Updated: October 12, 2018

Gosport conveyancing solicitor fees

No Move, No Fee conveyancing in Gosport

Conveyancing solicitor fees are the amounts you pay conveyancing solicitors in Gosport for handling the legal work for your move.

How are Gosport conveyancing fees calculated?

Our conveyancers work on a guaranteed fixed conveyancing fee basis with no unexpected, additional costs, unlike some other conveyancing solicitors in Gosport who offer services on a cost per hour basis. Your conveyancing quote explains what fees you will need to pay when your sale or purchase completes.

Are there any other costs?

In addition to the legal fees you will also have to pay for 'disbursements'.

Disbursements are the third-party costs that your conveyancer will pass on to you at the end of the conveyancing process, such as Stamp Duty Land Tax (SDLT) or ID checks.

See: Complete list of conveyancing fees

How much will conveyancing in Gosport cost in total?

Though conveyancing fees in Gosport will usually match prices elsewhere in the UK, the disbursements required can vary. For example, council search fees will vary and specific extra searches, e.g. a mining search, may be necessary.

For a standard conveyancing transaction, the conveyancing fee we quote is the fee you pay. With Quittance Conveyancing, there are no hidden fees or surprises in the small print. To calculate the conveyancing fees for your move, try our conveyancing fees quote calculator: Click here

Quittance delivered an excellent service at the lowest conveyancing fees we could find

Conveyancing - Buying a property in Gosport

There is now an obligation on a seller to disclose any property defects or disputes to their estate agent and to the purchaser.

That said, it remains the responsibility of the conveyancing solicitor in Gosport to investigate the property, and deliver their report on title to the purchaser, iron out any legal issues and register the new owner's title at the Land Registry.

The content below provides invaluable advice for people searching for conveyancing solicitors in Gosport for a purchase.

Your Gosport conveyancing solicitor must be lender-approved

Regardless of whether your mortgage is with a major lender like NatWest or a niche lender such as the Ecology Building Society, before choosing a Gosport conveyancing solicitor it is paramount that you confirm that they are on the approved solicitor panel of your lender.

The majority of banks and building societies will only work with a restricted group of firms. If your conveyancer is unable to act for your lender, the lender will probably require a different solicitor firm to act in their interests.

The home buyer will usually need to pay this alternate solicitor's fees, and the conveyancing process can take much longer.

Neglecting to check your lawyer's lender panel status could result in significant delays.

Our solicitors can act for all mortgage providers.

Conveyancing Searches (Hampshire County Council)

Residential property searches are enquiries made of public bodies by Gosport conveyancing solicitors to provide information about your planned purchase. They include:

  • Local Authority (LA) search - exposes issues like road schemes that could affect the property
  • Environmental search - shows risks within 500 metres of the property, such as toxic chemicals in the land
  • Drainage & Water search - includes the position of water mains and sewers, and whether the local authority is responsible for their maintenance.
  • Chancel repair liability - describes the insurance to protect against any liability to the local parish for repairs.

Your lawyer will notify you if your mortgage lender wants any further searches, e.g. a Crossrail search or a geological search.

Purchasers should expect to wait roughly 8 weeks for property searches provided by Hampshire County Council. Your solicitor will instead apply for personal searches, which are usually faster.

Ensuring planning permission is in place

Official Entries will also be ordered from HM Land Registry by the purchaser's conveyancing solicitor, assisting with the identification of any issues, for example discrepancies with the filed plan or right of access issues.

Hampshire County Council Council Tax

Council tax is calculated by Hampshire County Council on property value and the number of people living in the property. E.g. for an average Valuation Band - residential property in Gosport, the tax would be - per year.

Gosport conveyancing solicitors will inform a purchaser of the home's council tax band as soon as they are made aware.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal -.

Other discounts and exemptions may also apply, for example unoccupied properties undergoing major repairs or if an occupier is an apprentice school leaver or YTS trainee. The Valuation Office Agency (VOA) work out council tax bands for newly-built homes, and where the owner has requested a revaluation.

-

Can I challenge the council tax banding?

To appeal contact:

Valuation Office Agency
Broadlands House
Staplers Rd
Newport
PO30 2HX
Isle of Wight

A homeowner can challenge the council tax band after moving in. Between April 2016 and April 2017, - council tax challenges were made, of which {{MIISSING-VAR}} were upheld and refunds awarded.

Stamp Duty on Gosport properties

If a property is purchased for £125k or less, no stamp duty is payable. Above this, most homebuyers will need to pay stamp duty. SDLT is paid after an SDLT1 form is completed. The form is hard to understand in places - even some non-conveyancing solicitors struggle with it.

Quittance's online case management system integrates with online tax return system to ensure that the stamp duty is paid quickly and accurately.

See stamp duty examples for properties in Gosport:

  Average selling price (2017) SDLT
Average price £223,326 £1,966.52
Average price (detached) £390,550 £9,527.50
Average new build £228,107 £2,062.14
Since 1st April 2016, buyers of second homes are subject to a stamp duty surcharge of 3%, even if the home is not let out. Therefore, if a homeowner in Gosport bought a second property for the average price of £223,326 the SDLT would be £11,166.30.

Stamp duty relief for first-time buyers in Gosport

In 11/17, the Chancellor announced that first-time buyers would be exempt from paying stamp duty on properties below £300,000.

Gosport conveyancing solicitors will confirm the correct amount is calculated.

Buying a flat? Leasehold conveyancing in Gosport

New build site

Purchasing a leasehold house or flat without being aware of the facts can be costly. Numerous legal complications could be lying in wait for the unsuspecting purchaser, such as onerous clauses in the lease, doubling ground rents and absent freeholders.

Misguided leasehold advice, from an inexperienced conveyancer, could lead to serious consequences.

If you are planning to buy a property with a lease, a competent conveyancing solicitor in Gosport will investigate aspects of the leasehold purchase, for example annual statements of account and budgets for service charges, leases approaching 80 years remaining and dealing with freeholders and managing agents.

Ensure that you are fully-informed regarding your decision to buy a leasehold property with Quittance Conveyancing's leasehold conveyancing solicitors.

Buying a 'New Build' property in Gosport?

New build building site

The average sale price of a new build property in Gosport is £228,107. 107 newly-constructed homes were purchased in Gosport last year.

The legal work for buying a new build property requires more technical knowledge than 'standard conveyancing'. To avoid potential problems a Gosport conveyancing solicitor must be aware of local factors and should check numerous things, including handling reservation fees and verifying rights of access.

Our award-winning new build conveyancing team specialise in meeting short developer deadlines and ensuring that new build contracts favour the client as much as possible.

Hampshire Conservation areas

When carrying out the conveyancing for a purchase in Gosport, a conveyancing solicitor will confirm whether the home is in a conservation area in Gosport. If it is, the property is affected by conditions. Referred to as Article 4 directions, these conditions may include limitations on skylights, restrictions on extensions normally within Permitted Development rights or restrictions on the addition of cladding.

If a property is in breach, the local planning authority can require the new owner to revert the property to its earlier condition, even if the previous owner was responsible for the changes.

Lee-on-the-Solent, Stoke Road and Priddy's Hard are among the conservation areas in Gosport. Your conveyancing solicitor will address whether your planned purchase is located one of Gosport's conservation areas.

Conveyancing - Selling a property in Gosport

The legal work involved in a sale of a house or flat usually requires less work than for a property purchase. The purchaser will have to go through detailed research on the home, whilst conveyancing solicitors in Gosport acting for the vendor just gathers together any pertinent information and responds to enquiries made by the buyer's solicitor .

How to help your sale go through

Homes can face a broad spectrum of potential complications (such as Japanese Knotweed) which may hinder a sale.

Don't ignore the issue, trusting that the issue won't be discovered. The best course of action is to talk to a professional and tackle it at the earliest stage.

Recommended reading:

Read more helpful advice for sellers here.

Leasehold conveyancing for a sale

The legal work for a leasehold property is quite a lot more complicated than for a freehold property.

Gosport conveyancing solicitors must usually carry out further legal work. This can involve obtaining the latest service charge and ground rent statement, through to details of the length of leases of other flats in the block.

It is recommended that the vendor contacts leasehold-specialist property lawyer as soon as is practicable to avoid undue delays.

Can Quittance conveyancers act for both parties?

Conveyancers regulated by the Council for Licenced Conveyancers can act for both sides. However, SRA regulations ban a single conveyancing solicitor from acting on both sides in a house sale.

You may want to instruct a property solicitor firm in Gosport to carry out your legal work, if a Quittance solicitor is doing the legal work for the other side.

Local Gosport conveyancing solicitor directory

  • Biscoes Law Limited, 41 High Street, Gosport, Hampshire, PO12 1DF
  • Churchers Solicitors, 3 High Street, Gosport, Hampshire, PO12 1BX
  • Kingswell Berney Limited, 9 Stoke Road, Gosport, Hampshire, PO12 1LT
  • Donnelly & Elliott Ltd, 38 Stoke Road, Gosport, Hampshire, PO12 1JG
  • Wessex Solicitors Chambers Limited, 53 Stoke Road, Gosport, Hampshire, PO12 1LS

Conveyancing - Remortgaging a property in Gosport

The main reason people remortgage their home is to benefit from a lower interest rate. Other reasons to switch lenders or mortgage deals include releasing funds to help pay for home improvements, or the existing lender having refused a payment holiday.

You can benefit from a lower rate sooner with a more proactive conveyancing solicitor in Gosport. With the Bank of England base rate now at 0.5% (May 2018) and the future of interest rates unclear, fast conveyancing can be a crucial factor in getting the mortgage rate you want.

It is vital that the property lawyer undertaking the legal work can also represent your chosen bank or building society. Quittance Conveyancing are panel members of all major banks and building societies, so whether you are changing to a fixed-rate mortgage with the Co-operative Bank or to a long-term fixed mortgage with the Swansea Building Society, our remortgage specialists can help.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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