Award-winning No Move, No Fee conveyancing for Kimberley home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Whether you are buying, selling or remortgaging a house or flat, and need conveyancing solicitors in Kimberley, Quittance Conveyancing's no sale - no fee property lawyers can help.
With guaranteed fixed conveyancing fees and a commitment to proactive communication, Quittance know how to help you move more efficiently.
Our no sale no fee service means that if your move does not go ahead, you won't incur any conveyancing solicitors' legal fees.
Kimberley's most communicative conveyancing service
Nearly one in two of those contacted for a survey commissioned by InfoTrack did not receive enough communication from their licensed conveyancer or solicitor.
In fact, good conveyancing solicitor communication is so critical that the CLC customer service charter is geared towards tackling the issue.
Despite focus from the Solicitors Regulation Authority, according to a survey carried out by the Conveyancing Association, 43191 of home purchases and sales collapsed due to delays caused by inefficient communication.
Keeping you in the loop
Our Kimberley conveyancing solicitors aim to deliver an informative and proactive property legal service by phone, email and via our case management app, every day of the week:
- Lowest Kimberley conveyancing solicitor fees
- Your lawyer's personal extension numbers
- Award-winning case handling technology
- Regular progress notifications via SMS, phone and email
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Open Saturdays
Updated: October 12, 2018
Kimberley conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Kimberley
Conveyancing solicitor fees are the charges you pay conveyancing solicitors in Kimberley for handling the legal work for your move.
How are Kimberley conveyancing fees calculated?
We work on a fixed No Sale, No Fee conveyancing basis with no hidden costs, unlike some other conveyancing solicitors in Kimberley who offer services on an hourly rate. Your conveyancing quote explains all fees and other costs you will be charged when your property transaction has completed.
What are disbursements?
You will need to budget for 'disbursements', on top of the conveyancing fees.
Disbursements are the third-party costs that your conveyancer will pass on to you at the end of the conveyancing process, such as office copies and title plans or Stamp Duty.
How much will the total conveyancing fees in Kimberley cost?
Whilst conveyancing fees in Kimberley will usually match prices elsewhere in the UK, the disbursements required can vary. As examples, additional region-specific searches, e.g. a Coal Authority search, may be needed and Local Authority Search fees can vary.
There are no hidden costs or surprises to be paid with Quittance Conveyancing. For standard conveyancing transactions, the fees we quote are the fees you pay. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Kimberley
There is now an obligation on a seller to disclose any property defects or disputes.
It is, however, still the duty of a conveyancing solicitor in Kimberley to make enquiries about the property, report back in detail to the buyer and the lender, offer practical solutions and confirm that the legal title passes to the new owner.
This part of the article gives useful information for people searching for conveyancing solicitors in Kimberley for a purchase.
- Conveyancing solicitors in Mansfield
- Conveyancing solicitors in Nottingham
- Conveyancing solicitors in Sutton In Ashfield
- Conveyancing solicitors in Nottinghamshire
Your Kimberley conveyancing solicitor must be lender-approved
Homebuyers have a wide selection of lenders available, from a niche lender like the Barnsley Building Society, to a major lender such as the Scottish Building Society. Before you instruct a conveyancing solicitor in Kimberley, whoever you choose, it is critical that you make sure that they are on the panel of your chosen lender.
Your solicitor may not be able to carry out the legal work on behalf of your chosen lender, because some lenders only accept a restricted group of firms.
If that is the case, the lender will probably need a second legal firm to carry out the legal work, and you will then have to cover this alternate solicitor's fees. Adding another solicitor to the process can delay the whole purchase.
Quittance Conveyancing are on the panel of all mortgage providers.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Broxtowe Borough Council searches
Searches are enquiries made of various authorities by Kimberley conveyancing solicitors to highlight issues affecting your planned purchase.
Searches are primarily carried out to satisfy lender requirements, usually including the local authority (LA) search, environmental search, drainage & water search and chancel repair liability.
You will be told if your lender requires any more searches, for example an HS2 search or a more detailed environmental report.
Buyers will have to endure a wait of roughly 8 weeks for searches provided by Broxtowe Borough Council, so personal (as opposed to official) searches will be faster.
Office copies will also be ordered from HMLR by your conveyancing solicitor. This helps to find any issues, for example neighbours' rights of access or errors on the title plan.
Broxtowe Borough Council Council Tax
Council tax is calculated by Broxtowe Borough Council on property value and the number of people living in the property. For example, for an average Tax Band B property in Kimberley, the amount of council tax would be £1,462.
Conveyancing solicitors in Kimberley will inform the purchaser of the home's council tax band once they have the Local Authority search results.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,096.
Other discounts and exemptions may also apply, for example where the home is empty or unfurnished for a maximum of 60 days or where the property is uninhabitable. The Valuation Office Agency (VOA) assign bandings for new build homes, and where the owner has requested a revaluation.
|Band||Broxtowe Borough Council Tax (2018)|
Are you paying too much?
A homeowner can ask for their property to be reassessed. If the valuation is revised down, they may be entitled to a refund. Contact the VOA for more information on how to challenge your tax band:
Valuation Office Agency
Castle Meadow Rd
Stamp Duty on Kimberley properties
Quittance's case management system integrates with online SDLT filing systems to ensure that the SDLT is paid efficiently.
See examples for typical local properties:
|Average sale price (2018 to date)||Stamp Duty|
|Average price (detached)||£276,855||£3,842.75|
|Average new build||£220,866||£1,917.32|
Stamp duty relief for first-time buyers in Kimberley
First-time buyer stamp duty relief is available on property purchases below £300,000. Homeowners must pay a higher rate of SDLT when buying a second property. For example, if an existing homeowner bought a second property in Kimberley for the average price of £195,513 the stamp duty would be £9,775.65.
Kimberley conveyancing solicitors should confirm their client pays the correct amount.
Buying a flat? Leasehold conveyancing in Kimberley
The risks of owning a leasehold property should be of serious concern. Ground rent multipliers, costly and undisclosed major works and restrictions on the use of the property are but a few of the many traps lying in wait for an uninformed buyer.
A expert conveyancing solicitor in Kimberley will consider potential leasehold issues, including :
- understanding regional and era-specific nuances of leases
- dealing with freeholders and managing agents
- current-year service charge estimates
- missing building regs and planning
Make sure that you are aware of all the potential issues and costs associated with the lease thanks to our leasehold conveyancing solicitors.
Buying a 'New Build' property in Kimberley?
The average sale price of Kimberley new builds is £220,866. 73 brand new homes have been bought in Kimberley in 2018 so far.
A new-build conveyancing solicitor in Kimberley must be aware of Kimberley-specific issues and the extra complexities of new build, like confirming building regulation compliance, handling deposits and working with warranty providers such as NHBC, LABC New Home Warranty and Foundation.
Our new build team are specialists in new build purchases and working to tight developer deadlines.
Conservation areas in Nottinghamshire
If you are buying a home in a conservation area in Kimberley, the property will need to meet any conservation area building controls. These building controls, referred to as Article 4 Directions, can include:
- Restrictions on the use of cladding
- Restrictions on joinery colour choices
- Restrictions on extensions even if within Permitted Development rights
If a property is in breach, the owner could be ordered to pay for the property to be changed back to the state it was in before the recent alterations, even if the changes were made by the previous owner.
The Broxtowe local planning authority has assigned conservation area-status to parts of Kimberley. Your conveyancing solicitor will address whether your planned purchase is located one of Kimberley's conservation areas.
Conveyancing - Selling a property in Kimberley
The legal work involved in a house sale is less complicated than for a property purchase. The buyer will have to go through extensive due diligence on the property, whereas conveyancing solicitors in Kimberley acting for the seller effectively just answers the buyer's questions.
How to help your sale go through
Common hurdles, such as missing planning regulations or having a defective lease, can easily protract your move if they are ignored.
Property specialists generally advise that vendors handle such issues without delay.
- Noisy neighbours? What to do before selling your home
- What to do before selling your 'share of freehold' flat
- The Essential Conveyancing Guide for Sellers in 2018
Read more helpful advice for sellers here.
Sale conveyancing for a leasehold property
The conveyancing process for a leasehold flat (leasehold houses are not common) is quite a lot more involved compared to a freehold house.
The complexities of leasehold mean conveyancing solicitors in Kimberley will usually undertake extra work, and this could include collating the latest service charge and ground rent statement or a copy of any required license to assign.
To reduce delays, it is highly recommended that the vendor contacts a leasehold specialist as early as possible.
What if Quittance is already acting for the other side?
SRA regulations ban the same solicitor from acting on both sides in a house sale. Conveyancers who are regulated by the CLC, however, can act for both sides.
You may want to instruct a property solicitor firm in Kimberley to carry out your conveyancing, if we are carrying out the legal work for the other side.0
Conveyancing - Remortgaging a property in Kimberley
The most common reason people remortgage their home is to lower their monthly repayments. Other reasons to switch lenders or mortgage deals include borrowing more to help pay for an extension, or moving to an offset mortgage.
You would typically benefit from a lower rate sooner with a more efficient conveyancing solicitor in Kimberley, shortening the time the conveyancing takes. With the base rate now at 0.5% (May 2018), fast conveyancing can be a contributing factor to getting onto your new rate as quickly as possible.
It is vital that the property lawyer undertaking the legal work can also represent your preferred bank or building society. Our conveyancing team are panel members of all major banks and building societies, so no matter whether you are changing to a flexible mortgage with the HSBC or to a two-year discount with the Skipton Building Society, we can assist.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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