Award-winning No Move, No Fee conveyancing for Haxby home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
We offer guaranteed fixed conveyancing fees, and you will never be uninformed about the legal side of your move, thanks to our focus on better communication.
Every year Quittance's expert property lawyers deliver a proactive No Sale, No Fee service to property sellers and purchasers looking for conveyancing solicitors in Haxby and North Yorkshire.
If, for any reason at all, your property sale or purchase does not ultimately go ahead our no move no fee service means you won't incur any conveyancing solicitors' legal fees at all.
Haxby's most communicative conveyancing service
Nearly one in two of respondents to an InfoTrack survey did not receive adequate communication from their solicitor or licensed conveyancer.
The consumer service directives of both the Law Society's CQS and the Council for Licensed Conveyancers are heavily focussed on resolving conveyancing solicitors' communication-related problems.
Even though conveyancing regulators are addressing the problem, according to a Conveyancing Association survey of 1,500 people, 46% of respondents felt that their sale or purchase would have completed sooner with better communication.
Our team of Haxby conveyancing solicitors offer an unmatched property legal service. We deliver to you the information you need wherever you are, using your preferred contact method, every day of the week:
- Cheapest Haxby conveyancing solicitors fees
- Personal extension numbers of your lawyer
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Open Saturdays
- Innovative case management technology
- Instant updates by your chosen method (including SMS, phone and email)
Updated: October 12, 2018
Haxby conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Haxby
Conveyancing solicitor fees will be paid to conveyancing solicitors in Haxby for the legal work associated with buying or selling a property.
Are Haxby conveyancing fees and costs fixed?
Our solicitors work on a No Sale, No Fee basis with no hidden fees, unlike some other conveyancing solicitors in Haxby who will work on a fees per hour basis. Your quote will explain all fees and disbursements you will need to pay when your sale or purchase goes through.
Are there any other costs?
You will need to budget for 'disbursements', in addition to the legal fees.
Disbursements are fees, costs or taxes that your property solicitor will have to pay to third parties on behalf of their client, such as indemnity insurance or local authority searches.
How much will the total conveyancing fees in Haxby cost?
Conveyancing fees in Haxby will not vary. There may, however, be some variation in certain disbursements. For example, Local Authority Search fees can vary and additional region-specific searches, such as a Coal Authority search, may be needed.
With Quittance, there are no hidden costs or nasty surprises. For standard conveyancing transactions, the conveyancing fee we quote is the fee you pay. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Haxby
Caveat emptor, meaning 'let the buyer beware', was the legal principle of property law in England and Wales. This maxim no longer applies, however, it is still the duty of a buyer's solicitor to undertake due diligence on the property to be purchased.
A conveyancing solicitor in Haxby will give advice after making their enquiries, assist in resolving any issues and ensure the title is transferred to the new owner.
The content below discusses those types of property which could be of concern to people searching for conveyancing solicitors in Haxby for a purchase.
- Conveyancing solicitors in Harrogate
- Conveyancing solicitors in Middlesbrough
- Conveyancing solicitors in Redcar
- Conveyancing solicitors in York
- Conveyancing solicitors in North Yorkshire
Your Haxby conveyancing solicitor must be lender-approved
Irrespective of whether you are taking out a mortgage from the HSBC, Paragon or any other lender, before you appoint a Haxby conveyancing solicitor it is vital that you check that they are approved by your lender.
A lot of lenders are only happy to work with a selected list (known as a 'lender panel') of legal practices that pass strict selection criteria. If a solicitor is not on the panel of your lender, the lender will require a different law firm to act in their interests.
The home buyer will be expected to pay this substitute solicitor's fees, and weeks could be added to the conveyancing process.
Our solicitors can act for all lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
City of York Council searches and other searches
Property searches will be applied for by Haxby conveyancing solicitors to help spot issues that might possibly reduce the value of your home.
Lenders will also require property searches to be obtained. These include:
|Local Authority (LA) search||covers planning applications, building control history and enforcement action against the property. The LA search also includes details of any nearby road development schemes.|
|Environmental search||identifies nearby landfill and contaminated land sites (within 500 metres), and if there has been any historic flooding or mining subsidence.|
|Drainage & Water search||describes water mains and sewers, and confirms if these are privately maintained|
|Chancel repair liability||insurance is arranged to protect the buyer against any liability for local parish church repairs.|
Your conveyancer will notify you if your lender wants any additional searches, for example a highways search or an agricultural search.
City of York Council has an average processing time of 6 weeks for property searches, so faster personal (as opposed to official) searches will be recommended.
The conveyancing solicitor acting for the buyer will also order the Title Register from HM Land Registry. This will help to expose any potential issues, for example errors on the title plan or right of access issues.
City of York Council Council Tax
City of York Council calculate your council tax based on a number of factors which include the layout of the property and the value of the home as determined by the VOA in 1991. E.g. a home in the City of York Council area in Valuation Band D would pay £1,601 per annum.
Haxby conveyancing solicitors will inform the buyer of the home's tax band once this is confirmed by the searches.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,201.
Other discounts and exemptions could also apply, for example where the home is empty or unfurnished for a maximum of 60 days or properties awaiting grant of probate.
|Band||City of York Council Tax (2018)|
Could you be overpaying?
From April 2016 to March 2017, 140 council tax challenges were made, and 40 were upheld and the tax was reduced. To challenge your banding contact:
Valuation Office Agency
Unit 1 Station Business Park
Holgate Park Drive
Stamp Duty on Haxby properties
If you are buying a property that costs over £125,000, then you will have to pay SDLT to HMRC. It is the responsibility of the purchaser's conveyancing solicitor to handle the tax return process for the purchase.
Quittance Conveyancing's specialist post-completion team will ensure that the required SDLT1 form is completed and submitted to HMRC without delay.
See examples for North Yorkshire properties:
|Average selling price (2018 to date)||SDLT|
|Average price (detached)||£358,425||£7,921.25|
|Average new build||£271,705||£3,585.25|
Stamp duty relief for first-time buyers in Haxby
First-time buyer stamp duty relief is available on property purchases below £300,000.
Haxby conveyancing solicitors should confirm the correct calculation is made.
Buying a flat? Leasehold conveyancing in Haxby
The risks associated with purchasing a leasehold property should be of serious concern. There are many legal issues that may be awaiting an uninformed purchaser, such as incomplete management company accounts, doubling ground rents and leases with fewer than 80 years to run.
If you are planning to purchase a property with a lease, a competent conveyancing solicitor in Haxby will consider possible leasehold issues, such as :
- reviewing the lease itself (some documents can be centuries old)
- managing agent or landlord enquiries
- possible service charge shortfalls
- leases approaching 80 years remaining
- residents' memoranda and articles of association
Make sure that you are aware of all the potential issues and costs associated with the lease with Quittance Conveyancing's leasehold conveyancing solicitor team.
Buying a 'New Build' property in Haxby?
72 brand new properties have been bought in Haxby in 2018 so far, according to the Land Registry. The average cost of new build property in Haxby is £271,705.
A new-build conveyancing solicitor in Haxby will need to be aware of local factors and new build's added complexities, such as dealing with fast exchange timeframes and confirming rights to use pipes and cables (e.g. phone, data, fibre, electricity).
Our specialist team of new build conveyancers deliver an accurate and truly independent assessment of the legal title of the house or apartment, whilst being mindful of issues ranging from the home's subsequent mortgageability to likely freehold acquisition traps.
North Yorkshire Conservation areas
Your conveyancing solicitor will need to confirm if the home you are purchasing is in one of Haxby's conservation areas. If it is, the house is affected by restrictions. Called Article 4 directions, these building controls could include a wide range of constraints from restrictions on joinery colour choices, to restrictions on replacing roof tiles.
If a property is in breach, the owner could be required by law to pay for the property to be returned to a compliant state, even if the previous owner was responsible for the changes.
Parts of Haxby are within a conservation area governed by the York local planning authority (LPA). Your conveyancing solicitor will confirm whether the property you are buying is located in one of Haxby's conservation areas.
Conveyancing - Selling a property in Haxby
Conveyancing for a property sale is generally simpler than when purchasing. When buying, the obligation lies entirely with the buyer to establish that the house or flat is legally sound and meets their mortgage lender's criteria.
Conversely, with a sale, conveyancing solicitors in Haxby acting for the current owner need only respond to enquiries made on behalf of the buyer.
Why do sales fall through?
Issues, such as a solar panel 'rent a roof' scheme, can significantly frustrate the sale process if ignored.
Don't bury your head in the sand in the hope that any issues won't be spotted - get advice instead and attempt to resolve it promptly.
- What to do if selling a home without planning permission
- Dispute with a freeholder? What to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
Read more sale conveyancing articles here.
Leasehold conveyancing for a sale
The legal work for a leasehold property is significantly more difficult than for a freehold property.
Haxby conveyancing solicitors will also need to carry out additional work, which could include asking for detailed managing agent information, through to ensuring that leasehold forms are completed.
So as to resolve any leasehold-related problems sooner, it is recommended that the vendor contact a conveyancer as soon as possible, potentially before putting the property on the market,.
What if Quittance is acting for the other side?
Solicitors Regulation Authority (SRA) rules restrict a single conveyancing solicitor from working on behalf of both sides in a property sale. Conveyancers who are regulated by the CLC, however, can act for both parties.
If you are buying or selling a Haxby property, and a Quittance conveyancer is acting for the other side, you can contact a local Haxby conveyancing solicitor firm to carry out your legal work.
Local Haxby conveyancing solicitor directory
- Harrowells Limited, Westow House, Haxby, York, YO32 3HS
Conveyancing - Remortgaging a property in Haxby
Although people consider remortgaging for a range of reasons, people will generally remortgage to benefit from a lower interest rate.
Homeowners can enjoy the benefits of a lower rate faster by using a more proactive conveyancing solicitor in Haxby, shortening the time the conveyancing takes. With rate rises anticipated, fast conveyancing can be a contributing factor to securing the rate you want.
The property lawyer handling the remortgage should also be able to act for your preferred bank or building society. Quittance Conveyancing are on the panel for all major lenders, so whether you are moving to an interest-only mortgage with Barclays Bank or to a repayment mortgage with the Market Harborough Building Society, our remortgage team can assist.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
Instant onlineconveyancing solicitor quote
Quittance Conveyancing delivers fast, proactive and communication-focused conveyancing to Haxby home buyers and sellers. Your dedicated conveyancer will keep you informed every step of the way.
Get a quote
Get a conveyancing solicitor quote for your Haxby property sale, purchase or remortgage.Get a quote online
or call us on 0800 612 0377
Compare solicitor quotes
Find out more about how to compare conveyancing solicitor quotes in 2018.Find out more
If you have any questions or would like to discuss your sale or purchase with an expert, email us at:
Ask a conveyancing expert
If you have any questions about getting a conveyancing quote or any aspect of the conveyancing process, let us know: