Award-winning No Move, No Fee conveyancing for Haywards Heath home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Every year our no sale - no fee property lawyers help property sellers and purchasers looking for conveyancing solicitors in Haywards Heath and across West Sussex.
We offer 100% fixed conveyancing fees, and our focus on better communication means you will always stay informed about how your sale or purchase is progressing.
If, for any reason at all, your property sale or purchase does not proceed our no move no fee guarantee means you will not have to pay any conveyancing solicitors' legal fees.
Haywards Heath's most communicative conveyancing service
Approximately half of those contacted for a survey conducted by InfoTrack did not receive acceptable levels of communication from their conveyancing solicitor.
In fact, conveyancing solicitor communication is so paramount that the Council for Licensed Conveyancers (CLC) Client Charter is aimed at resolving the problem.
Notwithstanding attempts by the Council for Licensed Conveyancers and the SRA to address the issue, inefficient communication is one of the most common complaints made about conveyancing solicitors.
Quittance Conveyancing's team of Haywards Heath conveyancing solicitors provide the most proactive and informative conveyancing service in the UK. We give you the answers you require wherever you are, through your preferred medium, 7 days a week:
- Cheapest Haywards Heath conveyancing solicitor fees
- State of the art case tracking system
- Regular case updates via your chosen method (including SMS, phone and email)
- Personal extension numbers of your conveyancer
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Weekend opening - Saturday (9am-1pm)
Updated: October 12, 2018
Haywards Heath conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Haywards Heath
Conveyancing solicitor fees are the charges you pay to conveyancing solicitors in Haywards Heath for handling the legal work for your move.
How are Haywards Heath conveyancing fees calculated?
Quittance's conveyancing solicitors work on fixed legal fees (known as 'No Sale, No Fee' or 'No Move, No Fee') with no hidden fees, unlike some other conveyancing solicitors in Haywards Heath who will work on an hourly rate. Your conveyancing quote will set out what you will pay when your sale or purchase completes.
Are there any other costs?
You will have to pay any 'disbursements', on top of the conveyancing fees.
Disbursements are the third-party costs that your conveyancer will pass on to you at the end of the conveyancing process. These include costs like landlord's notice fees or Stamp Duty.
How much will the total Haywards Heath solicitor conveyancing fees be?
Conveyancing solicitor fees in Haywards Heath will not vary. There may, however, be some variation in certain disbursements. As examples, specific extra searches, such as a mining search, may be necessary and Local Authority Search fees can vary.
With Quittance Conveyancing, there are no hidden costs or nasty surprises. For a standard sale or purchase, the fees we quote are the fees you pay. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Haywards Heath
Purchase conveyancing will require the conveyancing solicitor in Haywards Heath to consider a wide range of issues. Examples of such factors are technical problems relating to the property title and problems affecting the mortgageability (e.g. sitting tenants).
The buyer's property lawyer will feed the results of their enquiries back to the buyer and their bank or lender (if there is a mortgage), iron out any legal issues and confirm that the Land Registry's record of the property is updated.
This article discusses the aspects of the legal process for conveyancing solicitors in Haywards Heath that need specialised skills.
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Your Haywards Heath conveyancing solicitor must be lender-approved
Homebuyers have a wide selection of lenders available, from a niche lender like Precise Mortgages, to a major lender such as the Bank of Scotland. Before instructing a conveyancing solicitor in Haywards Heath, whoever you choose, you need to check that they can act in the interests of your mortgage lender.
Your solicitor may be unable to act for your mortgage lender, because some lenders will only work with a select group (often referred to as a 'panel') of solicitors or licensed conveyancers.
In this case, the lender will probably need an alternative legal firm to complete the legal work, and you will be expected to pay this alternative solicitor's costs. This means the transaction could be delayed.
Our solicitors can act for all lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Mid Sussex District Council searches and other searches
Property searches are questions asked of various bodies by Haywards Heath conveyancing solicitors to give details about your new home. They include:
- Local Authority (LA) search - reveals planning applications, decisions and enforcement notices for planning breaches.
- Environmental search - identifies risks within 500 metres of the property, including flooding subsidence. The search will also reveal nearby landfill sites and contaminated land.
- Drainage & Water search - identifies the location of sewers and water mains, and will confirm whether these are maintained by the local council.
- Chancel repair liability - there is a risk that some Haywards Heath properties owe a liability to the local parish to pay for church repairs. Insurance can be taken out to protect against this liability.
More pertinent searches, such as a highways authority search or a more detailed plan search, may also be advised subject to the outcome of the initial searches.
Buyers should expect to wait around 6 weeks for LA searches ordered from Mid Sussex District Council. In these circumstances, faster personal searches will be advisable.
Official Entries (or 'office copies') will also be ordered from HM Land Registry by your conveyancing solicitor. This will help to expose planning issues, for example outbuildings missing from the title plan or limits on the development of the property.
Mid Sussex District Council Council Tax
The council tax paid by a homeowner is based on various factors that include the square footage of the property and the value of the home as determined by the VOA in 1991 (or 2003 in Wales). The occupier of a property in Valuation Band E, for example, would owe annual council tax of £2,094.
Haywards Heath conveyancing solicitors will inform the buyer of the home's tax band once this is confirmed by the searches.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,571.
Other discounts and exemptions may also apply, for example a 10% discount for second homes or if the property is owned by a charity and is unoccupied. A house or flat built after 1991 is assessed by the Valuation Office Agency (VOA).
|Band||Mid Sussex District Council Tax (2018)|
Can I challenge the council tax banding?
It is possible to challenge the council tax band after moving in. Between April 2016 and April 2017, 60 council tax challenges were made, of which 30 saw a reduction. To appeal contact:
Valuation Office Agency
67 Station Rd
Stamp Duty on Haywards Heath properties
The buyer (rather than the seller) will have to pay stamp duty on the purchase price of the house if it exceeds £125k. Stamp duty is paid to HMRC by completing an SDLT1 form. The form is lengthy and complex.
Quittance's specialist post-completion team will ensure that the complicated SDLT1 form is completed and submitted to HMRC without delay.
See examples for average Haywards Heath properties:
|Average selling price (2017)||Stamp Duty Land Tax|
|Average price (detached)||£686,785||£24,339.25|
|Average new build||£475,604||£13,780.20|
Stamp duty relief for first-time buyers in Haywards Heath
In Nov 2017, the Chancellor announced that first-time buyers would be exempt from paying stamp duty on residential properties below £300,000. Following a change in April 2016, a surcharge of 3% is applied for purchases of additional property. E.g. if a second property was bought for £486,280 then the stamp duty including the surcharge would be £38,902.40. .
Haywards Heath conveyancing solicitors should confirm their client pays the right amount.
Buying a flat? Leasehold conveyancing in Haywards Heath
The possible drawbacks of buying a leasehold house or flat in the UK are increasingly coming to light. Increasing ground rents, onerous clauses in the lease and sinking fund issues are among the many common complications awaiting the unsuspecting purchaser.
A expert conveyancing solicitor in Haywards Heath will investigate aspects of the leasehold purchase, including dealing with landlords, reviewing the lease itself and landlord/tenant disputes.
Make sure that you are fully-informed regarding your decision to buy a leasehold property - Call Quittance Conveyancing's leasehold conveyancing solicitor team on 0800 612 0377 today.
Buying a 'New Build' property in Haywards Heath?
14 new builds have been bought in Haywards Heath in 2018 so far, (source: HM Land Registry). The average value of a new build property in Haywards Heath is £505,416.
A new-build conveyancing solicitor in Haywards Heath must be aware of Haywards Heath-specific issues and new build-specific issues, like handling equity loan schemes and handling initial Land Registry registration.
Our highly qualified team of new build conveyancers are specialists in meeting short developer deadlines and representing buyers to achieve the best outcome.
West Sussex Conservation areas
Whether you are looking for Tudor-style or Edwardian architecture, purchasing property in a conservation area will usually mean that the local character is unlikely to drastically change. However, conservation area conditions will affect your residential property.
These constraints can include restrictions on the use of PVC or aluminium windows, general restrictions governing the use of non-traditional materials or restrictions on extensions normally within Permitted Development rights.
If a property is in breach, the local council could order the owner to pay for the work needed to make the home compliant, even if the previous owner was responsible for the changes.
Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Haywards Heath.
Conveyancing - Selling a property in Haywards Heath
The legal side of a sale of a home is less complicated than when purchasing. For a house purchase, the onus lies with the purchaser to make sure that the property they are purchasing is mortgageable and is (or can be) registered at the Land Registry.
On the other side of the transaction, conveyancing solicitors in Haywards Heath acting for the vendor need only answer the buyer's solicitor's questions.
Factors that could delay or endanger your sale
Issues, such as not being registered at the Land Registry or a problematic solar panel lease, can seriously threaten a transaction.
Property experts will usually recommend that sellers tackle such issues head on.
- Dispute with a neighbour? What to do before selling your home
- Dispute with a neighbour? What to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
Read more helpful advice for sellers here.
The conveyancing process for a leasehold flat or house is quite a lot more complicated in comparison with a freehold house.
Haywards Heath conveyancing solicitors must usually carry out further legal work, including approaching the managing company for a comprehensive pack of information, through to details of planned major works.
So as to resolve any leasehold-related difficulties sooner, it is highly recommended that you instruct a property lawyer as early in the process as possible, ideally before putting the property on the market,.
Can your conveyancing solicitors act for both parties?
A CLC-regulated conveyancer can act for both sides. However, Solicitors Regulation Authority (SRA) rules prevent the same conveyancing solicitor from working on behalf of both sides in a house sale.
If you are buying or selling a house or flat in Haywards Heath, and one of our conveyancing solicitors is carrying out the legal work for the other side, you may wish to contact a property solicitor firm in Haywards Heath to carry out your conveyancing.
Local Haywards Heath conveyancing solicitor directory
- Rohan Solicitors LLP, Aviation House, 1-7 Sussex Road, Haywards Heath, West Sussex, RH16 4DZ
- Odt Professional Limited, 131 South Road, Haywards Heath, West Sussex, RH16 4LY
- Mancini Legal Limited, Mulcare Jenkins Solicitors, 5a Muster Green South, Haywards Heath, West Sussex, RH16 4AP
- Gray Hooper Holt LLP, Merlin House, 6 Boltro Road, Haywards Heath, West Sussex, RH16 1BB
- Parfitt Cresswell T/A Colemans, Paddockhall Chambers, Paddockhall Road, Haywards Heath, West Sussex, RH16 1HF
Conveyancing - Remortgaging a property in Haywards Heath
Whilst homeowners consider remortgaging for a range of reasons, homeowners generally remortgage to get a more attractive interest rate.
An efficient conveyancing solicitor in Haywards Heath can reduce the remortgage processing time, and move you to the better rate sooner. With rate rises anticipated, fast conveyancing can be a crucial factor in getting the mortgage rate you want.
So that they can confirm that the interests of the lender are covered, the property lawyer handling your remortgage will represent both you and your new bank or building society.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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