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Desborough Conveyancing: FAQs

Our Desborough experts tackle some of the conveyancing questions we are often asked. Whether you are buying your first home in Desborough, selling a property, remortgaging or transferring equity.

Buying property in Desborough

How much is the Council Tax in Kettering Borough Council in 2022?

Desborough is situated in Kettering Borough Council. Council tax bands in 2022 are as follows:

Band North Northamptonshire Council Tax (2022/23)
A £1,323.41
B £1,543.97
C £1,764.54
D £1,985.11
E £2,426.25
F £2,867.38
G £3,308.52
H £3,970.22

Read more:

Are you paying more Council Tax than you should be?

I'm buying a house in Desborough - which searches will I need?

The standard pack includes:

  • Official or Regulated Local Authority Search
  • Residential Environmental Search
  • Drainage and Water Search
  • Chancel liability insurance

Sometimes the location of the property will warrant specialist searches , for example a search.

To see how much searches will cost on a Desborough move you can use our our calculator.

Read more:

What are conveyancing searches when buying a home and do I need them?

I am buying a leasehold property in Desborough - what do I need to know?

Purchasing a leasehold flat in the UK can be complicated. The many potential traps awaiting an uninformed buyer can include legally technical issues like unreasonable managing agent fees and unreasonable lease extension premiums.

Your solicitor will look into all potential issues with the lease and report back to you.

Read more:

What you need to know about buying a leasehold property

Should I be wary of buying a leasehold house?

Should I buy a property with a short lease?

Selling property in Desborough

Could the sale of a leasehold property be delayed?

Yes. The conveyancing for selling a leasehold house or flat can result in long delays.

The buyer's conveyancer will want to see these documents, like a copy of buildings insurance for the common parts of the property and three years' filed accounts for the property management. Typically, delays are due to the time required by your solicitor to get these documents together.

Your solicitor should start this process as soon as possible, as these details could take several weeks to collect if the agent responsible for managing the property is slow or difficult to contact.

Read more:

Selling a leasehold flat? What to do before going on the market

Remortgaging in Desborough

Will I need a conveyancing solicitor if I am remortgaging my Desborough property?

Yes.

The official UK base rate is currently set at 1.25% (June 2022). A good Desborough remortgage solicitor could save you a few mortgage payments on your old rate by completing the conveyancing quickly.

Property solicitors are members of most UK mortgage lenders, so whether you are you are moving to a lifetime tracker mortgage with Birmingham Midshires or to a capped-rate mortgage with the Swansea Building Society, we can assist.

Get a remortgage conveyancing quote

Transferring equity in Desborough

Will I need a solicitor in order to transfer equity in my Desborough property?

A 'transfer of equity' will be required if the ownership structure of the Desborough property needs to be changed, or if the property is being given (gifted) to a child or relative. The legal process of transferring equity is different to the purchase or sale of the whole property. Your conveyancing solicitors can carry out the legal work for you for a guaranteed fixed fee. If you intend to remortgage at the same time as the transfer, we can complete the remortgage legal work in parallel.

Get a transfer of equity conveyancing quote

Comparing Conveyancing Quotes in Desborough

Conveyancing fees and disbursements - What's the difference?

Legal fees, such as the unregistered land fee and mortgage fee, are paid to your solicitor or conveyancer for the work they do.

Disbursements are third-party costs, like Drainage Search Fees or HMLR office copies.

How much will my conveyancing legal fees be in 2022?

When you compare conveyancing quotes for your Desborough home move, check the fine print for potential extra fees and costs. An online quote should reflect everything required for standard conveyancing. Potential hidden fees could add £100s to your final bill.

Read more:

How much should conveyancing fees cost in 2022?

General Desborough property lawyers FAQs

How much are conveyancing fees for buying or selling a home in Desborough?

Conveyancing fees can be broken down into the conveyancer's legal fees and disbursements.

Conveyancing disbursements are the costs payable as part of a conveyancing transaction, paid out on your behalf, such as Stamp Duty Land Tax and landlord fees. Legal fees are for the legal work carried out by the solicitor.

Your solicitor's legal fees for buying or selling a house in Desborough are fixed, meaning for a standard transaction, what you are quoted is what you pay

Calculate the conveyancing fees for your Desborough sale or purchase

Our conveyancing fees calculator can give you a comprehensive conveyancing quote with a detailed breakdown of all fees, costs and disbursements for your Desborough sale or purchase.

Read more:

How much should conveyancing fees cost in 2022?

How we can help you

If you are buying, selling, remortgaging or transferring equity in a property in Desborough and need an expert conveyancing solicitor, we can take care of the legal side of your move.

We work with a panel of specialist conveyancing solicitors to deliver a stress-free moving experience.

  • No Move, No Fee Guarantee
  • Fixed fee conveyancing service
  • Desborough experts
  • CQS-accredited panel solicitors
Get a Quote

All-inclusive quote from £384 inc VAT

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