Award-winning No Move, No Fee conveyancing for Hartlepool home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Every year Quittance Conveyancing's property lawyers deliver a highly recommended no sale, no fee service to property sellers and buyers looking for conveyancing solicitors in Hartlepool and across County Durham.
With guaranteed fixed conveyancing fees and a commitment to enhanced communication, our team understand how to help you move more efficiently.
In the event that your home move does not proceed our no move no fee service means you won't have to pay any conveyancing solicitors' fees.
Hartlepool's most communicative conveyancing service
According to a survey of 220,000 home movers for Modern Law Magazine, over a fifth of conveyancing complaints related to poor communication.
The official bodies of Hartlepool property lawyers are concerned with the industry communicating better, and the consumer service directives of the Council for Licensed Conveyancers and the Law Society's 'Conveyancing Quality Scheme' make explicit reference to the need to maintain a better standard of communication.
Despite this, a survey carried out by the Conveyancing Association of 1,500 people revealed 46% of consumers thought that their sale or purchase would have completed sooner with more efficient communication.
Quittance Conveyancing's Hartlepool conveyancing solicitors deliver the most proactive and client-friendly property legal service in the UK. We deliver to you the answers you need 7 days a week, using the contact method of your choice:
- Best Hartlepool conveyancing solicitor fees
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- We are open weekends - Saturday (9am-1pm)
- Personal extension numbers of your conveyancer
- Frequent case updates by your chosen method (including SMS, phone and email)
- Innovative online case tracking system
Updated: October 12, 2018
Hartlepool conveyancing solicitor fees
No Move, No Fee conveyancing in Hartlepool
Conveyancing solicitor fees are the amounts you pay to your Hartlepool conveyancing solicitor for handling the legal work for your move.
Do Hartlepool conveyancing solicitors work on a fixed fee basis?
We work on a No Sale, No Fee basis with no hidden costs, unlike some other conveyancing solicitors in Hartlepool who carry out the legal work on a price per hour basis. Your conveyancing quote will explain what fees you will need to pay when your sale or purchase completes.
What are disbursements?
On top of the conveyancing fees you will also have to cover any 'disbursements'.
Disbursements are the costs and expenses a solicitor needs to pay out on behalf of a client. These include costs like leasehold information packs or property searches.
How much will the total Hartlepool solicitor conveyancing fees be?
Whilst conveyancing fees in Hartlepool will be the same as anywhere else in the country, there can be variation in the disbursements required. For example, council search fees will vary and specific extra searches, such as a historic mining search, may be necessary.
With Quittance, there are no hidden fees or nasty surprises. For a standard conveyancing transaction, the conveyancing fee we quote is the fee you pay. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Hartlepool
The legal work for a property purchase requires the conveyancing solicitor in Hartlepool to consider a wide range of issues. Examples of such factors are a defective title (e.g. breached restrictive covenants) and a flying freehold affecting the future saleability of the property.
The purchaser's solicitor will report their findings back to the buyer and their mortgage lender, deal with any legal problems and confirm that the legal title passes to the new owner.
This article gives recommendations for people searching for conveyancing solicitors in Hartlepool for a purchase.
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- Conveyancing solicitors in County Durham
Your Hartlepool conveyancing solicitor must be lender-approved
There are a wide range of mortgage providers, from a less common mortgage lender like the Barnsley Building Society, to a major lender such as NatWest. Before you appoint a conveyancing solicitor in Hartlepool, whoever you choose, it is paramount that you confirm that they can act in the interests of your chosen lender.
Your solicitor may not be able to carry out the legal work on behalf of your chosen lender, because some mortgage lenders will only work with a selected list (known as a 'lender panel') of law firms that pass strict standards.
In this case, the lender will need an alternative law firm to act in their interests, and you will be expected to pay this second solicitor's costs. Handling paperwork and correspondence with this additional party can delay the process.
Our solicitors are approved members of all lender panels.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Residential Property Searches (Hartlepool Borough Council)
Searches are questions asked of various bodies by Hartlepool conveyancing solicitors to help uncover relevant information about your new home.
Searches are carried out primarily to satisfy lender requirements, and include the local authority (LA) search, environmental search, drainage & water search and chancel repair liability.
Further searches, such as a highways search or a commons registration search, may also be advised following the initial searches.
Hartlepool Borough Council has an average lead time of 13 weeks for searches, so it will be worth using a faster private search company.
Checking planning permission status
Official Entries (or 'office copies') will also be obtained by your conveyancing solicitor. This will help to expose potential planning issues. These issues could include limits on the development of the property or the title plan showing only very general boundaries.
Hartlepool Borough Council Council Tax
The amount of council tax a homeowner in Hartlepool will pay to Hartlepool Borough Council will depend on the property's value and the number of residents. For example, the occupier of a Band E home in the Hartlepool Borough Council area would pay annual council tax of £2,353.
Hartlepool conveyancing solicitors will inform a buyer of the property's tax band once they are made aware.
If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,765.
Other discounts and exemptions may also apply, e.g. a 10% discount for second homes (although this may change as the government has second home ownership in its sights) or if the resident is living in long term residential care.
|Band||Hartlepool Borough Council Tax (2018)|
Are you about you buy a home in the wrong council tax band?
It is possible to challenge the council tax band after moving in. Between April 2016 and April 2017, 10 council tax challenges were made. 10 saw a subsequent reduction. Contact the VOA for more information on how to challenge your tax band:
Valuation Office Agency
St. Marks House
St. Marks Court
Stamp Duty on Hartlepool properties
If a house is purchased for £125,000 or less, no stamp duty is payable. Above this, most homebuyers will need to pay stamp duty. Filling in the SDLT1 form yourself is quite involved and not for those unfamiliar with it.
With Quittance you have the peace of mind that the SDLT1 return is completed correctly and quickly when your purchase completes.
See stamp duty examples for properties in Hartlepool:
|Average selling price (2017)||SDLT|
|Average price (detached)||£234,882||£2,197.64|
|Average new build||£219,682||£1,893.64|
Stamp duty relief for first-time buyers in Hartlepool
For first-time buyers, stamp duty is only payable on purchases over £300k. Homeowners must pay a higher rate of SDLT when purchasing a second home. Therefore, if a homeowner in Hartlepool bought a second home for the average price of £139,806 the SDLT would be £6,990.30.
Hartlepool conveyancing solicitors should ensure the correct tax is paid.
Buying a flat? Leasehold conveyancing in Hartlepool
Purchasing a leasehold home without understanding the implications is risky. Numerous legal complications could be awaiting an uninformed buyer, such as:
- excessive freehold premiums
- incomplete management company accounts
- reversionary interests
- exponential ground rents
A expert conveyancing solicitor in Hartlepool will consider potential leasehold issues, including service charges, ground rents and buildings insurance arrangements, unexpired lease terms and managing agent practices.
Ensure that you are aware of all the potential issues and costs associated with the lease - Contact our team of leasehold conveyancing solicitors on 0800 612 0377.
Buying a 'New Build' property in Hartlepool?
The average value of Hartlepool new build homes is £287,529. 9 new builds have been bought in Hartlepool in 2018 so far.
A new-build conveyancing solicitor in Hartlepool must be well-versed in both local factors and new build's additional complexities, including negotiating new build contracts and squaring developer incentives with lenders.
Our new build team are experts in meeting short developer deadlines and ensuring that new build contracts favour the client as much as possible.
Conservation areas in County Durham
Your conveyancing solicitor will check if the residential property you are planning to buy is in a conservation area in Hartlepool. If it is, the house could be affected by specific constraints. Referred to as Article 4 directions, these building controls can include a wide range of constraints from limits on the use of cladding, to restrictions on the removal of chimneys.
If a property is in breach, the local authority can require the new owner to revert the property to its earlier condition, even if the changes were made by the previous owner.
Conservation areas in Hartlepool include Greatham, Grange and Church Street. Your conveyancing solicitor will confirm whether the property you are buying is located in one of Hartlepool's conservation areas.
Conveyancing - Selling a property in Hartlepool
The legal side of a sale of a house or flat is normally less troublesome than when purchasing. When property changes hands, caveat-emptor' means that the onus is solely on the buyer to establish that the title of the property is legally sound.
When selling, conveyancing solicitors in Hartlepool acting for the vendor need only respond to questions set by the buyer's conveyancing solicitor.
What can vendors do to improve the odds of your sale going through?
Common obstacles, like a complex 'Green Deal', can easily hinder the conveyancing process if not handled appropriately.
It is almost always advisable for vendors to address any such problems immediately.
- The Essential Conveyancing Guide for Sellers in 2018
- Subsidence? What to do before selling your home
- Japanese Knotweed? What to do before selling your home
Read more sale conveyancing articles here.
Selling a leasehold property
The conveyancing process for a leasehold property is significantly more complicated than it is for a freehold home.
Leasehold complexity involves additional tasks on the part of conveyancing solicitors in Hartlepool, for example collating the latest service charge and ground rent statement, through to a copy of any health and safety assessment for the common parts.
It is strongly advised that the seller instruct a conveyancer as early as possible to reduce delays associated with leasehold property. Waiting for a long-overdue managing agent response is the most common reason for a leasehold sale to fall through.
What if Quittance conveyancers are acting for the other side?
A CLC-regulated conveyancer can act for both parties. However, Solicitors Regulation Authority rules ban the same conveyancing solicitor from working on behalf of both sides in a property sale and purchase.
You could contact a property solicitor firm in Hartlepool to undertake your conveyancing, if a Quittance conveyancing solicitor is acting for the other side.
Local Hartlepool conveyancing solicitor directory
- MSP Legal Services LLP, Havelock House, 24 Victoria Road, Hartlepool, Cleveland, TS26 8DD
- R Bell & Son, 32a Victoria Road, Hartlepool, Cleveland, TS26 8DD
- Smith & Graham, Church Square Chambers, Church Square, Hartlepool, Cleveland, TS24 7HE
- Tilly Bailey & Irvine LLP, York Chambers, York Road, Hartlepool, Cleveland, TS26 9DP
- Dma Law Limited, 155 York Road, Hartlepool, Cleveland, TS26 9EQ
Conveyancing - Remortgaging a property in Hartlepool
Reducing monthly repayments by finding a better rate is the main reason that homeowners decide to switch lenders. There are other reasons, for example getting onto a longer fixed-rate term, or releasing capital.
Homeowners can appreciate the benefits of a better rate sooner by using a more efficient conveyancing solicitor in Hartlepool. With the base rate now at 0.5% (May 2018), fast conveyancing can play a key role in getting the mortgage rate you want.
A property lawyer will need to act for both you and the new lender to confirm the parties' interests are protected.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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