Award-winning No Move, No Fee conveyancing for Horsham home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Quittance Conveyancing focus on communication so you always know what's happening and our guaranteed fixed conveyancing fees means no hidden extras.
Every year our specialist no sale - no fee property lawyers help property sellers and purchasers looking for conveyancing solicitors in Horsham and across West Sussex.
If, for any reason at all, your property sale or purchase does not complete our no move no fee guarantee means you won't have to pay any conveyancing solicitors' fees.
Horsham's most communicative conveyancing service
According to a Law Society poll, over 45% of the home buyers asked stated that poor communication delayed their home purchase or sale.
The Conveyancing Quality Scheme (CQS) client charter prioritises property solicitors improving conveyancing solicitor communication.
Despite this, a survey carried out by the Conveyancing Association showed that 43191 of conveyancing transactions fail due to poor communication.
Quittance Conveyancing's Horsham conveyancing solicitors aim to deliver an informative and proactive property legal service using your preferred method of communication, every day of the week:
- Lowest Horsham conveyancing solicitors fees
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Weekend opening - Saturday (9am-1pm)
- Personal extension numbers of your conveyancer
- Stay in control of your case via your preferred contact method (including SMS, phone and email)
- Innovative technology to track your case
Updated: October 12, 2018
Horsham conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Horsham
Conveyancing solicitor fees are what you pay conveyancing solicitors in Horsham for handling the legal work for your move.
Do Horsham conveyancing solicitors work on a fixed fee basis?
Our solicitors work on a fixed No Move, No Fee basis with no hidden extras, unlike some other conveyancing solicitors in Horsham who offer services on a fees per hour basis. Your quote explains exactly what you will need to pay when your sale or purchase goes through.
Are there any other costs in addition to conveyancing fees?
You must cover the cost of any 'disbursements', in addition to the solicitor's conveyancing fees.
Disbursements are fees that a property lawyer must pay to other companies during the process of buying or selling your home. These include costs like office copies or Land Registry fees.
How much will the total Horsham solicitor conveyancing fees be?
Conveyancing solicitor fees in Horsham should be the same as anywhere else in the UK. However, there may be some variation in certain disbursements. As examples, specific extra searches, such as utilities searches, may be necessary and council search fees will vary.
For a standard sale or purchase, what we quote is the fee you pay. With Quittance Conveyancing, there are no hidden costs or nasty surprises. To calculate the conveyancing fees for your move, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Horsham
Under recent changes to English and Welsh property law, a seller must reveal any issues concerning their property.
It remains, however, the duty of a conveyancing solicitor in Horsham to investigate the property, so that they can report back to the purchaser and the mortgage lender (if applicable), make practical suggestions and make sure that the title is registered in the name of the new buyer.
The content below provides advice for buyers who need conveyancing solicitors in Horsham.
- Conveyancing solicitors in Cranleigh
- Conveyancing solicitors in Gatwick
- Conveyancing solicitors in Haywards Heath
- Conveyancing solicitors in Worthing
- Conveyancing solicitors in West Sussex
Your Horsham conveyancing solicitor must be lender-approved
Before appointing a Horsham conveyancing solicitor, you must confirm that they are approved by your lender, whether you are obtaining a mortgage from Atom Bank, Britannia or any other lender.
Most banks and building societies will only work with a restricted list (called a 'lender panel') of firms that meet strict selection criteria. If your solicitor can't act for your lender, the lender will need a different law firm to complete the legal work.
The purchaser will usually need to pay this substitute lawyer's fees, and the conveyancing process can take much longer.
Our conveyancing solicitors are approved members of all lender panels.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Searches (Horsham District Council)
Searches are submitted by Horsham conveyancing solicitors to help identify any significant issues that might undermine how much the property you are purchasing will be worth.
These searches include the local authority (LA) search, drainage & water search, environmental search and chancel repair liability.
You will be told if your lender needs any further searches, such as a Crossrail search or a contaminated land report.
The average lead time for Local Authority searches provided by Horsham District Council is 6 weeks. Faster personal searches (as opposed to official LA searches) will therefore be recommended.
Checking planning permission status
Office copies will also be applied for from HM Land Registry by the conveyancing solicitor acting for the homebuyer. This helps to find any issues. Examples of these include discrepancies between the property boundaries and the title plan or restrictions that limit alterations.
Horsham District Council Council Tax
Horsham District Council calculate your council tax based on various factors which include the size of the property and the value of the property. E.g. the occupier of a Valuation Band B house in the Horsham District Council area would pay annual council tax of £1,312.
Horsham conveyancing solicitors will inform the buyer of the property's band once they are themselves notified.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £984.
Other discounts and exemptions could also apply, for example unoccupied properties undergoing major repairs or structural changes or if an occupier is a student nurse.
|Band||Horsham District Council Tax (2018)|
Are you paying more than you should?Contact the VOA for more information on how to challenge your tax band:
Valuation Office Agency
67 Station Rd
The Valuation Office Agency should reassess a property's band on request. Councils prefer that this be done within six months of buying a property.
Stamp Duty on Horsham properties
SDLT is paid to HMRC (formerly Inland Revenue) by completing an SDLT1 form. The form is lengthy and complex.If you are buying a property in England, Wales or Northern Ireland then you will usually need to pay SDLT.
Quittance Conveyancing use smart case management systems to make sure that mistakes are not made on the SDLT process.
See table below for SDLT examples for properties in Horsham:
|Average selling price (2017)||Stamp Duty Land Tax|
|Average price (detached)||£614,927||£20,746.35|
|Average new build||£401,580||£10,079.00|
Stamp duty relief for first-time buyers in Horsham
Since 11/17, first-time buyers only need to pay stamp duty on homes valued over £300,000. Homeowners must pay a higher rate of SDLT when buying a second home. For example, if a homeowner bought a second home in Horsham for the average price of £423,373 the SDLT would be £33,869.84.
Conveyancing solicitors in Horsham should confirm the correct tax is paid.
Buying a flat? Leasehold conveyancing in Horsham
The drawbacks associated with buying a leasehold property in England or Wales are under increasing media scrutiny. There are many legal issues that may be lying in wait for an uninformed purchaser, such as:
- exponential ground rents
- unpaid service charges by the existing leaseholder
- marriage value issues
If you are planning to buy a house or flat with a lease, a competent conveyancing solicitor in Horsham will consider possible leasehold issues, such as :
- sometimes ancient and arcane lease documents
- reviewing correspondence between the freeholder and leaseholder
- service charges
- onerous covenants
- proposed major works (Section 20 notices)
Make sure that you are aware of all the potential issues and costs associated with the lease with Quittance Conveyancing's leasehold conveyancing solicitor team.
Buying a 'New Build' property in Horsham?
14 new builds have been bought in Horsham in 2018 so far, according to Her Majesty's Land Registry. The average price for Horsham new build homes is £458,031.
Buying a new build property is generally more complex than 'standard conveyancing'. To avoid potential problems a conveyancing solicitor in Horsham must be aware of local Horsham considerations and should consider a range of factors, including handling structural guarantees and working to builders' exchange timelines.
Our highly qualified team of conveyancers are specialists in ensuring that new build contracts favour the client as much as possible and working to tight developer deadlines.
West Sussex Conservation areas
Your conveyancing solicitor will check if the residential property you are buying is in one of Horsham's conservation areas. If it is, the home is affected by restrictions. Referred to as Article 4 directions, these restrictions may include:
- Restrictions on the removal of front boundary walls, railings or fences
- Restrictions on the addition of flues and soil vent pipes
- Limits on the installation of VELUX windows
The local authority can order any non-compliant alterations to a property to be changed or removed, such as knocking down a new modern-style extension.
Horsham conservation areas include Bramber, Pulborough and Upper Beeding. Your conveyancing solicitor will address whether your planned purchase is located one of Horsham's conservation areas.
Conveyancing - Selling a property in Horsham
The legal work involved in a property sale usually requires less work than for a property purchase. With a property purchase, caveat-emptor' means that the onus lies with the purchaser to validate that the title of the property they are buying does not have any legal issues.
In contrast, for a sale, conveyancing solicitors in Horsham acting for the existing owner just answer questions set by the buyer's conveyancing solicitor.
What could jeopardise the sale process?
Frequently occurring issues, such as problems with a party wall agreement or a boundary dispute, could prolong the sale process if ignored.
It is best not to procrastinate, hoping the issue will fix itself. Instead, you should get professional advice and attempt to resolve it as early as possible.
- Noisy neighbours? What to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
- Noisy neighbours? What to do before selling your home
For more conveyancing advice for sellers click here.
Conveyancing for a leasehold flat (leasehold houses are not common) is much more protracted than for a freehold property.
Leasehold complexity involves extra work on the part of conveyancing solicitors in Horsham, and this could include sourcing all relevant freeholder information, through to details of any consents for alterations.
It is highly recommended that you instruct a property lawyer as soon as is practicable to reduce the impact of any leasehold-caused delays.
Can Quittance conveyancers act for both parties?
A conveyancer who is regulated by the CLC can act for both the buyer and the seller. However, Solicitors Regulation Authority (SRA) rules ban a single conveyancing solicitor from working on behalf of both sides in a house sale.
You may wish to contact a law firm in Horsham to undertake your legal work, if a Quittance conveyancer is acting for the other side.0
Conveyancing - Remortgaging a property in Horsham
The main reason people remortgage their home is to get a better interest rate. There are a number of other reasons to think about remortgaging, such as wanting to borrow more, or the existing lender having refused a payment holiday.
An efficient conveyancing solicitor in Horsham will complete the conveyancing quickly, helping you get onto the lower rate earlier. With the future of interest rates unclear, fast conveyancing can be a key consideration when getting the mortgage rate you want.
It is key that the property lawyer carrying out the remortgage can act on behalf of your chosen bank or building society. Quittance Conveyancing are on all major UK lenders' panels. So no matter whether you are moving to an interest-only mortgage with Britannia or to a long-term fixed mortgage with the Yorkshire Building Society, we can help.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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