Award-winning No Move, No Fee conveyancing for Ewell home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
If you are buying or selling a property and need conveyancing solicitors in Ewell, our award-winning no sale, no fee property lawyers are here to help.
Quittance Conveyancing offer 100% fixed conveyancing fees, and you will always be up to speed regarding the legal side of your move, thanks to our commitment to better communication between all parties.
Our no move no fee guarantee means that if your move does not go ahead, you won't incur any conveyancing solicitors' legal fees at all.
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Ewell's most communicative conveyancing service
Almost half of the home buyers responding to a survey conducted by InfoTrack did not get enough communication from their conveyancer.
The charters of both the Conveyancing Quality Scheme (CQS) and the Council for Licensed Conveyancers are particularly concerned with improving conveyancing solicitor communication.
Despite focus from the Council for Licensed Conveyancers and the SRA, a Conveyancing Association-commissioned survey determined 43191 of conveyancing transactions fail as the result of delays caused by poor communication.
Keeping you in the loop
Our Ewell conveyancing solicitors deliver an award-winning property legal service. We deliver to clients an informative and proactive service using phone, email and via online case management, 7 days a week:
- Lowest Ewell conveyancing solicitor fees
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Updated: October 12, 2018
Ewell conveyancing solicitor fees
No Move, No Fee conveyancing in Ewell
Conveyancing solicitor fees are the costs you pay your Ewell conveyancing solicitor for the legal work involved in moving home.
Are Ewell conveyancing fees and costs fixed?
Quittance's conveyancing solicitors work on a fixed No Move, No Fee basis with no hidden fees, unlike some other conveyancing solicitors in Ewell who will work on an hourly-rate basis. Your quote sets out exactly what you will be charged when your sale or purchase completes.
Are there any other costs in addition to conveyancing fees?
You will have to pay any 'disbursements', in addition to the legal fees.
Disbursements are the costs incurred by the solicitor on your behalf. These include costs like TT fees or Stamp Duty Land Tax.
How much will conveyancing in Ewell cost in total?
Though conveyancing fees in Ewell will be the same as anywhere else in the UK, there may be some variation in certain disbursements. For example, specific extra searches, such as a flooding search, may be necessary and Local Authority Search fees can vary.
For a standard sale or purchase, the conveyancing fee we quote is the fee you pay. With Quittance Conveyancing, there are no hidden fees or surprises in the small print. To calculate the conveyancing fees for your move, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Ewell
The conveyancing for a property purchase needs a conveyancing solicitor in Ewell to consider a wide range of issues. Examples of such issues are problems with the property's title (e.g. no 'absolute' title) and the mortgageability of the property itself.
The buyer's lawyer will feed the results of their enquiries back to the buyer, deal with any legal issues and register the title in the new owner's name.
The following section offers advice for homebuyers searching for conveyancing solicitors in Ewell.
- Conveyancing solicitors in Camberley
- Conveyancing solicitors in Guildford
- Conveyancing solicitors in Woking
- Conveyancing solicitors in Surrey
Your Ewell conveyancing solicitor must be lender-approved
Property purchasers may choose from many mortgage lenders, from a niche lender like the Earl Shilton Building Society, to a large lender such as the HSBC. Before instructing a conveyancing solicitor in Ewell, whoever you choose, it is very important that you make sure that they can act in the interests of your mortgage lender.
Your conveyancer may be unable to act for your mortgage lender, because some lenders will only work with a selected list (known as a 'lender panel') of legal practices that meet strict selection criteria.
If this is the case, the lender will likely require a second legal firm to complete the legal work, and you will usually need to pay this second solicitor's costs. The additional work can mean the process takes much longer.
Quittance Conveyancing can perform the conveyancing for all lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Searches (Epsom & Ewell Borough Council)
Property searches (sometimes referred to as 'conveyancing searches') are carried out by Ewell conveyancing solicitors to expose issues that could possibly compromise how much the property you are purchasing will be worth. They include:
- Local Authority search - covers the details of planning applications, decisions and the enforcement of breaches or violations.
- Drainage & Water search - includes the position of water mains and sewers, and whether the local authority is responsible for their maintenance.
- Environmental search - shows risks within 500 metres of the property, such as toxic chemicals in the land
- Chancel repair liability - describes the insurance to protect against any liability owed by Ewell properties for local parish repairs.
Additional searches, such as a radon gas search or a geological search, may also be recommended in the initial search results.
Epsom & Ewell Borough Council has an average lead time of 5 weeks for Local Authority searches, so personal (as opposed to official) searches will be faster.
Your conveyancing solicitor will also order an Official Copy of the Title Register from the Land Registry, helping to identify planning issues, such as a difference between the agent's floorplan and the title plan or limits on the development of the property.
Epsom & Ewell Borough Council Council Tax
Epsom & Ewell Borough Council calculate council tax on Ewell homes based on the number of occupants and the historic value of the property (as valued at 1 April 1991). For example, the occupier of a Band B house in the Epsom & Ewell Borough Council area would pay annual council tax of £1,431.
Ewell conveyancing solicitors will inform a purchaser of the property's band once they have the Local Authority search results.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,074.
Other discounts and exemptions may also apply, for example a 10% discount for second homes or if the property is occupied by someone who is seriously mentally impaired. The Valuation Office Agency (VOA) calculate council tax bandings for newly-constructed property, and where the owner has requested a revaluation.
|Band||Epsom & Ewell Borough Council Tax (2018)|
Can I challenge the council tax banding?Contact the VOA for more information on how to challenge your tax band:
Valuation Office Agency
1 Francis Grove
Owners can apply for their property to be reassessed.
Stamp Duty on Ewell properties
When purchasing a home, stamp duty will probably need to be paid if the property is valued at over £125k.
Quittance's investment in the latest legal case management system means that HMRC filing complications and objections are a thing of the past.
This table sets out stamp duty for typical property in Surrey:
|Average selling price (2018 to date)||Stamp Duty|
|Average price (detached)||£849,776||£32,488.80|
|Average new build||£462,933||£13,146.65|
Stamp duty relief for first-time buyers in Ewell
In Nov 2017, the Chancellor announced that first-time buyers would be exempt from paying stamp duty on residential properties below £300,000. Since 1st April 2016, buyers of second homes are subject to a stamp duty surcharge of 3%, even if the property is not rented out. Following the example above, if a homeowner bought a second home in Ewell for the average price of £540,880 the SDLT would be £43,270.40.
Conveyancing solicitors in Ewell will ensure their client pays the correct amount.
Buying a flat? Leasehold conveyancing in Ewell
The drawbacks associated with buying a leasehold property in the UK are well known. Exponential ground rents, sub-letting restrictions and unreasonable managing agent fees are only some of the many traps lying in wait for the unsuspecting purchaser.
If you intend to buy a property with a lease, a experienced conveyancing solicitor in Ewell will address aspects of leasehold, such as current-year service charge estimates, leases approaching 80 years remaining and dealing with landlords.
Our leasehold conveyancing solicitors will work to ensure that you are fully-informed regarding your planned purchase.
Buying a 'New Build' property in Ewell?
According to data sourced by HMLR, the average purchase price of new build property in Ewell is £462,933. 93 new build homes have been bought in Ewell in 2018 so far.
A new-build conveyancing solicitor in Ewell must be aware of Ewell-specific considerations and new build's additional complexities, e.g. confirming Section 38 agreements and dealing with lender conditions.
Our award-winning new build team are specialists in helping new build purchasers obtain the best possible terms and working to tight developer deadlines.
Conservation areas in Surrey
When acting for the buyer of a home in Ewell, a conveyancing solicitor will confirm whether the property is in one of Ewell's conservation areas. If it is, the house will be affected by specific building controls. Referred to as Article 4 directions, these building controls could include:
- Limits on the use of non-traditional building materials
- A ban on VELUX windows
- Restrictions on outbuildings and extensions
The local authority can order any non-compliant alterations to a property to be changed or removed.
Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Ewell.
Conveyancing - Selling a property in Ewell
The legal work involved in a property sale is generally simpler than for a purchase. The buyer's conveyancing solicitor conducts detailed due diligence into the property's title and other legal aspects, whilst conveyancing solicitors in Ewell acting for the seller just collects all documents and information relating to the property and answers the purchaser's enquiries .
What could jeopardise your property sale?
A house or flat will frequently have many potential complications (such as a problem with the roof or not being registered at the Land Registry) that can jeopardise the conveyancing process.
In most cases, it is advisable for sellers to face such issues head on and fix them.
- The Essential Conveyancing Guide for Sellers in 2018
- Boundary disputes - what to do before selling your home
- No electrical completion certificate? What to do before selling your home
Read more helpful advice for sellers here.
Conveyancing for a leasehold flat or house is much more protracted than for a freehold house.
The complex nature of leasehold property means that conveyancing solicitors in Ewell must undertake additional legal work, for example sourcing the latest service charge and ground rent statement, through to any details of any ongoing enfranchisement process.
Sellers are advised to get a lawyer as soon as possible, and ideally before going on the market, to help mitigate often unavoidable leasehold delays.
What if Quittance is acting for the other side?
SRA regulations restrict the same conveyancing solicitor from acting on both sides in a house sale. However, a CLC-regulated conveyancer, can act for both the buyer and the seller.
You can contact a local Ewell conveyancing solicitor firm to carry out your legal work, if a Quittance conveyancer is carrying out the legal work for the other side.
Local Ewell conveyancing solicitor directory
- Harold Bell Infields & Co, Devon House, 174 Kingston Road, Ewell, Surrey, KT19 0SD
- Gowen & Stevens LLP, 15 Ewell Road, Cheam, Surrey, SM3 8DD
Conveyancing - Remortgaging a property in Ewell
Reducing monthly repayments by finding a lower interest rate is primarily why homeowners remortgage. There are other reasons, for example wanting a more flexible mortgage, or releasing capital to pay off other debts.
You will typically be able to benefit from a better rate earlier with a more efficient conveyancing solicitor in Ewell. They will work to reduce the processing time of the conveyancing. With the base rate now at 0.5% (May 2018) and the future of interest rates uncertain, fast conveyancing can be a critical factor in securing your preferred rate.
Your property lawyer should also be able to act for your chosen bank or building society. Our conveyancing team are on all major lenders' panels, so no matter whether you are moving to a flexible mortgage with the Co-operative Bank or to a joint mortgage with the Skipton Building Society, Quittance can help.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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