Award-winning No Move, No Fee conveyancing for Fleet home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Whether you are buying or selling a home, and need conveyancing solicitors in Fleet, our no sale - no fee property lawyers can help.
Quittance Conveyancing believe that proactive communication is the key to a stress free move and our guaranteed fixed conveyancing fees service means no hidden fees.
In the event that your home move does not complete our no move no fee promise means you won't have to pay any conveyancing solicitors' fees.
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Fleet's most communicative conveyancing service
According to a poll carried out by the Law Society, 1 in 2 of the people who took part in the study suggested that poor communication drew-out the moving process.
Conveyancing solicitor communication is considered so critical to an efficient move that the CLC (Council for Licensed Conveyancers) Client Charter is geared towards tackling the problem.
Even though conveyancing regulators are addressing the problem, a Conveyancing Association survey, revealed that around a quarter of property transactions never complete as the result of inadequate communication.
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Our team of Fleet conveyancing solicitors deliver a market-leading property legal service. We deliver to buyers and sellers a proactive and informative legal service by email, phone and via our case management app, 7 days a week:
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Updated: October 12, 2018
Fleet conveyancing solicitor fees
No Move, No Fee conveyancing in Fleet
Conveyancing solicitor fees are the costs you pay your Fleet conveyancing solicitor for the legal work involved in moving home.
How are Fleet conveyancing fees calculated?
Our conveyancing solicitors work on a guaranteed fixed conveyancing fee basis with no hidden extras, unlike some other conveyancing solicitors in Fleet who offer services on a cost per hour basis. Your conveyancing quote will set out what you will be charged when your house or flat sale completes.
Besides conveyancing fees, what other costs are there?
In addition to the solicitor's conveyancing fees you will also have to cover any 'disbursements'.
Disbursements are the third-party costs that your conveyancer will pass on to you at the end of the conveyancing process, such as ID checks or bankruptcy searches.
How much will the total conveyancing fees in Fleet cost?
Fleet conveyancing fees will not vary, wherever you are buying or selling in the UK. However, the costs of certain disbursements can vary. For example, specific extra searches, e.g. a commons registration search, may be necessary and council search fees will vary.
For a standard sale or purchase, what we quote is the fee you pay. With Quittance, there are no hidden costs or nasty surprises. Work out the conveyancing fees for your move, with our conveyancing calculator: Click here
Conveyancing - Buying a property in Fleet
The legal work for a homebuyer needs the Fleet conveyancing solicitor to consider a wide range of issues. Examples of such issues are a defective title (e.g. missing rights) and a flying freehold affecting the future saleability of the property.
The buyer's lawyer will report their findings back to the buyer, assist in resolving any issues and confirm that the legal title passes to the new owner.
The content below examines those types of property which may involve additional risk for homebuyers looking for conveyancing solicitors in Fleet.
- Conveyancing solicitors in Portsmouth
- Conveyancing solicitors in Staines
- Conveyancing solicitors in Weybridge
- Conveyancing solicitors in Hampshire
Your Fleet conveyancing solicitor must be lender-approved
Before you select a Fleet conveyancing solicitor, it is vital that you check that they are on the approved solicitor panel of your mortgage lender, whether you are obtaining a mortgage from Lloyds Bank, Secure Trust or any other lender.
Your conveyancer may not be able to carry out the legal work on behalf of your mortgage lender, because some mortgage lenders will only work with a restricted group of firms.
Under these circumstances, the lender will need an alternative solicitor firm to act in their interests, and you will be expected to pay this alternate solicitor's costs. Resulting delays can jeopardise the whole purchase.
Quittance Conveyancing are approved members of all lender panels.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Searches (Hart District Council)
Property searches are carried out by Fleet conveyancing solicitors to expose issues that could possibly have an impact on how much your house or flat is worth.
Mortgage lenders typically also require residential property searches to be purchased. These include:
|Local Authority (LA) search||covers the details of planning applications, decisions and the enforcement of breaches or violations.|
|Drainage & Water search||covers the location of water pipes and drains, and reveals if the upkeep for these falls on the owner or local council.|
|Environmental search||describes hazards (such as historic flooding or mining subsidence) within 500m of the property. This search also identifies sites of contaminated land nearby.|
|Chancel repair liability||insurance is arranged to protect the buyer against any liability for local parish church repairs.|
You will be notified if your lender needs any more searches, for example a radon gas search or a commons registration search.
Hart District Council has an estimated delivery time of 6 weeks for conveyancing searches. In these circumstances, faster personal searches will be recommended.
Your conveyancing solicitor will get an Official Copy of the Title Register from HM Land Registry. This will help to reveal any planning issues, such as the title plan showing only very general boundaries or that a restrictive covenant has been breached.
Hart District Council Council Tax
Hart District Council calculate your council tax based on a variety of factors such as the size of the home and the property's value as at 1 April 1991 (England) or 1 April 2003 (Wales). The occupier of a property in Band C, for example, would owe annual council tax of £1,500.
Conveyancing solicitors in Fleet will inform a purchaser of the property's tax band after this is confirmed by the searches.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,125.
Other discounts and exemptions may also apply, for example unoccupied properties undergoing major repairs or structural changes or where an occupation is prohibited by law such as a compulsory purchase order. The Valuation Office Agency (VOA) work out council tax bandings for new homes, and where the owner has requested a revaluation.
|Band||Hart District Council Tax (2018)|
Can I lower my band?
Owners can ask for their property to be reassessed. Contact the VOA for more information on how to challenge your tax band:
Valuation Office Agency
Walnut Tree Close
Stamp Duty on Fleet properties
When buying a home, SDLT will probably need to be paid if the property is valued at over £125,000. Obtaining and completing the SDLT1 return from HMRC is difficult but not impossible for a typical buyer. Usually, however, the form is completed by the property lawyer to avoid penalties or delays.
Quittance will complete the SDLT1 form for you at the point your purchase completes.
See examples for local properties:
|Average selling price (2018 to date)||Stamp Duty|
|Average price (detached)||£583,434||£19,171.70|
|Average new build||£395,125||£9,756.25|
Stamp duty relief for first-time buyers in Fleet
As from 2017, first-time buyers will not have to pay any stamp duty if the purchase price is below £300,000.
Fleet conveyancing solicitors should confirm the correct amount is calculated.
Buying a flat? Leasehold conveyancing in Fleet
It is thought that more than of 100,000 UK property owners are trapped in leases with problematic conditions. There are numerous technical issues that could be awaiting the unsuspecting purchaser, such as increasing ground rents and overpriced managing agent packs.
If you are planning to purchase a leasehold home, a expert conveyancing solicitor in Fleet will investigate aspects of the leasehold purchase, including dealing with freeholders and managing agents, reviewing the lease itself (some documents can be centuries old) and landlord/tenant disputes.
Ensure that you are fully-informed regarding your decision to buy a leasehold property - You can call our leasehold conveyancing solicitor team today on 0800 612 0377.
Buying a 'New Build' property in Fleet?
The average price for a new build in Fleet is £395,125. 9 brand new homes have been bought in Fleet in 2018 so far.
A new-build conveyancing solicitor in Fleet must be well-versed in local factors and new build's added complexities, such as verifying rights of easements and checking new build mortgage procedures are followed.
Our new build conveyancing department will provide a specialist assessment of the legal title of the house or flat, paying close attention to factors ranging from onerous leasehold conditions to an assessment of other risks, such as regional infrastructure plans (e.g. HS2).
Conservation areas in Hampshire
Whether you are planning to buy a character cottage or a Victorian family home, if the property is in a defined conservation area, your plans to alter the property may not be allowed by the local authority.
Called Article 4 directions, these constraints can include:
- Restrictions on replacing roof tiles
- General restrictions governing the use of non-traditional materials
- Limits on side or two-storey extensions
If a property is in breach, the local authority can require the new owner to revert the property to its earlier condition, even if the previous owner was responsible for the changes.
Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Fleet.
Conveyancing - Selling a property in Fleet
Conveyancing for a sale of a home is normally less troublesome than when purchasing. When property changes hands, the responsibility is on the buyer to satisfy themselves that the property they are purchasing can be mortgaged and is free from legal issues.
In contrast, for a sale, conveyancing solicitors in Fleet acting for the vendor only need to answer the buyer's solicitor's formal enquiries.
Why do sales fall through?
Obstacles, such as not having full title, can seriously jeopardise the sale conveyancing process if they are ignored.
It is usually a good idea that vendors handle such issues without delay.
- Japanese Knotweed? What to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
- Dispute with a neighbour? What to do before selling your home
Read more conveyancing advice for sellers.
Leasehold conveyancing for a sale
The legal work for a leasehold flat (leasehold houses are rare) is much more involved than for a freehold house.
Fleet conveyancing solicitors will also need to carry out additional work, including getting a complete pack of managing agent information, through to a copy of the insurance policy schedule.
So as to resolve any leasehold-related difficulties sooner, it is strongly advised that the seller instruct a conveyancer as early in the process as possible, and ideally before going on the market,.
What if Quittance is acting for the other side?
SRA rules restrict a single conveyancing solicitor from acting on both sides in a property sale and purchase. A CLC-regulated conveyancer, however, can act for both parties.
If you are buying or selling a property in Fleet, and a Quittance conveyancing solicitor is acting for the other side, you can contact a property solicitor firm in Fleet to handle your legal work.0
Conveyancing - Remortgaging a property in Fleet
The most common reason homeowners remortgage is to secure a lower interest rate. Other reasons to consider remortgaging include moving to an offset mortgage, or releasing capital to pay off other debts.
An efficient conveyancing solicitor in Fleet will complete the conveyancing quickly, meaning you move to your lower rate sooner. With the base rate set at 0.5% (May 2018) and the future of interest rates unclear, fast conveyancing can be a contributing factor to getting the mortgage rate you want.
The property lawyer handling the remortgage needs to be able to act for your new lender. Quittance Conveyancing are on the panel for all major UK lenders. So no matter whether you are moving to a 100% mortgage with RBS or to a two-year discount with the Yorkshire Bank, our remortgage team can assist.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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