Updated: October 12, 2018

Kenilworth conveyancing solicitor fees and costs

No Move, No Fee conveyancing in Kenilworth

Conveyancing solicitor fees are the costs you pay to your Kenilworth conveyancing solicitor for the legal work involved in moving home.

How are Kenilworth conveyancing fees calculated?

Quittance's conveyancing solicitors work on a fixed No Move, No Fee basis with no hidden fees, unlike some other conveyancing solicitors in Kenilworth who will work on an hourly-rate basis. Your quote explains what you will pay when your house or flat sale completes.

Are there any other costs?

You must cover the cost of any 'disbursements', on top of the conveyancing fees.

Disbursements are the third-party costs that your conveyancer will pass on to you at the end of the conveyancing process. These include costs like Land Registry fees or managing agent information.

See: How much should conveyancing fees cost?

How much will the total Kenilworth solicitor conveyancing fees be?

Though conveyancing fees in Kenilworth will be the same as anywhere else in the country, the disbursements required can vary. For example, Local Authority (LA) Search fees will vary and additional region-specific searches, e.g. a flooding search, may be needed.

For standard conveyancing transactions, the fees we quote are the fees you pay. With Quittance, there are no hidden costs or nasty surprises. Work out the conveyancing fees for your move, with our conveyancing calculator: Click here

Quittance delivered an excellent service at the lowest conveyancing fees we could find

Conveyancing - Buying a property in Kenilworth

Recent changes to the law mean that a seller is obliged to reveal any property defects or disputes to the buyer and the estate agent.

It remains, however, the duty of a Kenilworth conveyancing solicitor to investigate the property, and report back in detail to the buyer and the lender, offer practical solutions and confirm that the Land Registry's record of the property is updated.

This section considers the property types that may be of concern to people searching for conveyancing solicitors in Kenilworth for a purchase.

Your Kenilworth conveyancing solicitor must be lender-approved

Whether your mortgage is with a major lender like Birmingham Midshires or a niche mortgage lender such as the Coventry Building Society, before you select a Kenilworth conveyancing solicitor it is critical that you make sure that they are on the approved panel of your mortgage lender.

Your lawyer may not be able to carry out the legal work for your mortgage lender, because some lenders only accept a select group (often referred to as a 'panel') of law firms that meet stringent standards.

If that is the case, the lender will require a different legal firm to complete the legal work, and you will then have to cover this substitute solicitor's costs. This can mean the process takes much longer.

Failing to confirm your conveyancing solicitor's lender panel status can create problems and delays.

Our conveyancing solicitors can carry out the legal work for all major and minor banks and other lenders.

Residential Property Searches (Warwick District Council)

Residential property searches are questions submitted to a number of authorities by Kenilworth conveyancing solicitors to provide information about your planned purchase.

Searches are primarily performed to satisfy mortgage conditions, and include the local authority (LA) search, environmental search, drainage & water search and chancel repair liability.

More specific searches, such as a highways authority search or a commons registration search, may also be recommended depending on the contents of the standard searches.

Warwick District Council has an estimated turnaround time of 4 weeks for searches, so your solicitor will instead order faster regulated searches.

Finding planning permissions

Your conveyancing solicitor will get an 'Official Copy of the Title Register' from the Land Registry, assisting with the identification of any potential issues. Examples of these include outbuildings lying outside the boundary or the breach of a restrictive covenant.

Warwick District Council Council Tax

The amount of council tax a homeowner in Kenilworth will pay to Warwick District Council will depend on the property's value and the number of residents. The occupier of a property in Band C, for example, would owe annual council tax of £1,563.

A conveyancing solicitor in Kenilworth will inform the purchaser of the home's tax band once they have the Local Authority search results.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,172.

Other discounts and exemptions may also apply, for example a 10% discount for second homes or if an occupier is an apprentice school leaver or YTS trainee.

Band Warwick District Council Tax (2018)
A £1,172
B £1,367
C £1,563
D £1,758
E £2,149
F £2,539
G £2,930
H £3,516

Can you challenge the council tax bracket?

A homeowner can apply for their property to be reassessed. If the valuation is revised down, they may be entitled to a refund. To appeal contact:

Valuation Office Agency
5th Floor
Sherbourne House
1
Manor House Drive
Coventry
CV1 2TG
West Midlands

Stamp Duty on Kenilworth properties

Completing the SDLT1 form in order to pay stamp duty is a daunting prospect for a layperson.

If you are buying a property in England, Wales or Northern Ireland then you will usually need to pay stamp duty.

Quittance's legal case management system are fully integrated with HM Revenue & Customs's online tax return system.

See examples for local properties:

  Average sale price (2018 to date) SDLT
Average price £270,475 £3,523.75
Average price (detached) £409,549 £10,477.45
Average new build £299,606 £4,980.30
Higher rates of stamp duty apply to buyers of second property in the form of an SDLT surcharge of 3%. Therefore, if a homeowner in Kenilworth bought a second property for the average price of £270,475 the SDLT would be £21,638.00.

Stamp duty relief for first-time buyers in Kenilworth

For first-time buyers, stamp duty is only payable on purchases over £300,000.

Conveyancing solicitors in Kenilworth will ensure the right amount is calculated.

Buying a flat? Leasehold conveyancing in Kenilworth

New build site

The pitfalls associated with buying a leasehold property should be of serious concern. There are any number of legal technicalities that could be awaiting the unsuspecting buyer, including:

  • restrictions on the use of the property
  • exponential ground rents
  • unreasonable managing agent fees
  • short leases
Inaccurate leasehold advice, from an inexperienced solicitor, can have serious consequences.

If you are planning to purchase a property with a lease, a specialist conveyancing solicitor in Kenilworth will investigate aspects of the leasehold purchase, including :

  • reviewing the lease itself (some leases are over 100 years old)
  • dealing with freeholders
  • any recent demands for service charges and ground rent
  • onerous covenants
  • landlord/tenant disputes

Ensure that you are fully-informed regarding your planned purchase with Quittance Conveyancing's specialist leasehold conveyancing solicitors.

Buying a 'New Build' property in Kenilworth?

House under construction

49 brand new properties have been bought in Kenilworth in 2018 so far, according to data compiled by the Land Registry. The average purchase price of new build homes in Kenilworth is £299,606.

The legal work for purchasing a new build home requires more technical knowledge than 'standard conveyancing'. To prevent difficulties arising a Kenilworth conveyancing solicitor should be aware of local issues and must consider a range of factors, including helping with mortgage offer extension terms and investigating road and drainage issues.

Our new build conveyancing department will provide an expert assessment of the legal title of the property, whilst being mindful of issues like the home's subsequent marketability and an assessment of other risks, such as contaminated land hazards.

Conservation areas in Warwickshire

When carrying out the conveyancing for a purchase in Kenilworth, a conveyancing solicitor will need to check whether the home is in a conservation area in Kenilworth. If it is, the home could be affected by certain restrictions. These restrictions could include:

  • Restrictions on replacing windows
  • Restrictions preventing the addition of new access
  • Restrictions on side or two-storey extensions

The local authority can order any non-compliant alterations to a property to be changed or removed, such as removing a garden fence or gate.

Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Kenilworth.

Conveyancing - Selling a property in Kenilworth

The legal side of a sale of a home is less complicated than for a property purchase. For a house purchase, the responsibility is on the buyer to verify that the property they are purchasing is not legally defective.

Conversely, when selling, conveyancing solicitors in Kenilworth acting for the seller only need to answer the buyer's solicitor's formal enquiries.

Factors that could delay or endanger a property sale

A property will often come with a series of potential complications (for example not having suitable right of way) which may endanger your move.

Property experts generally advise that sellers handle these issues as soon as they come to light.

Recommended reading:

Read more conveyancing advice for sellers.

Sale conveyancing for a leasehold property

The conveyancing process for a leasehold flat or house is much more protracted than for a freehold house.

The complex nature of leasehold property means that conveyancing solicitors in Kenilworth must carry out additional tasks, for example sourcing the latest service charge and ground rent statement or a copy of any health and safety assessment for the common parts.

So as to resolve any leasehold-related issues sooner, it is recommended that you instruct a lawyer as soon as an estate agent is chosen.

What if your conveyancing solicitors are acting for the other side?

SRA rules restrict a single conveyancing solicitor from working on behalf of both sides in a house sale. However, a conveyancer who is regulated by the CLC, can act for both parties.

You could instruct a property solicitor firm in Kenilworth to carry out your legal work, if a Quittance solicitor is carrying out the legal work for the other side.

Local Kenilworth conveyancing solicitor directory

  • Damian J. Plant and Co, 29b Warwick Road, Kenilworth, Warwickshire, CV8 1HN
  • Mander Hadley Limited, 39-41 Warwick Road, Kenilworth, Warwickshire, CV8 1HN
  • Penmans Solicitors LLP, 30-32 Warwick Road, Kenilworth, Warwickshire, CV8 1GW
  • Countrywide Tax & Trust Corporation Limited, Abbotsfield House, 43 High Street, Kenilworth, Warwickshire, CV8 1RU
  • Acer Solicitors, Kenilworth House, 46 Park Road, Kenilworth, Warwickshire, CV8 2GF

Conveyancing - Remortgaging a property in Kenilworth

Whilst there are many reasons to consider remortgaging, homeowners will generally remortgage to save money with a lower rate.

Homeowners would typically benefit from a better rate sooner with a more efficient conveyancing solicitor in Kenilworth. With the future of interest rates unclear, fast conveyancing can play a key role in getting on to the rate you want.

It is vital that your property lawyer can also represent your new mortgage provider. Quittance Conveyancing are on all major lenders' panels. So no matter whether you are moving to a flexible mortgage with the Bank of Scotland or to a two-year discount with Birmingham Midshires, our remortgage team can assist.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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