Award-winning No Move, No Fee conveyancing for Kidlington home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Whether you are buying, selling or remortgaging a property and need conveyancing solicitors in Kidlington, Quittance Conveyancing's No Sale, No Fee property lawyers can assist.
Quittance offer guaranteed fixed conveyancing fees, and you will never be in the dark about how your move is progressing, thanks to our focus on proactive communication.
If, for any reason at all, your move does not ultimately go ahead our no sale no fee guarantee means you won't incur any conveyancing solicitors' legal fees.
Kidlington's most communicative conveyancing service
According to a survey conducted by Veyo, approximately 1/3 of the participants said they were not kept up to speed by the [solicitor].
The Conveyancing Quality Scheme (CQS) Client Charter specifically references conveyancing solicitors communicating more proactively.
Even though conveyancing regulators are addressing the problem, according to a Conveyancing Association survey of 1,500 people, 46% of respondents believed that better communication would have accelerated the completion of their transaction.
Quittance Conveyancing's Kidlington conveyancing solicitors aim to deliver the UK's most proactive and client-friendly property legal service. We provide the information you need wherever you are, through your preferred medium, 7 days a week:
- Lowest Kidlington conveyancing solicitor fees
- Open weekends - Saturday (9am-1pm)
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Unique case tracking technology
- Frequent status notifications by your preferred contact method (including SMS, phone and email)
- Your dedicated conveyancer's direct contact details
Updated: October 12, 2018
Kidlington conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Kidlington
Conveyancing solicitor fees are what you pay conveyancing solicitors in Kidlington for the legal work associated with buying or selling a property.
Do Kidlington conveyancing solicitors work on a fixed fee basis?
Some conveyancing solicitors in Kidlington will work on a price per hour basis, while other property lawyers will work for a fixed fee (known as 'No Move, No Fee'). Quittance's conveyancing solicitors work on a fixed No Sale, No Fee basis, with no hidden costs. Your quote will set out what you will pay when your sale or purchase completes.
What are disbursements?
You will have to pay any 'disbursements', on top of the conveyancing fees.
Disbursements are fees, costs or taxes that your property solicitor will have to pay to third parties on behalf of their client, such as Land Registry fees or indemnity insurance.
How much will the total conveyancing fees in Kidlington cost?
Conveyancing solicitor fees in Kidlington should be the same as anywhere else in the UK. However, there may be some variation in certain disbursements. For example, council search fees will vary and specific extra searches, e.g. a flooding search, may be necessary.
For a standard conveyancing transaction, the fees we quote are the fees you pay. There are no hidden costs or surprises to be paid with Quittance Conveyancing. Work out the conveyancing fees for your move, with our conveyancing calculator: Click here
Conveyancing - Buying a property in Kidlington
A seller is now required to disclose issues that could affect the value or enjoyment of their property to the prospective buyer.
That said, it remains the responsibility of the conveyancing solicitor in Kidlington to make enquiries about the property, report back to the purchaser and the mortgage lender (if applicable), deal with any legal issues and register the new owner's title at the Land Registry.
The content below offers recommendations for people searching for conveyancing solicitors in Kidlington for a purchase.
- Conveyancing solicitors in Abingdon
- Conveyancing solicitors in Bicester
- Conveyancing solicitors in Oxford
- Conveyancing solicitors in Woodstock
- Conveyancing solicitors in Oxfordshire
Your Kidlington conveyancing solicitor must be lender-approved
Before you appoint a conveyancing solicitor in Kidlington, it is very important that you make sure that they are on the approved solicitor panel of your mortgage lender, whether you are obtaining a mortgage from the Co-operative Bank, Platform or any other lender.
Many banks and building societies are only prepared to work with a selected list (their 'panel') of firms. If a solicitor is unable to act for your mortgage lender, the lender will likely need a different firm to complete the legal work.
The home buyer will usually need to pay this alternate lawyer's costs, and weeks could be added to the conveyancing process.
Quittance Conveyancing can carry out the legal work for all major and minor lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Conveyancing Searches (Cherwell District Council)
Residential property searches will be applied for by Kidlington conveyancing solicitors to help spot planning, development and environmental issues that could affect the value of your home.
These searches include the local authority (LA) search, drainage & water search, environmental search and chancel repair liability.
Buyers will be informed if your lender insists on any additional searches, e.g. an HS2 search or a Forestry Commission search.
The average delivery time for conveyancing searches supplied by Cherwell District Council is 10 weeks. Your conveyancer will recommend using a faster search agent.
Checking planning status
Office copies will also be obtained by your conveyancing solicitor, assisting with the identification of potential planning issues, such as discrepancies between the property boundaries and the title plan or that a restrictive covenant has been breached.
Cherwell District Council Council Tax
The council tax paid by a homeowner is based on a number of factors such as the layout of the property and the value of the property as determined by the VOA in 1991. For instance the occupier of a Valuation Band E residential property in the Cherwell District Council area would pay annual council tax of £2,231.
Conveyancing solicitors in Kidlington will inform the buyer of the home's council tax band once they are made aware.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,673.
Other discounts and exemptions could also apply, for example unoccupied properties undergoing major repairs or if the home is left unoccupied by a student.
|Band||Cherwell District Council Tax (2018)|
Are you paying too much?
A homeowner can ask for their property to be reassessed, but the band could be revised up as well as down. To challenge your banding contact:
Valuation Office Agency
4400 Nash Court
John Smith Drive
Stamp Duty on Kidlington properties
Stamp duty is paid after an SDLT1 form is completed. The form is hard to understand in places - even some non-conveyancing solicitors struggle with it.The current SDLT threshold is £125k.
Quittance Conveyancing ensure that the required SDLT1 form is completed accurately and without delay.
The following table illustrates Stamp Duty Land Tax examples for properties in Kidlington:
|Average sale price (2017)||SDLT|
|Average price (detached)||£522,966||£16,148.30|
|Average new build||£562,500||£18,125.00|
Stamp duty relief for first-time buyers in Kidlington
Since 2017, if you are a first-time buyer, you only pay stamp duty on property valued at over £300k. If you are buying a second home for over £40,000 then you will have to pay a 3% SDLT surcharge. Therefore, if a homeowner in Kidlington bought a second property for the average price of £374,482 the SDLT would be £29,958.56.
Conveyancing solicitors in Kidlington will ensure an accurate calculation is made.
Buying a flat? Leasehold conveyancing in Kidlington
It is rarely a good idea to purchase a leasehold property without knowing what you are getting into. There are any number of potential traps that may be awaiting the unsuspecting purchaser, including:
- absent freeholders
- excessive freehold premiums
- increasing ground rents
A good conveyancing solicitor in Kidlington will consider potential leasehold issues, including :
- reviewing the lease itself (some documents can be centuries old)
- annual statements of account and budgets for service charges
- dealing with landlords
- sinking funds
- managing agent memoranda and articles of association
Quittance Conveyancing's leasehold conveyancing solicitors will make sure that you are fully-informed regarding your decision to buy a leasehold property.
Buying a 'New Build' property in Kidlington?
6 new build homes were purchased in Kidlington last year, according to HMLR. The average purchase price of new build homes in Kidlington is £562,500.
The legal side of purchasing a new build property requires specialist knowledge, compared to 'standard conveyancing'. To prevent difficulties arising a Kidlington conveyancing solicitor must be conscious of both region-specific considerations and also needs to consider a range of factors, like dealing with lender conditions and working to builders' exchange timelines.
Our specialist team of new build conveyancers deliver an expert assessment of the legal title of the property, with close attention paid to issues ranging from the home's subsequent mortgageability to sharply increasing ground rent and service charges (where applicable).
Conservation areas in Oxfordshire
Whether you are a fan of Georgian, Edwardian or even Brutalist architecture, moving to a conservation area-protected street usually means that the local character will be preserved. However, conservation area constraints will affect your home.
Called Article 4 directions, these conditions can include:
- Restrictions on replacing roof tiles
- General restrictions governing the use of non-traditional materials
- Limits on side or two-storey extensions
The local council can order any non-compliant alterations to a property to be changed or removed.
Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Kidlington.
Conveyancing - Selling a property in Kidlington
The legal side of a sale of a house or flat is generally simpler than for a purchase. With a property purchase, the principle of 'buyer beware' means that the onus lies with the purchaser to validate that the house or flat does not have any legal issues.
Conversely, with a sale, conveyancing solicitors in Kidlington acting for the seller just answer the buyer's solicitor's formal enquiries.
What could go wrong?
Obstacles, such as not being connected to the main sewers, can prolong your home move if they are ignored.
In general, you should tackle such issues head on.
- Noisy neighbours? What to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
- Noisy neighbours? What to do before selling your home
Read more helpful advice for sellers here.
Leasehold conveyancing for a sale
The conveyancing process for a leasehold flat (leasehold houses are rare) is a great deal more time-consuming than for a freehold house.
Leasehold complexity involves extra work on the part of conveyancing solicitors in Kidlington, and this could include sourcing the latest service charge and ground rent statement, through to a copy of any notices served on the leaseholder.
To reduce leasehold-related delays, it is highly recommended that the vendor contact a property lawyer as early in the process as possible, and preferably before going on the market,.
Can Quittance conveyancers act for both parties?
Conveyancers regulated by the CLC can act for both sides. However, Solicitors Regulation Authority rules prevent the same solicitor from acting on both sides in a house sale.
You may wish to contact a law firm in Kidlington to undertake your legal work, if a Quittance solicitor is carrying out the legal work for the other side.
Local Kidlington conveyancing solicitor directory
- Beechwood Solicitors Limited, The Old Post Office, 19 Banbury Road, Kidlington, Oxfordshire, OX5 1AQ
- Reeds Solicitors Ltd, Unit 11, Stationfields Industrial Estate, Rowles Way, Kidlington, Oxfordshire, OX5 1JD
Conveyancing - Remortgaging a property in Kidlington
Benefitting from a better rate of interest to reduce monthly expenses is generally why homeowners decide to switch lenders. There are other reasons, including wanting to overpay when the lender refuses, or borrowing more to help pay for an extension.
An efficient conveyancing solicitor in Kidlington will complete the conveyancing quickly, helping you get onto the lower rate earlier. With the base rate set at 0.5% (May 2018) and future interest rate changes hard to predict, fast conveyancing can be a critical factor in getting onto your new rate as quickly as possible.
A property lawyer will act for both you and the mortgage lender to make sure that the new interest in the property is registered correctly and the parties' interests are protected.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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