Award-winning No Move, No Fee conveyancing for Isleworth home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Quittance Conveyancing offer 100% fixed conveyancing fees, and because we are committed to proactive communication between all parties, you will always be informed about how your sale or purchase is progressing.
If you are buying, selling or remortgaging a house or flat and need conveyancing solicitors in Isleworth, our expert no sale - no fee property lawyers are here to help.
If, for whatever reason, your move does not proceed our no move no fee service means you won't incur any conveyancing solicitors' legal fees.
Isleworth's most communicative conveyancing service
50% of the people who took part in market research commissioned by InfoTrack did not get frequent enough updates from their solicitor.
The Law Society's CQS official client charter is aimed at conveyancing solicitors communicating more proactively.
Nonetheless a survey commissioned by the Conveyancing Association of 1,500 people indicated 46% of respondents believed that their sale or purchase would have completed sooner with more effective communication.
Our team of Isleworth conveyancing solicitors deliver an award-winning property legal service. We strive to provide the answers you require by phone, email and via online case management, 7 days a week:
- Best Isleworth conveyancing solicitor fees
- We are open weekends - Saturday (9am-1pm)
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Instant progress updates by SMS, phone and email
- Innovative case handling technology
- Email address and direct line for your conveyancer
Updated: October 12, 2018
Isleworth conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Isleworth
Conveyancing solicitor fees are paid conveyancing solicitors in Isleworth for the legal work for a home sale or purchase.
Do Isleworth conveyancing solicitors work on a fixed fee basis?
Our conveyancers work on a fixed No Sale, No Fee basis with no unexpected, additional costs, unlike some other conveyancing solicitors in Isleworth who offer services on an hourly rate. Your conveyancing quote sets out all fees and disbursements you will need to pay when your sale or purchase completes.
Are there any other costs?
In addition to conveyancing solicitor fees you will also have to cover any 'disbursements'.
Disbursements are the costs and expenses a solicitor needs to pay out on behalf of a client, such as managing agent information or Stamp Duty Land Tax.
How much will the total Isleworth solicitor conveyancing fees be?
Isleworth conveyancing fees will be the same as anywhere else in the UK. However, the costs of certain disbursements can vary. For example, additional region-specific searches, such as a commons registration search, may be needed and Local Authority Search fees can vary.
There are no hidden fees or nasty surprises with Quittance Conveyancing. For a standard home sale or purchase, the fees we quote are the fees you pay. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Isleworth
The legal work for the purchase of a house or flat needs the Isleworth conveyancing solicitor to consider a wide range of issues. Examples of such factors can range from a defective title (e.g. missing easements) to solar panel leases affecting the mortgageability of the home.
The solicitor will report their findings back to the buyer and their lender, help with resolving any problems and confirm that the Land Registry's record of the property is updated.
The following considers those types of property which may involve additional risk for buyers looking for conveyancing solicitors in Isleworth.
- Conveyancing solicitors in Brentford
- Conveyancing solicitors in Hounslow
- Conveyancing solicitors in Richmond Upon Thames
- Conveyancing solicitors in Twickenham
- Conveyancing solicitors in West London
- Conveyancing solicitors in London
Your Isleworth conveyancing solicitor must be lender-approved
Whether you are getting a mortgage from Halifax, Paratus AMC or any other lender, before you select a Isleworth conveyancing solicitor you must confirm that they are approved by your mortgage lender.
Your conveyancer may not be able to carry out the legal work on behalf of your mortgage lender, because some banks and building societies will only work with a restricted panel of legal firms.
Under these circumstances, the lender will require a second legal firm to carry out the legal work, and you will usually need to pay this alternative lawyer's fees. This can push back the completion date of the purchase.
Quittance Conveyancing can perform the conveyancing for all lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Property Searches (Hounslow Borough Council)
Residential property searches are enquiries made by Isleworth conveyancing solicitors to identify information and potential issues affecting your new home. They include:
- Local Authority search - covers the details of planning applications, decisions and the enforcement of breaches or violations.
- Drainage & Water search - confirms who is responsible for the upkeep of the water pipes and drainage that serve the property.
- Environmental search - shows risks within 500 metres of the property, such as toxic chemicals in the land
- Chancel repair liability - there is a risk that some Isleworth properties owe a liability to the local parish to pay for church repairs. Insurance can be taken out to protect against this liability.
Your solicitor will notify you if your mortgage lender requires any additional searches, e.g. a more detailed flood report or a disadvantaged area search.
The London Borough of Hounslow has an estimated turnaround time of 10 weeks for property searches. In these circumstances, faster personal searches will be recommended.
The buyer's conveyancing solicitor also obtains official entries from HMLR. This will help to expose any potential issues, such as restrictive covenants governing the use of the property or the title plan showing only very general boundaries.
London Borough of Hounslow Council Tax
The council tax paid by a homeowner is based on a number of criteria that include the number of occupants aged over 18 and the property's value as at 1 April 1991 (England) or 1 April 2003 (Wales). The occupier of a property in Tax Band D, for example, would owe annual council tax of £1,462.
Isleworth conveyancing solicitors will inform the buyer of the home's tax band as soon as they are made aware.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,096.
Other discounts and exemptions could also apply, for example a 10% discount for second homes or if the home is left unoccupied by a student. The Valuation Office Agency (VOA) calculate council tax bands for new build properties, and where the owner has requested a revaluation.
|Band||London Borough of Hounslow Tax (2018)|
Are you paying more than you should?
It is possible to challenge the council tax band after moving in. Between April 2016 and April 2017, 60 council tax challenges were made. 20 resulted in a reduction. To challenge your banding contact:
Valuation Office Agency
1 Francis Grove
Stamp Duty on Isleworth properties
Submitting the SDLT1 form to HMRC is difficult and time consuming. The majority of purchasers get their property lawyer to do it for them.The current stamp duty threshold is £125k.
Quittance use smart case management systems to make sure that mistakes are not made on the stamp duty process.
This table sets out Stamp Duty Land Tax for typical property in Isleworth:
|Average selling price (2017)||Stamp Duty|
|Average price (detached)||£862,500||£33,125.00|
|Average new build||£501,322||£15,066.10|
Stamp duty relief for first-time buyers in Isleworth
As from Nov 2017, first-time buyers will not have to pay any stamp duty if the purchase price is below £300,000.
Isleworth conveyancing solicitors should ensure their client pays the right amount.
Buying a flat? Leasehold conveyancing in Isleworth
It is risky to buy a leasehold property if you don't know what you are getting into. The many potential problems awaiting the unsuspecting purchaser include:
- spiralling ground rents
- unreasonable lease extension premiums
- unreasonable managing agent fees
- unfair developer practices
If you are planning to buy a leasehold home, a expert conveyancing solicitor in Isleworth will consider potential leasehold issues, such as service charge records from the last three years, sinking funds and managing agent practices.
Quittance Conveyancing's leasehold conveyancing solicitor team will make sure that you are fully-informed regarding your planned purchase.
Buying a 'New Build' property in Isleworth?
According to Her Majesty's Land Registry information, 35 newly-constructed homes have been bought in Isleworth in 2018 so far. The average value of a new build in Isleworth is £487,714.
A new-build conveyancing solicitor in Isleworth will need to be familiar with both local issues and the complications associated with new build, e.g. checking the suitability of new build insurance and checking planning conditions have been fulfilled.
Our highly qualified new build conveyancing team specialise in representing buyers to achieve the best outcome and meeting short developer deadlines.
Conservation areas in London
Whether you are planning to buy a character cottage or a Regency townhouse, if the property is in an officially designated conservation area, your plans to develop the property may not be allowed by the local authority.
These restrictions can include anything from restrictions on the removal of front boundary walls, railings or fences, to restrictions preventing paving over the front garden.
If a property is in breach, the local planning authority can require the new owner to revert the property to its earlier condition, even where the alterations were made by the previous owner.
Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Isleworth.
Conveyancing - Selling a property in Isleworth
The legal process for a property sale is much simpler than for a property purchase. The buyer will have to carry out detailed research into the property. Conveyancing solicitors in Isleworth acting for the seller, however, effectively just responds to enquiries made by the buyer's solicitor.
Why do sales fall through?
Properties can be burdened by a broad spectrum of challenges (for example a historical dispute with a freeholder) which could frustrate a purchase for weeks or even months.
In the majority of cases, you should address such issues immediately.
- Dispute with a freeholder? What to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
- Selling a Green Deal property? What you need to know
Read more helpful advice for sellers here.
The conveyancing process for a leasehold property is quite a lot more technical in comparison with a freehold house.
Isleworth conveyancing solicitors must usually carry out further legal work, and this could include contacting the landlord for the last 3 years' service charge accounts, through to reserve fund details.
To speed up the leasehold conveyancing process, it is highly recommended that the seller instructs a leasehold-specialist lawyer as soon as the property is marketed, if not before,.
What if Quittance is already acting for the other side?
Conveyancers regulated by the Council for Licenced Conveyancers can act for both sides. However, Solicitors Regulation Authority rules restrict the same conveyancing solicitor from acting on both sides in a property sale.
You could contact a law firm in Isleworth to carry out your legal work, if we are carrying out the legal work for the other side.
Local Isleworth conveyancing solicitor directory
- Garner & Hancock Solicitors Limited, 4 Church Street, Isleworth, Middlesex, TW7 6BH
- Mackenzie & Co, 146 London Road, Isleworth, Middlesex, TW7 5BG
Conveyancing - Remortgaging a property in Isleworth
Homeowners remortgage their home for a number of reasons, including extending the mortgage term, or switching from interest-only to repayment. The main reason, however, is to benefit from a lower interest rate.
Homeowners will typically be able to benefit from a better rate sooner by using a more efficient conveyancing solicitor in Isleworth. With the future of interest rates uncertain, fast conveyancing can be a critical factor in getting on to the rate you want.
The property lawyer carrying out your remortgage needs to be able to act for your chosen lender. Quittance Conveyancing are on all major UK lenders' panels. So whether you are switching to a 95% mortgage with the Royal Bank of Scotland or to a long-term fixed mortgage with the Furness Building Society, Quittance can help.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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