Award-winning No Move, No Fee conveyancing for Hythe home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Quittance Conveyancing offer 100% fixed conveyancing fees, and you will never be in the dark about how your move is progressing, thanks to our focus on proactive communication.
Every year our expert no sale - no fee property lawyers help property sellers and purchasers looking for conveyancing solicitors in Hythe and across Kent.
In the event that your property sale or purchase does not proceed our no move no fee promise means you won't incur any conveyancing solicitors' legal fees at all.
Hythe's most communicative conveyancing service
Lack of licensed conveyancer or solicitor communication can be one of the most trying elements of the home buying and selling process.
The charters of both the Law Society's CQS and the CLC are particularly focused on the problem of sub-standard conveyancing solicitor communication practices.
Nevertheless, poor communication remains one of the top 5 reasons complaints are made to the Legal Ombudsman.
Keeping you in the loop
Our team of Hythe conveyancing solicitors aim to give you a dedicated and proactive conveyancing service wherever you are, through your preferred medium, 7 days a week:
- Cheapest Hythe conveyancing solicitors fees
- Email address and DDI for your lawyer
- Award-winning case management technology
- Stay in touch with the progress of your case by smartphone, tablet and PC
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Open Saturdays
Updated: October 12, 2018
Hythe conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Hythe
Conveyancing solicitor fees are the costs you pay to conveyancing solicitors in Hythe for handling the legal work for your move.
Are Hythe conveyancing fees and costs fixed?
Quittance's conveyancing solicitors work on fixed legal fees (known as 'No Sale, No Fee' or 'No Move, No Fee') with no hidden extras, unlike some other conveyancing solicitors in Hythe who carry out the legal work on a cost per hour basis. Your conveyancing quote will set out what you will pay when your sale or purchase goes through.
Are there any other costs?
You will need to budget for 'disbursements', on top of the conveyancing fees.
Disbursements are fees that a property lawyer must pay to other companies during the process of buying or selling your home, such as bankruptcy searches or indemnity insurance.
How much will the total conveyancing fees in Hythe cost?
Whilst conveyancing fees in Hythe will be the same as anywhere else in the UK, there can be variation in the disbursements required. For example, additional region-specific searches, e.g. a mining search, may be needed and Local Authority (LA) Search fees will vary.
For a standard home sale or purchase, the fees we quote are the fees you pay. With Quittance Conveyancing, there are no hidden costs or nasty surprises. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Hythe
Purchase conveyancing will require the Hythe conveyancing solicitor to consider a wide range of issues. Examples of such factors can range from a defective title (e.g. missing easements) to a short lease affecting the future saleability of the property.
The buyer's property lawyer will report their findings back to the buyer and their mortgage lender, deal with any legal issues and register the title in the new owner's name.
This section of the article examines the aspects of the legal process for conveyancing solicitors in Hythe where a deeper understanding of the legal technicalities is essential.
- Conveyancing solicitors in Chatham
- Conveyancing solicitors in Maidstone
- Conveyancing solicitors in Medway
- Conveyancing solicitors in Kent
Your Hythe conveyancing solicitor must be lender-approved
Whether you are obtaining a mortgage from Fleet Mortgages, Halifax or any other lender, before selecting a conveyancing solicitor in Hythe it is very important that you make sure that they are approved by your chosen lender.
A lot of mortgage lenders are only prepared to work with a restricted list (called a 'lender panel') of law firms. If a conveyancer cannot act for your chosen lender, the lender will require an alternative solicitor firm to carry out the legal work.
The home buyer will be expected to pay this second solicitor's fees, and the conveyancing process can take much longer.
Our solicitors are on the panel of all banks and other lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Property Searches (Shepway District Council)
Searches will be applied for by Hythe conveyancing solicitors to help identify problems that might compromise how much your house or flat will be worth.
These searches include the local authority (LA) search, drainage & water search, environmental search and chancel repair liability.
Buyers will be informed if your lender needs any additional searches, such as a radon gas search or a contaminated land report.
The estimated lead time for property searches provided by Shepway District Council is 7 weeks. As a result, regulated searches will be faster.
Ensuring planning permission is in place
The conveyancing solicitor acting for the buyer will apply for office copies from HM Land Registry. This will help to expose any potential issues. Examples of these include limits on the development of the property or outbuildings lying outside the boundary.
Shepway District Council Council Tax
The council tax paid by a homeowner is based on various criteria which include the property's whereabouts and the value of the home as determined by the VOA in 1991 (or 2003 in Wales). For instance the occupier of a Band D home in the Shepway District Council area would pay annual council tax of £1,800.
Hythe conveyancing solicitors will inform the purchaser of the property's band after this is confirmed by the searches.
If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,350.
Other discounts and exemptions could also apply, e.g. if the property is uninhabited (for the first 60 days) or if you are a live in carer looking after someone who isn't a spouse or relative. The Valuation Office Agency work out council tax bandings for new homes, and where the owner has requested a revaluation.
|Band||Shepway District Council Tax (2018)|
Can I challenge my council tax band?To challenge your banding contact:
Valuation Office Agency
The Valuation Office Agency should reassess a property's band on request. Councils prefer that this be done within six months of buying a property.
Stamp Duty on Hythe properties
After a home sale has completed, the purchaser's conveyancing solicitor will ensure that the SDLT is paid to HMRC.With some exceptions, if you buy a property over the £125k threshold you will have to pay stamp duty.
Our post-completion conveyancing team use integrated case management system to ensure the SDLT1 tax return is submitted to HMRC as quickly as possible.
This table sets out SDLT for property in Hythe:
|Average sale price (2018 to date)||SDLT|
|Average price (detached)||£448,572||£12,428.60|
|Average new build||£676,667||£23,833.35|
Stamp duty relief for first-time buyers in Hythe
As from 2017, first-time buyers will not have to pay any stamp duty if the purchase price is below £300k. If you own another home or share in a home (including outside the UK)you will be subject to a higher rate of 3%. For example, if a homeowner bought a second property in Hythe for the average price of £332,216 the SDLT would be £26,577.28.
Conveyancing solicitors in Hythe will confirm an accurate calculation is made.
Buying a flat? Leasehold conveyancing in Hythe
It is risky to buy a leasehold property without understanding the implications. There is a wide range of sometimes obscure legal issues that may be awaiting an uninformed purchaser, such as unreasonable ground rents and undisclosed major works.
If you are planning to purchase a house or flat with a lease, a expert conveyancing solicitor in Hythe will consider potential leasehold issues, including :
- checking the lease itself
- current-year service charge estimates
- absent freeholders
- freeholder plans to sell the building
- block management regulations that sit outside the lease
Make sure that you are fully-informed regarding your planned purchase thanks to our leasehold conveyancing solicitors.
Buying a 'New Build' property in Hythe?
The average price for new build property in Hythe is £676,667, according to data compiled by the HM Land Registry. 3 brand new properties have been bought in Hythe in 2018 so far.
A new-build conveyancing solicitor in Hythe needs to be conscious of local considerations and new build-specific issues, e.g. handling structural guarantees, verifying rights of easements and checking new build warranties with warranty providers, including NHBC, Building Zone and ACHI.
Our specialist team of new build conveyancers deliver an expert assessment of the legal status of the property, and in particular concerns ranging from the home's future marketability to an assessment of other risks, such as flood risk.
Kent Conservation areas
Whether you are looking for a rural setting or Georgian architecture, purchasing property in a conservation area will usually mean that the local character is unlikely to drastically change. However, conservation area building controls will affect your residential property.
These restrictions, referred to as Article 4 Directions, can include:
- Limits on the use of non-traditional building materials
- A ban on VELUX windows
- Restrictions on outbuildings and extensions
The local authority can order any non-compliant alterations to a property to be changed or removed.
Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Hythe.
Conveyancing - Selling a property in Hythe
The legal process for a property sale is much easier than for a property purchase. The purchaser will have to go through a comprehensive legal review on the property and its legal title. Conveyancing solicitors in Hythe acting for the vendor mostly just answers the buyer's questions.
What could jeopardise your sale?
Common issues, like not having full title or not having suitable right of way, have the capacity to endanger a transaction if not dealt with promptly.
It is generally a good idea for sellers to handle these issues as soon as they come to light.
- Noisy neighbours? What to do before selling your home
- What to do before selling your 'share of freehold' flat
- The Essential Conveyancing Guide for Sellers in 2018
Read more helpful advice for sellers here.
Leasehold conveyancing for a sale
Conveyancing for a leasehold flat or house is significantly more time-consuming in comparison with a freehold house.
Hythe conveyancing solicitors will also carry out additional work, including collating the latest service charge and ground rent statement, through to details of any slush fund for property maintenance.
To help mitigate the delays involved in selling a leasehold house or flat, it is recommended that you instruct a solicitor as soon as possible, preferably before putting the property on the market,.
Can Quittance conveyancers act for both parties?
SRA regulations prevent the same solicitor from working on behalf of both sides in a property sale and purchase. However, a CLC-regulated conveyancer, can act for both parties.
If you are buying or selling a Hythe home, and a Quittance solicitor is carrying out the legal work for the other side, you could instruct a property solicitor firm in Hythe to undertake your conveyancing.0
Conveyancing - Remortgaging a property in Hythe
Benefitting from a lower interest rate to reduce monthly expenses is primarily why people decide to remortgage. There are other reasons, including switching from interest-only to repayment, or funding a one-off purchase.
An efficient conveyancing solicitor in Hythe will complete the conveyancing quickly, helping you get onto the lower rate earlier. With the future of interest rates unclear, fast conveyancing can be a contributing factor to getting onto your new rate as quickly as possible.
The property lawyer handling the remortgage needs to be able to act for your chosen bank or building society. Quittance Conveyancing are on the panel for all major lenders. So no matter whether you are changing to a flexible mortgage with Britannia or to a long-term fixed mortgage with the Buckinghamshire Building Society, our remortgage specialists can help.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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