Award-winning No Move, No Fee conveyancing for Jarrow home movers
By Gaynor Haliday , Oct 12, 2018
We focus on communication so you always know what's happening and our guaranteed fixed conveyancing fees means no hidden fees.
Every year our award-winning no sale - no fee property lawyers help residential property buyers and sellers looking for conveyancing solicitors in Jarrow and across Tyne and Wear.
Our no move no fee promise means should your move not proceed, you will not have to pay any conveyancing solicitors' legal fees.
Get a conveyancing
- Property details
- About you
- Your quote
Jarrow's most communicative conveyancing service
Unresponsive communication from the property lawyer will almost certainly add further stress to a sale or purchase.
The client charters of both the Law Society's 'Conveyancing Quality Scheme' and the Council for Licensed Conveyancers are particularly concerned with the issue of low standards of conveyancing solicitor communication.
Notwithstanding attempts by regulators to address the issue, a survey commissioned by the Conveyancing Association, revealed that over a fifth of transactions collapsed as the result of poor communication.
Quittance Conveyancing's Jarrow conveyancing solicitors aim to provide the UK's most proactive and client-friendly property legal service. We strive to deliver the answers you need by email, phone and online, every day of the week:
- Cheapest Jarrow conveyancing solicitors fees
- 24/7 access to your complete file online
- Instant progress updates by your chosen method (including SMS, phone and email)
- Your dedicated conveyancer's email address and DDI
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Open Saturdays
Updated: October 12, 2018
Jarrow conveyancing solicitor fees
No Move, No Fee conveyancing in Jarrow
Conveyancing solicitor fees are what you pay to your Jarrow conveyancing solicitor for the legal work associated with moving home.
Are Jarrow conveyancing fees and costs fixed?
We work on fixed legal fees (known as 'No Sale, No Fee' or 'No Move, No Fee') with no hidden fees, unlike some other conveyancing solicitors in Jarrow who carry out the legal work on a fees per hour basis. Your conveyancing quote will explain exactly what you will need to pay when your sale or purchase goes through.
What are disbursements?
You must cover the cost of any 'disbursements', in addition to the legal fees.
Disbursements are the costs and expenses a solicitor needs to pay out on behalf of a client, such as Stamp Duty or TT fees.
How much will the total Jarrow solicitor conveyancing fees be?
Conveyancing fees in Jarrow will not vary, wherever you are buying or selling in the UK. However, the costs of certain disbursements can vary. As examples, Local Authority (LA) Search fees will vary and specific extra searches, e.g. a mining search, may be necessary.
For a standard conveyancing transaction, the conveyancing fee we quote is the fee you pay. There are no hidden fees or costs to be paid with Quittance Conveyancing. Work out the conveyancing fees for your move, with our conveyancing calculator: Click here
Conveyancing - Buying a property in Jarrow
Caveat emptor, (Latin for "let the buyer beware"), was the legal principle of English property law. Since 2013, this maxim no longer applies, however, it remains the duty of a buyer's legal representative to undertake due diligence on the property to be purchased.
The conveyancing solicitor in Jarrow will make recommendations following their enquiries, help with resolving any problems and make sure that the title is registered in the name of the new buyer.
This section of the article gives useful information for homebuyers who want conveyancing solicitors in Jarrow.
- Conveyancing solicitors in Gateshead
- Conveyancing solicitors in Newcastle Upon Tyne
- Conveyancing solicitors in Sunderland
- Conveyancing solicitors in Tynemouth
- Conveyancing solicitors in Tyne And Wear
Your Jarrow conveyancing solicitor must be lender-approved
Before you select a Jarrow conveyancing solicitor, it is essential that you check that they are on the approved solicitor panel of your lender, whether you are taking out a mortgage from the Skipton Building Society, Barclays Bank or any other lender.
Quite a few lenders will only accept a select panel of firms. If a conveyancer is unable to act for your lender, the lender will require a different solicitor firm to act in their interests.
The buyer will be expected to pay this second lawyer's costs, and weeks could be added to the conveyancing process.
Quittance Conveyancing are approved members of all lender panels.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Conveyancing Searches (South Tyneside Metropolitan Borough Council)
Property searches are enquiries made of government bodies by Jarrow conveyancing solicitors to give details about your planned purchase.
Mortgagees will also require searches (as set out in the CML Handbook) to be carried out. Required searches will include:
- Local Authority search - reveals planning applications, decisions and enforcement notices for planning breaches.
- Drainage & Water search - covers the location of water pipes and drains, and reveals if the upkeep for these falls on the owner or local council.
- Environmental search - exposes whether the land around the property (500m radius) has been affected by subsidence, flooding or has been identified as "contaminated land"
- Chancel repair liability - there is a risk that some Jarrow properties owe a liability to the local parish to pay for church repairs. Insurance can be taken out to protect against this liability.
You will be made aware if your chosen lender needs any additional searches, such as a tin mining search or a geological search.
The average turnaround time for Residential property searches delivered by South Tyneside Metropolitan Borough Council is 8 weeks, so personal (as opposed to official) searches will be faster.
Checking planning status
The buyer's conveyancing solicitor will request an 'Official Copy of the Title Register' from the Land Registry. This will help to expose any issues, such as that a restrictive covenant has been breached or discrepancies with the filed plan.
South Tyneside Metropolitan Borough Council Council Tax
The council tax paid by a homeowner is based on a number of criteria such as the size and character of the property and the value of the property as determined by the VOA in 1991. For example, for an average Band E house in Jarrow, the council tax would be £2,075.
Conveyancing solicitors in Jarrow will inform a buyer of the home's council tax band once they have the Local Authority search results.
If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,556.
Other discounts and exemptions may also apply, e.g. a 10% discount for second homes (although this may change as the government has second home ownership in its sights) or if the home is left unoccupied by a student.
|Band||South Tyneside Metropolitan Borough Council Tax (2018)|
Can I dispute my council tax rate?To appeal contact:
Valuation Office Agency
Eagle Star House
Newcastle Upon Tyne
Tyne and Wear
The Valuation Office Agency (VOA) should reassess a property's band on request.
Stamp Duty on Jarrow properties
Stamp duty is paid to HMRC by completing an SDLT1 form. The form is lengthy and complex.If you are buying a residential property in England, Wales or Northern Ireland then you will usually need to pay SDLT.
Quittance ensure that the complex SDLT1 form is completed accurately and without delay.
The following table illustrates SDLT examples for typical properties in Jarrow:
|Average sale price (2017)||Stamp Duty Land Tax|
|Average price (detached)||£188,045||£1,260.90|
|Average new build||£245,000||£2,400.00|
Stamp duty relief for first-time buyers in Jarrow
First-time buyer stamp duty relief is available on property purchases below £300k. Homeowners must pay a higher rate of SDLT when buying a second home. E.g. if a second home was bought for £117,769 then the stamp duty including the surcharge would be £3,533.07. .
Conveyancing solicitors in Jarrow will confirm the right tax is paid.
Buying a flat? Leasehold conveyancing in Jarrow
Purchasing a leasehold home if you are unaware of the implications is not recommended. The many potential problems awaiting an uninformed buyer include short leases, unreasonable ground rents and restrictions on the use of the property.
A expert conveyancing solicitor in Jarrow will investigate aspects of the leasehold purchase, for example absent freeholders, reviewing the lease itself (some leases are over 100 years old) and reserve funds.
Make sure that you are fully-informed regarding your planned purchase with our leasehold conveyancing solicitors.
Buying a 'New Build' property in Jarrow?
The average sale price of new build properties in Jarrow is £245,000, according to data compiled by the Land Registry. 1 new build properties were purchased in Jarrow last year.
A new-build conveyancing solicitor in Jarrow must be aware of Jarrow-specific issues and the extra complexities of new build, e.g. negotiating new build contracts, squaring developer incentives with lenders and working with warranty providers such as NHBC, Zurich Municipal and Q Assure.
Our award-winning new build conveyancing team are experts in ensuring that new build contracts favour the client as much as possible and meeting short developer deadlines.
Conservation areas in Tyne and Wear
If you are buying a property in one of Jarrow's conservation areas, the property will need to meet any conservation area constraints. Called Article 4 directions, these restrictions could include restrictions on the use of PVC windows, restrictions on the erection of outbuildings or restrictions on the addition of flues and soil vent pipes.
The new owner could be ordered to pay for necessary changes to bring a property in line with current regulations, even if the previous owner carried out the alterations.
Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Jarrow.
Conveyancing - Selling a property in Jarrow
The legal side of a house sale is generally simpler than for a property purchase. The buyer's solicitor does extensive due diligence on the home, whereas conveyancing solicitors in Jarrow acting for the seller merely answers the buyer's questions.
What could go wrong?
A home will frequently have a series of potential complications (for example missing planning regulations or not being registered at the Land Registry) that might draw out a sale for weeks (or worse).
It is best not to procrastinate, trusting that the issue won't be discovered - a better course of action will be to get professional advice, square up to the issue(s), and find a solution at the earliest stage.
- The Essential Conveyancing Guide for Sellers in 2018
- Dispute with a neighbour? What to do before selling your home
- Selling a leasehold flat? What to do before going on the market
Read more helpful advice for sellers here.
Conveyancing for a leasehold property is significantly more time-consuming than for a more straightforward freehold house.
Leasehold complexity involves additional legal work on the part of conveyancing solicitors in Jarrow, including sourcing an up-to-date service charge statement or details of any slush fund for property maintenance.
To reduce delays, it is highly recommended that the seller instructs a lawyer with leasehold experience as early as possible.
Can your conveyancing solicitors act for both parties?
CLC-regulated conveyancers can act for both parties. However, Solicitors Regulation Authority rules restrict the same conveyancing solicitor from acting on both sides in a property sale and purchase.
If you are buying or selling a Jarrow property, and a Quittance conveyancer is acting for the other side, you may want to instruct a property solicitor firm in Jarrow to undertake your legal work.
Local Jarrow conveyancing solicitor directory
- Kyles Legal Practice Ltd, 73 Ellison Street, Jarrow, Tyne and Wear, NE32 3JU
- Geoffrey Forrester & Co Limited, 4/5 Grange Road West, Jarrow, Tyne and Wear, NE32 3JA
- Ian Cruickshank & Co. Limited, 10 Grange Road West, Jarrow, Tyne and Wear, NE32 3JD
Conveyancing - Remortgaging a property in Jarrow
People remortgage for a variety of reasons, for example fixing the mortgage on a new discounted rate, or releasing capital. The most common reason, however, is to lower their monthly repayments.
Homeowners can enjoy the benefits of a better rate sooner with a more proactive conveyancing solicitor in Jarrow, shortening the time the conveyancing takes. With rate rises hard to predict, fast conveyancing can be a key consideration when securing the rate you want.
To make sure that the mortgage provider's interests are protected, the property lawyer handling your remortgage will need to act for both you and the mortgage lender.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
Instant onlineconveyancing solicitor quote
Quittance Conveyancing delivers fast, proactive and communication-focused conveyancing to Jarrow home buyers and sellers. Your dedicated conveyancer will keep you informed every step of the way.
Get a quote
Get a conveyancing solicitor quote for your Jarrow property sale, purchase or remortgage.Get a quote online
or call us on 0800 612 0377
Compare solicitor quotes
Find out more about how to compare conveyancing solicitor quotes in 2018.Find out more
If you have any questions or would like to discuss your sale or purchase with an expert, email us at:
Ask a conveyancing expert
If you have any questions about getting a conveyancing quote or any aspect of the conveyancing process, let us know: