market town in Surrey, is part of Greater London and the administrative centre of the Royal Borough of Kingston upon Thames. Close to Henry VIII's Hampton Court it was the site of the coronation of many Saxon kings - marked by the Coronation stone at the Guildhall.

The town is popular with buyers looking to move further out of London to be closer to Richmond Park, but still have access by rail to Waterloo.

Average prices are just under £500,000, but spacious Victorian homes with large gardens in North Kingston or Kingston Vale are valued at closer to £1 million.

Conveyancing for purchasers

The legal work for the purchase of a house or flat needs a Kingston Upon Thames conveyancing solicitor to consider a wide range of issues. Examples of such issues are a defective title (e.g. breached restrictive covenants) and Japanese Knotweed affecting the mortgageability of the home.

The conveyancer will report their findings back to the buyer and their bank or lender (if there is a mortgage), assist in resolving any issues and register the title in the new owner's name.

The following considers elements of the legal process for conveyancing solicitors in Kingston Upon Thames that warrant specialist knowledge.

Your Kingston Upon Thames conveyancing solicitor must be lender-approved

Irrespective of whether your mortgage is with a large lender like RBS or a less common lender such as Paratus AMC, before you choose a Kingston Upon Thames conveyancing solicitor it is vital that you check that they are approved by your chosen lender.

Your solicitor may not be able to carry out the legal work on behalf of your chosen lender, because some lenders are only prepared to work with a select list (referred to as a 'panel') of law firms.

In this case, the lender will require a second firm to act in their interests, and you will then have to cover this alternative lawyer's costs. This can frustrate or delay the process.

Your purchase could be threatened by failing to confirm your property lawyer's lender panel status.

Quittance Conveyancing are on the panel of all banks and building societies.

Conveyancing Searches (Kingston upon Thames Borough Council)

Residential property searches are questions asked of various bodies by Kingston Upon Thames conveyancing solicitors to identify issues affecting your planned purchase. They include:

SearchDescription
Local Authority (LA) searchcovers the details of planning applications, decisions and the enforcement of breaches or violations.
Drainage & Water searchidentifies the location of sewers and water mains, and will confirm whether these are maintained by the local council.
Environmental searchdescribes hazards (such as historic flooding or mining subsidence) within 500m of the property. This search also identifies sites of contaminated land nearby.
Chancel repair liabilitydescribes the insurance to protect against any liability to the local parish for repairs.

Additional searches, such as a tin mining search or a more detailed environmental report, may also be recommended in the initial search results.

The average delivery time for property searches provided by The Royal Borough of Kingston upon Thames is 4 weeks, so quicker regulated searches will be advisable.

Planning issues

Official Entries (or 'office copies') will also be sourced from HM Land Registry by your conveyancing solicitor, helping to evidence potential planning issues. Examples of these include outbuildings missing from the title plan or rights or restrictions on how the property may be used.

Royal Borough of Kingston upon Thames Council Tax

Royal Borough of Kingston upon Thames calculate council tax on Kingston Upon Thames homes based on the number of occupants and the historic value of the property (as valued at 1 April 1991). For instance for an average Band C home in Kingston Upon Thames, the amount due would be £1,575.

Kingston Upon Thames conveyancing solicitors will inform a purchaser of the home's council tax band as soon as they are notified.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,181.

Other discounts and exemptions may also apply, for example if the property is uninhabited (for the first 60 days) or where the property (land) is a boat mooring or caravan pitch. The Valuation Office Agency (VOA) calculate council tax bands for newly-built homes, and where the owner has requested a revaluation.

Band Royal Borough of Kingston upon Thames Tax (2018)
A £1,181
B £1,378
C £1,575
D £1,772
E £2,165
F £2,559
G £2,953
H £3,543

What to do if you suspect your new home is incorrectly valued

To challenge your banding contact:

Valuation Office Agency
2nd Floor
1 Francis Grove
London
SW19 4DT

It is possible to challenge the council tax band after moving in. Between April 2016 and April 2017, 20 council tax challenges were made, of which 10 were upheld and the tax was reduced.

Stamp Duty on Kingston Upon Thames properties

If you are buying a house in England, Wales or Northern Ireland then you will usually need to pay SDLT.

Steep fines await those who miss the SDLT payment deadline.

Our post-completion conveyancing team use legal case management system to ensure the SDLT1 tax return is submitted to HMRC (formerly Inland Revenue) as quickly as possible.

See table below for stamp duty examples for homes in Kingston Upon Thames:

  Average selling price (2017) Stamp Duty Land Tax
Average price £573,933 £18,696.65
Average price (detached) £1,088,810 £52,631.00
Average new build £446,615 £12,330.75
Since 1st April 2016, buyers of second homes are subject to a 3% stamp duty surcharge, even if the property is not rented out. Therefore, if a homeowner in Kingston Upon Thames bought a second home for the average price of £573,933 the SDLT would be £45,914.64.

Stamp duty relief for first-time buyers in Kingston Upon Thames

In November 2017, it was announced that first-time buyers would be exempt from paying stamp duty on residential properties below £300k.

Kingston Upon Thames conveyancing solicitors will confirm an accurate calculation is made.

Buying a flat? Leasehold conveyancing in Kingston Upon Thames

New build site

It is risky to buy a leasehold home if you are unaware of the implications. The many potential complications lying in wait for the unsuspecting buyer can include:

  • exponential ground rents
  • unreasonable managing agent fees
  • onerous covenants
Incomplete leasehold information, delivered by a property lawyer with limited leasehold experience, can have serious consequences.

If you are planning to buy a leasehold property, a specialist conveyancing solicitor in Kingston Upon Thames will investigate aspects of the leasehold purchase, including :

  • understanding regional and era-specific nuances of leases
  • dealing with landlords
  • ground rents and service charges
  • ground rent apportionments

Ensure that you are aware of all the potential issues and costs associated with the lease - Call Quittance Conveyancing's team of leasehold conveyancing solicitors on 0800 612 0377 today.

Buying a 'New Build' property in Kingston Upon Thames?

New build building site

The average value of new build homes in Kingston Upon Thames is £500,000, according to local information gathered by the HM Land Registry. 1 new build homes have been bought in Kingston Upon Thames in 2018 so far.

A new-build conveyancing solicitor in Kingston Upon Thames must be well-versed in Kingston Upon Thames-specific factors and the added complexities of new build, like dealing with lender conditions and working to builders' exchange timelines.

Our award-winning conveyancing team are specialists in working to developer exchange timeframes and new build purchases.

Conservation areas

Whether you are looking for Tudor-style or Edwardian architecture, purchasing property in a street located in a conservation area can ensure the local character is unlikely to change. However, conservation area restrictions will affect your home.

Called Article 4 directions, these restrictions can include:

  • Limits on roof terraces
  • Restrictions on dormer windows
  • Requiring consent to alter doors and guttering

The new owner could be ordered to pay for necessary changes to bring a property in line with current regulations, even if the previous owner was responsible for the changes.

Conservation areas in Kingston Upon Thames include Coombe Wood, Fishponds Park and Presburg Road. Your conveyancing solicitor will address whether your planned purchase is located one of Kingston Upon Thames's conservation areas.

Conveyancing - Selling a property in Kingston Upon Thames

The legal process for a property sale is generally simpler than for a property purchase. When a house or flat changes hands, the principle of 'buyer beware' means that the onus is on the buyer to satisfy themselves that the property they are buying can be mortgaged and is free from legal issues.

On the other side of the transaction, conveyancing solicitors in Kingston Upon Thames acting for the person selling effectively just answer enquiries made on behalf of the buyer.

What could jeopardise the sale of your property?

Homes can face potential roadblocks (for example missing planning permission) that can delay a transaction.

Property specialists will generally suggest that sellers handle any such problems as soon as they come to light.

Further reading:

Read more sale conveyancing articles here.

Leasehold conveyancing for a sale

The legal work for a leasehold property is significantly more involved than for a more straightforward freehold house.

The complexities of leasehold mean conveyancing solicitors in Kingston Upon Thames must carry out additional work, and this could include sourcing all relevant freeholder information or the memorandum of articles of association (if applicable).

Vendors should instruct a property lawyer as early in the process as possible, preferably before putting the property on the market, to help mitigate (somewhat inevitable) leasehold delays.

Can your conveyancing solicitors act for both the buyer and the seller in one transaction?

A CLC-regulated conveyancer can act for both sides. However, SRA regulations prevent the same conveyancing solicitor from acting on both sides in a house sale and purchase.

You may want to instruct a property solicitor firm in Kingston Upon Thames to carry out your conveyancing, if a Quittance conveyancer is acting for the other side.

0

Conveyancing - Remortgaging a property in Kingston Upon Thames

Benefitting from a better rate to reduce monthly expenses is primarily why people change lenders. There are other reasons, including wanting to borrow more, or the existing lender having refused a payment holiday.

You would typically benefit from a better rate earlier with a more efficient conveyancing solicitor in Kingston Upon Thames. They will work to shorten the processing time of the legal work. With the base rate now at 0.5% (May 2018), fast conveyancing can play a key role in securing the rate you want.

So that they can make sure that the lender's capital is protected, the property lawyer handling your remortgage will need to act for both you and the mortgage provider.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

Instant online conveyancing solicitor quote

Quittance Conveyancing delivers fast, proactive and communication-focused conveyancing to Kingston Upon Thames home buyers and sellers. Your dedicated conveyancer will keep you informed every step of the way.

Get a conveyancing quote icon

Get a quote

Get a conveyancing solicitor quote for your Kingston Upon Thames property sale, purchase or remortgage.

Get a quote online

or call us on 0800 612 0377

Compare conveyancing solicitors icon

Compare solicitor quotes

Find out more about how to compare conveyancing solicitor quotes in 2018.

Find out more
Contact conveyancing team icon

Email us

If you have any questions or would like to discuss your sale or purchase with an expert, email us at:

conveyancing@quittance.co.uk

Ask a conveyancing expert

If you have any questions about getting a conveyancing quote or any aspect of the conveyancing process, let us know:

Be the first!