Local information

The city of Derby, traditionally the county town of Derbyshire, lies at the edge of the Peak District National Park. It is the UK's most central city - furthest from the sea.

One of the key birthplaces of the Industrial Revolution, Derby is a now centre for advanced transport manufacturing, including aero engines, trains and cars. Wages are higher than average for the area and house prices are affordable, although the Derbyshire property market is experiencing a mini-boom, pushing prices up by around 9%.

Derby conveyancing FAQs

How much council tax must I pay for a property in Derby City Council?

Derby is situated in Derby City Council. Council tax bands are:

Band Derby City Council Tax (2018/19)
A £1095.51
B £1278.10
C £1460.68
D £1643.27
E £2008.44
F £2373.61
G £2738.78
H £3286.54

Read more:

Are you paying more council tax than you should be?

Stamp duty calculator

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Read more about stamp duty:

What is Stamp Duty Land Tax (SDLT)?

Can I claim stamp duty relief as a first time buyer?

Are Derby conveyancing fees fixed?

Some conveyancing solicitors in Derby offer services on a price per hour basis others work on a fixed fee.

Quittance's conveyancing solicitors work on a fixed conveyancing fee basis, with no hidden fees. Your detailed quote will explain what you will pay when your transaction completes.

If, for any reason at all, your transaction does not go ahead, you will be covered by our No Move, No Fee guarantee.

Read more:

How much should conveyancing fees cost in 2019?

I'm buying a property in Derby - what searches do I need?

The standard pack includes:

  • Regulated Local Authority Search
  • Regulated Drainage and Water Search
  • Residential Environmental Search
  • Chancel search

Sometimes the results of the standard searches will necessitate additional searches e.g. an HS2 search.

To find out the cost of searches on a Derby purchase, try our conveyancing cost calculator.

Read more:

What are conveyancing searches when buying a home and do I need them?

I am buying a leasehold property in Derby - what do I need to know?

Purchasing a leasehold house or flat requires a number of extra steps when compared to buying a freehold. The numerous common problems lying in wait for the unsuspecting purchaser can include legally technical issues like sinking fund issues and onerous clauses in the lease.

A specialist leasehold solicitor will look into all potential issues with the lease and report back to you.

Read more:

What you need to know about buying a leasehold property

Should I be wary of buying a leasehold house?

Should I buy a property with a short lease?

Does it take longer to sell a leasehold property?

Compared to freehold property, yes. Sale conveyancing for a leasehold house or flat can take much longer.

The solicitor acting for the buyer will want to see this leasehold-related paperwork, like a copy of buildings insurance for the common parts of the property and details of any breaches by other leaseholders. The time needed by the seller's conveyancer to gather this paperwork is commonly the source of delays.

The solicitor should commence this at the earliest opportunity, as the managing agent's information can take weeks to collect if the landlord or managing agent is slow or difficult to contact.

Read more:

Selling a leasehold flat? What to do before going on the market

Will I need a conveyancing solicitor if I am remortgaging my Derby property?

Yes.

The official UK base rate is currently set at 0.75% (Feb 2019). A proactive conveyancing solicitor in Derby could save you a few mortgage payments on your old rate by completing the conveyancing quickly.

Our conveyancers are members of most UK mortgage lenders, so whether you are you are switching to a flexible mortgage with the NatWest or to a flexible mortgage with the Furness Building Society, Quittance can help.

Check your solicitor can act for your lender