Cumbria conveyancing FAQs

How much council tax must I pay for a property in Eden District Council?

Cumbria is situated in Eden District Council. Council tax bands in 2019 are as follows:

Band Eden District Council Tax (2018/19)
A £1204.07
B £1404.74
C £1605.42
D £1806.10
E £2207.46
F £2608.81
G £3010.17
H £3612.20

Read more:

Are you paying more council tax than you should be?

Stamp duty calculator

£

Read more about stamp duty:

What is Stamp Duty Land Tax (SDLT)?

Can I claim stamp duty relief as a first time buyer?

How much are conveyancing fees for buying or selling a home in Cumbria?

Conveyancing fees are made up of 2 parts: the solicitor's legal and disbursements.

Conveyancing disbursements are the costs payable as part of a conveyancing transaction, incurred on behalf of a buyer or seller, for example Stamp Duty and Office Copies. Legal fees are for the legal work carried out by the solicitor.

Our fees for buying or selling a house in Cumbria are fixed, which means that for a standard transaction, what we quote is exactly what you pay

Calculate the conveyancing fees for your Cumbria sale or purchase

Our online conveyancing fees calculator gives you a detailed fixed fee quote with a detailed breakdown of all fees, costs and disbursements for your Cumbria sale or purchase.

Calculate my conveyancing fees

Read more:

How much should conveyancing fees cost in 2019?

I'm purchasing a home in Cumbria - what searches do I need?

The standard search pack will include:

  • Official or Regulated Local Authority Search
  • Residential Environmental Search
  • Regulated Drainage and Water Search
  • Chancel search liability

Occasionally the solicitor will recommend additional searches , for example a mining search.

To work out the total cost of searches on a Cumbria move, use our conveyancing calculator.

Read more:

What are conveyancing searches when buying a home and do I need them?

How long does conveyancing take when buying a leasehold flat in Cumbria?

The vast majority of flats are leasehold. Purchasing a leasehold home will usually take more time than a freehold property because there is more to prepare and the freeholder and/or managing agent are also involved.

Varied factors, such as an unreachable freeholder or missing leasehold documents, can lead to serious delays.

Quittance's team of leasehold specialists look after hundreds of leasehold clients every month. With specialist expertise there should be far fewer delays.

I am selling a leasehold property in Cumbria - what do I need to know?

The conveyancing process for a leasehold flat (houses are rarely leasehold) is significantly more involved than it is for a freehold home.

Leasehold complexity involves additional tasks on the part of conveyancing solicitors in Cumbria, for example collating all relevant freeholder information, through to details of planned major works.

To reduce leasehold-related delays, It is recommended that you instruct a property lawyer as soon as the decision is made to sell.

I am buying a new build property in Cumbria - what do I need to know?

The conveyancing process for acquiring a new build home in Cumbria is often more complex than other types of conveyancing.

A solicitor in Cumbria must be able to deal with things like dealing with lender conditions, confirming right of way over drains and sewers and checking new build warranties with warranty providers such as NHBC, Advantage HCI and HAPM.

Our award-winning team of new build solicitors are highly experienced in working with buyers towards a successful transaction and working to tight developer deadlines.

Read more:

Buying a new build property off plan - what you need to know.

What you need to check before buying a new build home.

Will I need a conveyancing solicitor if I am remortgaging my Cumbria property?

Yes.

The base rate is now at 0.75% (Feb 2019). A good Cumbria remortgage solicitor can get you onto your new rate as quickly as possible.

Our property lawyers can act for most UK lenders, so whether you are you are moving to a cashback mortgage with Barclays Bank or to a variable-rate mortgage with the Monmouthshire Building Society, our remortgage team can assist.

Check your solicitor can act for your lender