Horncastle conveyancing FAQs
What are the council tax bands in East Lindsey District Council?
Horncastle is situated in East Lindsey District Council. Council tax bands are as follows:
|Band||East Lindsey District Council Tax (2018/19)|
How much stamp duty will I have to pay?
Read more about stamp duty:
Are Horncastle conveyancing fees fixed?
Some conveyancing solicitors in Horncastle offer their services on an hourly rate others work on a fixed fee.
Our panel of solicitors work on a fixed conveyancing fee basis, with no additional fees hidden in the small print. Your detailed quote will set out what the legal fees will be when your property sale or purchase completes.
If, for whatever reason, your property sale or purchase does not go ahead, you are covered by our No Sale, No Fee guarantee.
I'm purchasing a property in Horncastle - what searches do I need?
The standard search pack will include:
- Local Authority Search
- Residential Environmental Search
- Drainage and Water Search
- Chancel search liability
On occasion the location of the property will warrant further searches e.g. a search.
To see the total cost of searches on a Horncastle house or flat use our conveyancing calculator.
I am buying a leasehold property in Horncastle - what do I need to know?
Buying a leasehold property in England or Wales requires a number of extra steps when compared to buying a freehold. The many potential problems lying in wait for the unsuspecting buyer can include legally technical issues like overpriced managing agent packs and freeholds sold without first refusal to leaseholders.
A specialist leasehold solicitor will look into all potential issues with the lease and report back to you.
Is there anything to be aware of if selling a leasehold property in Horncastle?
Conveyancing for a leasehold flat (houses are rarely leasehold) is much more protracted compared to a freehold house.
The complexities of leasehold mean conveyancing solicitors in Horncastle will usually undertake additional legal work, for example collating the latest service charge and ground rent statement, through to a copy of the insurance policy schedule.
To reduce leasehold-related delays, It is strongly advised that the seller instruct a conveyancer as soon as the property is marketed, if not before,.
I am remortgaging a property in Horncastle - do I need a solicitor?
Yes you will need a solicitor to handle the legal side of the remortgage.
The official UK base rate is currently set at 0.75% (Feb 2019). A proactive conveyancing solicitor in Horncastle will complete the conveyancing process quickly and get you into your new rate.
Our property lawyers are on the panel for all major lenders, so whether you are you are moving to a tracker with the Halifax or to a discounted-rate mortgage with the Manchester Building Society, we can assist.