Award-winning No Move, No Fee conveyancing for Keighley home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Every year Quittance's property lawyers deliver a specialist no sale - no fee service to property buyers and sellers looking for conveyancing solicitors in Keighley.
With 100% fixed conveyancing fees and a focus on proactive communication between all parties, our team understand what will make the biggest difference to your move.
If, for whatever reason, your move does not ultimately go ahead our no sale no fee guarantee means you won't incur any conveyancing solicitors' legal fees at all.
Keighley's most communicative conveyancing service
According to a survey of nearly 1/4 million home buyers for Modern Law Magazine, over a fifth of conveyancing complaints resulted from poor communication.
The regulatory bodies for Keighley property lawyers are concerned with the sector communicating better, and the consumer service directives of the CLC and the Law Society's CQS underline communication standards.
Despite attempts by the Council for Licensed Conveyancers and the SRA to address the issue, poor communication is one of the most frequent complaints made about conveyancing solicitors.
Our team of Keighley conveyancing solicitors deliver a first-rate property legal service. We provide homemovers with a proactive and informative legal service using phone, email and via online case management, every day of the week:
- Best Keighley conveyancing solicitors fees
- Regular progress updates by your preferred contact method (including SMS, phone and email)
- Handy, mobile-friendly case tracking system
- Email address and DDI of your lawyer
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Open weekends - Saturday (9am-1pm)
Updated: October 12, 2018
Keighley conveyancing solicitor fees
No Move, No Fee conveyancing in Keighley
Conveyancing solicitor fees are the charges you pay conveyancing solicitors in Keighley for the legal work involved in moving home.
Are Keighley conveyancing fees and costs fixed?
Some conveyancing solicitors in Keighley carry out the legal work on an hourly-rate basis, and other firms will work for a fixed fee ('No Move, No Fee'). Quittance's conveyancing solicitors work on a fixed No Move, No Fee basis, with no unexpected, additional costs. Your conveyancing quote sets out exactly what you will be charged when your property transaction has completed.
Besides conveyancing fees, what other costs are there?
In addition to the solicitor's conveyancing fees you will also need to budget for 'disbursements'.
Disbursements are fees, costs or taxes the conveyancing solicitor will have to pay to other organisations as part of the house-buying and selling process, such as identity verification checks or Stamp Duty Land Tax.
How much will the total Keighley solicitor conveyancing fees be?
Conveyancing fees in Keighley should be the same as anywhere else in the UK. There may, however, be some variation in certain disbursements. As examples, council search fees will vary and specific extra searches, such as a flooding search, may be necessary.
For a standard conveyancing transaction, what we quote is the fee you pay. There are no hidden costs or surprises to be paid with Quittance. To calculate the conveyancing fees for your move, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Keighley
Purchase conveyancing will require a Keighley conveyancing solicitor to consider a wide range of issues. Examples of such factors can range from local planning restrictions to problems affecting the mortgageability (e.g. sitting tenants).
The conveyancer will report their findings back to the buyer, assist in resolving any issues and make sure that the title is registered in the name of the new buyer.
The following section examines the aspects of the buying process for conveyancing solicitors in Keighley necessitating specialist legal knowledge.
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Your Keighley conveyancing solicitor must be lender-approved
Before selecting a conveyancing solicitor in Keighley, you must confirm that they can act on behalf of your mortgage lender, whether you are taking out a mortgage from the Family Building Society, Yorkshire Bank or any other lender.
A lot of mortgage lenders will only accept a select group (often referred to as a 'panel') of law firms that meet stringent standards. If your conveyancer cannot act for your mortgage lender, the lender will require an alternative law firm to carry out the legal work.
The borrower will then have to cover this second lawyer's fees and significant delays to your move could occur.
Our solicitors can perform the conveyancing for all lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Searches (Bradford Metropolitan Council)
Property searches are enquiries made of various authorities by Keighley conveyancing solicitors to identify issues affecting the property being purchased.
Searches are primarily carried out to satisfy lender requirements, and include the local authority (LA) search, environmental search, drainage & water search and chancel repair liability.
Homebuyers will be made aware if your chosen lender insists on any further searches, for example a highways search or a mining search.
Bradford Metropolitan Council has a typical lead time of 4 weeks for searches. Your conveyancer will recommend using a faster search agent.
The conveyancing solicitor acting for the buyer will obtain an 'Official Copy of the Title Register' from HMLR. This will help to expose any planning issues, such as that a restrictive covenant has been breached or errors on the title plan.
Bradford Metropolitan Council Council Tax
Bradford Metropolitan Council calculate your council tax based on various criteria including the layout of the property and the value of the home as determined by the VOA in 1991 (or 2003 in Wales). E.g. a residential property in the Bradford Metropolitan Council area in Band E would pay £1,922 per annum.
A conveyancing solicitor in Keighley will inform the buyer of the home's tax band as soon as they are notified.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,442.
Other discounts and exemptions may also apply, for example unoccupied properties undergoing major repairs or structural changes or where the property is a hall of residence. Newer properties are assessed by the Valuation Office Agency (VOA) and allocated a council tax band.
|Band||Bradford Metropolitan Council Tax (2018)|
Could you be overpaying?To appeal contact:
Valuation Office Agency
60 Crown St
In the 2016/17 financial year, 70 council tax challenges were made. 40 were upheld and the tax was reduced.
Stamp Duty on Keighley properties
SDLT is paid to HMRC and the purchaser's conveyancing solicitor will ensure that the tax return process is carried out.The current SDLT threshold is £125k.
Quittance's case management system are fully integrated with HMRC's online SDLT filing systems.
See SDLT examples for homes in Keighley:
|Average sale price (2018 to date)||Stamp Duty|
|Average price (detached)||£254,948||£2,747.40|
|Average new build||£96,116||£0.00|
Stamp duty relief for first-time buyers in Keighley
First-time buyer stamp duty relief is available on property purchases below £300,000.
Keighley conveyancing solicitors will ensure their client pays the correct amount.
Buying a flat? Leasehold conveyancing in Keighley
Data suggests that over 100,000 homeowners in England face property leases with problematic lease terms. Spiralling ground rents, incomplete management company accounts and unfair clauses in the lease are only some of the many traps awaiting the unsuspecting buyer.
A good conveyancing solicitor in Keighley will address aspects of leasehold, for example managing agent practices, reviewing the lease and flats in the same block with disparity between their leases.
Ensure that you are fully-informed regarding your decision to buy a leasehold property with our team of leasehold conveyancing solicitors.
Buying a 'New Build' property in Keighley?
Based on local HMLR statistics, 15 new build homes have been bought in Keighley in 2018 so far. The average price for new builds in Keighley is £96,116.
A new-build conveyancing solicitor in Keighley needs to be conscious of Keighley-specific issues and the complications associated with new build, like confirming right of way over drains and sewers and handling reservation fees.
Our specialist team of new build conveyancers deliver an accurate and truly impartial assessment of the legal status of the property, with close attention paid to issues like the home's subsequent resaleability and potential freehold acquisition traps.
West Yorkshire Conservation areas
Your conveyancing solicitor will check if the residential property you are intending to buy is in one of Keighley's conservation areas. If it is, the property is affected by conditions. Called Article 4 directions, these constraints could include restrictions on the use of PVC or aluminium windows, limitations on new outbuildings or general restrictions governing non-uniform additions or modifications.
The local authority can order any non-compliant alterations to a property to be changed or removed.
Your conveyancing solicitor will address whether your planned purchase is located one of Keighley's conservation areas.
Conveyancing - Selling a property in Keighley
Conveyancing for a sale of a house or flat is more straightforward than for a purchase. The buyer's conveyancer must carry out a detailed legal assessment on the property and its legal title, whereas conveyancing solicitors in Keighley acting for the vendor just answers the purchaser's enquiries.
What could go wrong?
Properties will frequently have numerous legal issues (for example having previously suffered from a flood event) that might threaten the completion of the conveyancing process.
You shouldn't ignore this as solicitors are trained to unearth any such issues. The best course of action is to get advice and tackle it as early as possible.
- The Essential Conveyancing Guide for Sellers in 2018
- What to do before selling your 'share of freehold' flat
- No electrical completion certificate? What to do before selling your home
Read more sale conveyancing articles here.
The conveyancing process for a leasehold property is a great deal more involved compared to a freehold house.
Keighley conveyancing solicitors will also carry out additional work. This can involve liaising with the management company to obtain the latest service charge accounts, through to ascertaining if any excess payments are anticipated.
To speed up the leasehold conveyancing process, it is recommended that you instruct a property lawyer with leasehold experience as early in the process as possible, and preferably before going on the market,.
What if you are already acting for the other side?
Solicitors Regulation Authority (SRA) rules prevent a single conveyancing solicitor from working on behalf of both sides in a property sale and purchase. A conveyancer who is regulated by the CLC, however, can act for both sides.
If you are buying or selling a Keighley property, and one of our conveyancing solicitors is acting for the other side, you can contact a property solicitor firm in Keighley to handle your legal work.
Local Keighley conveyancing solicitor directory
- Awb Charlesworth Solicitors Limited, 12-16 North Street, Keighley, West Yorkshire, BD21 3SE
- Gaines & Wilkinson, 46 North Street, Keighley, West Yorkshire, BD21 3SE
- Platinum Partnership Solicitors, 23-27 Devonshire Street, Keighley, West Yorkshire, BD21 2BH
- Waddington Legal Limited, 6 - 12 Devonshire Street, Keighley, West Yorkshire, BD21 2DG
- John J Halliwell & Co (Incorporating Dewhirst Binns), 53 Kirkgate, Silsden, Keighley, West Yorkshire, BD20 0AQ
Conveyancing - Remortgaging a property in Keighley
Whilst homeowners consider remortgaging for a range of reasons, people generally remortgage their home simply to get a better rate.
You will typically be able to benefit from a better rate earlier with a more efficient conveyancing solicitor in Keighley. With possible rate rises on the horizon, fast conveyancing can be a crucial factor in getting on to the rate you want.
The property lawyer will represent both you and the mortgage provider to make sure the lender's interests are safeguarded.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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