Award-winning No Move, No Fee conveyancing for Haslemere home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Whether you are buying, selling or remortgaging a home, and need conveyancing solicitors in Haslemere, Quittance Conveyancing's no sale, no fee property lawyers can help.
Quittance Conveyancing offer 100% fixed conveyancing fees, and our focus on proactive communication means you will always stay informed about how your sale or purchase is progressing.
Our no sale no fee service means that if, for whatever reason, your move does not go ahead, you won't have to pay any conveyancing solicitors' fees.
Haslemere's most communicative conveyancing service
Insufficient solicitor firm communication is one of the most stressful aspects of the conveyancing process.
Conveyancing solicitor communication is of such importance that the CLC (Council for Licensed Conveyancers) Client Charter is aimed at it.
Notwithstanding attempts by regulators (including the SRA and CLC) to address the issue, a survey carried out by the Conveyancing Association revealed that around 25% of conveyancing transactions do not complete successfully as the result of delays caused by poor communication.
Keeping you informed
Our Haslemere conveyancing solicitors aim to deliver the UK's most proactive and informative property legal service. We give you the information you need by email, phone and online, every day of the week:
- Best Haslemere conveyancing solicitor fees
- We are open weekends - Saturday (9am-1pm)
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Regular updates via your chosen method (including SMS, phone and email)
- View your complete case online
- Email address and DDI for your lawyer
Updated: October 12, 2018
Haslemere conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Haslemere
Conveyancing solicitor fees are the amounts you pay to conveyancing solicitors in Haslemere for the legal work for a home sale or purchase.
Do Haslemere conveyancing solicitors work on a fixed fee basis?
Quittance's conveyancing solicitors work on a No Sale, No Fee basis with no hidden costs, unlike some other conveyancing solicitors in Haslemere who work on a price per hour basis. Your conveyancing quote explains exactly what you will need to pay when your sale or purchase completes.
Are there any other costs?
On top of the conveyancing fees you will also have to cover any 'disbursements'.
Disbursements are the costs and expenses a solicitor needs to pay out on behalf of a client, such as telegraphic transfer fees or bankruptcy searches.
How much will conveyancing in Haslemere cost in total?
Haslemere conveyancing fees will not vary, wherever you are buying or selling in the UK. However, the costs of certain disbursements can vary. For example, additional region-specific searches, e.g. utilities searches, may be needed and Local Authority Search fees can vary.
For a standard conveyancing transaction, the fees we quote are the fees you pay. With Quittance Conveyancing, there are absolutely no hidden fees. To calculate the conveyancing fees for your move, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Haslemere
There is now an obligation on a seller to disclose any property defects or disputes to their estate agent and to the purchaser.
That said, it remains the responsibility of the conveyancing solicitor in Haslemere to investigate the property, and feed the results of their enquiries back to the buyer, help to fix or resolve any legal issues and ensure that the change of ownership is registered at the Land Registry.
This section examines those parts of the legal process for conveyancing solicitors in Haslemere needing specialist legal knowledge.
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Your Haslemere conveyancing solicitor must be lender-approved
Homebuyers can select from a wide range of mortgage providers, from a large lender such as Sainsbury's Bank, to a niche mortgage lender like the Chelsea Building Society. Before choosing a Haslemere conveyancing solicitor, it is vital that you check that they are approved by your lender.
The majority of banks and building societies are only happy to work with a restricted group of legal practices that meet stringent criteria. If your conveyancer cannot act for your lender, the lender will need a different firm to carry out the legal work.
The purchaser will be expected to pay this second lawyer's costs and significant delays to your move could occur.
Our conveyancing solicitors are approved members of all lender panels.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Property Searches (Waverley Borough Council)
Property searches (sometimes referred to as 'conveyancing searches') are questions submitted to public bodies by Haslemere conveyancing solicitors to help uncover relevant information about your new home.
These searches include the local authority (LA) search, drainage & water search, environmental search and chancel repair liability.
Your solicitor will make you aware if your mortgage lender wants any more searches, for example an HS2 search or a contaminated land report.
The approximate delivery time for property searches obtained from Waverley Borough Council is 4 weeks, so your lawyer will advise using faster personal searches.
Checking planning status
Official Entries (or 'office copies') will also be obtained from HM Land Registry by the conveyancing solicitor acting for the buyer. This will help to reveal any issues, for example discrepancies with the filed plan or right of access issues.
Waverley Borough Council Council Tax
As a homeowner in Haslemere, the applicable rate of council tax will vary depending on the value of the home (as assessed in 1991) and the number of people living in it. E.g. the occupier of a Band E property in the Waverley Borough Council area would pay annual council tax of £2,301.
A conveyancing solicitor in Haslemere will inform the purchaser of the home's council tax band once they are made aware.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,726.
Other discounts and exemptions may also apply, for example where the home is empty or unfurnished for a maximum of 60 days or if you are a live in carer looking after someone who isn't a spouse or relative. New build property is assessed by the Valuation Office Agency and allocated a band.
|Band||Waverley Borough Council Tax (2018)|
Are you paying too much?To appeal contact:
Valuation Office Agency
Walnut Tree Close
Owners can ask for their property to be reassessed, and a refund may be due if the property is awarded a lower band.
Stamp Duty on Haslemere properties
Stamp Duty Land Tax works in a similar fashion to income tax insofar as a buyer will pay progressively more tax for a higher-value home. Stamp duty is paid after an SDLT1 form is completed. The form is hard to understand in places - even some non-conveyancing solicitors struggle with it.
Quittance's case management software integrates with online SDLT filing systems to ensure that the SDLT is settled quickly.
This table sets out stamp duty for average property in Haslemere:
|Average sale price (2017)||Stamp Duty|
|Average price (detached)||£938,999||£37,649.90|
|Average new build||£348,000||£7,400.00|
Stamp duty relief for first-time buyers in Haslemere
First-time buyer stamp duty relief is available on property purchases below £300,000.
Conveyancing solicitors in Haslemere will confirm the right amount is calculated.
Buying a flat? Leasehold conveyancing in Haslemere
Purchasing a leasehold house or flat if you are unaware of the facts is ill-advised. The many potential traps lying in wait for an uninformed purchaser could include:
- restrictions on the use of the property
- unreasonable lease extension premiums
- doubling ground rents
If you intend to buy a property with a lease, a competent conveyancing solicitor in Haslemere will address aspects of leasehold, such as service charges and whether they have been collected, share of freehold complexity and dealing with landlords.
Ensure that you are aware of all the potential issues and costs associated with the lease thanks to our team of leasehold conveyancing solicitors.
Buying a 'New Build' property in Haslemere?
According to data compiled by HMLR, the average purchase price of a new build in Haslemere is £348,000. 5 new build houses and flats were purchased in Haslemere last year.
A new-build conveyancing solicitor in Haslemere must be well-versed in both local Haslemere factors as well as new build-specific issues, including handling the uncertainties of buying off plan and ensuring new estate roads are adopted.
Our specialist team of new build conveyancers deliver a specialist assessment of the legal title of the house or apartment, looking out for factors ranging from the home's subsequent mortgageability to potential freehold acquisition traps.
Conservation areas in Surrey
Whether you are purchasing an 18th century stone cottage or a Victorian family home, if the property is in an officially designated conservation area, any planned alterations to the property might not be permitted by Waverley Borough Council.
These building controls, called Article 4 Directions, could include anything from restrictions on the removal or addition of front boundary walls, to restrictions preventing paving over the front garden.
The local council can order any non-compliant alterations to a property to be changed or removed, such as removing a newly-added dormer window.
Your conveyancing solicitor will confirm whether the property you are buying is located in one of Haslemere's conservation areas.
Conveyancing - Selling a property in Haslemere
The legal process for a house sale is much simpler than for a purchase. The purchaser will have to go through a detailed legal assessment on the legal title of your home. Conveyancing solicitors in Haslemere acting for the seller effectively just collects any required paperwork and replies to the solicitor's standard and additional enquiries .
Factors that could delay or endanger the process
Issues, like not being insurable, could slow or frustrate a transaction if left unresolved.
Don't put off finding a solution in the hope that any issues won't be spotted. Instead, get professional advice, face the issues head on, and find a solution proactively.
- What to do before selling your 'share of freehold' flat
- Japanese Knotweed? What to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
Read more sale conveyancing articles here.
Conveyancing for a leasehold flat or house is significantly more specialised than for a freehold property.
Haslemere conveyancing solicitors will also carry out additional work, which could include collating all relevant freeholder information, through to details of any breach of the terms of the lease.
It is strongly advised that you contact a leasehold-specialist lawyer as soon as possible, and potentially before going on the market, to ensure any legal complexity is correctly handled.
Can Quittance conveyancers act for the buyer and the vendor of the same house?
A conveyancer who is regulated by the CLC can act for both parties. However, Solicitors Regulation Authority rules prevent the same conveyancing solicitor from working on behalf of both sides in a property sale and purchase.
If you are buying or selling a Haslemere home, and one of our conveyancing solicitors is carrying out the legal work for the other side, you could instruct a property solicitor firm in Haslemere to undertake your conveyancing.
Local Haslemere conveyancing solicitor directory
- Burley Geach Solicitors LLP, 2 West Street, Haslemere, Surrey, GU27 2AG
- Gardner Thorpe, 72 High Street, Haslemere, Surrey, GU27 2LA
- Potter Owtram & Peck, 42 West Street, Haslemere, Surrey, GU27 2AN
Conveyancing - Remortgaging a property in Haslemere
People remortgage their home for all sorts of reasons, including wanting to overpay when the lender refuses, or releasing capital to pay off other debts. By far the most common reason, however, is to secure a better rate of interest.
You should be able to enjoy a better rate sooner with a more efficient conveyancing solicitor in Haslemere, shortening the time the conveyancing takes. With the Bank of England base rate now at 0.5% (May 2018) and the future of interest rates uncertain, fast conveyancing can be a key consideration when getting the mortgage rate you want.
The property lawyer carrying out your remortgage must also be able to act on behalf of your chosen mortgage lender. Our conveyancers are panel members of all major banks and building societies, so whether you are moving to a flexible mortgage with the NatWest or to a capped-rate mortgage with the Yorkshire Building Society, we can help.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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