Award-winning No Move, No Fee conveyancing for Great Missenden home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
We offer 100% fixed conveyancing fees, and you will never be uncertain about the progress of your move, thanks to our focus on proactive communication between all parties.
Every year Quittance's expert property lawyers deliver a specialist No Sale, No Fee service to property sellers and buyers looking for conveyancing solicitors in Great Missenden and across Buckinghamshire.
Our no sale no fee service means should your move not proceed, you will not have to pay any conveyancing solicitors' legal fees.
Great Missenden's most communicative conveyancing service
According to a poll conducted by the Law Society, nearly half of the respondents said that it was poor communication that caused delays to their move.
The service quality charters of both the Law Society's 'Conveyancing Quality Scheme' and the CLC are particularly focused on improving conveyancing solicitor communication.
Despite attempts by regulators to address the issue, a survey commissioned by the Conveyancing Association, showed that over 1/5 of transactions never complete as the result of inadequate communication.
Keeping you informed
Quittance Conveyancing's Great Missenden conveyancing solicitors aim to provide you with an informative and proactive conveyancing service 7 days a week, using your preferred contact method:
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Updated: October 12, 2018
Great Missenden conveyancing solicitor fees
No Move, No Fee conveyancing in Great Missenden
Conveyancing solicitor fees will be paid to conveyancing solicitors in Great Missenden for the legal work associated with buying or selling a property.
Are Great Missenden conveyancing fees and costs fixed?
Our conveyancers work on a No Sale, No Fee basis with no hidden fees, unlike some other conveyancing solicitors in Great Missenden who offer services on an hourly-rate basis. Your quote will set out what you will be charged when your sale or purchase goes through.
Are there any other costs?
In addition to the solicitor's conveyancing fees you will also have to pay for 'disbursements'.
Disbursements are the costs incurred by the solicitor on your behalf, such as Stamp Duty or TT fees.
How much will the total Great Missenden solicitor conveyancing fees be?
While conveyancing fees in Great Missenden will be the same as anywhere else in the UK, there can be variation in the disbursements required. As examples, specific extra searches, such as a flooding search, may be necessary and Local Authority Search fees can vary.
There are no hidden fees or costs to be paid with Quittance Conveyancing. For a standard conveyancing transaction, the fees we quote are the fees you pay. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here
Conveyancing - Buying a property in Great Missenden
Caveat emptor, meaning 'let the buyer beware', was a key part of English property law. Since 2013, this maxim no longer applies, however, it remains the responsibility of a homebuyer and their solicitor to investigate the house or flat they plan to buy.
The Great Missenden conveyancing solicitor will make recommendations after making their enquiries, offer practical solutions and ensure that the change of ownership is registered at the Land Registry.
This part of the article considers the types of residential property which may involve additional risk for people who want conveyancing solicitors in Great Missenden for a purchase.
- Conveyancing solicitors in Amersham
- Conveyancing solicitors in Beaconsfield
- Conveyancing solicitors in Bletchley
- Conveyancing solicitors in Chesham
- Conveyancing solicitors in Milton Keynes
- Conveyancing solicitors in Wycombe
- Conveyancing solicitors in Buckinghamshire
Your Great Missenden conveyancing solicitor must be lender-approved
Homebuyers have many lenders available, from a niche lender like the Manchester Building Society, to a large lender such as NatWest. Before selecting a conveyancing solicitor in Great Missenden, whoever you choose, it is critical that you make sure that they are approved by your chosen lender.
A lot of banks and building societies are only prepared to work with a restricted panel of legal firms that meet strict selection criteria. If a solicitor is unable to act for your chosen lender, the lender will need an alternative solicitor firm to complete the legal work.
The purchaser will then have to cover this substitute lawyer's costs, and weeks could be added to the conveyancing process.
Our conveyancing solicitors are on the panel of all mortgage lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Conveyancing Searches (Chiltern District Council)
Searches are enquiries made of various authorities by Great Missenden conveyancing solicitors to identify information and potential issues affecting your new home.
Searches are carried out primarily to satisfy the conditions of the lender. These searches include the local authority (LA) search, environmental search, drainage & water search and chancel repair liability.
More specialised searches, such as a tin mining search or a disadvantaged area search, may also be referred to following the initial searches.
Homebuyers can expect a lead time of around 4 weeks for LA searches obtained from Chiltern District Council, so faster personal (as opposed to official) searches will be recommended.
Official Entries (or 'office copies') will also be ordered from the Land Registry by the conveyancing solicitor acting for the purchaser. This will help to reveal any issues. These issues could include that a restrictive covenant has been breached or errors on the title plan.
Chiltern District Council Council Tax
Chiltern District Council calculate your council tax based on various factors e.g. the property's whereabouts and the value of the home as determined by the VOA in 1991. For instance for an average Tax Band B property in Great Missenden, the amount of council tax due would be £1,388 per year.
Conveyancing solicitors in Great Missenden will inform a purchaser of the property's tax band once this is confirmed by the searches.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,041.
Other discounts and exemptions may also apply, for example unoccupied properties undergoing major repairs or where the property was left empty by a bankrupt person.
|Band||Chiltern District Council Tax (2018)|
Are you paying more than you should?Contact the VOA for more information on how to challenge your tax band:
Valuation Office Agency
St. Peters House
45 Victoria St
A homeowner can challenge the council tax band after moving in. Between April 2016 and April 2017, 10 council tax challenges were made, and 0 resulted in a reduction.
Stamp Duty on Great Missenden properties
If you are buying a property in England, Wales or Northern Ireland then you will usually need to pay SDLT. Completing the SDLT1 form in order to pay SDLT is a daunting prospect for a layperson.
Quittance's case management system are fully integrated with HMRC's online tax return system.
This table sets out stamp duty for average property in Great Missenden:
|Average selling price (2017)||SDLT|
|Average price (detached)||£843,463||£32,173.15|
|Average new build||-||-|
Stamp duty relief for first-time buyers in Great Missenden
For first-time buyers, stamp duty is only payable on purchases over £300k.
Great Missenden conveyancing solicitors should ensure the right tax is paid.
Buying a flat? Leasehold conveyancing in Great Missenden
The drawbacks of purchasing a leasehold flat in the UK are well publicised. The many potential traps awaiting the unsuspecting buyer can include undisclosed major works and doubling ground rents.
If you are planning to purchase a property with a lease, a good conveyancing solicitor in Great Missenden will consider possible leasehold issues, for example :
- reviewing the lease itself
- annual statements of account and budgets for service charges
- dealing with freeholders
- unexpired lease terms
- sub-let or tenanted flats
Make sure that you are fully-informed regarding your decision to buy a leasehold property thanks to our team of leasehold conveyancing solicitors.
Buying a 'New Build' property in Great Missenden?
The average value of Great Missenden new build properties is -, according to local information gathered by Her Majesty's Land Registry. - brand new homes -.
Buying a new build property is frequently more involved than other types of conveyancing. To avoid potential problems a Great Missenden conveyancing solicitor should be aware of local considerations and will need to investigate several key factors, e.g. working to tight developer deadlines and confirming right of way over drains and sewers.
With our new build team, you will get an expert appraisal of the property's legal status, paying close attention to concerns like onerous leasehold conditions and an assessment of other risks, such as flood risk.
Conservation areas in Buckinghamshire
Whether you are purchasing a character cottage or a Victorian family home, if the property is in a designated conservation area, any planned alterations to the property may not be allowed by the local authority.
These restrictions, called Article 4 Directions, could include:
- Restrictions on the removal of front boundary walls, railings or fences
- Restrictions on the addition of flues and soil vent pipes
- Limits on the installation of VELUX windows
The local authority can order any non-compliant alterations to a property to be changed or removed.
The Chiltern local planning authority has assigned conservation area-status to parts of Great Missenden. Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Great Missenden.
Conveyancing - Selling a property in Great Missenden
The legal side of a property sale is simpler than for a property purchase. During the sale of a house or flat, caveat-emptor' means that the onus lies with the purchaser to verify that the property they are purchasing is not legally defective.
On the other hand, when selling, conveyancing solicitors in Great Missenden acting for the existing owner just answer enquiries made on behalf of the buyer.
How to give yourself the best chances of success
Homes will frequently have a range of challenges (such as not having a building regulations completion certificate or where the property differs from the title plan) that might protract or even derail the conveyancing process.
It is better not to hide from the issue as it is highly unlikely that the problems won't be picked up. The best course of action is to seek out professional help, square up to the issue(s), and find a solution as early as possible.
- The Essential Conveyancing Guide for Sellers in 2018
- What to do before selling your 'share of freehold' flat
- Selling a leasehold flat? What to do before going on the market
Read more conveyancing advice for sellers.
Leasehold conveyancing for a sale
The legal work for a leasehold property is a great deal more protracted than for a freehold property.
The complex nature of leasehold property means that conveyancing solicitors in Great Missenden must undertake additional work, for example obtaining an up-to-date service charge statement, through to the memorandum of articles of association (if applicable).
To help mitigate the delays involved in selling a leasehold house or flat, it is recommended that you instruct a conveyancer as early as possible.
Can Quittance conveyancers act for both sides?
SRA rules restrict the same conveyancing solicitor from working on behalf of both sides in a property sale. A CLC-regulated conveyancer, however, can act for both the buyer and the seller.
You may want to instruct a property solicitor firm in Great Missenden to carry out your conveyancing, if one of our conveyancing solicitors is acting for the other side.
Local Great Missenden conveyancing solicitor directory
- Cartmell & Co Limited, 102-104 High Street, Great Missenden, Buckinghamshire, HP16 0BE
- DC Kaye Solicitors Limited, Old Bank Chambers, 2 Wycombe Road, Prestwood, Great Missenden, Buckinghamshire, HP16 0PW
- Timothy Kench & Co, 6 Chequers Parade, Wycombe Road, Prestwood, Great Missenden, Buckinghamshire, HP16 0PN
Conveyancing - Remortgaging a property in Great Missenden
Benefitting from a better rate of interest to reduce monthly expenses is the main reason that people opt to remortgage. There are other reasons, for example borrowing more to help pay for an extension, or moving from a standard variable rate (SVR) to a fixed-rate.
A proactive conveyancing solicitor in Great Missenden can reduce the remortgage processing time, helping you get onto the lower rate earlier. With the Bank of England base rate now at 0.5% (May 2018) and rate rises hard to predict, fast conveyancing can be a crucial factor in getting the mortgage rate you want.
So that they can make sure that the lender's interests are safeguarded, a property lawyer will need to act for both you and the mortgage lender.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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