Local information

The principle town in the London Borough of Havering is Romford. Other districts include Hornchurch, Upminster and Rainham.

The housing is mainly suburban development round large areas of protected green space.

Although average house prices have been lower than other Outer London boroughs the last year has seen prices soar with the anticipated arrival of Crossrail. This trend is expected to continue once the full through service from Romford station to central London starts at the end of 2019.

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Havering conveyancing FAQs

How much council tax must I pay for a property in London Borough of Havering?

Havering is situated in London Borough of Havering. Council tax bands are:

Band London Borough of Havering Council Tax (2018/19)
A £1105.37
B £1289.60
C £1473.83
D £1658.06
E £2026.52
F £2394.98
G £2763.43
H £3316.12

Read more:

Are you paying more council tax than you should be?

How much stamp duty will I have to pay?

£

Read more about stamp duty:

What is Stamp Duty Land Tax (SDLT)?

Can I claim stamp duty relief as a first time buyer?

Are Havering conveyancing fees fixed?

Some conveyancing solicitors in Havering carry out the conveyancing on an hourly rate others work on a fixed fee.

Our panel of conveyancing solicitors work on a fixed fee basis, with no additional fees hidden in the small print. Your quote will set out what the conveyancing fees and costs will be when your house sale or purchase goes through.

If, for whatever reason, your house sale or purchase does not go ahead, you will pay no legal fees at all with our No Sale, No Fee guarantee.

Read more:

How much should conveyancing fees cost in 2019?

Will I need property searches when buying a property in Havering?

Property searches are detailed questions submitted to a number of authorities by Havering conveyancing solicitors to identify issues affecting the home you want to buy. Mortgage lenders also usually require conveyancing searches to be purchased.

Read more:

What are conveyancing searches when buying a home and do I need them?

I am buying a leasehold property in Havering - what do I need to know?

Purchasing a leasehold flat in the UK can be complex when compared to purchasing a freehold. The numerous common problems lying in wait for the unsuspecting purchaser can include legally technical issues like and freeholds sold without first refusal to leaseholders.

Your solicitor will look into all potential issues with the lease and report back to you.

Read more:

What you need to know about buying a leasehold property

Should I be wary of buying a leasehold house?

Should I buy a property with a short lease?

Could the sale of a leasehold property be delayed?

Yes, it can take much more time to carry out the legal work to sell a leasehold house or flat,compared to the sale of a freehold property.

The buyer's conveyancer will expect to see these documents, like a copy of the freehold property's buildings insurance and details of any breaches by other leaseholders. The time needed by to source this information is the common cause of such delays.

The solicitor should get this underway even before a sale has been agreed, because the managing agent's information can take weeks to collect if it is difficult to contact the agent responsible for managing the property.

Read more:

Selling a leasehold flat? What to do before going on the market

I am buying a new build property in Havering - what do I need to know?

The conveyancing process for acquiring a new build in Havering is often more complex than other types of conveyancing.

A good solicitor in Havering must be able to deal with things like dealing with failures to arrange warranty provider inspections, handling initial Land Registry registration and checking new build warranties with warranty providers, including NHBC Buildmark, Advantage and ICW.

Our highly experienced team of new build solicitors are well versed in working with buyers towards the best outcome and working to tight developer deadlines.

Read more:

Buying a new build property off plan - what you need to know.

What you need to check before buying a new build home.

Will I need a conveyancing solicitor if I am remortgaging my Havering property?

Yes, you will need a remortgage conveyancing solicitor.

The base rate is now at 0.75% (Feb 2019). A proactive conveyancing solicitor in Havering could save you a few mortgage payments on your old rate by completing the conveyancing quickly.

Quittance's solicitors are on the panel for all major lenders, so whether you are you are switching to an offset mortgage with Lloyds Bank or to a fixed-rate mortgage with the Darlington Building Society, we can assist.

Check your solicitor can act for your lender