Updated: October 12, 2018

Hackney conveyancing solicitor fees

No Move, No Fee conveyancing in Hackney

Conveyancing solicitor fees are the amounts you pay to your Hackney conveyancing solicitor for the legal work associated with moving home.

How are Hackney conveyancing fees calculated?

Some conveyancing solicitors in Hackney will work on an hourly-rate basis. Some solicitors will complete the work on a fixed 'No Move, No Fee' basis. Quittance's conveyancing solicitors work on a fixed No Sale, No Fee basis, with no nasty surprises in the small print. Your conveyancing quote will explain exactly what you will need to pay when your house or flat sale completes.

Are there any other costs?

In addition to the solicitor's conveyancing fees you will also have to cover any 'disbursements'.

Disbursements are fees that a property lawyer must pay to other companies during the process of buying or selling your home. These include costs like managing agent information or Stamp Duty Land Tax (SDLT).

See: How much should conveyancing fees cost?

How much will conveyancing in Hackney cost in total?

Whilst conveyancing fees in Hackney will be the same as anywhere else in the country, there may be some variation in certain disbursements. As examples, Local Authority (LA) Search fees will vary and additional region-specific searches, such as a flooding search, may be needed.

For a standard conveyancing transaction, what we quote is the fee you pay. With Quittance, there are no unexpected costs or surprises in the small print. Work out the conveyancing fees for your move, with our conveyancing calculator: Click here

Quittance's conveyancing fees were considerably cheaper than the average solicitors' fees

Conveyancing - Buying a property in Hackney

The London Borough of Hackney was formed by the merger of the metropolitan boroughs of Hackney, Shoreditch and Stoke Newington. The borough has seen extensive regeneration since the 2012 Olympics and was named on the 2014 Sunday Times list of best places to live in the UK, with a strong cultural community.

New secondary schools and improved transport links, plus pleasant open spaces have attracted new families to the area and the general gentrification has pushed property prices up.

Conveyancing for home buyers

Caveat emptor, meaning 'let the buyer beware', was a key part of property law in England and Wales. This principle no longer applies, however, it remains the responsibility of a homebuyer and their solicitor to investigate the house or flat they plan to buy.

The conveyancing solicitor in Hackney will make recommendations after making their enquiries, deal with any legal issues and register the title in the new owner's name.

The content below gives advice for buyers who need conveyancing solicitors in Hackney.

Your Hackney conveyancing solicitor must be lender-approved

Whether your mortgage is with a large lender like the Co-operative Bank or a niche lender such as the Tipton & Coseley Building Society, before you appoint a conveyancing solicitor in Hackney it is paramount that you confirm that they can act on behalf of your chosen lender.

Quite a few banks and building societies will only accept a selected list (their 'panel') of legal practices that meet strict criteria. If your conveyancer can't act for your chosen lender, the lender will require an alternative law firm to act in their interests.

The borrower will be expected to pay this alternative lawyer's costs, and weeks could be added to the conveyancing process.

Your property purchase could be jeopardised by failing to confirm your solicitor's lender panel status.

Our conveyancing solicitors are approved members of all lender panels.

London Borough of Hackney Council Tax

The council tax paid by a homeowner is based on a number of criteria e.g. the location of the property and the value of the home as determined by the VOA in 1991. E.g. the occupier of a Band B home in the London Borough of Hackney area would pay annual council tax of £1,069.

A conveyancing solicitor in Hackney will inform the purchaser of the home's council tax band once this is confirmed by the searches.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £802.

Other discounts and exemptions may also apply, for example unoccupied properties undergoing major repairs or if an occupier is an apprentice school leaver or YTS trainee.

Band London Borough of Hackney Tax (2018)
A £916
B £1,069
C £1,222
D £1,375
E £1,680
F £1,986
G £2,291
H £2,749

Can I challenge my valuation?

The Valuation Office Agency should reassess a property's band on request. Councils prefer that this be done within six months of buying a property. To appeal contact:

Valuation Office Agency
Cityside House
40 Adler St
E1 1EE

Stamp Duty on Hackney properties

Steep fines await those who miss the SDLT payment deadline. A homebuyer will usually need to pay SDLT if the home they are buying is valued at over £125k.

Quittance ensure that the complicated SDLT1 form is completed accurately and without delay.

See Stamp Duty Land Tax examples for homes in Hackney:

  Average selling price (2018 to date) Stamp Duty Land Tax
Average price £634,106 £21,705.30
Average price (detached) - -
Average new build £584,300 £19,215.00
Homeowners must pay a higher rate of SDLT when buying a second home. E.g. if a second home was bought for £634,106 then the SDLT including the surcharge would be £50,728.48. .

Stamp duty relief for first-time buyers in Hackney

First-time buyer stamp duty relief is available on property purchases below £300,000.

Hackney conveyancing solicitors will confirm the correct tax is paid.

Buying a flat? Leasehold conveyancing in Hackney

New build site

The potential risks associated with buying a leasehold flat in the UK are under increasing media scrutiny. The many potential complications awaiting the unsuspecting purchaser could include reversionary interests and spiralling ground rents.

Bad or incomplete leasehold advice, from a solicitor lacking in specialist knowledge, could have serious financial consequences.

If you are planning to purchase a leasehold home, a expert conveyancing solicitor in Hackney will consider possible leasehold issues, such as :

  • reviewing the lease itself (some documents can be centuries old)
  • absent freeholders
  • ground rents and service charges
  • the implications of the remaining length of the lease
  • planned external works requiring scaffolding

Ensure that you are aware of all the potential issues and costs associated with the lease - Contact Quittance Conveyancing's leasehold conveyancing solicitors today on 0800 612 0377.

Buying a 'New Build' property in Hackney?

New build site

According to HM Land Registry information, the average purchase price of a new build home in Hackney is £584,300. 23 new build properties have been bought in Hackney in 2018 so far.

A new-build conveyancing solicitor in Hackney will need to be familiar with Hackney-specific issues and new build's additional complexities, such as verifying rights of access and dealing with fast exchange timeframes.

Our award-winning new build team specialise in representing buyers to achieve the best outcome and working to developer exchange timeframes.

Conservation areas in London

Whether you enjoy Tudor-style or Edwardian architecture, buying in a conservation area-protected street usually means that the local character will be preserved. However, conservation area building controls will affect your property.

These restrictions can include:

  • A prohibition on the removal of front boundary walls
  • Restrictions preventing the installation of VELUX windows
  • Restrictions on side or two-storey extensions

The new owner could be ordered to pay for necessary changes to bring a property in line with current regulations, even if the previous owner was responsible for the changes.

Conservation areas in Hackney include Clapton Pond, Clapton Square and Hackney Wick. Your conveyancing solicitor will address whether your planned purchase is located one of Hackney's conservation areas.

Conveyancing - Selling a property in Hackney

Conveyancing for a house sale is generally simpler than when buying. With a purchase, the burden is solely on the buyer to ensure that the property is legally sound and meets their mortgage lender's criteria.

On the other hand, when selling, conveyancing solicitors in Hackney acting for the person selling need only respond to enquiries made on behalf of the buyer.

How to help your sale go through

A house or flat will often come with any number of potential complications (such as excessive ground rent) which may jeopardise a transaction.

You shouldn't ignore this as solicitors are trained to unearth any such issues - a better course of action will be to talk to a professional and deal with it as early as possible.

Further reading:

Read more sale conveyancing articles here.

Selling a leasehold property

The conveyancing process for a leasehold flat (leasehold houses are rare) is significantly more specialised than for a more straightforward freehold house.

Conveyancing solicitors in Hackney will also perform extra work. This can involve requesting all relevant freeholder information, through to a copy of any required license to assign.

To accelerate the handling of the leasehold work, it is highly recommended that the seller instructs a property lawyer with leasehold experience as soon as an estate agent is chosen.

What if Quittance conveyancers are acting for the other side?

Solicitors Regulation Authority rules prevent the same conveyancing solicitor from working on behalf of both sides in a property sale and purchase. Conveyancers who are regulated by the CLC, however, can act for both sides.

If you are buying or selling a house or flat in Hackney, and a Quittance solicitor is doing the legal work for the other side, you may want to instruct a property solicitor firm in Hackney to undertake your legal work.

Local Hackney conveyancing solicitor directory

  • Edwards Duthie, 300 Mare Street, Hackney, London, London, E8 1HE
  • Miramar Legal, Ground Floor, 406b Hackney Road, London, E2 7AP

Conveyancing - Remortgaging a property in Hackney

Although there are many reasons to remortgage, homeowners will usually remortgage their home to lower their monthly repayments.

A good conveyancing solicitor in Hackney can reduce the remortgage processing time, meaning you move to your lower rate sooner. With the base rate now at 0.5% (May 2018), fast conveyancing can be a key consideration when getting on to the rate you want.

So that they can confirm that the lender's interests are safeguarded, the property lawyer will act for both you and the mortgage provider.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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