Updated: October 12, 2018

Haxby conveyancing solicitor fees and costs

No Move, No Fee conveyancing in Haxby

Conveyancing solicitor fees will be paid to conveyancing solicitors in Haxby for the legal work associated with buying or selling a property.

Are Haxby conveyancing fees and costs fixed?

Our solicitors work on a No Sale, No Fee basis with no hidden fees, unlike some other conveyancing solicitors in Haxby who will work on a fees per hour basis. Your quote will explain all fees and disbursements you will need to pay when your sale or purchase goes through.

Are there any other costs?

You will need to budget for 'disbursements', in addition to the legal fees.

Disbursements are fees, costs or taxes that your property solicitor will have to pay to third parties on behalf of their client, such as indemnity insurance or local authority searches.

See: A guide to all conveyancing fees

How much will the total conveyancing fees in Haxby cost?

Conveyancing fees in Haxby will not vary. There may, however, be some variation in certain disbursements. For example, Local Authority Search fees can vary and additional region-specific searches, such as a Coal Authority search, may be needed.

With Quittance, there are no hidden costs or nasty surprises. For standard conveyancing transactions, the conveyancing fee we quote is the fee you pay. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here

Quittance's conveyancing fees were substantially lower than the average solicitors' fees, and their service was first-rate

Conveyancing - Buying a property in Haxby

Caveat emptor, meaning 'let the buyer beware', was the legal principle of property law in England and Wales. This maxim no longer applies, however, it is still the duty of a buyer's solicitor to undertake due diligence on the property to be purchased.

A conveyancing solicitor in Haxby will give advice after making their enquiries, assist in resolving any issues and ensure the title is transferred to the new owner.

The content below discusses those types of property which could be of concern to people searching for conveyancing solicitors in Haxby for a purchase.

Your Haxby conveyancing solicitor must be lender-approved

Irrespective of whether you are taking out a mortgage from the HSBC, Paragon or any other lender, before you appoint a Haxby conveyancing solicitor it is vital that you check that they are approved by your lender.

A lot of lenders are only happy to work with a selected list (known as a 'lender panel') of legal practices that pass strict selection criteria. If a solicitor is not on the panel of your lender, the lender will require a different law firm to act in their interests.

The home buyer will be expected to pay this substitute solicitor's fees, and weeks could be added to the conveyancing process.

Neglecting to check the lender panel membership of your conveyancing lawyer can mean significant delays.

Our solicitors can act for all lenders.

City of York Council searches and other searches

Property searches will be applied for by Haxby conveyancing solicitors to help spot issues that might possibly reduce the value of your home.

Lenders will also require property searches to be obtained. These include:

SearchDescription
Local Authority (LA) searchcovers planning applications, building control history and enforcement action against the property. The LA search also includes details of any nearby road development schemes.
Environmental searchidentifies nearby landfill and contaminated land sites (within 500 metres), and if there has been any historic flooding or mining subsidence.
Drainage & Water searchdescribes water mains and sewers, and confirms if these are privately maintained
Chancel repair liabilityinsurance is arranged to protect the buyer against any liability for local parish church repairs.

Your conveyancer will notify you if your lender wants any additional searches, for example a highways search or an agricultural search.

City of York Council has an average processing time of 6 weeks for property searches, so faster personal (as opposed to official) searches will be recommended.

Planning permissions

The conveyancing solicitor acting for the buyer will also order the Title Register from HM Land Registry. This will help to expose any potential issues, for example errors on the title plan or right of access issues.

City of York Council Council Tax

City of York Council calculate your council tax based on a number of factors which include the layout of the property and the value of the home as determined by the VOA in 1991. E.g. a home in the City of York Council area in Valuation Band D would pay £1,601 per annum.

Haxby conveyancing solicitors will inform the buyer of the home's tax band once this is confirmed by the searches.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,201.

Other discounts and exemptions could also apply, for example where the home is empty or unfurnished for a maximum of 60 days or properties awaiting grant of probate.

Band City of York Council Tax (2018)
A £1,068
B £1,245
C £1,423
D £1,601
E £1,957
F £2,313
G £2,669
H £3,203

Could you be overpaying?

From April 2016 to March 2017, 140 council tax challenges were made, and 40 were upheld and the tax was reduced. To challenge your banding contact:

Valuation Office Agency
Unit 1 Station Business Park
Holgate Park Drive
York
YO26 4GB
North Yorkshire

Stamp Duty on Haxby properties

If you are buying a property that costs over £125,000, then you will have to pay SDLT to HMRC. It is the responsibility of the purchaser's conveyancing solicitor to handle the tax return process for the purchase.

Quittance Conveyancing's specialist post-completion team will ensure that the required SDLT1 form is completed and submitted to HMRC without delay.

See examples for North Yorkshire properties:

  Average selling price (2018 to date) SDLT
Average price £247,394 £2,447.88
Average price (detached) £358,425 £7,921.25
Average new build £271,705 £3,585.25
Higher rates of SDLT apply to buyers of second residential property in the form of a higher SDLT rate of 3%. So if a second property was bought for £247,394 then the SDLT total will be £12,369.70.

Stamp duty relief for first-time buyers in Haxby

First-time buyer stamp duty relief is available on property purchases below £300,000.

Haxby conveyancing solicitors should confirm the correct calculation is made.

Buying a flat? Leasehold conveyancing in Haxby

New build site

The risks associated with purchasing a leasehold property should be of serious concern. There are many legal issues that may be awaiting an uninformed purchaser, such as incomplete management company accounts, doubling ground rents and leases with fewer than 80 years to run.

Misguided leasehold advice, from a lawyer with limited leasehold experience, can have costly, long-term consequences.

If you are planning to purchase a property with a lease, a competent conveyancing solicitor in Haxby will consider possible leasehold issues, such as :

  • reviewing the lease itself (some documents can be centuries old)
  • managing agent or landlord enquiries
  • possible service charge shortfalls
  • leases approaching 80 years remaining
  • residents' memoranda and articles of association

Make sure that you are aware of all the potential issues and costs associated with the lease with Quittance Conveyancing's leasehold conveyancing solicitor team.

Buying a 'New Build' property in Haxby?

New build building site

72 brand new properties have been bought in Haxby in 2018 so far, according to the Land Registry. The average cost of new build property in Haxby is £271,705.

A new-build conveyancing solicitor in Haxby will need to be aware of local factors and new build's added complexities, such as dealing with fast exchange timeframes and confirming rights to use pipes and cables (e.g. phone, data, fibre, electricity).

Our specialist team of new build conveyancers deliver an accurate and truly independent assessment of the legal title of the house or apartment, whilst being mindful of issues ranging from the home's subsequent mortgageability to likely freehold acquisition traps.

North Yorkshire Conservation areas

Your conveyancing solicitor will need to confirm if the home you are purchasing is in one of Haxby's conservation areas. If it is, the house is affected by restrictions. Called Article 4 directions, these building controls could include a wide range of constraints from restrictions on joinery colour choices, to restrictions on replacing roof tiles.

If a property is in breach, the owner could be required by law to pay for the property to be returned to a compliant state, even if the previous owner was responsible for the changes.

Parts of Haxby are within a conservation area governed by the York local planning authority (LPA). Your conveyancing solicitor will confirm whether the property you are buying is located in one of Haxby's conservation areas.

Conveyancing - Selling a property in Haxby

Conveyancing for a property sale is generally simpler than when purchasing. When buying, the obligation lies entirely with the buyer to establish that the house or flat is legally sound and meets their mortgage lender's criteria.

Conversely, with a sale, conveyancing solicitors in Haxby acting for the current owner need only respond to enquiries made on behalf of the buyer.

Why do sales fall through?

Issues, such as a solar panel 'rent a roof' scheme, can significantly frustrate the sale process if ignored.

Don't bury your head in the sand in the hope that any issues won't be spotted - get advice instead and attempt to resolve it promptly.

Useful reading:

Read more sale conveyancing articles here.

Leasehold conveyancing for a sale

The legal work for a leasehold property is significantly more difficult than for a freehold property.

Haxby conveyancing solicitors will also need to carry out additional work, which could include asking for detailed managing agent information, through to ensuring that leasehold forms are completed.

So as to resolve any leasehold-related problems sooner, it is recommended that the vendor contact a conveyancer as soon as possible, potentially before putting the property on the market,.

What if Quittance is acting for the other side?

Solicitors Regulation Authority (SRA) rules restrict a single conveyancing solicitor from working on behalf of both sides in a property sale. Conveyancers who are regulated by the CLC, however, can act for both parties.

If you are buying or selling a Haxby property, and a Quittance conveyancer is acting for the other side, you can contact a local Haxby conveyancing solicitor firm to carry out your legal work.

Local Haxby conveyancing solicitor directory

  • Harrowells Limited, Westow House, Haxby, York, YO32 3HS

Conveyancing - Remortgaging a property in Haxby

Although people consider remortgaging for a range of reasons, people will generally remortgage to benefit from a lower interest rate.

Homeowners can enjoy the benefits of a lower rate faster by using a more proactive conveyancing solicitor in Haxby, shortening the time the conveyancing takes. With rate rises anticipated, fast conveyancing can be a contributing factor to securing the rate you want.

The property lawyer handling the remortgage should also be able to act for your preferred bank or building society. Quittance Conveyancing are on the panel for all major lenders, so whether you are moving to an interest-only mortgage with Barclays Bank or to a repayment mortgage with the Market Harborough Building Society, our remortgage team can assist.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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