Award-winning No Move, No Fee conveyancing for Flintshire home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
If you are buying, selling or remortgaging a property and need conveyancing solicitors in Flintshire, our No Sale, No Fee property lawyers can help.
Quittance offer 100% fixed conveyancing fees, and you will always be up to speed regarding the progress of your move, thanks to our focus on better communication between all parties.
In the event that your home move does not proceed our no sale no fee guarantee means you will not have to pay any conveyancing solicitors' legal fees.
Flintshire's most communicative conveyancing service
According to a survey of nearly 1/4 million home buyers commissioned by Modern Law Magazine, over a fifth of conveyancing complaints related to poor communication.
In fact, conveyancing solicitor communication is of such importance that the CLC (the official conveyancing industry regulator) client service charter is aimed at resolving the problem.
Even so, a survey carried out by the Conveyancing Association suggested that 43191 of property purchases collapsed due to delays caused by poor communication.
Keeping you in the loop
Our team of Flintshire conveyancing solicitors deliver the UK's most informative and proactive property legal service. We strive to deliver the answers you need by phone, email and via our case management app, every day of the week:
- Cheapest Flintshire conveyancing solicitor fees
- We are open weekends - Saturday (9am-1pm)
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Access to your online file
- Real-time case status notifications via SMS, phone and email
- Your conveyancer's DDI and email address
Updated: October 12, 2018
Flintshire conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Flintshire
Conveyancing solicitor fees are what you pay conveyancing solicitors in Flintshire for carrying out the legal work for a property transaction.
How are Flintshire conveyancing fees calculated?
Our conveyancing solicitors work on a fixed No Sale, No Fee basis with no nasty surprises in the small print, unlike some other conveyancing solicitors in Flintshire who offer services on a price per hour basis. Your conveyancing quote explains exactly what you will need to pay when your sale or purchase completes.
What are disbursements?
In addition to the solicitor's conveyancing fees you will also have to cover any 'disbursements'.
Disbursements are the costs and expenses a solicitor needs to pay out on behalf of a client. These include costs like ID checks or Land Registry fees.
How much will the total Flintshire solicitor conveyancing fees be?
While conveyancing fees in Flintshire will usually match prices elsewhere in the UK, the disbursements required can vary. For example, additional region-specific searches, e.g. a historic mining search, may be needed and council search fees will vary.
For standard conveyancing transactions, what we quote is the fee you pay. With Quittance, there are absolutely no hidden costs. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Flintshire
Flintshire is a county in North Wales, bordering Cheshire. Often described as the gateway to Wales, the area historically formed part of the Welsh Marches, an area of conflict between the Welsh and English.
Flintshire consists mainly of market towns and villages surrounded by rolling countryside, the largest town being Connah's Quay, with other major centres including Mold, Flint and Buckley.
With good rail and road links to all parts of the UK, the county is home to some major engineering and internet companies. Affordable house prices and peaceful rural living have added to Flintshire's popularity with families.
Conveyancing for buyers
There is now an obligation on a seller to disclose any property defects or disputes.
It is, however, still the duty of the Flintshire conveyancing solicitor to investigate the property, so that they can report back in detail to the buyer and the lender, find solutions to outstanding defects and other issues and confirm that the Land Registry's record of the property is updated.
This section discusses the kinds of property that could involve extra risk for people who need conveyancing solicitors in Flintshire for a purchase.
Your Flintshire conveyancing solicitor must be lender-approved
Regardless of whether you are taking out a mortgage from the Co-operative Bank, the Tipton & Coseley Building Society or any other lender, before you choose a Flintshire conveyancing solicitor you need to check that they are on the approved panel of your mortgage lender.
Many lenders are only happy to work with a select panel of solicitors or licensed conveyancers. If a solicitor can't act for your mortgage lender, the lender will need an alternative law firm to complete the legal work.
The buyer will usually need to pay this second solicitor's costs, and the conveyancing process can take much longer.
Quittance Conveyancing are on the panel of all lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Residential Property Searches (Flintshire County Council)
Property searches (sometimes referred to as 'conveyancing searches') are applied for by Flintshire conveyancing solicitors to unearth planning, development and environmental issues that might possibly reduce the value of your house or flat.
Lenders also need to see property searches (sometimes referred to as 'conveyancing searches') to be purchased. These include:
|Local Authority (LA) search||includes a list of planning decisions that could affect the property|
|Drainage & Water search||identifies whether the owner or local authority must pay for the maintenance of water mains and sewers|
|Environmental search||reveals contaminated land, landfill sites and flooding or subsidence within 500m of the property.|
|Chancel repair liability||there is a risk that some Flintshire properties owe a liability to the local parish to pay for church repairs. Insurance can be taken out to protect against this liability.|
Homebuyers will be made aware if your chosen lender needs any further searches, for example a highways authority search or a contaminated land report.
Flintshire County Council has an approximate turnaround time of 13 weeks for searches. As a result, regulated searches will be faster.
Office copies will also be obtained by your conveyancing solicitor. This helps to find any potential issues, for example limits on the development of the property or the title plan showing only very general boundaries.
Flintshire County Council Council Tax
Flintshire County Council calculate council tax on Flintshire homes based on the number of occupants and the historic value of the property (as valued at 1 April 1991). E.g. the occupier of a Band C house in the Flintshire County Council area would pay annual council tax of £1,316.
Flintshire conveyancing solicitors will inform a purchaser of the property's tax band after this is confirmed by the searches.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £987.
Other discounts and exemptions could also apply, for example a 10% discount for second homes or if the resident is living in long term residential care.
|Band||Flintshire County Council Tax (2018)|
Can I challenge my valuation?To appeal contact:
Valuation Office Agency
Owners can ask for their property to be reassessed. A refund may be due if the property is awarded a lower band.
Stamp Duty on Flintshire properties
Quittance's investment in the latest online case management system means that HMRC filing form rejections are a thing of the past.
See Stamp Duty Land Tax examples for properties in Flintshire:
|Average selling price (2018 to date)||Stamp Duty Land Tax|
|Average price (detached)||£243,207||£2,364.14|
|Average new build||£223,959||£1,979.18|
Stamp duty relief for first-time buyers in Flintshire
For first-time buyers, stamp duty is only payable on purchases over £300k.
Flintshire conveyancing solicitors will ensure the correct tax is paid.
Buying a flat? Leasehold conveyancing in Flintshire
Over 100,000 homeowners in England are trapped by leases with problematic terms. The many potential complications awaiting the unsuspecting purchaser could include ground rent multipliers, excessive freehold premiums and overpriced managing agent packs.
If you are planning to purchase a leasehold home, a good conveyancing solicitor in Flintshire will address aspects of leasehold, e.g. possible service charge shortfalls, flats with varying lease terms and dealing with freeholders and managing agents.
Make sure that you are aware of all the potential issues and costs associated with the lease thanks to our leasehold conveyancing solicitors.
Buying a 'New Build' property in Flintshire?
Based on local data compiled by HMLR, the average purchase price of Flintshire new builds is £223,959. 5 brand new properties have been bought in Flintshire in 2018 so far.
Purchasing a new build property is generally more complex than 'standard conveyancing'. Therefore a conveyancing solicitor in Flintshire needs to be aware of local Flintshire factors and needs to consider a range of factors, e.g. handling unreasonable delays and spotting incomplete agreements for roads and sewers.
Our specialist team of new build conveyancers deliver an expert appraisal of the legal title of the property, whilst being mindful of concerns like the home's future resaleability and an assessment of other risks, such as regional infrastructure plans (e.g. HS2).
Flintshire conservation areas
When carrying out the conveyancing for a purchase in Flintshire, a conveyancing solicitor will need to check whether the home is in a conservation area in Flintshire. If it is, the property will be affected by certain constraints. These constraints, called Article 4 Directions, may include anything from restrictions on the removal or addition of front boundary walls, to restrictions on the use of external insulation.
The local authority can order any non-compliant alterations to a property to be changed or removed, such as removing a newly-added dormer window.
Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Flintshire.
Conveyancing - Selling a property in Flintshire
Conveyancing for a property sale is generally simpler than when purchasing. The buyer's conveyancing solicitor will carry out detailed research into the property's title and other legal aspects, whereas conveyancing solicitors in Flintshire acting for the seller just collates information and answers the buyer's questions .
What could jeopardise your home sale?
Homes can be burdened by a broad spectrum of potential roadblocks (for example tree preservation orders or having right or way issues (such as being landlocked)) that might threaten the completion of a sale.
Property specialists will generally advise that vendors face such issues head on and fix them.
- What to do if selling a home without planning permission
- Dispute with a freeholder? What to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
Read more helpful advice for sellers here.
The conveyancing process for a leasehold property is quite a lot more protracted than it is for a freehold home.
The complexities of leasehold mean conveyancing solicitors in Flintshire must undertake additional legal work, such as sourcing the latest service charge and ground rent statement or details of any deed of variation.
It is highly recommended that the seller instructs a leasehold-specialist lawyer as soon as is practicable to ensure any legal complexity is correctly handled.
Can Quittance conveyancers act for both parties?
SRA rules prevent a single conveyancing solicitor from acting on both sides in a property sale and purchase. However, a conveyancer who is regulated by the CLC, can act for both parties.
If you are buying or selling a home in Flintshire, and a Quittance conveyancer is acting for the other side, you can contact a property solicitor firm in Flintshire to handle your legal work.0
Conveyancing - Remortgaging a property in Flintshire
By far the most common reason homeowners remortgage their home is to secure a lower interest rate. Other reasons to consider remortgaging include wanting to overpay when the lender refuses, or releasing capital to pay off other debts.
A good conveyancing solicitor in Flintshire will complete the conveyancing quickly, perhaps saving you from a payment or two at your old rate. With the base rate now at 0.5% (May 2018), fast conveyancing can be a critical factor in getting the mortgage rate you want.
The property lawyer will act for both you and your new lender, in order to ensure the lender's interests are protected.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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