Updated: October 12, 2018

Exmouth conveyancing solicitor fees

No Move, No Fee conveyancing in Exmouth

Conveyancing solicitor fees are the costs you pay to conveyancing solicitors in Exmouth for the legal work for a home sale or purchase.

Are Exmouth conveyancing fees and costs fixed?

Our solicitors work on a No Sale, No Fee basis with no unexpected, additional costs, unlike some other conveyancing solicitors in Exmouth who carry out the legal work on a cost per hour basis. Your quote sets out exactly what you will need to pay when your sale or purchase completes.

What are disbursements?

In addition to the solicitor's conveyancing fees you will also have to cover any 'disbursements'.

Disbursements are the third-party costs that your conveyancer will pass on to you at the end of the conveyancing process. These include costs like bankruptcy searches or indemnity insurance.

See: Complete list of conveyancing fees

How much will the total Exmouth solicitor conveyancing fees be?

While conveyancing fees in Exmouth will be the same as anywhere else in the UK, there can be variation in the disbursements required. For example, specific extra searches, e.g. a mining search, may be necessary and council search fees will vary.

For a standard home sale or purchase, the conveyancing fee we quote is the fee you pay. With Quittance, there are no unexpected costs or surprises in the small print. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here

Quittance's fees were cheaper - less than half the Estate Agent's recommended solicitor's fees

Conveyancing - Buying a property in Exmouth

Under recent changes to English and Welsh property law, a seller must now disclose issues concerning their property to their estate agent and to the purchaser.

It is, however, still the duty of a Exmouth conveyancing solicitor to investigate the property, and feed the results of their enquiries back to the buyer, solve outstanding issues and ensure that the change of ownership is registered at the Land Registry.

The following section discusses elements of the buying process for conveyancing solicitors in Exmouth where a deeper understanding of the legal technicalities is critical.

Your Exmouth conveyancing solicitor must be lender-approved

Before appointing a Exmouth conveyancing solicitor, it is essential that you check that they can represent your mortgage lender, whether you are getting a mortgage from the Skipton Building Society, Virgin Money or any other lender.

Your conveyancer may be unable to act for your mortgage lender, because some mortgage lenders will only work with a restricted panel of law firms that meet strict selection criteria.

In this case, the lender will likely require an alternative firm to complete the legal work, and you will be expected to pay this alternate solicitor's fees. This means the transaction could be delayed.

Failing to check your conveyancing solicitor's lender panel status can mean serious delays.

Our conveyancing solicitors can carry out the legal work for all major and minor lenders.

East Devon Council searches and other searches

Searches are enquiries made of public bodies by Exmouth conveyancing solicitors to provide information about your planned purchase. They include:

  • Local Authority search - covers planning applications, building control history and enforcement action against the property. The LA search also includes details of any nearby road development schemes.
  • Drainage & Water search - identifies water mains and sewers. This search also addresses whether the maintenance for these is the owner's responsibility.
  • Environmental search - identifies risks within 500 metres of the property, including flooding subsidence. The search will also reveal nearby landfill sites and contaminated land.
  • Chancel repair liability - involves the potential liability owed by the owners of certain property to pay for local parish church repairs. Insurance can be arranged to cover this risk.

More pertinent searches, such as a Crossrail search or a contaminated land report, may also be referred to in the initial search results.

East Devon Council has an approximate lead time of 7 weeks for LA searches, so personal (as opposed to official) searches will be faster.

Ensuring planning permission is in place

Your conveyancing solicitor will request an 'Official Copy of the Title Register' from HMLR. This will help to identify any planning issues, such as right of access issues or discrepancies with the filed plan.

East Devon Council Council Tax

The council tax paid by a homeowner is based on various factors including the number of occupants aged over 18 and the value of the home as determined by the VOA in 1991 (or 2003 in Wales). For instance a property in the East Devon Council area in Band C would pay £1,605 per annum.

Exmouth conveyancing solicitors will inform a purchaser of the property's tax band as soon as they are made aware.

If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,204.

Other discounts and exemptions may also apply, e.g. a 10% discount for second homes (although this may change as the government has second home ownership in its sights) or if the home is left unoccupied by a student.

Band East Devon Council Tax (2018)
A £1,204
B £1,404
C £1,605
D £1,805
E £2,206
F £2,608
G £3,009
H £3,611

Are you paying too much?

Owners can ask for their property to be reassessed. To challenge your banding contact:

Valuation Office Agency
Broadwalk House
Southernhay West
Exeter
EX1 1TS
Devon

Stamp Duty on Exmouth properties

Stamp duty is only applicable to homes where the purchase price exceeds £125k.

The SDLT1 form is seven pages long, and Her Majesty's Revenue and Customs (HMRC) fines those who delay in completing and returning it.

Her Majesty's Revenue and Customs (HMRC) complications are avoided using the latest integrated case management system.

See SDLT examples for properties in Exmouth:

  Average sale price (2017) SDLT
Average price £270,344 £3,517.20
Average price (detached) £364,738 £8,236.90
Average new build £590,937 £19,546.85

Stamp duty relief for first-time buyers in Exmouth

First-time buyer stamp duty relief is available on property purchases below £300k. Higher rates of stamp duty apply to buyers of second residential property in the form of a 3% surcharge. For example, if a homeowner bought a second property in Exmouth for the average price of £270,344 the stamp duty would be £21,627.52.

Conveyancing solicitors in Exmouth should confirm their client pays the right amount.

Buying a flat? Leasehold conveyancing in Exmouth

New build site

Buying a leasehold house or flat can be challenging when compared to purchasing a freehold home. Unreasonable ground rents, undisclosed major works and unfair clauses in the lease are among the many potential difficulties awaiting the unsuspecting buyer.

Poor leasehold guidance, from a conveyancer with only freehold experience, could lead to serious consequences.

A good conveyancing solicitor in Exmouth will address aspects of leasehold, e.g. service charge records from the last three years, unexpired lease terms and managing agent or landlord enquiries.

Make sure that you are fully-informed regarding your decision to buy a leasehold property - Contact Quittance Conveyancing's leasehold conveyancing solicitor team today on 0800 612 0377.

Buying a 'New Build' property in Exmouth?

New build site

The average purchase price of Exmouth new build homes is £662,500. 2 brand new homes have been bought in Exmouth in 2018 so far.

The legal side of purchasing a new build property requires more technical knowledge than 'standard conveyancing'. To avoid potential problems a Exmouth conveyancing solicitor should be conscious of local considerations and must consider a range of factors, e.g. dealing with delays associated with off-plan and ensuring compliance with planning regulations.

Our team of new build conveyancers deliver an expert assessment of the legal title of the house or flat, and in particular issues ranging from problematic leasehold terms to exponential ground rent and service charges (where applicable).

Conservation areas in Devon

Whether you are intending to buy a period cottage or a Victorian detached house, if the home is in a defined conservation area, your plans to alter the home might not be accepted by East Devon Council.

These restrictions, called Article 4 Directions, could include anything from a prohibition on roof terraces, to restrictions on the addition of cladding.

The local planning authority can order any non-compliant alterations to a property to be changed or removed.

Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Exmouth.

Conveyancing - Selling a property in Exmouth

The legal side of a property sale is much simpler than for a property purchase. The buyer does a thorough investigation into the property, whereas conveyancing solicitors in Exmouth acting for the seller just collects all documents and information relating to the property and answers the buyer's questions .

Factors that could delay or endanger the sale process

Homes will frequently have a series of legal problems (such as not being registered at the Land Registry or having right or way issues (such as being landlocked)) that can jeopardise a transaction.

You shouldn't bury your head in the sand as it is highly unlikely that the problems won't be picked up. The best course of action is to seek out professional help and attempt to resolve it ASAP.

Further reading:

Read more conveyancing advice for sellers.

Selling a leasehold property

Conveyancing for a leasehold flat or house is quite a lot more difficult compared to a freehold house.

The complexities of leasehold mean conveyancing solicitors in Exmouth will usually undertake additional work, including getting all relevant freeholder information or any information about regulations affecting the property that are not in the lease.

In order to resolve any leasehold issues faster, it is recommended that the vendor contact a solicitor as early in the process as possible, potentially before putting the property on the market,.

Can Quittance conveyancers act for the buyer and the seller in one transaction?

Solicitors Regulation Authority rules restrict the same conveyancing solicitor from acting on both sides in a house sale. However, CLC-regulated conveyancers, can act for both the buyer and the seller.

If you are buying or selling a property in Exmouth, and we are acting for the other side, you may want to instruct a property solicitor firm in Exmouth to undertake your legal work.

Local Exmouth conveyancing solicitor directory

  • Everys, Magnolia House, Church Street, Exmouth, Devon, EX8 1HQ
  • Ford Simey LLP, 17 High Street, Exmouth, Devon, EX8 1NR
  • Vine Orchards LLP, Trinity Chambers, 49 Rolle Street, Exmouth, Devon, EX8 2RS
  • F Arthur Jones & Co, 35 The Strand, Exmouth, Devon, EX8 1AQ
  • Aunac Law Limited, Office 7a Unit 16, Dinan Way Trading Estate, Concorde Road, Exmouth, Devon, EX8 4RS

Conveyancing - Remortgaging a property in Exmouth

Whilst there are many reasons to consider remortgaging, people usually remortgage their home to get a lower interest rate.

You will typically be able to benefit from a lower rate faster with a more proactive conveyancing solicitor in Exmouth, working to shorten the processing time of the legal work. With the Bank of England base rate now at 0.5% (May 2018) and rate rises anticipated, fast conveyancing can be a crucial factor in securing the rate you want.

A property lawyer will act for both you and the mortgage provider to certify that the new interest in the property is registered correctly and the interests of the lender are protected.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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