Award-winning No Move, No Fee conveyancing for Evesham home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Quittance offer guaranteed fixed conveyancing fees, and you will always be kept in the loop about the legal side of your move, thanks to our commitment to proactive communication.
Every year Quittance Conveyancing's No Sale, No Fee property lawyers help residential property buyers and sellers looking for conveyancing solicitors in Evesham and across Worcestershire.
Our no sale no fee guarantee means that if your move does not go ahead, you will not have to pay any conveyancing solicitors' legal fees.
Evesham's most communicative conveyancing service
Poor conveyancing firm communication can be one of the most exasperating aspects of the home moving process.
The regulatory bodies for Evesham property lawyers are heavily focussed on promoting proactive communication, and the consumer service charters of the Council for Licensed Conveyancers and the Conveyancing Quality Scheme (CQS) make pointed reference to the need to maintain a better standard of communication.
Nevertheless, a Conveyancing Association survey ascertained 43191 of property purchases abort due to inadequate communication.
Our Evesham conveyancing solicitors aim to deliver to you a dedicated and proactive property legal service by phone, email and online, 7 days a week:
- Lowest Evesham conveyancing solicitor fees
- Email address and direct line for your conveyancing lawyer
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Open Saturdays
- Stay in control of your case by your chosen method (including SMS, phone and email)
- Access to your online conveyancing file
Updated: October 12, 2018
Evesham conveyancing solicitor fees
No Move, No Fee conveyancing in Evesham
Conveyancing solicitor fees will be paid to your Evesham conveyancing solicitor for the legal work involved in moving home.
Are Evesham conveyancing fees and costs fixed?
Some conveyancing solicitors in Evesham will work on a fees per hour basis. Some solicitors will complete the work on a fixed 'No Move, No Fee' basis. Quittance's conveyancing solicitors work on a guaranteed fixed conveyancing fee basis, with no hidden extras. Your quote explains exactly what you will need to pay when your property transaction has completed.
Are there any other costs in addition to conveyancing fees?
In addition to the legal fees you will also need to budget for 'disbursements'.
Disbursements are fees that a property lawyer must pay to other companies during the process of buying or selling your home. These include costs like TT fees or bankruptcy checks.
How much will the total Evesham solicitor conveyancing fees be?
Conveyancing solicitor fees in Evesham should not vary, wherever you are buying or selling in the UK. However, there may be some variation in certain disbursements. For example, additional region-specific searches, e.g. a historic mining search, may be needed and Local Authority Search fees can vary.
With Quittance Conveyancing, there are no hidden fees or surprises in the small print. For a standard sale or purchase, the fees we quote are the fees you pay. To calculate the conveyancing fees for your move, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Evesham
In carrying out the legal work for a homebuyer, the conveyancing solicitor in Evesham will look into the property's title and make their "report on title".
Following their enquiries the conveyancer will offer professional advice and will solve outstanding issues and register the title in the new owner's name.
The following discusses those parts of the legal process for conveyancing solicitors in Evesham that warrant specialist knowledge.
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- Conveyancing solicitors in Worcester
- Conveyancing solicitors in Worcestershire
Your Evesham conveyancing solicitor must be lender-approved
There are many lenders, from a niche lender like New Street Mortgages, to a major lender such as the Nationwide Building Society. Before you instruct a conveyancing solicitor in Evesham, whoever you choose, you need to check that they are on the panel of your lender.
Your lawyer may be unable to act for your lender, because some lenders only accept a select panel of legal firms that match certain criteria.
If this is the case, the lender will require a second law firm to carry out the legal work, and you will usually need to pay this substitute solicitor's fees. Handling paperwork and correspondence with this additional party can delay the process.
Quittance Conveyancing can perform the conveyancing for all mortgage providers.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Conveyancing Searches (Wychavon District Council)
Property searches are carried out by Evesham conveyancing solicitors in order to identify problems that could undermine the value of the property you are purchasing.
Searches are primarily carried out to satisfy mortgage conditions, usually including the local authority (LA) search, environmental search, drainage & water search and chancel repair liability.
More pertinent searches, such as a highways authority search or a geological search, may also be recommended in the initial LA and Environmental searches.
Purchasers could experience a delay of around 2 weeks for LA searches provided by Wychavon District Council, so your conveyancer will recommend using a faster search agent.
Checking planning permission status
Official Entries will also be obtained from HM Land Registry by your conveyancing solicitor. This will help to highlight any planning issues, such as rights or restrictions on how the property may be used or outbuildings lying outside the boundary.
Wychavon District Council Council Tax
Wychavon District Council calculate your council tax based on various criteria such as the square footage of the property and the value of the home as determined by the VOA in 1991 (or 2003 in Wales). For instance the occupier of a Tax Band D property in the Wychavon District Council area would pay annual council tax of £1,658.
Evesham conveyancing solicitors will inform the buyer of the property's tax band once they are made aware.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,244.
Other discounts and exemptions may also apply, for example unoccupied properties undergoing major repairs or structural changes or if the property is left empty by someone receiving medical treatment. A property built after 1991 is assessed by the Valuation Office Agency.
|Band||Wychavon District Council Tax (2018)|
Is it possible to appeal?To challenge your banding contact:
Valuation Office Agency
Block A Government Buildings
The Valuation Office Agency should reassess a property's band on request. Councils prefer that this be done within six months of buying a property.
Stamp Duty on Evesham properties
With some exceptions, if you buy a property over the £125,000 threshold you will have to pay Stamp Duty Land Tax. Obtaining and completing the SDLT1 return from HMRC is difficult but not impossible for a typical property purchaser. Usually, however, the form is completed by the conveyancing solicitor to avoid penalties or delays.
With Quittance Conveyancing you have the peace of mind that the SDLT1 return is completed correctly and quickly when your purchase completes.
See examples for Worcestershire properties:
|Average selling price (2017)||Stamp Duty Land Tax|
|Average price (detached)||£368,461||£8,423.05|
|Average new build||£307,642||£5,382.10|
Stamp duty relief for first-time buyers in Evesham
As from Nov 2017, first-time buyers will not have to pay any stamp duty if the purchase price is below £300k. Higher rates of stamp duty apply to buyers of second residential property in the form of a higher SDLT rate of 3%. For example, if a homeowner bought a second home in Evesham for the average price of £258,914 the stamp duty would be £20,713.12.
Evesham conveyancing solicitors will ensure the right amount is calculated.
Buying a flat? Leasehold conveyancing in Evesham
Recent media reports have suggested that over 100,000 homeowners in the UK have property leases with unreasonable terms. There are many legal issues that may be awaiting the unsuspecting purchaser, such as spiralling ground rents and marriage value issues.
A competent conveyancing solicitor in Evesham will investigate aspects of the leasehold purchase, e.g. managing agent or landlord enquiries, reviewing the lease itself and flats in the same block with disparity between their leases.
Ensure that you are fully-informed regarding your planned purchase - Contact Quittance Conveyancing's specialist leasehold conveyancing solicitors on 0800 612 0377 today.
Buying a 'New Build' property in Evesham?
According to data gathered by the HM Land Registry, the average price for new build property in Evesham is £279,652. 48 new build properties have been bought in Evesham in 2018 so far.
A new-build conveyancing solicitor in Evesham must be familiar with local Evesham considerations and the extra complexities of new build, including checking the suitability of new build insurance and investigating road and drainage issues.
Our new build conveyancing department will provide an accurate and truly independent assessment of the property's legal status, with a close eye on issues like the home's subsequent mortgageability and possible freehold acquisition traps.
Worcestershire Conservation areas
Whether you are planning to buy an 18th century stone cottage or a Georgian town house, if the house is in a designated conservation area, your plans to alter the house may not be allowed by the local authority.
Called Article 4 directions, these restrictions can include anything from restrictions preventing the addition of new access, to restrictions on the removal of front boundary walls.
The local authority can order any non-compliant alterations to a property to be changed or removed, such as removing a new garden wall.
The Wychavon local planning authority has assigned conservation area-status to parts of Evesham. Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Evesham.
Conveyancing - Selling a property in Evesham
Conveyancing for a sale of a house or flat usually requires less work than for a property purchase. The buyer needs to carry out a thorough legal appraisal on the property and its legal title, whilst conveyancing solicitors in Evesham acting for the vendor simply gathers information relating to the property and replies to the solicitor's standard and additional enquiries .
What could go wrong?
Properties can face numerous issues (such as having a defective lease or not having a building regulations completion certificate) that have the capacity to prolong a sale for weeks.
Property specialists will usually advise that sellers face these issues head on and fix them.
- The Essential Conveyancing Guide for Sellers in 2018
- Noisy neighbours? What to do before selling your home
- What to do before selling your 'share of freehold' flat
Read more conveyancing advice for sellers.
The conveyancing process for a leasehold property is significantly more protracted than for a freehold property.
The complexities of leasehold mean conveyancing solicitors in Evesham must carry out additional legal work. This can involve requesting an up-to-date service charge statement or details of any unresolved disputes.
Experienced sellers will find a lawyer as early in the process as possible, and ideally before going on the market, to reduce leasehold-related delays.
Can your conveyancing solicitors act for the buyer and the seller of the same house?
A conveyancer regulated by the CLC can act for both parties. However, SRA regulations restrict the same conveyancing solicitor from acting on both sides in a property sale and purchase.
If you are buying or selling a Evesham home, and a Quittance conveyancing solicitor is acting for the other side, you may wish to contact a property solicitor firm in Evesham to carry out your conveyancing.
Local Evesham conveyancing solicitor directory
- Hcb Solicitors Ltd, Bridge Court, 64 Bridge Street, Evesham, WR11 4RY
- Leitch & Co, 16 Merstow Green, Evesham, Worcestershire, WR11 4BD
- Saunders Roberts, 1 Crown Court Yard, Bridge Street, Evesham, Worcestershire, WR11 4RY
- Cox & Hodgetts, De Montfort House, 115 High Street, Evesham, Worcestershire, WR11 4HS
- Parkinson Wright LLP, 4 Abbey Lane Court, Abbey Lane, Evesham, Worcestershire, WR11 4BY
Conveyancing - Remortgaging a property in Evesham
Reducing monthly repayments by finding a lower rate is the main reason that people remortgage. There are other reasons, for example wanting to overpay when the lender refuses, or releasing funds to help pay for home improvements.
Homeowners can appreciate the benefits of a lower rate faster by using a more proactive conveyancing solicitor in Evesham. With possible rate rises on the horizon, fast conveyancing can be a key consideration when getting onto your new rate as quickly as possible.
It is critical that the property lawyer undertaking the legal work can represent your new lender. Quittance Conveyancing are on all major UK lenders' panels, so no matter whether you are changing to a 100% mortgage with the Bank of Scotland or to a fixed-rate mortgage with the Hinckley and Rugby Building Society, our remortgage team can assist.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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