Updated: October 12, 2018

Emsworth conveyancing solicitor fees and costs

No Move, No Fee conveyancing in Emsworth

Conveyancing solicitor fees are the charges you pay to your Emsworth conveyancing solicitor for the legal work involved in moving home.

Do Emsworth conveyancing solicitors work on a fixed fee basis?

Quittance's conveyancing solicitors work on a fixed No Move, No Fee basis with no unexpected, additional costs, unlike some other conveyancing solicitors in Emsworth who offer services on a price per hour basis. Your conveyancing quote explains all fees and disbursements you will need to pay when your property transaction has completed.

Besides conveyancing fees, what other costs are there?

You will need to budget for 'disbursements', in addition to conveyancing solicitor fees.

Disbursements are fees, costs or taxes the conveyancing solicitor will have to pay to other organisations as part of the house-buying and selling process. These include costs like managing agent information or bankruptcy searches.

See: Complete list of conveyancing fees

How much will the total Emsworth solicitor conveyancing fees be?

Though conveyancing fees in Emsworth will be the same as anywhere else in the UK, there may be some variation in certain disbursements. As examples, specific extra searches, such as a mining search, may be necessary and council search fees will vary.

For a standard sale or purchase, what we quote is the fee you pay. There are no hidden costs or nasty surprises with Quittance Conveyancing. Work out the conveyancing fees for your move, with our conveyancing calculator: Click here

Quittance's conveyancing fees were considerably cheaper than the average solicitors' fees

Conveyancing - Buying a property in Emsworth

There is now an obligation on a seller to disclose any property defects or disputes to their estate agent and to the purchaser.

That said, it remains the responsibility of the Emsworth conveyancing solicitor to make enquiries about the property, deliver their report on title to the purchaser, iron out any legal issues and make sure that the title is registered in the name of the new buyer.

The content below discusses those parts of the buying process for conveyancing solicitors in Emsworth needing a deeper level of knowledge.

Your Emsworth conveyancing solicitor must be lender-approved

Whether you are obtaining a mortgage from Halifax, the Market Harborough Building Society or any other lender, before instructing a Emsworth conveyancing solicitor it is vital that you check that they are on the approved panel of your chosen lender.

Your conveyancer may not be able to carry out the legal work on behalf of your chosen lender, because some lenders will only accept a restricted panel of solicitors or licensed conveyancers.

Should this be the case, the lender will probably need a second solicitor firm to carry out the legal work, and you will be expected to pay this second lawyer's costs. Handling paperwork and correspondence with this additional party can delay the process.

Your home move could be threatened by failing to confirm your conveyancing solicitor's lender panel status.

Quittance Conveyancing are approved members of all lender panels.

Searches (Havant District Council)

Property searches are applied for by Emsworth conveyancing solicitors to help spot issues that might compromise how much the property you are purchasing will be worth. They include:

SearchDescription
Local Authority (LA) searchexposes issues like road schemes that could affect the property
Environmental searchshows whether the surrounding environment is suitable for the purchaser
Drainage & Water searchconfirms who is responsible for the upkeep of the water pipes and drainage that serve the property.
Chancel repair liabilityinvolves the potential liability owed by the owners of certain property to pay for local parish church repairs. Insurance can be arranged to cover this risk.

Your solicitor will make you aware if your chosen lender insists on any additional searches, for example a highways search or a contaminated land report.

The typical delivery time for searches obtained from Havant District Council is 9 weeks, so your solicitor will instead apply for quicker personal searches.

Planning searches

The conveyancing solicitor acting for the buyer will source an 'Official Copy of the Title Register' from the Land Registry, assisting with the identification of any planning issues, for example outbuildings missing from the title plan or neighbours' rights of access.

Havant District Council Council Tax

The amount of council tax a homeowner in Emsworth will pay to Havant District Council will depend on the property's value and the number of residents. E.g. a residential property in the Havant District Council area in Tax Band E would pay £2,008 per annum.

A conveyancing solicitor in Emsworth will inform a buyer of the property's band after this is confirmed by the searches.

If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,506.

Other discounts and exemptions may also apply, e.g. unoccupied properties undergoing major repairs or structural changes or where the property is uninhabitable. A new home is assessed by the Valuation Office Agency and allocated a council tax banding.

Band Havant District Council Tax (2018)
A £1,095
B £1,278
C £1,460
D £1,643
E £2,008
F £2,373
G £2,738
H £3,285

Are you paying more than you should?

Contact the VOA for more information on how to challenge your tax band:

Valuation Office Agency
Broadlands House
Staplers Rd
Newport
PO30 2HX
Isle of Wight

The Valuation Office Agency (VOA) should reassess a property's band on request. Councils prefer that this be done within six months of buying a property.

Stamp Duty on Emsworth properties

The buyer's conveyancing solicitor will ensure that the stamp duty is correctly calculated and is paid to HMRC. This occurs once the property sale has completed.

If you are buying a home that costs over £125,000, then you will have to pay stamp duty to HMRC.

Quittance's legal case management system integrates with electronic filing systems to ensure that the stamp duty is paid quickly and with minimal fuss.

See examples for Emsworth properties:

  Average selling price (2017) SDLT
Average price £401,239 £10,061.95
Average price (detached) £551,251 £17,562.55
Average new build £397,154 £9,857.70

Stamp duty relief for first-time buyers in Emsworth

Since 2017, first-time buyers only need to pay stamp duty on properties valued over £300k. If you are buying a second home for in excess of £40,000 then you will have to pay a 3% surcharge. Following the example above, if a homeowner bought a second home in Emsworth for the average price of £401,239 the SDLT would be £32,099.12.

Emsworth conveyancing solicitors will ensure the right amount is calculated.

Buying a flat? Leasehold conveyancing in Emsworth

New build site

Purchasing a leasehold house or flat is not as straightforward as buying a freehold property. The many potential traps awaiting the unsuspecting purchaser can include unreasonable managing agent fees and spiralling ground rents.

Inaccurate leasehold advice, from an inexperienced property lawyer, can have serious consequences.

A expert conveyancing solicitor in Emsworth will consider possible leasehold issues, such as :

  • understanding regional and era-specific nuances of leases
  • absent freeholders
  • service charges, ground rents and buildings insurance arrangements
  • block management regulations that sit outside the lease

Quittance Conveyancing's team of leasehold conveyancing solicitors will work to ensure that you are fully-informed regarding your planned purchase.

Buying a 'New Build' property in Emsworth?

New build site

The average cost of Emsworth new build properties is £397,154. 22 new build homes were purchased in Emsworth last year.

Buying a new build can be more involved than any other type of conveyancing. Therefore a Emsworth conveyancing solicitor must be aware of local considerations and should check numerous things, including handling equity loan schemes and ensuring that the contract is in the buyer's favour.

Our highly qualified new build conveyancing team are experts in working to developer exchange timeframes and helping the buyer get the best possible purchase terms.

Conservation areas in Hampshire

Whether you are intending to buy an 18th century stone cottage or a Tudor home, if the house is in an officially designated conservation area, any planned alterations to the house may not be allowed by the local authority.

These building controls, called Article 4 Directions, could include:

  • Restrictions on door and window styles
  • Restrictions preventing paving over the front garden
  • A prohibition on extensions (even if within Permitted Development rights)

The local planning authority can order any non-compliant alterations to a property to be changed or removed.

The Havant local planning authority has assigned conservation area-status to parts of Emsworth. Your conveyancing solicitor will address whether your planned purchase is located one of Emsworth's conservation areas.

Conveyancing - Selling a property in Emsworth

The legal side of a sale of a home is much easier than when purchasing. The buyer's solicitor does detailed due diligence on the legal title of your home, whilst conveyancing solicitors in Emsworth acting for the vendor merely answers the purchaser's enquiries.

What could go wrong?

A home will often come with any number of problems (such as excessive ground rent) which may derail your home move.

You shouldn't ignore this, hoping the issue will fix itself. The best course of action is to speak to an expert and attempt to resolve it at the earliest stage.

Useful reading:

Read more conveyancing advice for sellers.

Selling a leasehold property

Conveyancing for a leasehold property is quite a lot more technical compared to a freehold house.

The complexities of leasehold mean conveyancing solicitors in Emsworth will usually undertake additional work. This can involve sourcing an up-to-date service charge statement, through to details of any deed of variation.

It is strongly advised that you contact a conveyancer with leasehold experience as soon as an estate agent is chosen to ensure the legal technicalities are handled correctly.

Can your conveyancing solicitors act for the buyer and the seller of the same house?

Conveyancers regulated by the CLC can act for both parties. However, Solicitors Regulation Authority rules ban the same solicitor from working on behalf of both sides in a property sale and purchase.

You could contact a local Emsworth conveyancing solicitor firm to handle your legal work, if a Quittance conveyancing solicitor is doing the legal work for the other side.

Local Emsworth conveyancing solicitor directory

  • Addison Law, 8 North Street, Emsworth, Hampshire, PO10 7DD
  • Belcher Frost Solicitors Limited, 28a High Street, Emsworth, Hampshire, PO10 7AW
  • Andrew & Andrew Solicitors Limited, Sue Foster Interiors Ltd, 51 High Street, Emsworth, Hampshire, PO10 7AN

Conveyancing - Remortgaging a property in Emsworth

People remortgage for a number of reasons, for example switching from interest-only to repayment, or funding a one-off purchase. The main reason, however, is to get a better interest rate.

Homeowners should be able to enjoy a better rate sooner with a more efficient conveyancing solicitor in Emsworth. They will work to shorten the processing time of the legal work. With the base rate now at 0.5% (May 2018) and rate rises anticipated, fast conveyancing can be a critical factor in getting the mortgage rate you want.

The property lawyer carrying out your remortgage needs to be able to act for the new mortgage provider. Our conveyancing team are on the panel for all major lenders. So no matter whether you are changing to a lifetime tracker mortgage with Barclays Bank or to a fixed-rate mortgage with the Market Harborough Building Society, we can help.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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