Award-winning No Move, No Fee conveyancing for Droitwich home movers
By Gaynor Haliday , Oct 12, 2018
Quittance Conveyancing offer guaranteed fixed conveyancing fees, and you will always stay informed about how your move is progressing, thanks to our focus on proactive communication.
Every year our no sale - no fee property lawyers help property buyers and sellers looking for conveyancing solicitors in Droitwich and across Worcestershire.
If, for any reason at all, your property sale or purchase does not proceed our no move no fee service means you won't incur any conveyancing solicitors' legal fees at all.
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Droitwich's most communicative conveyancing service
Approximately 50% of those contacted for an InfoTrack survey did not receive adequate communication from their property lawyer.
Regulators for Droitwich property solicitors are heavily focussed on generally improving communication standards, and the consumer service charters of the Council for Licensed Conveyancers and the Law Society's CQS make pointed reference to better communication standards.
Despite attempts by the Solicitors Regulation Authority to address the issue, a survey carried out by OnePoll, revealed that approximately one quarter of property deals fall through as the result of delays caused by inefficient communication.
Quittance Conveyancing's Droitwich conveyancing solicitors deliver an unmatched property legal service. We provide buyers and sellers with a dedicated and proactive legal service by phone, email and online, 7 days a week:
- Cheapest Droitwich conveyancing solicitors fees
- Award-winning technology to track your case
- Frequent status notifications via your preferred contact method (including SMS, phone and email)
- Your dedicated conveyancer's personal extension numbers
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- We are open weekends - Saturday (9am-1pm)
Updated: October 12, 2018
Droitwich conveyancing solicitor fees
No Move, No Fee conveyancing in Droitwich
Conveyancing solicitor fees are paid to your Droitwich conveyancing solicitor for the legal work associated with moving home.
Are Droitwich conveyancing fees and costs fixed?
We work on a No Sale, No Fee basis with no hidden extras, unlike some other conveyancing solicitors in Droitwich who work on a fees per hour basis. Your quote sets out exactly what you will be charged when your house or flat sale completes.
Are there any other costs?
In addition to the solicitor's conveyancing fees you will also need to budget for 'disbursements'.
Disbursements are the costs incurred by the solicitor on your behalf, such as bankruptcy searches or identity verification checks.
How much will conveyancing in Droitwich cost in total?
Whilst conveyancing fees in Droitwich will usually match prices elsewhere in the UK, the disbursements required can vary. For example, additional region-specific searches, such as utilities searches, may be needed and Local Authority Search fees can vary.
For standard conveyancing transactions, the conveyancing fee we quote is the fee you pay. There are no hidden costs or nasty surprises with Quittance Conveyancing. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Droitwich
Caveat emptor, (Latin for "let the buyer beware"), was a fundamental principle of English property law. The 2008 Consumer Protection Against Unfair Trading Regulations (CPRs) have effectively abolished this rule, however, and the buyer still will need to carry out due diligence on a planned purchase.
A Droitwich conveyancing solicitor will offer professional advice following their enquiries, find solutions to outstanding defects and other issues and ensure that the change of ownership is registered at the Land Registry.
This section of the article discusses the aspects of the legal process for conveyancing solicitors in Droitwich requiring specialist legal knowledge.
- Conveyancing solicitors in Bromsgrove
- Conveyancing solicitors in Kidderminster
- Conveyancing solicitors in Malvern
- Conveyancing solicitors in Redditch
- Conveyancing solicitors in Worcester
- Conveyancing solicitors in Worcestershire
Your Droitwich conveyancing solicitor must be lender-approved
Whether you are getting a mortgage from Halifax, Atom Bank or any other lender, before you instruct a Droitwich conveyancing solicitor it is paramount that you confirm that they can represent your mortgage lender.
Most lenders only accept a select list (referred to as a 'panel') of firms. If your conveyancer cannot act for your mortgage lender, the lender will probably require a different law firm to carry out the legal work.
The purchaser will usually need to pay this alternate solicitor's fees and the conveyancing process could take much longer.
Our conveyancing solicitors can perform the conveyancing for all banks and other lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Wychavon District Council searches and other searches
Searches are enquiries made by Droitwich conveyancing solicitors to identify information and potential issues affecting your new home. They include:
|Local Authority (LA) search||covers the details of planning applications, decisions and the enforcement of breaches or violations.|
|Drainage & Water search||identifies whether the owner or local authority must pay for the maintenance of water mains and sewers|
|Environmental search||exposes whether the land around the property (500m radius) has been affected by subsidence, flooding or has been identified as "contaminated land"|
|Chancel repair liability||describes the insurance to protect against any liability to the local parish for repairs.|
Your conveyancer will notify you if your lender needs any more searches, for example a more detailed flood report or a contaminated land report.
Property purchasers should expect to wait approximately 2 weeks for Residential property searches from Wychavon District Council, so your lawyer will recommend using quicker personal searches.
Official Entries will also be ordered from HMLR by your conveyancing solicitor. This will help to expose any planning issues, for example outbuildings missing from the title plan or that a restrictive covenant has been breached.
Wychavon District Council Council Tax
Council tax is calculated by Wychavon District Council on property value and the number of people living in the property. For example, the occupier of a Band E residential property in the Wychavon District Council area would pay annual council tax of £2,027.
Droitwich conveyancing solicitors will inform a purchaser of the home's tax band once this is confirmed by the searches.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,520.
Other discounts and exemptions could also apply, for example if the property is uninhabited (for the first 60 days) or for foreign language students. The Valuation Office Agency work out bands for new homes, and where the owner has requested a revaluation.
|Band||Wychavon District Council Tax (2018)|
Is your new home in the wrong band?To challenge your banding contact:
Valuation Office Agency
Block A Government Buildings
A homeowner can apply for their property to be reassessed, but the band could be revised up as well as down.
Stamp Duty on Droitwich properties
If you are buying a property that costs over £125,000, then you will have to pay stamp duty to HMRC. Obtaining and completing the SDLT1 return from HMRC is difficult but not impossible for a typical property buyer. Usually, however, the form is completed by the conveyancing solicitor to avoid penalties or delays.
Quittance Conveyancing is able to administer the stamp duty process faster and more efficiently than ever, using integrated online systems.
See examples for average local properties:
|Average selling price (2018 to date)||Stamp Duty|
|Average price (detached)||£349,956||£7,497.80|
|Average new build||£288,600||£4,430.00|
Stamp duty relief for first-time buyers in Droitwich
Since the budget announcement in November 2017, if you are a first-time buyer, you only pay stamp duty on property valued at over £300,000.
Droitwich conveyancing solicitors should ensure the right tax is paid.
Buying a flat? Leasehold conveyancing in Droitwich
Purchasing a leasehold property without being aware of the facts can be fraught with risk. Exponential ground rents, reversionary interests and incomplete management company accounts are only some of the many common complications lying in wait for an uninformed purchaser.
A good conveyancing solicitor in Droitwich will consider possible leasehold issues, such as flats with varying lease terms, any recent demands for service charges and ground rent and reviewing the lease.
Quittance Conveyancing's team of leasehold conveyancing solicitors will work to ensure that you are fully-informed regarding your planned purchase.
Buying a 'New Build' property in Droitwich?
10 brand new properties have been bought in Droitwich in 2018 so far, based on information from the HM Land Registry. The average sale price of a new build property in Droitwich is £288,600.
The legal side of acquiring a new build home is generally more complex than 'standard conveyancing'. Therefore a conveyancing solicitor in Droitwich must be conscious of Droitwich-specific considerations and needs to consider a range of factors, e.g. checking the suitability of new build insurance and negotiating new build contracts.
Our award-winning team of conveyancers specialise in helping the buyer get the best possible purchase terms and working to developer exchange timeframes.
Worcestershire Conservation areas
If you are purchasing a home in one of Droitwich's conservation areas, the property will need to meet any conservation area building controls. These constraints, referred to as Article 4 Directions, can include anything from general restrictions governing the use of unsympathetic materials, to restrictions on the addition of boundary walls.
If a property is in breach, you could be ordered by the local authority to return the home to its earlier condition, even if the changes were made by the previous owner.
Your conveyancing solicitor will address whether your planned purchase is located one of Droitwich's conservation areas.
Conveyancing - Selling a property in Droitwich
The conveyancing process on a house sale is much simpler than for a purchase. The buyer's solicitor needs to carry out extensive research on the home. Conveyancing solicitors in Droitwich acting for the seller mostly just collects any required paperwork and answers the buyer's questions .
What could put your sale at risk?
Common obstacles, like not being registered at the Land Registry or being situated on an unadopted road, could protract the sale conveyancing process if left unresolved.
Don't ignore the issue, trusting that the issue won't be discovered. Instead, seek out professional help and work to resolve it ASAP.
- The Essential Conveyancing Guide for Sellers in 2018
- Boundary disputes - what to do before selling your home
- No electrical completion certificate? What to do before selling your home
Read more helpful advice for sellers here.
Leasehold conveyancing for a sale
The conveyancing process for a leasehold flat (leasehold houses are uncommon) is much more time-consuming than for a freehold house.
Conveyancing solicitors in Droitwich must usually carry out further legal work, for example liaising with the management company to obtain a completed copy of the Leasehold Property Enquiry Form, through to details of common parts management.
It is strongly advised that the seller instructs a property lawyer with leasehold experience as early as possible to reduce delays.
What if Quittance is acting for the other side?
SRA regulations ban a single conveyancing solicitor from working on behalf of both sides in a property sale and purchase. A conveyancer who is regulated by the CLC, however, can act for both sides.
You may wish to contact a law firm in Droitwich to undertake your legal work, if a Quittance conveyancing solicitor is acting for the other side.
Local Droitwich conveyancing solicitor directory
- Parkinson Wright LLP, 64 Friar Street, Droitwich, Worcestershire, WR9 8EF
Conveyancing - Remortgaging a property in Droitwich
Benefitting from a better rate of interest to reduce monthly expenses is generally why people remortgage. There are other reasons, such as borrowing more to help pay for an extension, or switching from interest-only to repayment.
You can appreciate the benefits of a lower rate sooner by using a more proactive conveyancing solicitor in Droitwich. They will work to reduce the processing time of the conveyancing. With possible rate rises on the horizon, fast conveyancing can be a critical factor in securing the rate you want.
The property lawyer carrying out your remortgage must also be able to act on behalf of your chosen mortgage provider. Our conveyancers are on all major UK lenders' panels, so whether you are moving to a lifetime tracker mortgage with the NatWest or to a long-term fixed mortgage with the Coventry Building Society, our remortgage specialists can help.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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