Filey conveyancing FAQs

How much council tax must I pay for a property in Scarborough Borough Council?

Filey is situated in Scarborough Borough Council. Council tax bands are as follows:

Band Scarborough Borough Council Tax (2018/19)
A £1200.70
B £1400.82
C £1600.93
D £1801.05
E £2201.28
F £2601.52
G £3001.75
H £3602.10

Read more:

Are you paying more council tax than you should be?

Stamp duty calculator

£

Read more about stamp duty:

What is Stamp Duty Land Tax (SDLT)?

Can I claim stamp duty relief as a first time buyer?

Are Filey conveyancing fees fixed?

Some conveyancing solicitors in Filey offer their services on an hourly rate others work on a fixed fee.

Quittance's solicitors work on a fixed fee basis, with no unexpected 'add-ons'. Your conveyancing quote will explain what the conveyancing fees and costs will be when your transaction goes through.

If, for whatever reason, your transaction does not go ahead, you will be covered by our No Move, No Fee guarantee.

Read more:

How much should conveyancing fees cost in 2019?

I'm buying a property in Filey - what searches do I need?

The search pack for a standard property includes:

  • Official or Regulated Local Authority Search
  • Regulated Drainage and Water Search
  • Environmental Search
  • Chancel liability insurance (if required)

On occasion the location of the property will warrant additional searches e.g. a flood search.

To check how much searches will cost on a Filey property, use our calculator.

Read more:

What are conveyancing searches when buying a home and do I need them?

I am buying a leasehold property in Filey - what do I need to know?

Purchasing a leasehold house or flat is significantly more complex than buying a freehold property. The many potential traps lying in wait for an uninformed buyer can include legally technical issues like and freeholds sold without first refusal to leaseholders.

Your conveyancing solicitor will look into all potential issues with the lease and report back to you.

Read more:

What you need to know about buying a leasehold property

Should I be wary of buying a leasehold house?

Should I buy a property with a short lease?

Does it take longer to sell a leasehold property?

Correct, it can take much more time to carry out the legal work to sell a leasehold home,compared to the sale of a freehold property.

The buyer's solicitor will want to see these documents, such as a current statement of service charges. The time it takes your solicitor to source this information is the common cause of such delays.

The solicitor should commence this even before a sale has been agreed, because this paperwork could take several weeks to collect if it is difficult to contact the managing agent or they are slow to respond.

Read more:

Selling a leasehold flat? What to do before going on the market

I am buying a new build property in Filey - what do I need to know?

The conveyancing for acquiring a new build home in Filey can be complicated compared to other types of conveyancing.

Your solicitor in Filey must be able to deal with things like ensuring that new build mortgage conditions are met, working to builders' exchange timelines and checking new build warranties with warranty providers, including NHBC Buildmark, Advantage and BOPAS.

Our specialist team of new build conveyancers are experts in helping buyers get a successful transaction and working to tight developer deadlines.

Read more:

Buying a new build property off plan - what you need to know.

What you need to check before buying a new build home.

Will I need a conveyancing solicitor if I am remortgaging my Filey property?

Yes.

The official UK base rate is currently set at 0.75% (Feb 2019). A proactive conveyancing solicitor in Filey could save you a few mortgage payments on your old rate by completing the conveyancing quickly.

Quittance's solicitors are members of most UK mortgage lenders, so whether you are you are moving to a flexible mortgage with Barclays Bank or to a capped-rate mortgage with the Bank of Ireland, our remortgage team can assist.

Check your solicitor can act for your lender