Award-winning No Move, No Fee conveyancing for Eastleigh home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Every year our expert no sale - no fee property lawyers help home buyers and sellers looking for conveyancing solicitors in Eastleigh and across Hampshire.
We prioritise proactive communication to keep you updated 24/7 and our guaranteed fixed conveyancing fees means no nasty suprises.
If, for any reason at all, your sale or purchase does not proceed our no move no fee service means you will not have to pay any conveyancing solicitors' legal fees.
Eastleigh's most communicative conveyancing service
According to a Law Society survey, 1 in 2 of those who took part said poor communication prolonged the home moving process.
The service quality charters of both the Law Society's 'Conveyancing Quality Scheme' and the Council for Licensed Conveyancers are focused on resolving conveyancing solicitors' communication-related problems.
Notwithstanding attempts by the Solicitors Regulation Authority to address the issue, inefficient communication is one of the most common complaints made by buyers and sellers.
Keeping you updated
Our team of Eastleigh conveyancing solicitors deliver a first-rate conveyancing service. We strive to provide the information you need using your preferred method of communication, every day of the week:
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- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
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- Instant progress updates via SMS, phone and email
Updated: October 12, 2018
Eastleigh conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Eastleigh
Conveyancing solicitor fees are the amounts you pay to your Eastleigh conveyancing solicitor for handling the legal work for your move.
Are Eastleigh conveyancing fees and costs fixed?
Some conveyancing solicitors in Eastleigh offer services on an hourly rate, and other firms will work for a fixed fee ('No Move, No Fee'). We work on a fixed No Sale, No Fee basis, with no hidden costs. Your conveyancing quote will set out what fees you will need to pay when your sale or purchase goes through.
What are disbursements?
In addition to the legal fees you will also need to budget for 'disbursements'.
Disbursements are fees that a property lawyer must pay to other companies during the process of buying or selling your home, such as Land Registry fees or leasehold information packs.
How much will the total Eastleigh solicitor conveyancing fees be?
Eastleigh conveyancing fees should be the same as anywhere else in the UK. However, the costs of certain disbursements can vary. For example, Local Authority (LA) Search fees will vary and specific extra searches, such as a mining search, may be necessary.
With Quittance, there are absolutely no hidden costs. For a standard sale or purchase, the fees we quote are the fees you pay. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Eastleigh
Recent changes to the law mean that a seller should disclose defects or disputes to the buyer and the estate agent.
It is, however, still the duty of a conveyancing solicitor in Eastleigh to make enquiries about the property, deliver their report on title to the purchaser, deal with any legal problems and register the title in the new owner's name.
This section of the article considers elements of the legal process for conveyancing solicitors in Eastleigh where additional expertise is essential.
- Conveyancing solicitors in Basingstoke
- Conveyancing solicitors in Portsmouth
- Conveyancing solicitors in Southampton
- Conveyancing solicitors in Winchester
- Conveyancing solicitors in Hampshire
Your Eastleigh conveyancing solicitor must be lender-approved
Regardless of whether your mortgage is with a major lender like the Co-operative Bank or a less common lender such as DB UK Bank, before you select a conveyancing solicitor in Eastleigh it is essential that you check that they are on the panel of your lender.
Your lawyer may not be able to carry out the legal work for your lender, because some banks and building societies will only accept a selected list (known as a 'panel') of law firms that meet strict criteria.
Should this be the case, the lender will probably need a second firm to act in their interests, and you will be expected to pay this alternate solicitor's costs. Resulting delays can jeopardise the whole purchase.
Our solicitors can act for all lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Residential Property Searches (Eastleigh Borough Council)
Property searches are carried out by Eastleigh conveyancing solicitors to help to identify problems that could compromise how much your home is worth. They include:
|Local Authority (LA) search||covers the details of planning applications, decisions and the enforcement of breaches or violations.|
|Environmental search||exposes whether the land around the property (500m radius) has been affected by subsidence, flooding or has been identified as "contaminated land"|
|Drainage & Water search||identifies water mains and sewers. This search also addresses whether the maintenance for these is the owner's responsibility.|
|Chancel repair liability||some Eastleigh property may still owe a liability to the local parish for repairs. Insurance can be taken out to protect against this risk.|
Additional searches, such as a tin mining search or a commons registration search, may also be advised in the initial LA and Environmental searches.
Eastleigh Borough Council has an approximate lead time of 10 weeks for Local Authority searches. A private search company will be able to provide this information sooner.
Official Entries (or 'office copies') will also be ordered from HM Land Registry by the conveyancing solicitor acting for the purchaser, helping to evidence potential planning issues. These issues could include the title plan showing only very general boundaries or rights or restrictions on how the property may be used.
Eastleigh Borough Council Council Tax
Council tax is calculated by Eastleigh Borough Council on property value and the number of people living in the property. For example, for an average Band C property in Eastleigh, the tax would be £1,458 per year.
Eastleigh conveyancing solicitors will inform the purchaser of the property's tax band once this is confirmed by the searches.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,093.
Other discounts and exemptions may also apply, for example unoccupied properties undergoing major repairs or structural changes or for spouses of students who are not British. New build properties are assessed by the Valuation Office Agency and allocated a band.
|Band||Eastleigh Borough Council Tax (2018)|
Can I appeal against my band?
The Valuation Office Agency should reassess a property's band on request. Councils prefer that this be done within six months of buying a property. To challenge your banding contact:
Valuation Office Agency
Stamp Duty on Eastleigh properties
When purchasing a home, SDLT will probably need to be paid if the property is valued at over £125k.
Our post-completion conveyancing team use case management software to ensure the SDLT1 tax return is submitted to Her Majesty's Revenue and Customs (HMRC) as quickly as possible.
See examples for average local properties:
|Average selling price (2018 to date)||Stamp Duty Land Tax|
|Average price (detached)||£410,433||£10,521.65|
|Average new build||£379,357||£8,967.85|
Stamp duty relief for first-time buyers in Eastleigh
Since November 2017, first-time buyers only need to pay stamp duty on homes valued over £300k. Following a change in April 2016, an SDLT surcharge of 3% is applied for purchases of additional property. Following the example above, if a homeowner bought a second home in Eastleigh for the average price of £293,776 the SDLT would be £23,502.08.
Conveyancing solicitors in Eastleigh should ensure the right amount is calculated.
Buying a flat? Leasehold conveyancing in Eastleigh
Buying a leasehold house or flat if you are unaware of the implications can be costly. The many potential complications awaiting an uninformed purchaser can include:
- unfair clauses in the lease
- sinking fund issues
- unfair developer practices
- doubling ground rents
A good conveyancing solicitor in Eastleigh will consider potential leasehold issues, including :
- understanding regional and era-specific nuances of leases
- service charges and whether they have been collected
- dealing with landlords
- leaseholder/freeholder disputes
- insurance reinstatement covenants
Ensure that you are aware of all the potential issues and costs associated with the lease with Quittance Conveyancing's leasehold conveyancing solicitor team.
Buying a 'New Build' property in Eastleigh?
The average price for new builds in Eastleigh is £379,357, according to HM Land Registry. 15 brand new homes have been bought in Eastleigh in 2018 so far.
A new-build conveyancing solicitor in Eastleigh must be well-versed in regional considerations and new build's added complexities, such as verifying rights of access and advising on mortgage offer flexibility for delayed completion.
Our conveyancing team are specialists in helping the buyer get the best possible purchase terms and meeting short developer deadlines.
Conservation areas in Hampshire
If you are planning to purchase a property in a conservation area in Eastleigh, the property must not breach any conservation area conditions. These constraints could include a wide range of constraints from possible restrictions on solar panel positioning, to restrictions on the addition of flues and soil vent pipes.
The new owner could be ordered to pay for necessary changes to bring a property in line with current regulations, even if the changes were made by the previous owner.
Orchards Way, Bursledon Windmill and Netley Abbey are among the conservation areas in Eastleigh. Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Eastleigh.
Conveyancing - Selling a property in Eastleigh
Conveyancing for a property sale is normally less troublesome than when buying. With a purchase, the burden lies entirely with the buyer to confirm that the house or flat is mortgageable and free from legal issues.
On the other hand, when selling, conveyancing solicitors in Eastleigh acting for the existing owner just answer any enquiries made by the buyer's solicitor.
What could put the sale process at risk?
A property will frequently have many possible issues (such as having a defective lease or a problematic solar panel lease) that might protract or even derail the conveyancing process.
It is generally advisable that sellers face any such problems head on and fix them.
- The Essential Conveyancing Guide for Sellers in 2018
- What to do before selling your 'share of freehold' flat
- Selling a leasehold flat? What to do before going on the market
For more conveyancing advice for sellers click here.
Conveyancing for a leasehold flat or house is quite a lot more involved than for a freehold property.
Eastleigh conveyancing solicitors must usually carry out further legal work, such as approaching the managing company for detailed managing agent information, through to finding out if there are any payment arrears.
To reduce leasehold-related delays, it is highly recommended that you instruct a conveyancer as soon as the decision is made to sell.
Can Quittance conveyancers act for both sides?
Solicitors Regulation Authority rules restrict the same conveyancing solicitor from acting on both sides in a property sale and purchase. However, a CLC-regulated conveyancer, can act for both sides.
If you are buying or selling a Eastleigh home, and a Quittance conveyancer is carrying out the legal work for the other side, you can contact a local Eastleigh conveyancing solicitor firm to carry out your legal work.0
Conveyancing - Remortgaging a property in Eastleigh
Homeowners remortgage for all sorts of reasons, such as wanting a more flexible mortgage, or releasing funds to help kids get on the property ladder. The most common reason, however, is to secure a preferential rate.
A proactive conveyancing solicitor in Eastleigh will complete the conveyancing quickly, helping you get onto the lower rate earlier. With the base rate set at 0.5% (May 2018) and future interest rate changes hard to predict, fast conveyancing can be a key consideration when securing the rate you want.
The property lawyer carrying out your remortgage needs to be able to act for your chosen mortgage lender. Quittance Conveyancing are on all major UK lenders' panels, so whether you are changing to an interest-only mortgage with Birmingham Midshires or to a joint mortgage with the Allied Irish Bank, our remortgage team can assist.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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