Updated: October 12, 2018

Hebburn conveyancing solicitor fees and costs

No Move, No Fee conveyancing in Hebburn

Conveyancing solicitor fees are paid to conveyancing solicitors in Hebburn for the legal work for a home sale or purchase.

How are Hebburn conveyancing fees calculated?

Our conveyancers work on a fixed No Move, No Fee basis with no unexpected, additional costs, unlike some other conveyancing solicitors in Hebburn who will work on an hourly-rate basis. Your quote sets out all fees and other costs you will be charged when your sale or purchase completes.

Are there any other costs in addition to conveyancing fees?

In addition to the solicitor's conveyancing fees you will also have to pay for 'disbursements'.

Disbursements are fees, costs or taxes the conveyancing solicitor will have to pay to other organisations as part of the house-buying and selling process. These include costs like Stamp Duty Land Tax (SDLT) or managing agent information.

See: A guide to all conveyancing fees

How much will the total Hebburn solicitor conveyancing fees be?

Conveyancing solicitor fees in Hebburn will be the same as anywhere else in the UK. There may, however, be some variation in certain disbursements. As examples, additional region-specific searches, such as a flood plain search, may be needed and Local Authority (LA) Search fees will vary.

With Quittance, there are no hidden fees or nasty surprises. For a standard sale or purchase, the conveyancing fee we quote is the fee you pay. Work out the conveyancing fees for your move, with our conveyancing calculator: Click here

Quittance's conveyancing fees were considerably cheaper than the average solicitors' fees

Conveyancing - Buying a property in Hebburn

Purchase conveyancing requires a Hebburn conveyancing solicitor to consider a wide range of issues. Examples of such factors can range from lost title deeds to factors affecting the mortgageability (e.g. a flying freehold).

The conveyancer will report their findings back to the purchaser, offer pragmatic solutions and register the title in the new owner's name.

The content below examines those parts of the buying process for conveyancing solicitors in Hebburn where a deeper understanding of the legal technicalities is necessary.

Your Hebburn conveyancing solicitor must be lender-approved

Homebuyers have a wide selection of lenders available, from a large lender such as the Yorkshire Building Society, to a niche mortgage lender like Aldermore Bank. Before you appoint a conveyancing solicitor in Hebburn, it is vital that you check that they are on the panel of your mortgage lender.

The majority of lenders only accept a select panel of solicitors or licensed conveyancers that pass strict selection criteria. If your conveyancer can't act for your mortgage lender, the lender will need a second solicitor firm to act in their interests.

You will be expected to pay this substitute lawyer's costs and the conveyancing process could take much longer.

Failing to confirm the lender panel membership of your conveyancer could result in serious delays.

Our solicitors can act on behalf of all lenders.

South Tyneside Metropolitan Borough Council searches and other searches

Property searches are applied for by Hebburn conveyancing solicitors to help to identify any broader issues that could compromise how much the property you intend to buy will be worth.

Searches are primarily performed to satisfy lender requirements, usually including the local authority (LA) search, environmental search, drainage & water search and chancel repair liability.

Further searches, such as a more detailed flood report or a Forestry Commission search, may also be recommended in the standard searches.

Purchasers could experience a delay of roughly 8 weeks for conveyancing searches supplied by South Tyneside Metropolitan Borough Council, so quicker regulated searches will be advisable.

Planning documents

Your conveyancing solicitor will apply for an 'Official Copy of the Title Register' from HMLR. This will help to reveal any planning issues. Examples of these include the breach of a restrictive covenant or errors on the title plan.

South Tyneside Metropolitan Borough Council Council Tax

The council tax paid by a homeowner is based on a number of criteria such as the location of the property and the value of the home as determined by the VOA in 1991 (or 2003 in Wales). The occupier of a property in Valuation Band C, for example, would owe annual council tax of £1,509.

Conveyancing solicitors in Hebburn will inform the purchaser of the property's tax band after this is confirmed by the searches.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,132.

Other discounts and exemptions may also apply, for example if the property is uninhabited (for the first 60 days) or if the home is left unoccupied by a student.

Band South Tyneside Metropolitan Borough Council Tax (2018)
A £1,132
B £1,321
C £1,509
D £1,698
E £2,075
F £2,452
G £2,830
H £3,396
Contact the VOA for more information on how to challenge your tax band:

Valuation Office Agency
Eagle Star House
Regent Centre
Newcastle Upon Tyne
NE3 3TW
Tyne and Wear

The Valuation Office Agency (VOA) should reassess a property's band on request. Councils prefer that this be done within six months of buying a property.

Stamp Duty on Hebburn properties

Stamp duty is paid after an SDLT1 form is completed. The form is hard to understand in places - even some non-conveyancing solicitors struggle with it.

If the purchase price of your new home is over the £125,000 threshold (excluding 'chattels' or 'fixtures and fittings'), the SDLT becomes chargeable.

Quittance Conveyancing's integrated case management system integrates with electronic filing systems to ensure that the SDLT is paid in full quickly and with minimal fuss.

The following table illustrates SDLT examples for average properties in Hebburn:

  Average sale price (2018 to date) Stamp Duty
Average price £126,633 £32.66
Average price (detached) £228,397 £2,067.94
Average new build £195,424 £1,408.48
If you are buying a second home for over £40,000 then you will have to pay a 3% stamp duty surcharge. Following the example above, if a homeowner bought a second home in Hebburn for the average price of £126,633 the SDLT would be £6,331.65.

Stamp duty relief for first-time buyers in Hebburn

As from 11/17, first-time buyers will not have to pay any stamp duty if the purchase price is below £300k.

Hebburn conveyancing solicitors should ensure an accurate calculation is made.

Buying a flat? Leasehold conveyancing in Hebburn

New build site

The potential pitfalls of purchasing a leasehold property should be a worry for leasehold home buyers. The many potential traps awaiting an uninformed buyer include costly and undisclosed major works and increasing ground rents.

Misguided leasehold advice, from an inexperienced conveyancing solicitor, could have costly, long-term consequences.

If you are planning to purchase a leasehold property, a experienced conveyancing solicitor in Hebburn will address aspects of leasehold, e.g. :

  • reviewing the lease itself (leases can be 10's or even 100's of years old)
  • dealing with landlords
  • current-year service charge estimates
  • missing building regs and planning

Make sure that you are fully-informed regarding your planned purchase with our specialist leasehold conveyancing solicitors.

Buying a 'New Build' property in Hebburn?

House being built

The average value of Hebburn new build property is £195,424. 7 new build homes have been bought in Hebburn in 2018 so far.

A new-build conveyancing solicitor in Hebburn needs to be conscious of regional factors and the complications associated with new build, such as handling unreasonable delays and handling withdrawal under the Consumer Code for Housebuilders.

Our award-winning conveyancing team are specialists in working to developer exchange timeframes and new build purchases.

Tyne and Wear Conservation areas

Your conveyancing solicitor will need to check whether the home you are buying is in one of Hebburn's conservation areas. If it is, the house is affected by restrictions. Called Article 4 directions, these conditions could include:

  • Limits on the use of non-traditional building materials
  • A ban on uPVC window frames
  • Restrictions on outbuildings and extensions

The local authority can order any non-compliant alterations to a property to be changed or removed.

Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Hebburn.

Conveyancing - Selling a property in Hebburn

The legal work involved in a sale of a home is generally simpler than when purchasing. With a purchase, the onus lies with the purchaser to determine whether the legal title of the property is mortgageable and free from legal issues.

On the other side of the transaction, conveyancing solicitors in Hebburn acting for the current owner need only answer the buyer's questions.

What factors could threaten your sale?

A house or flat can face any number of possible difficulties (such as parking issues or disputes or missing planning regulations) that might delay the conveyancing process for weeks.

It is not recommended that you put off finding a solution as it is highly unlikely that the problems won't be picked up. Instead, get legal advice and tackle it ASAP.

Further reading:

For more conveyancing advice for sellers click here.

Leasehold

The legal work for a leasehold flat is a great deal more technical than for a more straightforward freehold house.

The complex nature of leasehold property means that conveyancing solicitors in Hebburn will need to conduct extra work, which could include requesting all relevant freeholder information, through to the minutes of the last AGM (if there is a management company).

You should instruct a solicitor as soon as possible to reduce delays associated with leasehold property. The time lost waiting for responses from a property's managing agents is the most likely reason that the sale of a leasehold flat will fall through.

Can your conveyancing solicitors act for the buyer and the vendor of the same house?

Conveyancers regulated by the Council for Licenced Conveyancers can act for both parties. However, SRA rules ban a single conveyancing solicitor from acting on both sides in a house sale and purchase.

You may want to instruct a property solicitor firm in Hebburn to carry out your conveyancing, if one of our conveyancing solicitors is carrying out the legal work for the other side.

0

Conveyancing - Remortgaging a property in Hebburn

Whilst homeowners consider remortgaging for a range of reasons, people will usually remortgage a home to get a more affordable interest rate.

Homeowners should be able to enjoy a better rate sooner by using a more proactive conveyancing solicitor in Hebburn. They will work to shorten the processing time of the legal work. With the Bank of England base rate now at 0.5% (May 2018), fast conveyancing can play a key role in getting on to the rate you want.

Your property lawyer needs to be able to act for the new mortgage provider. Our conveyancers are on the panel for all major lenders. So whether you are switching to a fixed-rate mortgage with the Nationwide Building Society or to a long-term fixed mortgage with the Bank of Ireland, we can help.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

Instant online conveyancing solicitor quote

Quittance Conveyancing delivers fast, proactive and communication-focused conveyancing to Hebburn home buyers and sellers. Your dedicated conveyancer will keep you informed every step of the way.

Get a conveyancing quote icon

Get a quote

Get a conveyancing solicitor quote for your Hebburn property sale, purchase or remortgage.

Get a quote online

or call us on 0800 612 0377

Compare conveyancing solicitors icon

Compare solicitor quotes

Find out more about how to compare conveyancing solicitor quotes in 2018.

Find out more
Contact conveyancing team icon

Email us

If you have any questions or would like to discuss your sale or purchase with an expert, email us at:

conveyancing@quittance.co.uk

Ask a conveyancing expert

If you have any questions about getting a conveyancing quote or any aspect of the conveyancing process, let us know:

Be the first!