Award-winning No Move, No Fee conveyancing for Honiton home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Every year our award-winning No Sale, No Fee property lawyers help property sellers and buyers looking for conveyancing solicitors in Honiton and across Devon.
Quittance offer guaranteed fixed conveyancing fees, and our commitment to better communication means you will never be uninformed about how your move is progressing.
Our no sale no fee service means that should your home move not go ahead, you will not have to pay any conveyancing solicitors' legal fees.
Honiton's most communicative conveyancing service
According to a survey over 200,000 home buyers carried out by Modern Law Magazine, 22% of conveyancing complaints related to poor communication.
The regulatory bodies for Honiton conveyancing solicitors are concerned with improving communication standards, and the consumer service charters of the CLC and the Conveyancing Quality Scheme (CQS) make unequivocal reference to better communication standards.
Notwithstanding attempts by the Council for Licensed Conveyancers and the SRA to address the issue, inefficient communication is one of the most common sources of complaints made to the Ombudsman.
Keeping you in the loop
Quittance Conveyancing's Honiton conveyancing solicitors provide an unmatched property legal service. We deliver to clients an informative and proactive legal service using phone, email and via our case management app, every day of the week:
- Best Honiton conveyancing solicitor fees
- We are open weekends - Saturday (9am-1pm)
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Instant updates by your preferred contact method (including SMS, phone and email)
- Smartphone-friendly online case tracking system
- Direct contact details of your conveyancer
Updated: October 12, 2018
Honiton conveyancing solicitor fees
No Move, No Fee conveyancing in Honiton
Conveyancing solicitor fees will be paid your Honiton conveyancing solicitor for carrying out the legal work for a property transaction.
Are Honiton conveyancing fees and costs fixed?
Some conveyancing solicitors in Honiton work on a fees per hour basis, whereas others work on a fixed fee (or 'No Move, No Fee'). Our conveyancing solicitors work on a fixed No Move, No Fee basis, with no hidden extras. Your quote explains exactly what you will be charged when your sale or purchase goes through.
Are there any other costs?
You will have to pay any 'disbursements', in addition to the legal fees.
Disbursements are the costs and expenses a solicitor needs to pay out on behalf of a client, such as Stamp Duty or managing agent information.
How much will conveyancing in Honiton cost in total?
Honiton conveyancing solicitor fees will be the same as anywhere else in the UK. However, there may be some variation in certain disbursements. As examples, additional region-specific searches, such as a Coal Authority search, may be needed and Local Authority Search fees can vary.
For a standard conveyancing transaction, the conveyancing fee we quote is the fee you pay. With Quittance, there are absolutely no hidden fees. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here
Conveyancing - Buying a property in Honiton
"Caveat emptor", or "buyer beware", was a fundamental principle of English property law. Since 2013, this maxim no longer applies, however, the buyer still will need to investigate the house or flat they plan to buy.
A conveyancing solicitor in Honiton will give advice following their enquiries, assist in resolving any issues and confirm that the Land Registry's record of the property is updated.
The following examines the kinds of property that could involve extra risk for buyers who want conveyancing solicitors in Honiton.
- Conveyancing solicitors in Exeter
- Conveyancing solicitors in Paignton
- Conveyancing solicitors in Torbay
- Conveyancing solicitors in Torquay
- Conveyancing solicitors in Devon
Your Honiton conveyancing solicitor must be lender-approved
Whether you are taking out a mortgage from Godiva Mortgages, Halifax or any other lender, before you appoint a conveyancing solicitor in Honiton it is paramount that you confirm that they can act in the interests of your mortgage lender.
A lot of lenders only accept a select panel of firms that match certain criteria. If a conveyancer is not on the panel of your mortgage lender, the lender will probably need a second firm to act in their interests.
The buyer will usually need to pay this substitute lawyer's costs, and weeks could be added to the conveyancing process.
Our solicitors can carry out the legal work for all major and minor mortgage lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Property Searches (East Devon Council)
Residential property searches are enquiries made of government bodies by Honiton conveyancing solicitors to help uncover relevant information about the home you want to buy.
Lenders also expect property searches (sometimes referred to as 'conveyancing searches') to be applied for. Required searches will include:
- Local Authority search - planning and development details from East Devon Council records
- Drainage & Water search - identifies whether the owner or local authority must pay for the maintenance of water mains and sewers
- Environmental search - reveals contaminated land, landfill sites and flooding or subsidence within 500m of the property.
- Chancel repair liability - describes the insurance to protect against any liability owed by Honiton properties for local parish repairs.
Further searches, such as a tin mining search or a contaminated land report, may also be referred to in the initial LA and Environmental searches.
The estimated turnaround time for property searches provided by East Devon Council is 7 weeks, so it will be worthwhile to use a quicker private search company.
Official Entries (or 'office copies') will also be applied for from the Land Registry by your conveyancing solicitor, assisting with the identification of any planning issues, for example rights or restrictions on how the property may be used or a difference between the agent's floorplan and the title plan.
East Devon Council Council Tax
As a homeowner in Honiton, the applicable rate of council tax will vary depending on the value of the home (as assessed in 1991) and the number of people living in it. For example, for an average Band C residential property in Honiton, the amount of council tax would be £1,605.
Honiton conveyancing solicitors will inform a buyer of the home's tax band as soon as they are notified.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,204.
Other discounts and exemptions could also apply, for example a 10% discount for second homes (although this may change as the government has second home ownership in its sights) or if you are a live in carer looking after someone who isn't a spouse or relative. The Valuation Office Agency work out bandings for newly-constructed property, and where the owner has requested a revaluation.
|Band||East Devon Council Tax (2018)|
Can I challenge my council tax band?
The Valuation Office Agency should reassess a property's band on request. Councils prefer that this be done within six months of buying a property. To appeal contact:
Valuation Office Agency
Stamp Duty on Honiton properties
If a residential property is valued at over £125,000, the homebuyer usually must pay SDLT. Submitting the SDLT1 form to HMRC is difficult and time consuming. The majority of purchasers get their property lawyer to do it for them.
Quittance Conveyancing's integrated case management system integrates with online SDLT filing systems to ensure that the SDLT is paid in full quickly and accurately.
See table below for stamp duty examples for properties in Honiton:
|Average sale price (2017)||SDLT|
|Average price (detached)||£359,358||£7,967.90|
|Average new build||£222,737||£1,954.74|
Stamp duty relief for first-time buyers in Honiton
Since the budget announcement in 2017, if you are a first-time buyer, you only pay stamp duty on property valued at over £300,000 with relief up to £500,000 in some areas. Higher rates of stamp duty apply to buyers of second property in the form of a 3% surcharge. E.g. if a second home was bought for £265,137 then the stamp duty including the surcharge would be £21,210.96. .
Conveyancing solicitors in Honiton should ensure the right amount is calculated.
Buying a flat? Leasehold conveyancing in Honiton
Buying a leasehold property is not as straightforward as buying a freehold property. There is a wide range of sometimes obscure legal issues that may be lying in wait for the unsuspecting purchaser, such as spiralling ground rents, unreasonable lease extension premiums and undisclosed major works.
A competent conveyancing solicitor in Honiton will investigate aspects of the leasehold purchase, including reserve funds, service charges for relevant date periods and reviewing the lease itself (many leases are decades old).
Ensure that you are fully-informed regarding your planned purchase with our team of leasehold conveyancing solicitors.
Buying a 'New Build' property in Honiton?
According to data gathered by the Land Registry, the average cost of Honiton new builds is £222,737. 16 new build properties were purchased in Honiton last year.
The legal side of purchasing a new build home is frequently more involved than other types of conveyancing. To prevent difficulties arising a Honiton conveyancing solicitor must be conscious of local Honiton considerations and should check a range of issues, like handling the uncertainties of buying off plan and negotiating new build contracts.
Quittance Conveyancing deliver an independent appraisal of the legal title of the property, scrutinising contract issues like the home's subsequent resaleability and 'doubling' ground rent and service charges (where applicable).
Conservation areas in Devon
When carrying out the legal work for a home in Honiton, a conveyancing solicitor will need to check whether the home is in one of Honiton's conservation areas. If it is, the property is affected by constraints. Referred to as Article 4 directions, these constraints can include:
- Conditions affecting frontal additions to the property such as a porch
- General restrictions governing non-uniform additions or modifications
- A prohibition on the erection of outbuildings
The local authority can order any non-compliant alterations to a property to be changed or removed, such as replacing uPVC windows with traditional wooden frames.
Parts of Honiton lie within a East Devon LPA-governed conservation area. Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Honiton.
Conveyancing - Selling a property in Honiton
Conveyancing for a sale of a house or flat is simpler than when buying. The buyer's solicitor will have to go through an investigation into the property and its legal title, whilst conveyancing solicitors in Honiton acting for the vendor merely collects all documents and information relating to the property and responds to enquiries made by the buyer's solicitor .
How to give yourself the best chances of success
Hurdles, like having a defective lease, can actually jeopardise a sale if they are ignored.
It is better not to hide from the issue, hoping the issue will fix itself - seek out professional help and work to resolve it as soon as you can.
- Noisy neighbours? What to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
- Noisy neighbours? What to do before selling your home
Read more helpful advice for sellers here.
Sale conveyancing for a leasehold property
Conveyancing for a leasehold flat is a great deal more complex in comparison with a freehold house.
The complexities of leasehold mean conveyancing solicitors in Honiton will need to conduct additional legal work, which could include requesting the latest service charge and ground rent statement or a common parts fire risk assessment.
So as to resolve any leasehold-related difficulties sooner, it is recommended that the vendor contact a conveyancer as soon as the property is marketed, if not before,.
Can Quittance conveyancers act for both sides?
A conveyancer regulated by the CLC can act for both sides. However, Solicitors Regulation Authority (SRA) rules prevent a single conveyancing solicitor from acting on both sides in a property sale.
You may wish to contact a law firm in Honiton to undertake your legal work, if a Quittance solicitor is carrying out the legal work for the other side.
Local Honiton conveyancing solicitor directory
- Beviss and Beckingsale LLP, Manor House, High Street, Honiton, Devon, EX14 1DJ
- Everys, The Laurels, 46 New Street, Honiton, Devon, EX14 1BY
- Ford Simey LLP, 118 High Street, Honiton, Devon, EX14 1JP
Conveyancing - Remortgaging a property in Honiton
By far the most common reason people remortgage a home is to secure a better rate of interest. There are a number of other reasons to remortgage, such as consolidating loan repayments, or moving to an offset mortgage.
A proactive conveyancing solicitor in Honiton will complete the conveyancing quickly, and move you to the better rate sooner. With the Bank of England base rate now at 0.5% (May 2018), fast conveyancing can play a key role in getting on to the rate you want.
A property lawyer will act for both you and the bank or building society to ensure the lender's new interest is correctly registered and the lender's capital is protected.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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